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* Sec.2 - Plaindealer - Wed. Dec. 10,1969 Problems Of New Home If you found that your company was about to transfer you to a branch in another state, what are the things that you would think about? Not the least of the problems facing a man under these circumstances might be the taxes in his new home town and state. On the basis of recent figures, let us take, for example, the case of a typical Joe Doakes. Joe is married, the father of two and earning $10,000 a year. He may be able to find out the going price of another home; what it will cost him to move; how far his two children will have to go to school. He might even find out whether the new state's tax on cigarettes, say is higher than in his present one, and get a rough idea of what his property taxes might be. Undoubtedly, he'll want to know whether his new state levies an individual income tax and if so whether it is higher than the one he pays now. There are now forty states (including D.C.) levying an in­ dividual income tax. A man in Doakes' wage and exemption category would pay the smallest State individual income tax . in Louisiana at $43 and the highest in Minnesota at $407. I For the year ending in March this year, state tax col­ lections of individual income taxes totalled $8.5 billion, or 25.6 per cent higher than a year earlier. Lat year's state individual income tax on a man earning $10,000, married and with two children, is shown in the table below: At $10,000 of At $10,000 of State Annual Income State Annual Incomi Minnesota $407 ILLINOIS $150 Wisconsin 386 Colorado 145 Oregon 328 Arizona 139 Hawaii 325 Alabama 136 'Vermont North Carolina 260 Kansas 135 'Vermont North Carolina 258 Arkansas 133 Maryland 255 Indiana 118 Utah 243 Maine 110 .Kentucky 228 Mississippi 105 ^Alaska (Delaware 220 Georgia 104 ^Alaska (Delaware 215 Missouri 104 Iowa 215 New Mexico 93 .New York u 215 Michigan 83 ^Virginia 215 West Virginia 82 Idaho 214 North Dakota 78 J).C. 210 Nebraska 76 Man.achusetts 204 Oklahoma 66 ^Montana 197 Louisiana 43 South Carolina 154 Alcoholocaust Jerry Marcus 'Here's looking at you, Ed!' > ) \ii Y -̂AP- Tlw Travelers Safety Service According to the Department of Transportation alcohol is the cause of up to 50% of highway doaths. THE FIRST BIG SNOW <4 - C ftr i r.g > MENTAL HEALTH MATTERS Through the Courtesy of the Family Service and Mental Health Clinic of McHenry County. What To Do? Have you ever wondered what you should do in case you or a relative or friend should turn up with what you think may be a mental illness? Here are some helpful point­ ers and general guidelines. They* may aim you in the right direc­ tion. They can assist you in get­ ting started down the road to help. The main point is to remem­ ber that something can be done about almost every case of men­ tal illness that exists or that is just beginning. Whether it's you or someone else, you owe it to yourself to get this help. Where can you find it? Sources for help to fit every case are not always easy to find. But there are individuals and organizations to turn to in the beginning, if you do not already know wkere to go. Among these are the follow­ ing: Your physician, if you have one. Or you may contact the Generous Hearts "The war against poverty and deprivation begins at home < but it must not end there...We live at a time when the ability to Itransform the world is only limited by faintness of heart or narrowness of vision." - From the report of the Commission on International Development. i "The CARE Food Crusade will help feed 35,000,000 people, in thirty-six countries from Latin America to Africa and Asia, during the coming year. Funds are needed to deliver 6,650,000 food pack- (ages, at $1 per package, in the name of the American people." - Letter from CARE. As Christmas nears, take time to ponder those messages. For Americans with the heart to reach even beyond our borders, and the fvision to help build the kind of world that will be better for all of us, CARE offers a direct way to express the holiday spirit rf compassion and goodwill