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69‘5“ ‘nounc3d that the number of The annual meeting of this company was held at the head office. Toronto. Thursday). Jan‘ nary filth. 1892. The chair was occupied S "‘0 resident. lion. Alex. Mackenzie. hi.P., ex- ime Minister of Canada. Thelaigegathermg of representatives from all parts of the Dem- inion expressed the greatest enthusxasmnnd pleasure at the continued solid progress made 1' the corn any during the it year. In every branch of t e business ten n'pto its prmerity large increases were made. he directors an- policics and in- sumnccs issued exceeded those of 1890. while the total amount of insurance now in force 0‘09““ 811.00.0(1). The interest income ex- ceeds 857.000 and was again sufficient to pay the death losses of the yearand leave a substantial balance. The total income. assets. reserve and net surplus can be seen by the following eon- densed statement :â€"_ 401,046 56 Cash income ............ ..... ....... 3 Ex nditure (including death afilms, engametflsplrelgts pad 231425 53 ea c o ers . A9805???) ........ pol”?- ........... .. 1,215,550 41 Reserve fund ................... 954.5i8 00 Not surplus for polio holders.... 133.013 41 Audited and can correct. Janna CARLYLE" M. D.. WM. Macias. Auditor Managing Director. The affairs of the company were again sub- mitted for the consideration of the companYS consulting actuary. “'m. T. Standen 0 New York, who reported that the company was in a most highly satisfactory position. and that while there was much to commend and cons gratulate. he was unable to find a single point to condemn. - . " Although strictly in line with your 611130111- once since the date of your organisation. it seems that no previous your shows so much of healthy. steady. and vigorous growth. The ele' ments of the favorable growth. covering as they do the results of the work of all your executive departments. are a substantial proof that your business in every phase has been skilquy and intelligently managed. “ Your gain in total insurance in force is a sure indication that our policy holders are satisfied with the con net of the company and appreciate your able and untiring supchision of its affairs. “ Your_large proportion of twenty payment life olleies secures a good premium income. bin s the insured to its continuance for _a long time to come, and nevertheless has sufficient of the element of investment to secure a good de« gree of persistencg." The president. t 0 Hon. Alex. Mackenzie, M. P., placeda full report of the affairs of the com- any before the meeting. He congratu- ated them that the work of 1891 showed that the company had continued its prosperous ear- eer. and that gratifying advances had been made. especially in that most important itemâ€" suni’nus. Attention was drawn to the compan havmg last year paid its first investment pol - cies. and that the results proved satisfactory to their holders. He drew attention to the large amount of profits earned by the company last ear. and t at the same would compare most avorably with that of any other company, which was the strongest reason he could ad- van co why policyholders should maintain their choice in t is company. as those holdiu long- rm investment policies would certain y find it to their advantage to do. In referring to the pgosition of the company he stated its solidity not exceeded by any other on this continent, find its assets are all safely invested in first-class securities. In coneludinghls remarks he expressed his confidence that every contract entered into by the company would be as surely met in the future as it ll‘ld been in the past. and express:- ed his pride and measure in halo connected with a. company that had attains such a re- cord for fair dealing with its policyholders and prompt payment of death claims. Mr. John L. Biaikio, vice-president, who is also president of one of our largest and most successful loan companies. made an interest- ing H ouch dealing largely with the financial posit on of the company. He explained some reasons for the great financial success that; had been attained by the company in so short a period. and stated that this was largely owing to the fact that care had been exercised to build it upon foundations broad and deep. so