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Slate Trip To Ballet | Construction Progress At New Johnsburg School Reservations are being taken for the Dec. 20, 7 p.m. per­ formance of "The Nutcracker" at the Arie Crown theatre at McCormick Place. Ticket price includes bus fare. A bus will leave the McHenry Roller rink parking lot at 5 p.m. Reservations are very limited and money must be received by Nov. 25. If interested call Pauline Forbes 385-8724 or Aldona Cepulis 385-0449. MONEY SHOPPER By John E. Miller, President, The Money Shops One Debt Out Of Many Did you ever ^et the feel­ ing that your entire income has become an outcome? On paydays, does cur raiary seem to just pas:,, through your hands for a fleeting moment enroute to satisfy your creditors? Wont of all, have you ever fcund that your expenses are greater than your income? ^ If you have exparienced any of these situations you may be in trouble financially and it's time to do something about it. With the availability of credit today, it's not hard to get into the habit of over­ spending. Such things as monthly mortgage payments, buying a car on time, depart­ ment store credit cards, and gasoline and auto upkeep purchases, can become over­ whelming. A family finding itself in this unenviable position should immediately stop spending and take stock of the situation. Sit down with your spouse and list all your sources of in­ come, then all your expenses and outstanding debts. Determine a bare-bones budget by listing expenses for the necessary items -- food, shelter, clothing, transporta­ tion. This is the amount you must have to survive. Any money left over should be used to clear outstanding debts. The husband and wife must also communicate, so that the wife is aware of the total spendable income. She must resist the temptation to charge purchases at this critical period. When a credit payment is "due on one of your debts and you cannot make pay­ ment, don't let the pay date pass and wait until you hear from the creditor. You will probably know in ad­ vance that you cannot meet the payment so go see the creditor before the due date. Explain your circumstances and talk it over. Perhaps you can obtain an extension of the payment period. sumer finance company. Financial advisers, wherever you go, will be glad to discuss your problems without charge. The first step in obtaining o debt consolidation loan is to add up all your outstanding credit payments. Together they may amount to a monthly sum that you cannot possibly pay out of your cur­ rent income. At a finance company office, the loan officer will help you deter­ mine your total indebtedness. After you have qualified for the debt consolidation loan, the lending agency will, in effect, pay off your existing debts and create a new single loan. This loan, spread over a longer period, will probably be in smaller installments than would be required to cover your presently-outstanding combined debts. Collateral for such a loan can be the equity you have in your home (the value of your share in the ownership). Other collateral that may be con­ sidered are your car, or per­ haps furniture that you own. You may also obtain a co­ signer for your promissory note. This can be a parent, relative, or friend, who, by signing the note agrees to pay the loan should you default. Once you have been ac­ cepted for a debt consolida­ tion loan, it is imperative that you police yourself and your family very carefully to avoid any further extension of credit. Postpone other pur­ chases until your present credit obligations have been satisfied. If debts do accumulate, there are other ways to re lieve the pressure in addition to pulling in your belt and going the austerity route. You could consider a debt consolidation loan, which in effect pays off multiple creditors and establishes a single debt It is possible to spread this over a longer period of payment For in­ formation on a consolidation loan, check with a financial institution where you have a savings or checking account or seek advice from a con [LIMITED TIME ONLYj save your | carpet j All Day Or Overnight Rental • Steamex*gets the dirt other methods don t reach' • Removes old shampoo1 • Carpet dries quickly' Do it yourself and save! An air of expectation existed at the regular meeting of the Jobnsburg school board Tuesday night, and the reasons accounted for relaxed tensions among board members. The first school play is being presented--on schedule--with relief that it can be done in an almost completed auditorium. Add to that the fact that the kitchen stoves were scheduled to be installed Thursday; the cafeteria personnel were alerted, and there was an almost 