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( Continuedfmmfint page.) E :4: city, and patties going there should go « :nl set: i:. After six days here I left it the l "0,; 'at’lt‘ogaun for Seattle, in the State of, Washington. It is quite a city, with a pop- : uiation of 3:1,»)«10. and has some very hand- some and costly buildings. most of them of brick with gray stone and granite facings. The customs of the people. lit-re seen so dit‘~ lure-at from the cast. Sunday seems to be '12: busiest dav. and I was thinking that if ‘- ttld Sick " was chained up for a thousand tears hi: term must have expired. \l'hite l.'l‘*pel here is a hard spot. To find a. mur- icn-d. man once a week was thought noth- in: of. I met some parties here from Lind- sryâ€"L‘alvert, I’. McCubc and Millerâ€"who 13k: the place and say they are doing well. 121:.ilx-s from here is where Malcolm Mc- Donguil and Robert and James Cameron are living. Cameron Bros.arc doing a.n-tce_ 4.".:“r'ztl business. They have a storehouse t' their own, attend to freight and sell tick- «ts for the Railway Co. There are four H‘Jlllé each way every day. Mac: has a splendid farm of 320 acres, worth $300 per acre. or not far short of $100,000- 1‘ ‘5 about all cleared and is as clean as an o-iioa bed. He had a field of 20 acres tn hops that cleared him $36,000 last year at is cents per pound,aud he showed me 22 acres of hay that yields live tons per acre â€"lilrcc the first cutting, and two the next. lie says he never sold bay for less than $33 a ton at the barn, and has got as high as 51:0; and the valley i: so rich that it is nothing unusual for cats to yield 100 bush- uls per acre. lle milks 70 cows twice a day, and sends 200 gallons ofmilk to Seat- th- every morning. There is no frosthere to do any harm, and they often leave their puilllt‘L‘S in the hills all winter. Mac. has t-zm'ything in “ appleâ€"pic order,” and is said to be worth about $500,000. The val- h;_v very rich, from One to two miles with», with mountains on each side. I went hack to Seattle and took boat. to Tacoma, a zinc city with a population of 35,000. It. greatly resembles all other seaport towns, ..nd i liked it very tunch. I took train here 1th Portland, in the State of Oregon, a beautiful city with a population of 70,000. The Columbia river, that rises in the Rock- it-s on the C. l’. R., empties into the Pacific here. I left this city for homc,.e.nd as the _:-.».-r inc/his of spacel asked for in your col- nuns won't hold half what I have already written, I cannot say much about my re- turn trip; but I would like to say a. few words about Chinese labor in British Co- lumbia. The time is not. for distant when our (ltH’t‘l‘llllicllt'will have to take the saute steps as our neighbors across the line, and ..-xcludc the Chinese, who are no use to any mantry, but only a damage, as they take lil‘c place of a better class of people, and all the money they get hold of they send to t‘hinu. On my way home I had a. pleasant trip. The crops all through the North- west and Manitoba looked splendid, and if the frost don’t injure them there will be a large yield. Before I conclude I must say a good word for the officials on the C. P. R. trains, who are all that could be expected. My journey from Fort William to Owen Sound was a Very pleasant one. We had nine. calm weather, and Captain Foot and his crew, of the steamer Athabaska, belong- :rp'no the C. P. R. 00., did all in their l'Qh'tf‘L‘ to make it agreeable to the pas- scugcrs. « , t.‘ Yours truly, JOHN A. ELLIS. Fenclon Falls, July 18th, 1891. Cain..- "MOB SALE. The cast half of Lot 27, Con. 1, Vcrulnm. Apply to Rev.'\\’m. Logan, Fenelon Falls. .LUMBER. PRICES AWAY DOWN. Now is your time to buy Lumber, the undersigned having bought out the entire stock of dry lumber .- At Greene & Ellie’s Mill, and commenced shipping it to Lindsay. Any person wanting either a large or small quantity will lind it to his advantage to buy as soon as possible, as the whole stock will be cleared out in a very short. time. are?“ One of the firm will‘hc at the yard ..::itil all the lumber is removed. KILLABY & KENNEDY. Fencion Falls, June 3rd, 1891. l5-t.f. GREENâ€"RE ELLIS have also all kinds of Dressed Lumber, Planed Sur- face Lumber, Inch and 1:} inch Pine & Hemlock Flooring. V.