solid. indeed. that future generations of policyhold- ers in it can at all times keep an easy mind as to the ability of the company to fulii its agree- ments and contracts. in thp important point of not surplus to liabilities is mentioned that the percentage of the North American is 18.04, which is higher than the majority of leading ' companies transacting business in this Domin- ion. Ho also drew attention to those companies claiming superiority on account of vastness of assets. lie reminded his listeners that these com- panies had also immense liabilities. and that when the true test is applied. viz.. the ratio of net surplus to assets. it will be found that the North American Life is entitled to higher rank than many of these large institutions. Another pointmentioned was that the mor- tality had not increased over the previous ear. while the rate of interest shows a slight ncrease. and was again in advance of the in- terest earned by any of the other leading com- panies. In closing his remarks he said the position of the com any at the end of 1891 war- ranted tho policyho dcrs in regarding it with extreme satisfaction. its prominent charac- toristics being sonim'rv. renaissance and. Psori'r. In referring to the excellent management he drew attention to the great benefit the com- any had derived from the skilled services of i fr. \V'ni. McCabo. F. I. A.. and also to his as- sistant. Mr. Goldman, secretar . as also the cfil- oient staff not onl at tho cad office but throughout the ilel . Reference was made to the care .given to the medical department by its experienced medical chief. Jas Thorburn. Esq.. M. D. The Hon. G. W. Allan. Senator._vico-Dresi- dent, in oxpressin plopsurc at being present at the meeting an noting the continued pro- gress of the company. stated that he desire-t to remind those present that it was the lion. Alex. Mackenzio's birthday. and that on that day the worthy chairman had reached the al- loited span of life. namely. 70 yenN. Ho re- ferred in very kindly terms to Mr. Mackenzie. and in moving a special vote of thanks. accom- panied by a substantial mark of the great and valuable services rendered by the president to the com any. he stated that this gentlemen had on a 1 occasions given great attention to theail'aiis of the company and that his reputa- tion for honesty and uprightnCs's was recogniz- ed throuihout the whole Dominion. . J. K. 'orr. Esq. Q. C.. in socondmg tho speCial veto of thanks. congratulated M r. Mac- kenzie on help ant the meeting that day. and stated that although unable to work physically as formerly. his brain was as clear as ever. and his opinion and excellent advice continued to be of the greatest. value to the company. Mr. Kerr stated thatho fcltdcbarrcd from say- ing all he would like to owing to the presence of the president. as it would appear like flat- tery. but he know all present would agree with him when he stated that Mr. Mackenzie was a man who always did his duty faithfully. lie felt confident that all would win with him in the sincere wish that the iresidcnt would be spared many years to mom 0 on similar occa- 5 ans. M r. Vice-President Binikie intimated at this point. that lieu. AttornoyGoncral Mower. exceedingly regretted his inability to be present today, ing . hindered by ill- ness. as it would have given him extreme satisfaction to bewuth us and units with the others in congratulating his much esteemed and honored friend. the lion. Alexander lilac- keniie, on attain his 70th birthday, and wishing him many 1 «ya of happiness and use- fitness. crowned with heaven‘s richest bless- us. Dr. Carlyle, in his interesting remarks re~ spectinigtbe splendid sition of the company. stated t athe know 0 assets in the balance sheet were held by theeom ny. as he had ex- amined each one individual 3'. and wassure if they were placed onthe market today the would realize a larger sum than that at whic they were held by the company. After going fully into the financial position of the cour may. he concluded by saying:â€"" There are man masons for considexm ta pleasure to in the strongest bio terms of the My satisfactory character of this annual statement“ Dr. Thorburn. the medical director made an hitsrostin report of the work of his depart~ meet. an also referred to the prevailing epi- demlala grippe, which had. sofa-r. tong-rear. planned the rescue. :‘xtent, baffled the skill of the medical profes- on. Mr. '1'. B. Lavers, Provincial manager. St. John. 51.13.. spoke in an enthusiastic manner of the position of the company in the Lower Pro- Vinces. . Dr. Ault from Montreal. manager for the Province of Quebec, also referred to the sub- stantial position the company had attained in his Province. and Mr.