for all mankind. The Food 'Crusade is the largest CARE program requiring ^public support. Combined with the agency's self-help and med­ ical programs, it seeks to give hungry people the health and en­ ergy, the education and skills to feed and support themselves -in the future. Malnourished children, distressed families, war victims will benefit from your gifts. You can mail your check to CARE Food Crusade, 660 First Ave., New York, N.Y. 10016 Consumer Welfare Fad Consumer welfare is a new and popular fad in government. It should be neither new nor a fad, since 100 per cent of the population are consumers. Consumer welfare is not new to good advertising. Local retail advertising, by necessity, must take the welfare of the consumer into consideration. It could not otherwise succeed. The local newspaper advertiser can not afford to challenge the intelligence of the consumer. It is a written and quickly available record of the word of a friend and neighbor. Every newspaper advertiser is familiar with the customer who brings an advertisement clipped from the local paper when he comes to make a specific purchase. That customer believes what is printed. If the retailer can not back his claims, he may lose a customer and a friend forever. Of course, the retailer can not always anticipate the qual­ ity of content in packaged goods. Like the consumer, he depends upon the claims of national advertising. When he recognizes deception bn the part of a manufacturer or distributor he warns his customers and is likely to drop the unsatisfactory line of goods from his orders. The most frequent references to misleading advertising deals with the claims of manufacturers who attempt to sell very similar mass consumed products such as aspirin, cosmetics, and laundry goods by televised gimmicks. Gimmicks, however, cannot stand up under the cold hard examination of the newspaper reader. Social Security QUESTION BOX by Elwin Kris FIELD REPRESENTATIVE Today's questions are ones frequently being ask­ ed of our representatives by the people of McHenry county. The Social Secur­ ity office at 2500 Grand avenue, Waukegan, re­ minds McHenry county re­ sidents that it has repre­ sentatives meeting people at two locations in McHen­ ry county on a regular ba­ sis. The representatives are at the Woodstock Pub­ lic Library, 414 W. Judd, Woodstock every Wednes­ day from 9 a.m. to noon and at the Harviard city hall from 9:30 a.m. to noon (Mi the first and third Tue­ sday every month. If you have a question you would like answered on Social Se­ curity in this column, then please forward it to Social Security Administration Question and Answer Col­ umn, 2500 Grand avenue, Waukegan, Illinois, 60085. Give your full name, ad­ dress, and Social Security number. If you do not want your name to appear, please indicate this and we will use only initials. Question: I travel several months of the year. If I should need medical treatment, will Medicare help pay the bills? Answer: Yes, if you travel in any of the 50 states. You should be sure to have your Medicare Identification Card with you at all times and present it to the hospital admitting of­ fice if you are hospitalized. If you receive any services that are covered by Medical insur­ ance, obtain an itemized receipt or bill, keeping in mind it must be submitted for reimburse­ ment to the carrier in the state where the services are receiv­ ed. There is a list of these carriers on page 27 of "Your Medicare Handbook". . Question: I was 72 years old May 4, 1968. I thought I could work and earn all the money I wanted to in 1968. I am now told this is not true. Please explain. Answer: If you were age 72 or older throughout the year you could receive payment for all 12 months. Since you were not 72 until May you were sub­ ject to the earnings limitation from January through April. If your total earnings for 1968 were $1680 or less your So­ cial Security payments were not affected. If your earnings were more than $1680, the only months that were affected were January through April. Question: I know that if I file for my social security bene­ fits before I am 65, my payments will be reduced. If I do file be­ fore I am 65, will my pay­ ments be increased when I reach 65? Answer: Generally, your pay­ ments will remain the same. However, if you did not receive one or more payments before you are 65 because of work an adjustment will be made in your payment. Question: I have some med­ ical bills from early 1968. When must I submit these to Medi­ care for payment? Answer: If you received med­ ical services between October 1, 1967 and September 30,1968, you must file for reimburse­ ment no later than December 31,1969. Question: My husband is 5 years younger than I am. Can I receive Social Security on his account even if he is working? Answer: If you are insured through your own work under the Social Security program, you can receive social security pay­ ments regardless of your hus­ band's age or work status. How­ ever, if you have never worked you must wait until your hus­ band starts receiving his social security payments. Regardless of this, you should contact your Social Security office before you are 65 to discuss filing for Medical Insurance under Med­ icare. Question: Where canlfindout if a hospital, extended care facility or home health agency is participating in Medicare? Answer: Your doctor or someone at the institution or agency can tell you. You can also ask the people in your Social Security office. Question: My husband is over 65 and is receiving a social security payment of $140.40 a month. I filed at age 62 and I Parent Preparation Classes Offered At Memorial Hospital The next session of the free "Preparation for Parenthood" class at Memorial Hospital for McHenry County will begin Monday, Jan. 5, 1970. The sec­ ond class in this series will be held Jan. 12, Mrs. Carolyn Stratton, R.N. in charge of the program has announced. Advanced notice is given so mothers-to-be wishing to at­ tend will have time to obtain a required permit slip from their physician sometime be­ fore the classes begin. Fath­ ers-to-be are encouraged to attend. The free sessions are held in the hospital dining room starting at 8 p.m. am now receiving $52.70 a month. Why don't I receive 50% of my husband's amount? Answer: When a wife receives her social security benefit be­ fore 65 she takes a reduced payment. It can be reduced as much as 25% if she begins re­ ceiving the payment at age 62. Your payment was figured at $70.20 of your husband's) less 25% which equals $52.70. MINI-PUZZLE ' | f 1 [ J 5 6 • • • • 11 12 • 116 17 18 • 20 21 r 23 24 27 r 29 30 3' 33 33 r 35 36 ACROSS 1 Careless 15 Fruit 20 Box 15 Unties 31 Snakes: kind DOWN Thing low 5 Usher 6 Emphasize 15 Urge 16 Luxury i-j Kind of fish Answer ft 3c a ac Vc s P, Q, 3 4e u % m * a d s, 4* 3, • • • 5, mjw* H For Your Information' Dear friends, The funeral with the body present impresses the reality and finality of death upon the minds and emotions of the bereaved. Prominent psy­ chologists consider this an essential procedure to safeguard mental health. The showing of grief by family and friends, while the body lies in state, also aids the distraught survi­ vors to accept and adjust to the reality of death. Respectfully, PETER A1JIISTE N & SON FUNERAL HOME AV^tonry. Illinois 385-0063 A film on pre-natal care fol­ lowed by discussion will be of­ fered on Jan. 5. Movies on la­ bor and delivery, and care of the mother and newborn baby are part of the final session on Jan. 12. Staff doctors and nurses take part in this program, giving their time and service to aid parents-to-be. "Preparation for Parenthood" courses are held quarterly as a continuing service program at Memorial hospital. Here And 'There In BUSINESS TOP PRODUCER Ruth and Leo H. Krumme of the Leo H. Krumme Insurance Aj^ncy, 465 Virginia street, Crystal Lake, who reside at 2805 South River road, Mc­ Henry, returned Sunday from attending the fiftieth anniver­ sary sales conference of the Hawkeye-Security Insurance company held at Freeport, Grand Bahama Island, Mr. Krumme qualified as one of the top producers of the company. \ Tips from a Pro Frederick J. Marsh NATIONAL TRUCK DRIVER OF THE