â€"Joint & Novelty Siding, which will be sold Cheap For Cash L'nll and see for yourselves AT GREENE & ELLlS’S MILL. l‘cnclon Falls, June 16th, 1891. I7~8. "*“sm“ Marble ll OI‘kS. .0; I =2: R. CHAMBERS lite .5 preparth to furnish the people of Lind- say and surrounding country with MOXUMENTS AND HEADSTONES, both Marble and Granite. Estimates promptly given on all kinds of «:cntctcr)‘ work llarhl.» Table Tops. Wash Tops, Mantel i‘iecea. etc, a Specialty. ltehzg a practical workman all should ,. a l..s designs and compare prices before ~. .trchuing elsewhere. WORKSâ€"la rear 0 the market on Cam. 5-3;: street, opposite Matthews‘ panting salute. ROBT. GHAIBEBS., Sort): of the Town Ho) For Saleâ€"A. Bargain. Lot No. 6 north of Bond street and west of Colborne street, in the village of Pene- l l l lon Falls, with buildings, engine and boiler l â€"formerly used as a carding mill. A l at once to pp y ‘6. II. HOPKINS, . Barrister, --Lindsay. -'I'HEâ€" 7 ROYAL CANA DIAN INSURANCE COMPANY , "So THE Lennon lllUTUAL, 33013. FARMERS. 51â€"t. f. The Royal Canadian offers the following advantages over the London Mutual : t I. li‘a building worth $1200 is insured for say 81000, the Royal Canadian is oblig- ed to pay $1000, ifa loss occurs. In suelt a. case the London Mutual is obliged to pay only two thirds of the cash value, or $800. 2.'»lfa'horse -wortlr$90 is killed in the fields by lightning, flee Royal Canadian is obliged to pay $90. The London Mutual pays only $60. . 3. Fora cow worth $30 killed by light- ning the Royal Canadian pays 83‘). The London Mutual pays only $20. For other animals the Royal Canadian pays the full value. The London Mutual pays not more than :35, no matter how valuable the animal may be. 4. In the Royal Canadian animals are insured against lightning while at pasture anywhere. In the London Mutual they are insured while posturing on the premises of the insured only. 5. When articles are insured specifically, such as musical instruments, the Royal Canadian is obliged to pay the full amount insured up to the cash value of the article. The London Mutual pays only two-third of the cash value, no matter what the in- surance may be. 6. When “ ordinary contents ” of out buildings are insured by the Royal Canadian ALL implements are included. In the Lon- don Mutnal only one reaper and one mower are included, no matter how good others may be. 7. When the outbuildings are not. joined to each other the Royal Canadian insures under one sum the “ ordinary contents ” of all building not cut offbya distance great- er than 40 it., the saute as if the contents were all under one roof. The London Mu~ tual requires a separate sum on the conâ€" tents of each building, if the distance is more than 12 ft. This is a very important difference in many cases. 8. In the Royal Canadian it is a part of the contract that standard STEAM rnansnsas may be used without a Special permit and without any restriction as to the distance from stacks or buildings, caretakers, pails of water, kind of fuel or direction of the wind. Many of the policy holders in the London Mutual were obliged to run their own risk while threshing last season, be- cause it was found to be impossible to com- ply with the conditions of their permit. When a farmer pays for insurance he should secure a policy which will hold him safe when it is most required. 9. The Royal Canadian is obliged to pay its losses within sixty days and usually takes tnuch less. The London Mutual need not pay for ninety days, and since it has become so hard up as to be obliged to bor- row money largely, it usually takes about the full time allowed. ' 10. The Royal Canadian policy is subject to the statutory conditions only. It has none of the numerous variations against the policy-holder printed in red ink on the back of the London Mutual policy. 11. As to security, the inspector of insu- rance reports that the Royal Canadian has $202,758, the amount he estimates to be necessary to enable the company to carry out all its engagements with its policy holders. Besides this he reports that it has to the good the $100,000 capital paid in cash by the shareholders, and a net surplus $117,607 making in all a total cash surplus of $517,607 to protect its policy-holders against unexpected contingencies. In ad- dition to these cash items it has a subscrib- ed capital of $100,000 not called up. Re- garding the security of the London Mutual the inspector reports that the amount of unearned premium it should have on hand is $290,309. To make up this amount. in cash a second call would have to be made on the premium notes for a large amount, leaving a surplus