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SfctTlUM M-Al.fc*- KLAINUtALtH- WEDNESDAY, JULY It, If PLAINDEALER Editorial * ( Opinion Urban Sprawl ' Much concern is being expressed these days about the spread of urban sprawl. Some states have even offered farmers cash payments to prevent them from selling their farm land to developers. Massachusetts and Connecticut have recently attempted to buy development rights from farmers. But this is expensive. Wisconsin offers farmers tax refunds. Oregon may have the best approach. It requires counties to develop growth plans; these plans are enforced by the state govemment-which can better resist developers. There's no way urban sprawl can be stopped, nor should it be, since the nation's population is growing. But destructive and poorly-planned urbanization should be avoided as a serious blight on future generations of Americans, too much of which has already been allowed to spoil much of the country's beauty and heritage. * And the idea of planned growth is one which seems to offer much for the future of American counties. Currently the U.S. Soil conservation service is drawing maps of agricultural lands in the various states most threatened by urban sprawl. Though the federal government can't do much in this field, which is primarily a local problem, these maps are a starting point for those who appreciate today's sprawl problem and want to do something about it. Primary Talk By now it's clear to all Americans that the U.S. presidential election system needs overhaul. If there are not too many primaries, certainly there are too many primary Tuesdays. With the first primaries beginning in February, candidates of both major parties, and others, have been running for six months or longer by the time tKeppirfaiies end in early June. The major parties could~dtr'much to lessen the voter's wearying ordeal by encouraging only a month or six weeks of primaries-from, perhaps, May 1 to June 1 or June 15. That would help some. Also needed is a shorter election campaign. Today the campaign begins at the end of the conventions, in July and August, and lasts until November, the fifth this year. After six months of jockeying for primary election victories, the same thing begins again between the two major party candidates (and others) after the nominating conventions. By the end of that campaign, the average vote£has heard everything the candidates have to say at least 10 times, even if he has resisted all the oratory and persuasion as much as possible. It has inundated everyone, over the radio, on TV, on posters, in the special mailings, house calls, and, most of all, in the press. One hopes that by 1984, the parties will have jointly acted to limit the length of primaiy campaigning and to shorten the election champaign. It will save money, time an(Htervous exhaustion. s Food Stamp Decreases Approximately half of Illinois food stamp households are receiving a minor decrease in their July allotment due to a recent change mandated by federal regulations. The change is in the rounding off procedures used for determining food stamp allotments. Thirty percent of the household's net income figure will be rounded off to the nearest whole dollar and then subtracted from the coupon / allotment for the household size. The balance is the monthly food stamp allotment for the household. Another change July 1, though not affecting the calculation procedure, is an increase in the maximum monthlyJncome a household may 'earn and still be eligible for food stamps. The amount of increase will be dependent upon the size of the household. Allotment levels will stay the same. Household Size One Two Three Four Five Six Seven Eight Maximum Monthly Income 316 418 520 621 723 825 926 1028 ' Maximum Coupon Allotment 63 115 165 209 248 298 329 376 Households with more than eight members receive a $47 allotment adjustment and $102 income adjustment for each person added. Additional information about the Food Stamp program is available at all local public aid offices or by calling the toll-free Food Stamp Hotline: 800-972-4608. r~ SBA Interest Rates Up On Guaranteed Loans from HISTORY'S SCRAPBOOK DATES AND EVENTS FROM YESTERYEARS July 17, 1861 -- Congress authorizes 1st issuance of paper money. July 18, 1940 -- Democratic National Convention meeting in Chicago nominates President Franklin 0. Roosevelt for unprecedented 3rd term. July 19, 1957 -- At Stockton, Calif. Don Bowden becomes 1st American to run the mile in less than 4 minutes: 3 minutes and 58.7 seconds. July 20, 1960 -- First Polaris missile launched from submerged