- “ illiam Hamilton. city agent. Tomato. stated that he found the cost of securing new business by the leadin Ameri- can companies was very much higher an that of the North American. In other percentages he made from official figures. such as interest earned. mortality. relative surplus. etc., they all tended to show the North American was a most desirable company for insurers. The usual votes of thanks were passed. At a subs uent meetin of the newly elect~ ed board of irectora the on Alex. Macken- zie was unanimous}; reelectedAfii-esident. J. L. 1Iiilsitlgie. Esq.. and on. GJV. an. vice-presi en MILLION-MILE 8300!!!) so Ant-lush Locomotive That Ran That nu- tanee in. Nine Years. English railway journals and for very good reasons, are doing considerable brag- ging about the superiority of the English rolling stock, and great stress is laid upon the wonderful performance of a “6-foot-4” express engine named the “ Charles Dick- ens," that recently completed her millionth mile in nine ears, running every day ex- cept Sunday between Manchester and Lon- don and Northwestern, and doubling back, making a round trip of 367 miles. This wonderful duty performance for 9 years, never missing a trip for repairs or to go into the shops, is almost beyond the ken of Can- adian or American railroad men. The “ Charles Dickens" is 50 feet long and weighs 33 tons, with an additional 25 tons for the tender, whose tank holds 1,800 gal- lons of water; 183% miles, the distance be- tween London and Manchester, is covered in four and a quarters hours, the return trip being on the same schedule as the going. Inquiry among railroad officials developed the fact that while these gentlemen are ever ready to crack up" their roads and eve - thing pertaining thereto, they simply threw up the sponge when it came to producing the statement of any on ins that could show a record equal to that o the “ Charles Die- kens.” . _ But there are American engines that have travelled 1,000,000 miles. The periods taken to cover this enormous distance vary from fifteen to thirty-five years. “ One very great difficulty that precludes the chance of an American engine makin a ‘ Charles Dickens’record is that their‘road- beds are not as perfect as those in England,” said a general manager who has worked up from the position of fireman. “ It is doubt- ful if ever in the history of Canada or the United States there will be roadbeds as per- feet as the English. Look at the enormous difference in the number of miles operated by our roads and those of England. We cannot afford to keep thousands of miles of track in as perfect orders: they doin England their hundreds. Our roads are hampered by bad grades, curves, and the scarcity of good roadbed material in many places, besides countless other causes. The roadbed is the life of a locomotive. Taken all in all, I doubt whether a better average than 200 miles per day can be shown by an passenger locomotive in Canada or the Unit- ed States. B. F. Kelsey, who used to build loco- motives for the Pennsylvania Company, says that some of the best locomotives he has heard of can boast of no better than 251,- 000 miles running before they had to go into the she for repairs. No. 273 for years average 1,200 miles per week, but that, with an allowance for switching, would be no more than 65,000 miles per year. That would be but 585,000 miles in nine years. An official of the St. Louis and Hannibal thinks one of his big “ utility" locomotives has a crack record. Her mileage for one year and a half, during which time she never missed a trip for repairs, was 340,000 miles. The oscillation and wear and tear on Ameri- can engines make it almost impossible to keep an engine out of the shop for more than two years. .._._â€"...._â€"â€"â€"-â€"â€"â€" An Ingenious Cipher. Some years ago the friends of a Parisian thief adopted