of only $74,218, even if there were no bad debts, and this surplus is made up wholly of the unpaid balance of premium notes already heavily assessed. The company reports the losses adjusted but ttnpaid at. the close of the year at $6,- 387, but. the Inspector of Insurance finds that the liability for unpaid losses at the end of the year was $20,286. The cash on hand to pay these losses only amounted to $13,911. In view of the foregoing facts farmers will have no difficulty in deciding as to the company in which they should be insured. For insurance apply to S. CORNEIL, Agent, Lindsay. The “ Fcuclon Falls Gazette” is printed every Saturday at. the office, on the corner of May it Francis streets. SUBSCRIPTION 31 A YEAR IN ADVANCE, or one cent per week will be added as long as it remains unpaid. Advertising Rates. Professional or business cards, 50 cents perline per annum. Casual advertisements, 8 cents per line for the first insertion,and 2 cents per line for every subsequent inser- tion. Contracts by the year, half year or quarter, tor a column or less, upon reason- able terms. JOB PRINTING of all ordinary kinds executed neatly, cor rectly and reasonable rates. 3. 0. Hub, f’raprt‘clon ‘W. M Is Selling His Entire Stock of â€"AND- FURNITURE PROVISIONS. at and W Below Wholesale Cost ofntanufucture. in order to Intake roan: for new 1 designs and patterns. Cull early and secure bargains, as I an: selling; cheaper than any dealer in the County. DOORS, SASH, MOULDINGS ETC. KEPT IN STOCK AND MADE TO ORDER. ALL WORK WARRANTED. UNDERTAKING ATTENDED TO IN ALL ITS BRANCHES. W. McKeown, FRANCIS STREET WEST, FE/VELO/V FALLS. E A W ell-B illng Suit 0f Clothes imbues a man with confidence, and preposses others in his favorâ€"which is important. When rich, :1. man may indulge his ccccntricities, and appear in the shabbicst attire without losing ‘~’ caste,” but not so the young man who is just tanking his way in the world: it‘s ruinous to his chances to wear ill-tilting chothcs. “9M”«OON MNM“«”OO Our New Fall Goods Hate Just Arrived, and comprise a beautiful selection of French and English Suitings and Over-Coatings. Scotch Irish and Cananian Tweeds. etc., which have been purchased most advantageonsly, enabling us to make the prices con- siderably'lowcr than usual. GENTLEMEN, and select the material for your Fall and Winter Suit and Overcoat while the Stock is Every article guaranteed a good fitâ€"well made and well trimmed;and the ller. COME EARLY PRICES AVVAY DOWN FOIR CASII. Opposite McLennan’s HardVvare Store, Lindsay. David Chambers, General Blacksmith, fie Francis-st, Penelon Falls. Blacksmithing in all its differentbranches done on short notice and at the lowest living prices. Particular attention paid to horse-shoeing. Give me a call and Iwill guarantee satisfaction. 45-ly. FARMS FOR SALE. The following cheap and good farms are in the fittest section of \Vestcrn Ontario. Send for the “Canadian Farm Advertiser’ to]. J. Daly & Co., Guelph P. 0., Out. I! is sent free and gives the acres cleared, sizes and kinds of buildings, &c., &c., of these and 27 5 other farms. No stones, hills or swamp on the farms, and the soil is guaranteed deep, rich, clay loam that: never bakes. Money sent if re- quired as guarantee, for expenses if the farms are not cheap and as represented,â€" nnd intending buyers, after seeing them, left to decide for themselves, and then keep or return the money as they think right. Pure springwater on every farm, good fences; land not hilly nor flat. Gravel roads, cheese factories, creamerics, schools, churches and post offices near all the farms. 000d water every where and healthy coun- try. Only enough money to bind the bargain need be paid until taking possession, and then 60 per cent., $60 of every $100, of the price will be left on the farms, or less than that, if buyers wish, payable Just to suit the buyers in every way. This will be put in writing and lo the best chance ever ofiered to buyers. All buyers get good title: and their deeds when they take poa- session. 110 acres 6' cleared 15 acres . line mapli: gush, gobd house and barn, market town with railway : miles. 4: O 100 acres, 80 cleared. balance 9 bush, brick house, good barn, market town onlv 1 mile. 73:3 1â€"0â€"6 acres, Socleared, house ED 9 . and barn, near market town. “I 50 acres all cleared, good (8‘17 2 l 5 00. buildingg, near market. . 