submarine. July 21, 1944 -- U.S. forces begin reconquest of Guam in Mariana Islands in the Pacific after 17-day aerial bombardment^ * Japanese defenders. -H© July 22, 1933 -- Wiley Post ends his around-the-world JJolo flight at New York City. July 23, 1903 -- Ford Motor Co. sells its 1st automobile: a 2-cylinder "Model A" priced at $850. To bring "the ^gency's rates more in line with the private money market, the maximum allowable interest rate on SBA-bank guaran­ teed loans was raised, ef­ fective July l, according to A. Vernon Weaver, ad­ ministrator, U.S. Small Business Administration. ' The maximum rate banks can charge is 2'^ percentage points over the minimum prime rale on a loan of less than seven years^maturity, and 23/4 percentage points over prime for loans with maturities of seven or more years. •» - Under . this program, banks disburse the money to the borrower and SBA guarantees repayment of up to 90 percent of the loan. Some $3.4 billion in SBA- bank guaranteed loans is approved annually for small business. For immediate par­ ticipation loans where SBA and a bank each disburse a portion of the loan, the maximum interest rate a bank can charge for its share will be 1 percent below the guaranteed loan rate. The rate on SBA's share is 8*4 percent. The effective rate for a loan will be established on the date the application is received in the respective SBA office. "SBA tries to maintain the most reasonable interest rates possible for Small business, Weaver said, "but we also must face the realities of the marketplace and make ceiling rates at­ tractive enough for com­ mercial lending institutions to participate in SBA loan programs." The maximum rate s on SBA bank-guaranteed loans was set at percentage point over the minimum prime Sept. 19,1979 With the intent to reexamine the rate system when the prime rate dropped to 11 percent. Changes in the money market forced the rate in­ creases now being adopted. IN TROUBLE SECUKlt* Increase Income Limit For Roll Call Report (Your Congressmen's Vote) t . , WASHINGTON- Here's how area member^ of Congress were recorded on major roll call votes June 26 through June 30. HOUSE Energy Board--The House voted, 232 for and 131 against, to table and thus kill the Energy Mobilization board proposed as a key element of the Administration's program for energy independence. To hasten the building of projects such as refineries and synthetic fuel plants, the "fast track" board lould have triggered the waiver of federal and state laws and regulations impeding construction. The vote came during debate on S 1308. Rep. Thomas Evans, R-Del., a supporter of tabling the bill, said the legislation "tosses in the governmental waste basket 200 years of state and local decision-making...." Rep. Thomas Foley, D-Wash., an opponent of tabling, said today's laws "effectively sabotage our own plans to achieve energy independence by uncoordinated and time-consuming regulation. \ ' \ Members \yoting "yea" wanted to block creation of the Energy Mobilization board. Rep. Robert McClory, R-13, voted "yea." Rep. John Anderson, R-16, did not vote. Synthetic Fuel--By a vote of 317 for and 93 against, the House passed and sent to President Carter a bill aimed at developing a massive synthetic fuels industry in the U.S. Spending $20 billion in the next fiscal year, $88 billion over the next 12 years, the U.S. Synthetic Fuels Corp. will use loan guarantees, price guarantees and other mechanisms to prompt the private sector to develop the virgin technology. Synthetic fuel is chiefly oil from shale and gas from coal. The goal of the legfslation is to yield 2 million barrels of oil and oil products daily. Supporter Chalmers Wylie, R-Ohio, said he liked the bill's "emphasis on coal, our ace in the hole," and added that failure to pass the bill "would mean another headstone in the graveyard of dead energy projects and an even more vulnerable America." Opponent Ted Weiss, D-N.Y., said the bill "plunges headlong into an unproven technology...by spending vast sums that will likely fill theMcoffers of the same companies (that) benefited royally from the windfall profits of oil decontrol." Members voting "yea" wanted to launch the government- funded attempt to develop a synthetic fuels industry in the U.S. McClory voted "yea." Anderson did not/vote. State bept.