a decidedly unique method of carrying on a. clandestine correspondence with him while he was awaiting trial. One day the jailer was visited by the prisoner’s betrothed, who asked him to give her lever an envelope. This, u on being opened, was found to contain simp y a small lock of her hair, around which was folded a leaf of a book. The jailer did not consider it worth his while to deliver this souvenir to the eul- prit, and therefore threw it aside. A day or two laiera. similar inclosure was handed in at the prison gate, and shared the fate of the predecessor. In the course of a week another was left by the same person. This aroused the suspicion of the governor of the prison to whom had been detailed the circumstances. He determined to investi- gate the mcaning, and, accordingly, first examined the printed leaf. This, he found, was torn from a printed novel, and contain- ed tweuty-six lines on each side. He then turned his attention to the hair, and discovered that there were twenty-six pieces of unequal length. This punled him for a while, and then suddenly jumping to the conclusion that there must be some con- nection between the numbers of the printed lines and the numbers of hairs, he laid each of the latter along the line of the page they respectively reached, beginning with the shortest hair at the top of the leaf. After ch inging them about several times he discovered that each hair pointed to a different letter and the combination thus produced formed a slang sentence, by means of which the risoner was given to under- that his friends had ascertained the day on which he was to be taken to court and were determined to make a bold attempt to rescue him as soon as he made his appear- once. Taking the cue, the governor adopted every precaution to frustrate the well-laid plans of the outsiders ; the attem t was made, and as a natural consequence t e con- spirators soon found themselves in the same condition as the one for whom they had Don't Forget That to remove corns, warts, bunions in a few days, all that is required is to apply the old and well-tested corn cureâ€"Putnam s Painless Corn Extractor. Sure, safe, pain- less. Putnam's Corn Extractor makes no son: spots hard to heal, acts quickly and painlessly on hard and soft coral. The metal in s 5-cent nickel piece is Worth about half-scent, and is cents will purchase copper enough to make $2 worth of cents. l Appear. As the flower seeks the sunbeam. And the eventide the star, So mieheart is ever seeking To happy where you are. Screen the sunlight from the flowers. Steal the starlight from the shades Soon the blossom and the bower Into death and. darkness fades. “nth thy beauty in the distance And thy sweetness held afar Every pulse of my existence Pines and sorrows for its star. Then appear my joy. my treasure. Bid these anxious longings cease ; And with blissful thrills of pleasure Lot th mcace bring me peace! y p Enxm E. Linen. Harsh. But â€"Lâ€"â€" 7 “He," said a well-known statesman, shall never believe that woman has the pro- per judgment and sense to cast a ballot, or interfere in politics, while she is so we minded as to passively suffer year after year, from diseases peculiar to females, when every newspaper she picks up, tells of the merits of Dr. Pierce’s Favorite Precri - tion. Not to take advantage of the reme y is certainly an indictation of mental weak- ness 1” There is wholesome kernel of truth in- side the rough shell of this ungailant eech. ‘ Discovery, The Best Life Policy. It's not the Tontine plan, or Endowment plan, or Ten years’ renewable plan. It‘s not adding your few dollars to the hundreds of millions that the insurance companies boast of. It’s a better investment than any of these. It is investing a few dollars in that Standard Remedy, the " Golden Medical ” a cure for Censum tion, in its le)ilirly stages, and all throat an lung trou- es. Some are born rich, others achieve riches; while others become bank msbiers. Jolly Good health. Was born near the famous \Vhite Sulphur Springs, Virginia. In my experience of 40 years found these and other mineral waters to possess many good qualities, but among u I all found St. Leon the most powerful to regulate the system and promote jolly good health and pleasant feelings. St. Leon is ak- really