100 percent rumor that the student body will be fed Monday, Nov. 20. In addition, gym lockers are in place and fan noise levels have been muted. Steve Pollack, Vocational director, reported on the success of the recent PREP conference at Springfield. A bulletin board full of colored pictures backed up his notes on the variety and quality of speakers that keynoted the general sessions and that led the thirty-one separate meetings held Evaluation sheets have been summarized and forty-two hours of taped sessions are being used to write a summary report In the meantime, seven sessions have been held for Chicago vocational instructors who have responded en­ thusiastically. In addition, the administrators of the state penitentiary at Dwight have made inquiry into the possible use of the PREP materials. State grants to continue curriculum studies in Graphic Arts and Transportation areas are in the development or planning stages. The conference materials and pictures will be evident in a booth sponsored by the John- sburg high school in the Illinois Association of School Board meeting being held in the Palmer House Nov. 18, 19 and 20. Pollock submitted a list of members for the Citizens' Advisory committee who have been contacted and have agreed to serve, if selected. The general advisory committee has a number of sub­ committees to handle various vocational areas. One example is the Building Trades com­ mittee, whose members have discovered problems in fitting the originally planned house on the lot selected. Now the job of getting forty-two trades students in out of potentially raw weather is a real one. Lee Ann Cristy, advisor, explained the potential of an all day clinic to be held at New Berlin, Wis., Dec. 2 and received permission to tran­ sport twenty interested students by school bus. The request of Jim Meyers, to attend the National Athletic Directors' convention at Louisville, Ky., required considerable discussion before board approval was given. A v policy to limit requests by faculty members and ad­ ministrators needs to be up­ dated in light of budgetary restrictions The board gratefully ac­ cepted a Port-a-pit gift from the PTO for the Junior high after discovering that it is a needed and relatively expensive foam rubber cushion used in pole vaulting and high jumping activities Jim VanBosch, Junior high principal, indicated that his students not only made ex­ cellent use of the closed circuit TV, but also generated ex­ citement about the political election by having personal interviews with Senator Jack Schaffer and Representative Tom Hanahan Monday and then going through the voting procedure Tuesday. The not-so-unusual event of parental objection to a certain book in the library provided the Ljbrary committee a job to do. Members could not reach an unanimous agreement and had asked two members of the school board to review the book Before the board could reach an unbiased opinion, it was decided that each board member should accept the homework of reading the book. FIRST SON Brian Andrew is the name chosen by Mr. and Mrs. An­ drew Kump, 7107 Seminole, Wonder Lake, for their first child, weighing 7 lbs. 12 ozs., and born Nov 10., in McHenry hospital. Maternal grandparents, Martin and Gail Furdek, and -- aternal grandmother, Maria Kump, are all of Joliet. Births: Nov. 13, a boy to Mr. and Mrs. Brian Wilson, Wonder Lake; Nov. 14, a boy to Mr. and Mrs. Kenneth Dean, McHenry, ^HOSPITAL NOTES J MEMORIAL HOSPITAL, WOODSTOCK Admissions: Mrs. Mildred Phillips, Mrs Jenette DeLisle, Master Shane Colberg, Mrs. Elaine Brabec, and Mrs. Donna Brown, all of McHenry; Mrs. Mary Norton, Wonder Lake. • • • • Those who believe all they hear are relatives of those who believe all they read. • • * • The interest in educa­ tional institutions for many will dwindle rapidly after the last football game. • To prolong the life of your carpet, use door mats at all entrances to absorb soil and moisture. Use a good carpet pad, particularly on stairways. Move heavy furniture occasion­ ally to avoid excessive crushing of the carpet nap. At least once a week (more frequently in high-traffic areas), give your carpet a thorough vacuuming. RentSthe pi /fm pro rraunex: carpel cleaner SHAMROCK S CLEANERS S McHenry Market Place • Rt«. 