--1The House adopted, 240 for and 144 against, an amendment cutting 5 percent ($78.3 million) fr«m the State department's fiscal 1981 budget. Only finding for the American Institute in Taiwan was exempted from the cut. The vote came during debate on an appropriations bill (HR 7584) headed for passage and the Senate. Supporter John Ashbrook, R-Ohio, said: "It has always been hard for the Congress to say no to the special interests and the bureaucratic empires which seek ever more funds fi -om the public trough. It is now time to say yes to the taxpayei s." Opponent Neal Smith, D-Iowa, said that in the wak< of Iran the budget contains more money for security at emfbassies, and that approval of this/amendment would lessen [security overseas. ^ y\ Members voting "yea" favored\the State department budget cut. McClory voted "yea." Anderson did not vote. SENATE Tax Cut--On an essentially party-line vote of 52 for and 33 against, the Senate killed a GOP-drafted 10 percent across- the-board cut in individual income tax rates. The cut was to have been accompanied by faster depreciation rates for plants and equipment. The vote came (luring debate on HR 7477, an airport taxation bill that was passed and sent to the White House. Sen. Robert Byrd, D-W.Va., a supporter of killing the plan, said "this is the Reagan amendment, the Reagan trickle- down, make-the-rich-richer amendment." Sen. William Roth, R-Del., a backer of the cut, said the Republicans "are proposing a fundamental shift in tax policy - a policy based on lower marginal tax rates to stimulate the supply side of the economy." Senators voting "nay" favored the tax cut. Sen. Adlai Stevenson, D, voted "yea ." Sen. Charles Percy, R, voted "nay." Tennessee-Tomblgbee--The Senate defeated, 36 for and 47 For Your Information Dear friends. If you have your Social Socurity payment! deposited directly Into your chocking or savings account, mako suro the S.S. Administration has your current home address. Altho your money goes to the bank, important Social Security information is sent to the home. If you have moved, or plan to move, notify the Social Security Office. \f' Respectfully, PETEP M.J LISTEN FUNERAL ̂HOME Easy Peel The skin of ripe peaches and apricots sometime^ adheres tightly. To loosen it for peeU ing, dip the fruit into boil­ ing water for about 45 seconds, then into cold water. You can then grasp the loosened skin of the fruit. Peel gently, using the dull edge of a knife. Rural Loan Guarantee The Farmers Home Ad­ ministration (FmHA) has raised the income limits for above-moderate-income rur­ al home-ownership loan guarantees from $20,000 to $30,000 in the 48 contigious against, an amendment to eliminate $58 billion included in a fiscal 1980 appropriations bill for the Tennessee-Tombigbee Waterway. The bill (HR 7542) was passed and sent to conference with the House. Paralleling the Mississippi river through Kentucky, Tennessee, Mississippi and Alabama, the waterway is to provide a shipping route between the Ohio and Mississippi rivers. The project is estimated to cost $3 billion, of which nearly $l billion has been spent. Sen. Charles Percy, R-Ill., a supporter of eliminating the money, said "we simply cannot afford in our effort to balance the budget...economically unsound projects like the Tennessee-Tombigbee Waterway." Sen. Thad Cochran, R-Miss., an opponent of the budget cut, said "it is trendy to be against the project. It is not trendy, though, to throw away $1 billion of taxpayers' money and tell the American people we are doing them a favor." Senators voting "nay" favored continued construction of the waterway. Stevenson and Percy voted "yea." Revenue Sharing--By a vote of 36 for and 55 against, the Senate failed to sustain a $572 million cut in fiscal 1980 revenue sharing outlays to state governments. Thus the $572 million expenditure was approved. The vote came during debate on HR 7542, an appropriations bill later passed and sent to conference with the House. Sen. William Proxmire, D-Wis., who supported the cut, said "it makes little sense for the federal government, which is still in a deficit position, to provide revenue sharing to frie states, a majority of which are running substantial surpluses...." Sen. Lowell Weicker, R-Conn., an opponent, said: "Our economy has gone into a deep recession which has created financial hardships for most state and local governments." Senators voting "yea" wanted to reduce federal revenue sharing with the states by $572 million this year. Stevenson voted "yea." Percy voted "nay." states, Jon W. Linfield, FmHA director for Illinois said this week. Since the above-moderate- income guaranteed housing program for rural areas was implemented by Farmers Home at the beginning of Fiscal Year 1979, only in­ dividuals and families with an adjusted income of between $15,600 (moderate- income ceiling) and $20,000 were eligible to participate