2 65 acres, all cleared, good , . buildings, nearlnrge town. '4’) 4 100 acres, 85 cleared, 1 bush, 1%) 9 . brick house and ban barn, market town with railway 5 miles. village near. 5 W TOO-Egrcggblfllcarod to hush: $3, ' large fresh water" lake I: boundarv at back end, good house and burn, market town with railway 5 miles. 716 205 acres, ()0 cleared, rest :15 9 - hardwood, lmttse and burns, a village 2 miles. market town with railway 7 miles. ufiâ€" 165 acresr oclcarctl 1 hard- , wood,de ousc,suialsl barn, market with railwav 1 mile, large town 6 miles. .â€"-.~~.~â€"â€"-â€"â€" â€"â€"â€"..â€"â€"_Lâ€"â€"â€"-. 7t F" 5 ‘ ICC-itcrcs §:clcarcd,â€"li:trd- a . wood, finc’brlck holisc and large bank hnmLmirket towu with railway g, miles. 200acrcs, :30 cleared, balance hardwood, : sets of fine buildings. a bunk barns and a good houses, market town with railway 3 miles, can be and is dividedâ€"one of the best farms in the county. 300 acres cleargm . 0 $4,000 cash, balance to suit purchaser, tine buildings that cost $10,000. This farm adjoins City of Guelph, ‘utd is one of the best grain and stock fauna of Its nzcin Ontario. 2 450 acres in block. $‘ 0, 500. cleared, 90 very of: valuable hardwood bush. 3 cats fine buildings, a bank harm. 1 fine new brick dwelling. near gm market town with Hallways, but large (um In county, is fenced lnto3hrmoâ€"aoo acres, 150 acres, and too acres, will be sold separately or togetha. 30nd for the " Farm Adventurer," It gives lull particular: at thou and 275 other lama: and valuable lntormntlon about this counujo._.Mdme. J. J. Duly a. 00., Guelph P. 00. .‘c -I E‘ Srbscribe for the Gamaâ€"only one dollar a year in - avarice! ‘ C gr #3 d t: gwâ€"m >§ii§§54 > 2 H ' 02.20): (IQ >55; 515%..” g. b 23%”? 'n E >3 O 1-!- l: S a "0,: sea 0 ‘2. law“ in 5 z persist - 'â€" 0 3’0“ 2 O '1 8002’? D s: 9.3?- ass: “I U 93 9R?!" 5 a “w 2â€"5: $51.11ch .: Press 0 z ngigs "ll 0 03 2% m r- :13 o m (D I “9 at O 2.2.. Q. 93 "l 0' r 'U 2 "e > E” 9‘ 5' -t 5“ w '5' ‘° -l .~ 0 I “Q WALL PAPERS. New Patterns Arriving [lain FROM ENGLISH, CANADIAN AND AMERICAN MARKETS. All the Latest Designs in Hall, Dining Room, Drawing Room and . s.--“ Wtifihpers, Corners and Decorations. PRICES & sunsâ€"Mn CUSTOMERS. Call and see my 50. per roll Paper. n M Be. it u u it" 7c. (l H ,u u 80. .t u u u 96. it u it u 10c. u it mud all the way to 50¢. per 3011. 'Cms J. McFâ€"Iâ€"RLAND has now on hand a splendid stock of line fresh TEAS, COFFEES, Sugars, Syrups, Tobaccos, Rice, Raisins Currants, Starch, Soups and all other groceries, which he will sell Cheap for Cash. and to which he invites the attention of the public. CROCKERY, GLASSWA R E. Earthenware, Brooms, Pails, Washtubs, Blacklngâ€"brushes, Clothes-pins, Matches and other articles in great variety. Banned fish, Fruit 8: Vegetables of the very best brands and at the low- cst possible prices. Cash Paid for Butler & Eggs and other farm produce. 12%- Flour and feed kept constantly on hand. JOSEPH MCFARLAN I). VALUE. Fast Colored Ging- hams for 10¢. . Fast Colored Mus- lins for 100. Fast Colored Prints for 10 cents. E® The freshest Goods in the village at Wm. Campbell’s. .lDllN BERRY, MANUFACTURER 0F SADDLES, HARNESS, TRUNKS, VALISES. Everything belonging to the Saddlery and Harness Trade constantly kept In stock. REPAIRING Done on the Shortest Notice. Kent-st, Liniiay, Ont. INSURANCE. Mr. G. Cunningham having transferred his Insurance Business to me, I am prepared to take risks on all classes of property At Very Lowvcst Rate-H. None bul first-class British and Canadian Companies represented. I have on hand the largest stock of Wall fi' FAR}; pRopER TY Paper ever brought into Lindsay. REMEMBER THE PLACE: at very low rates. $50,000 to loan from 6 per cent. up. Just opposite New Post-oflice, W. L L I S LINDSAY. Druggist and Bookseller. Fenclon Falls, June 25th, 1889. 20. a, A. pliant smflfibififfn 36" Please call and see my 5c. Paper. Lindsay, April 2nd, 1891. @- All kinds of Job Printing done in first-class style at the Gazette ofiice, and at I Iient Street. ipriccs to suit the timer. on Fidler’s llill, owned by the late Danie J. Scully, and recently occupied by Mr Alex. McArthur, WW1]! Be Sold Cheap. Apply to W. E. ELLIS, Penelon Falls. or__,to J. SCULLY, Lindmv. January 16th, 1890, ' N'GROCERIES a‘ ..,......c.. .... .., r... who...“ 5.. using-gunnrm-WW' 1 ~ -. .0. “.mmma. .. .; â€". .. ‘n-«q _. ot.wr.1-:<¢w (- ' .45.; .l-tflm-q fee-013M“ R '.'v v .. «v -_ or..- H..-_..._ *9. ...... vac; v MAL-OM W 5.: :f‘.‘ u... cm--. .. ..-â€"...- .uâ€"u-q ”m~WMM**~ I .,