charming. J .H. GILL,Smith’s Ready Reminder, Toronto. An eagle always feels more or less soarness 2 in its wings when it uses them. GlBBON‘S memoirs GUI]. For sale by Druggists. Price 160, The lawn-mower is a good deal like the The “Favorite Prescription” is inva uable keeper of a bucket-shopâ€"it shaves the in all uterine troubles, inflammations, ul- green. cerations, displacements, nervous disorders, prostration, exhaustion, or hysteria. For rundown, worn-out Women. no more strengthening tonic or nervine is known. . Aeontemporary says lawyers are noted for losing their patience. How about doctors? A Romance. She was fairâ€"and my passion beg-uni She smiledâ€"and Iceuld not but love i But when from at at I detected catarrh. No beauty my passion could move! In despair she sought doctors in vain, Till she learned of “ Humanity's boon f‘ Now her breath is as sweet as the dew Which falls upon roses in J une. To-night. as we sit in our home. ‘ And I kiss her sweet lips o'er and 0 er. We bless Dr. Sage in our bliss, For the joy that he brought to our door. There is no disease more trying to friend: shi than catarrhl The constant effort to clear the throat and nose, the foul breath, all the features of the disease, make it as much dreaded by the friend as by the vie- tim. Humanity has cause tobless Dr. Sage for his “Catarrh Remedy.” The manufac- turers offer to forfeit $500 for any case they cannot Cure. Bangs cover a multitude of wrinkles. North Ameiioan Life Assurance Company. Solidity, permanence and profit are the chief characteristics of the annual statement of this progresssive institution which ap- pears elsewhere in these columns. Year after year steady and substantial sins have been made in these particulars w ich go to per- manently build up a financial institution. Until to-day the North American Life is able to point to results probably unattained by an other Canadian life company in an equal eriod of time. The policy of the company has always been progressive ; its plans are popular and adapted to the wants of the in- suring public, and in the words of its esteem- ed president, the Hon. Alexander Mackenzie, it has established for itself “ a record for fair dealing with its policyholders and prompt payment of death claims.” That its investments have been skillfully managed is best evidenced by the statement of Vice- President Blaikie, that not a single dollar has been lost through them, and further. that the average rate of interest realized during 1891 was over 6 per cent., being a higher rate than earned by most financial institutions. The company has an excellent manager in the person of Mr. William Me- Cabe, who is ably assisted by Mr. L. Gold- man, the company’s secretary. â€".â€"â€"-.â€"â€"â€"â€"- population. A. P. 594. ANTEDâ€"A steady. honest. industrious Englishman or Scotchman, to work a farm of about 250 acres on shares. Applyto H.Glazebrook. Sinicoe, Norfolk, Ontario. HAVE YOU ‘é‘i’ifi‘ifmifl‘fi‘é 219$}. ’iaf’i’q‘i Appetite. Wastings. Debility. For wonder- ful sure new remedy, Address, I. BONNER 179 St. Lawrence St, Montreal ANTEDâ€"By a Canadian House a Man . With $5,000 to buy an interest in their. buisness, and go to England and take charge business controlled by them P.0. Box 23, . V ' Toronto. - G Get Free Sample at GARFIELD TEA AGENCY, 317 Church St.. Toron . h FIELD TEA cures Consti ation.Sick Headache restores the omplexion. " saudemsg ' ASTHMATIO Eli-void“ . -_ uss'rs )YANTBDâ€" For “Out of Darkness into Light. or the story of my Life." by Jo=oph F. Hess the converted Prize-Fighter and Saloon-Keeper. The story of his travels and the life. he led are more thrilling than the e of fiction. Send for circulars and terms. at. Bnioas. Publisher. Toronto. Ont. DR. 'rarrsssrmzanm Q§LHMQCU B’Epss' ‘32; "as Téllf‘zzifcfiimrfnnfil igsokeilfilféF R E E St. W..Toao.