YEAR DRIVE CAREFULLY Are You New In Tows? Do You Know Someone New in Town? We would like to extend a welcome to every newcomer to our community. . . CALL Cris Fail 385-408 4 Fran Olsen 385-5740 ROYAL WELCOME Joan Stull 385-5418 Ann Zeller 385-0559 local medical society for sug­ gestions. Your clergyman or, if you are not affiliated with a religious group, the local clergymen s council, which you might call any minister about The mental health depart­ ment in the community, or the public health department if there is none specifically for mental health. The mental health associa­ tion in the community. If there is no local chapter, the health department possibly can give you the address of the state as­ sociation Finding these may take dig­ ging, letter writing, or calling on your part If you think that we can help you, write to the National Institute of Mental Health, c/o Mental Health Mat­ ters, Chevy Chase, Maryland 20015 We may not know of specific sources of mental health help in your community and cannot, of course, provide treatment or medical advice by mail. But we can furnish general informa­ tional material on mental ill­ ness and direct you to organizations in comn and states, such as medical cieties, mental health and health departments, voli mental health associations, tal health associations, m health centers, and others. ^ A. H NOTES - LINCOLN CLOVERLEAFS The December meeting oftne Lincoln Cloverleafs was tapd at the Val-Mar recreation house. The meeting was called to order by President Phillip Mowrer. Following pledgea^a report was given by the secre­ tory, Diane Miller, and the trea­ surer's report was given by Jeff Boyer. * The first order of business was the passing out of ribbons won at the McHenry County Fair by the club leader, Mr. Stave- teig. Other business discussed was the Christmas party, the Christmas caroling for all 4-H members on Dec. 15, and the selling of candy to raise funds. Talks were given by the fol­ lowing: Laurie Staveteig on the care and cleaning of a saddle and bridle, Marge Boyer on the preparation for a show, and Phillip Mowrer on feeding a horse. The meeting ended with games and refreshments. Tfce next meeting will be held Jan. 5. Betty Lang, Reporter ffcSSl OPTOMETRIST Dr. John F. Kelly At 1224 N. Green Street McHenry (Closed Wednesday) Eyes Examined Glasses Fitted Contact Lenses Hrs. Daily 9:30 a.m. to 5 p.m. Friday Evenings 8:30 p.m. Evenings by appointment PHONE 385-0452 Dr. Leonard Bottari Eyes Examined - Contact Lens Glasses Fitted 1303 N. Richmond Road Hours: Mon., Tues., Thurs., Fri. 4:00 p.m. to 6:00 p.m. Tues., Thurs., & Fri Eve. 7 p.m. to 9 p.m. Sat. 9:30 to 3:00 p.m. No Hours on Wednesday PHONE 385-4151 If No Answer Phone 385-2262 OFFKf EQUIPMENT McHenry County Office Machines Sales-Service & Rentals Typewriters -Adders Calculators Mon. - Sat. 9:00 - 5:30 Friday 'till 9:00 p.m. PHONE 459-1226 93 Grant St., Crystal Lake, 111. METAL WORK Schroeder Metalcraft For Home and Garden Wrought Iron Railings Fireplace Screens - Ant iques Open Fri. 9 a.m. to 9 p.m. 1705 S. ROUTE 31 PHONE 3S5-0950 INSURANCE Earl R. Walsh Fire, Auto, Farm & Life Representing RELIABLE COMPANIES When You Need Insurance of Any Kind PHONE 385-3300 or 385-0953 3429 W. Elm St., McHenry, 111. George L. Thompson General Insurance •LIFE *AUTO •HEALTH •FIRE •CASUALTY •BOAT Phone 815-385-1066 3812 W. Elm St., McHenry f. In McHenry Plaindealer Bldgi Dennis Conway AUTO, LIFE, FIRE STATE FARM INSURANCE COMPANY 3315 W. Elm St. McHenry, Illinois 385-5285 Or 385-7111 LETTER SERVICE Mimeographing - Typing Addressing - Mailing Lists McHenry County Letter Service 1212 -A N. GREEN ST. PHONE 385-5064 Mon. Through Fri. 8 - 5 p.m. Closed Saturday ACCOUNTANTS Paul A. Schwegel 4410 West Route 120 McHenry, III i nois PHONE 385-4410 REPAIR SERVICE ^ » » * " " - -- -- -- -- --I-- II~»~B~In.n_rm_^ = Call "Servisal" = (815) 385-2145 r or Repairs on Refrigerators - Freezers - Washers and Dryers - Window Air Conditioners - Dishwasher Ranges - Cooktops - Ovens, both Gas and Electric. SERVISAL ^PPLKNCE COMPANY 3412 W. Elm Street, McHenry, Illinois V