in the Continental United Slates. Under the program, Farmers Home guarantees repayment of up to 90 per­ cent of loans made by commercial lenders for the construction of single-family dwellings in rural areas, including some towns of up to 20,000 population that are o u t s i d e S t a n d a r d Metropolitan Statistical Areas (SMSA). "Many people in the ex­ panded income range are currently unable to obtain mortgage credit, which effectively prevents them from enjoying safe, decent, and adequate housing," Linfield said. "This in­ creased financial assistance from Farmers Home will greatly enhance their ability to acquire adequate housing." By expanding the income eligibility, muchrmore credit can be extended to the public, allowing more rural residents the benefit of home ownership, Linfield added. For further information contact the local bank, savings and loan association or the Farmers Home Ad­ ministration at 8108 Ap- pleton road, Belvidere, 111., 61008 (Telephone AC 815-544- 3567). The change became ef­ fective immediately in order to make this service available without delay, according-to Linfield. Farmers Home has in­ dicated there is adequate funding for this program during the rest of this year. HOTLINE According to Gregory L. Coler, director of the Illinois Department of Children and Family services, a new state hotline for reporting cases of suspected child abuse and neglect went into effect throughout Illinois on July 1. The toll-free number is 1-800- 252-2873. Trained social workers are on duty 24 hours a day in Springfield to take hotline calls. McHENRY, ILLINOIS - 343-0063 ARE YOU NEW IN McHenry Area? Know Someone EXTEND WELCOME OB, ' NOW Y0UB AREA-ROYAL WELCOME DOES IT BEST SERVICE LINE McHENRY CHAMBER OF COMMERCE 385-4300 FAMILY SERVICE ft MENTAL HEALTH CLINIC 3409 W. Waukegan Road McHenry 385 6400 PARENTAL STRESS LINE OF McHENRY Meeting PlaceMcHenry County 24 hours a day. 7 days a week Call 815-344-3944 Parents Anonymous meetings pf> Wednesday STATE CHAMBER GOVERNMENT REGULATIONS HOTLINE 522 5514 FEDERAL GOVERNMENT GENERAL SERVICES ADMINISTRATION 202 755 8660 Hours 7:30 a.m. to 5:30 p.m. week days (Ever hod a problem involying the federal government arid not known where to call? And then been given a runaround or referrals by persons who meant well but didn't know how to help? Ten specialist available at this center ) NATIONAL RUN-AWAY SWITCHBOARD Illinois Phone: 800-972-6004 (For confidential conversations on problems dealing with run­ away children ) , MOVING HOTLINE Phone 800 424 9213 (Complaints about interstate moving by companies, buses or trains. Sponsored by Interstate Commerce commission) CONSUMER PRODUCT SAFETY COMMISSION PHONE 800 638-2666 (For questions or complaints on products ranging from toys to ovens) NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION Phone 800 424 9393 (Answers questions about automobile safety defects or wheather a particular model has ever been recalled. Valuable for those interested in buying a used car) ILLINOIS DEPARTMENT OF CHILDREN AND FAMILY SERVICES Child Abuse Center McHenry County (312)546 2150 CONSUMER PRODUCT SAFETY COMMISSION 800 638-2666 v (Operates five national lines. Answers inquires about, or repor­ ting on. the safety of products from kitchen appliances to children s toys.) \ NATIONAL SOLAR HEATING AND COOLING INFORMATION CENTER 800 523 2929 P.O. Box 1607 Rockville Md 20850 (Dispenses information on solar systems for heating and cooling to anyone <from architects to home owners looking for a sun- powered hot-water system) ' CONSUMER PROTECTION DIVISION 312 793 3580 ' Chicago, ill. BIRTHRIGHT Pregnant? Need Help? Counseling Service. 385-2999. 24 hour Answering Service. YOUTH SERVICE BUREAU FOR McHENRY COUNTY 4719 W. Elm St.. McHenry Phone: 344-3240 24 hour Crisis Intervenjion and Confidential Counseling for" youth and families Are you concerend about your angry feelings toward your children' 24 hour Parental Stress Line 344-3944 ILLINOIS STATE CHAMBER HOTLINE Phone 217-522-5514 Answer to questions on government regulations MENTAL HEALTH 1-800-892-8900 (Crisis Center Line for McHenry Co. 24-Hour Emergency number and professional staff will answer your call. Sponsoring agency- McHenry County Comprehensive Mental Health Service System. \ EARL H WALSH l JACK WALSH MS. Firo. Auto, form, lit* hfrwuillm RfllASil COMFANMS 4410 W. tto. IM. McHonry OEMS CONWAY AUTO 1*1 FNK State Far* las. Coi UlfW.llmStf** AAcMonry, HI. MS7III JAMES M. McMTEE, LAWYER AVAlLASli TO MACDCC IN: PmomI ln|ury/Trials Suilntil Corporation! 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