~rro Cassia. PERFECT DIGESTIUN INSURED. . P E P S l N ADAMS TUTTI-FRUTTI. OM01 Dali. Gael-nuns?! Fifth Ave Raw Yoax. October 22, 191. LDAXS & Sonatina: Physics)" tsachosthata Wammtof ulln aerated by the salivary lands of the mouthmndmixlngwiththe food nor after lipaneslutothe stomachJJL-ucntialtodl‘a. ties. The chewing of your Tutu-"mourn. before or after a meal. especially when com- htnsd whine valuables digestive ar'Annoor‘I w."mtmv incrmesthe do! eflalirs but a. noraaieriailytoitismngtb ntolnmroa perfect ' ties at the same time correcting anyodaro mbnathwhichmaybspusent Seldb all M'i‘m'dfin y an on n . .orfor box of “sorted «mien which vinbomtbymau.mepaldtouyadcms ourmlptofza cents. Address THE TUTTI-FRUTTI. A. V. 60., 60 Yonge St. Toronto, Ont- An inestimable remedy for a con h or cold, Adams' Wild Cherry d: Licorice Tutti Frutti Gum. Sold by all druggists 8: con- fectioners ; 5 cents. It does not change the weather to com plain about it, but there is a little satisfac tien in a good vigorous kick once in awhile ONE Both the method and results when Syrup of Figs is taken; it is pleasant and refreshing to the taste, and acts gently yet promptly on the Kidneys, Liver and Bowels, cleanses the sys- tem efi'ectually, dispels colds, head- aches and fevers and cures habitual constipation. Syrup of Figs is the only remedy of its kind ever pro- duced, pleasmg to the taste and ac- ceptable to the stomach, prompt in its action and truly beneficial in its effects, pre ared only from the most healthy an agreeable substances, its manyexcellent qualities commendit to all and have made it the most po ular remedy known. yrup of Figs is for sale in 7 50 bottles by all leading druggists. Any reliable druggist who may not have it on hand . will roeure it promptly for any one w o wishes to try it. Manufactured .only‘by the BAllFDBNIA FIG SYRUP 00.. SAN FRANCISCO. CAL. We presume the cork has a large floating LOUISVILLE. KY. NEW YORK, N. Y. “How are , 'f” “Nicely, TEE You.” :‘Thank Who?” ”Why the inventor of} SGOTT’S _ Which cued me oicnisuumm Give “and: for its diécovery.‘ That it does not make you sick when you take it. ' Give thanks. That it is three times as .eflieacious as the oldqfashioned‘ cod liver oil. _. Give Mam. That it issuch awondcr. ful flesh producer. . , Gian thank. Thatit is the best remedy for Consumption, Smjula, 3mnchi‘tis, Was-tin 93‘:- eases, Cough one" tab. Be sure you get the genuinein Salmon color wrapper; sold by all Druggists, at THE BOILER INSPECTON Established for the prevention of steam boils! explosion bv pro rins actions. SirAloxandei Campbell, K.C. I.G.. ioutaGovIr‘t‘ifr Oahu-ion President. “or-d once. unnati e Build“ ' in . King St. “3. Toronto, rooms (9 and“ gonsulting Engineers and ’ Solicitors of Patents. Gaol). Ross. Chief Engineer. A.‘ Fauna. See wusu’s COUGII nus. Are the best in the world for the Threat and Chest, for the voice unequalled. It. a T. W. Stamped on each drdp.” ‘ Bewareof imitations. NOTICE AUTOSPAPH ugsfid E’fiums MONEY _ LONDON ANDfiANADIAN MONEY! Min LOAN AND Actscv co LTD 103 Bay Street, Toronto. 09pital....................$5,000.000. Money to Loan onimproved farms. city and town property on liberal terms of re :- U nicnt and AT Lownsr t URRENT Barns. emu. Dnnsrrruass rtncnasno. Apply to local appraisers or to J. F. KIRK. Manager. Choice farms forsale in Ont. a manitoba BANADA PERMANENT Loan and Savings Company. Invested Capital, - $12,000,000. HEAD omcs, Tallil-Nâ€"T-ll 31, 101mm The ample and increasing resources e um Company enable its Directors to make a van ceson Real Estate securities to any amo without delay. at the lowest current rate interest. and on the most favorable terms. Loans granted on improved farms and at productive town and city properties. Mortgagossnd Debentures urchased. Application maybe made t rough the looa Appraisers of the Company or to J. Herbert Mason, Managing Director. Toronto 3119 by The Albeit THE Mostlle icate yPerfumed' AND ff SOLD EVERYWHERE, ' USED BY EVERYL Toilet Soap Gummy WHEN YOU ARE TIRED AND USED U Then You need a Cup of Johnston’s Fluid Beef, T0 BEVIVE, STRENGTHEN 8: REFRESH. BRIGK MACHINERY SIMPSON DRY PRES? NT!" ”(MINES-STEAM AND HAND POWER REPRESS MAGlilliES FOR BRIBK All!) SHIHGLR DRY FANS, PUGMILLS, DISINTEGRATORS, send for _ 0 Price. . Dentin: Wants. I FMCatalegucfnthedee. WATEROUS, BRANTFORD, Tm OFFICE: GANA rumour m. n ADELMDE m cm. SANDERS. MOULos. ETC. Dav F3533 Biicxs MADE mu SHALE or our name 810 to 820 m 1,009 Extra cost to produce chiefly in plat'. _ DA. 4; V . J; at . ., . E i Q l .‘5 1 I k l i g i i. l .i .‘., \s 1}: {‘1 3’4 ‘é . ‘1 l l ‘f i l. f l‘. :‘l f: .4. .5: I! ', i f. «if 3 7‘ Li .1 .i i .‘i l. l i 2“” r 4 I 4, l l .‘ J 3 . ' .. 4 I i l l t i i t i l l . M'