120, McHeni), II 815-385-1944 why take less when our 1979 Christmas Club gives you more,' When you join McHenry Savings 1979 Christmas Club you'll receive a free gift right away. It's a set of 4 Currier and Ives place mats of old fashioned winter scenes. We'll also pay you 5Va% on your savings. (Even if you don't complete your club savings program!). All of which means you'll have the cash you need for next year's Christmas shopping. Now who does more for you? Stop in and join our 1979 Christmas Club today! % «.Mf4[ Now Compounding Interest Doily! r McHENRY S A V I N G S « ma iniittiiiij McHenry Savings W iOAM ASSOCIATION^^ 1209 North Green Street, McHenry 815/385-3000 10520 Main Street, Richmond 815/678-2061 10402 North Vine Street (Huntley Center on Route 47), Huntley 312/669-3333 SAVtMMOUM *00 am HI Ivntfoy and TSwrtday * 00 a m lelOO^n Friday *00 am to 3 00 pm So»teday WkHmty Prut In Window oeen Wednwdey *00 e m (o)OOpm Cla*ad Wodnatdar m lichmond fcJ-lewjJdopk Mdpiruj, / PAGE 3 - PLAINDEALER - FRIDAY, NOVEMBER 17,1»78 PossengerHurt When Car obscured his vision. *** ^ Neither driver was injured Hits Deer On Highway A Wonder Lake woman was slighUy injured when the car she was riding in struck and killed a deer Monday evening. Sophie M. Dyck, 7812 Oak- wood drive. Wonder Lake, was taken to McHenry hospital following the collision on Route 120 near Martin road. The driver of the vehicle, Dolores H. Wines, of the same address, told police she was driving westbound on Route 120 when she saw the deer run across the road ahead of her She reportedly tried to brake, but hit the deer. Ms. Wines was not injured A McHenry woman escaped injury when the car she was driving was struck by a Rich­ mond police car Tuesday evening at 8:03 p.m Linda D. Miyaki, 2101 Coolidge road, told Sheriff's police that she was northbound on Route 12 when she saw the squad car approach the in­ tersection with Broadway, without its red lights in operation Ms. Miyaki said that when the squad car got close to her vehicle, the driver turned on the red lights, but it was too late for her to stop and the collision occurred A passenger in the Miyaki vehicle offered the same account of the accident. The driver of the patrol car. Barbara A. Button of Hebron, said she was responding to an emergency call westbound on Broadway approaching Route 12. She said she turned the red lights on and saw the Miyaki vehicle approaching and thought it was going to yield When the Miyaki car continued through the intersection, the mishap occurred No injuries were reported in a two-car collison on Third street in McHenry Tuesday Claudia V. Wilkinson, 5207 N. Pistakee drive, told police she Santa's Sunday Savers was on Third street turning into a parking lot. She reportedly turned too wide and struck a car driven by Steven R. Landin, 1213 N Eastwood lane, which was exiting the lot. No tickets were issued in the mishap. Scott Houghton. 3815JW High street, blamed frosty windows for an accident on Timothy lane at High street Monday mor- ning. Houghton told police he was eastbound on High street at 7:20 a m., turning left onto Timothy lane. When he made the turn, he struck a car driven by Henry A Ken yon. 302 N. Timothy lane, which was northbound on Timothy lane turning onto High street Houghton said his windows were frosted and the sun was in and both vehicles sustained minor damage A Wonder Lake man was ticketed following a three-car chain-reaction accident on Elm street Monday. Bradley A. Brown, 8917 Sunset drive, Wonder Lake, told police he was eastbound on Elm street and as he went around a truck, he saw the car ahead of him stopped in traffic He told police he was unable to stop and struck a car driven by John E Johnson, 2812 N Stilling boulevard The Johnson vehicle was pushed forward, striking a vehicle drivep by Bernard V Matchen, 3808 W Maple avenue Brown was cited for failing to reduce speed to avoid an ac­ cident. ' • * m m m + An unsuccessful or­ ganizer is one unsble to get other people to do the work. NOpl! V_LS_ AT TOP DECK ll 2ND EDITION"! FRIDAY N1TE ONLY, NOV. 17 WE WILL BE SERVING OUR: •LOBSTER SPECIAL as usual •PRIME RIB OF BEEF and also •ROAST DUCKLING TOP DECK 1232 N. Green St., McHenry 385-9836 2 STORES! 2 WAYS TO SAVE! SAVE NOW FOR CHRISTMAS (SPECIALS GOOD SUNDAY, NOV. 19 ONLY) spurgeon's KENNER Star Wars Action Figures $222 Ladies' Tops TURTLE NECK-C0WEL NECK CREW NECK V NECK Reg. $6.50 TO $7.501 J 44 ^ 31% TO 41% Sizes S-XL wnifv r $4 MEN'S Hooded Sweatshirts THERMAL LINED Reg. $12.00 $8 99 SAVE 25% Sizes S-XL Blankets 72x90 ASSORTED STYLES & COLORS Reg. $8.99 s5 99 SAVE 33% C O A S T T O C O A S T S T O R E S ! ... total hardware MIDLAND SOLID STATE 12" Black & White T.V. '79 83 214-1414 in BROWN OR IVORY Extension Cords 6-FT. CORD. 441 5527,441 5550 55' 9-FT. CORD. 441 5584, 441 5618 60* 12 FT. CORD. 441 5642, 441 5675 69* Rustic Nut Bowl INCLUDES CRACKER, 6 PICKS HANDCRAFTED LOG NUT BOWL $4 99 1485564 5 PIECE Bar Tool Set INCLUDES COCKTAIL STRAINER. JIGGER, CORKSCREW. BAR SPOON, AND CAN OPENER 99 1290162 mn iruun 54 McHENRY MARKET PLACE McHENRY. IL