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‘. teach!" YOUNG FOLKS. W~WMW ‘ .3 Johnny Sleepy-Head. : V ' ‘ .â€"â€"â€"-1 The! call me Johnn Sicepy~hcad; Q The res-ten why. thins. 1......1 Is 'causo I like to lie in bed. “1. .~ For "justnnother wink.‘ ‘ '_ _ ' My father makes the fire below. And calls. "Come Johnn ,’ then I 1 any, "Y-cca. sir.“â€"â€"_and hit I know I m fast asleep again. I Then Mother call-z “('o'uc. .lohnnyldeal'." :. So very soft and kind It alth seems that I don't hearâ€"- At any rate don't mind. ll Then father c.1114. “John Thomas !' C In a tone that make: me Quake: I pull my pants on wrong side up Before i am .iwnkc. 7,43. augmâ€" Pumpy. ” 1 Wish you would go up to the pas- ture and pump the tubs full of water. It has been very dry for two days, and I want to be sure that the calves have plenty to drink." “ I'm pretty tired,” said Benny, with a little puckcr in his face, as he watched Hal Davis going after blueberries. Papa didn‘t seem to hear it, or the loud whistle which Hal gave when he saw his playmate looking at him. “ Pump the tubs full," he said, as he went to the barn, “ and then you will not need to go up there to-morrow.” “Hal won't go blueberrying then.” Benny thought, “ and he’ll be away out of sight in the bushes before I get the water pumped.” ‘ He turned toward the pasture bars, though, and pretty soon papa heard the pump handle going thumpâ€"thump, as though his little boy was trying his very best to please him. _ Benny looked quite happy as he held up I a rest bunch of blueberries when he came back. ” “Didn’t know they were up there, he sid. . 8 “And you didn’t know we were gomg fishing down to the lake to-morrow, I guess," laughed papa. “ But we are. W3 will start early and stay all. the iorcnoon. Away flew Benny’s hat into the air as though all the tired feeling had gone out of his arms. And how limber they seemed the next day, when he helped papa row out into the lake, and then throw in his line. ‘ _ It did not seem more than hve minutes, either, before Benny’s line straightened out very quickly on the side of the boat, “ Want any help withtthe fish 2” asked papa eagerly. “ He’s a big one. “ I\-no." And away Benny tugged as hard as he could, and down into the bottom of the boat spashed a three-pound fish in a few omean. m “ What a beauty," laughed papa. “ And you git him all yourself. There’s Hal Davis and his father over across the lake. They aid I haven’t had a bite yet.” “ Gunsâ€"«guess my biteâ€"would hav’e slippediif," panted Benny, f‘ll liadn t got my arm tough pumping for the. calves." I “The. work is better for the muscles than pining blueberries,” laughed papa, harder him before, as he pinched his boy’s arm. “leem‘s as though your muscle does feel hard like the uinp handle.” “Thats what I'l)al said, when he went by witlihis berries last night,” smiled Benny. ‘And it hurt a little-then. But he can cal me Puinpy all he wants to now. Mean to gve him a piece of my iiin if he don't catc any.” Twlters for the Tongue. Read tliifollowing aloud, repeating the shorter onequickly half a dozen times in succession : Six tliickhistle sticks. Flesh of £231in fried flying fish. l‘he sea ctseth and it suiiicet'n us. High rolls low roller, rower. Mptual Re=erve Fund Life Association. The I-‘aurteenzh Annual Meeting of the members of the Mutual Reserve Fund Life Association was held Wednesday afternoon, January 23rd. at the i dices of the Associ- ation, in the new building at the corner of Broadway and Duane street, New York. The large Assembly Room on the fifth floor of the building devoted to this purpose we s packed with a large gathering of members irom all parts oi the country, who listened with interest to the reports covering the business of the most prosperous year in the history of this always remarkably prosper- mis Association. The absence of President Harper, by reason of his continued illness, was felt by all present, but the results of his masterly executive ability were shown in the record presented by ihe financial l settled statement and the joint report oi the vi. rectors, Officers and Executive Committee cf the Association. During the meeting the following tele- gram, dated Lakewood. N.J., from Rev. its. .‘ichrthur. Pasior or Calvary Baptist Church. New York, Was rend ; the news of President Harper’s crinvaiesccnce being received amid hearty congratulations : Mr. F. A. Burnliam, Mut. Res. Building, first that occurred there since it was incor- New York : Lei. us congratulate ourselves on last year: Louderiul busintss, and especially on the bright prospects for the speedy and complete recovery of our honored and beloved President. I have this moment left his bedside, having made him several brief but pleasant visits. His head is clear as the sunshine which floods his room. His heart was always right intentionally, and it is now rapidly improving physically. “he may soon expect to see him again lead- ;ng this great company to still grander triumphs. Let us thank God, take courage and press forward. (Signed) s. McARTHUR‘. The annual report as presented showed that the assets were larger, the surplus greater, the new business of more magni- tude, and the payments to beneficiaries more than in any preceding year in the history of the Association. The gross assets had increased during the year 1894 from $5,138,516.36 to $5,536,~ 1l:'i.99, making it net gain for the year of $197,599.63. The Reserve of Surplus Emergency Fund had increased during the past 12 months from $3,589,326.13 to $3,827,635.12, mak- ing a net gain for the year of $238,308.99. The income from all sources during the year 1894 amounted to $4,943,739.59, as against $4,498,815 for 1893, making a net increase of $444,924.59. The report proceeds : At the end of the year 1893 we had disbursed to the widows and orphans and representatives of our deceased members the sum of $7,684,333.- 86. For the same purpose during the year 1894 we have paid out the largest sum in the history of our institution, viz., $3,070,514.- 01, making in all in the 14 years of our existence the magnificent total of $20,754,- 847.87. BI‘SINESS I.\' FORCE. Our books show that on Dec. 31, 1894', we had in force 96,067 policies covering insurance amouning to $293,366,l06, being a net increase for the year of 13,351 policies, amounting to $30,759,041, while the applications for NEW lll'SlXESS i'eccivcd during A Prosperous Insurance Co. The phenomenal growth of the Mutual Reserve Fund Life Association is shown in the annual report published in another c3lumu. That report shows that the assets were larger, the surplus eater, the new business of more magnitu e and the pay- ments to beneficiaries more than in any preceding year in the history of this Ar somstion. Seventeen millions and a. half were paid in death claims to the end of 1393 and the report of the four State insurance I examiners appointed to investigate the standing of the Mutual Reserve Fund Lift shows that the statements made by voluble agents of old line companies that the Mutual Reserve shaved its death claims to be an unqualified falsehood. During the fourteen years of the existence of the Mutual Reserve Fund Life. twenty millions and three quarters have been paid out to death claims, each and every claim being prompily and fully. The Mutual Reserve Fund Life Association‘s rates are one-hali'ihose of the old-line companies. its aim being to give insurance as near actual cost as is possible ; and this it is able l _ With the spring tide come the flowers, but before them comes the illustrated seed sud flower Catalogue, in its way almost as .tirsciivo as the flowers themselves. We have just received the Catalogue of The Sieele,Biiggs.Marcon Seed (30., of Toronto, full of instructive details of great value to all interested in plant andfiower life,â€"-and who is not 1' The reputation of this house stands high and no reader of this journal can do better than consult their Catalogue or write them personally. The Largest Manufacturers of l viiisiniiaitcu. sf PURE, HIGH GRADE g. OBOAS AND CHOCOLAIES On this Continent. have reed?“ HIGHEST AWARDS heathen-sat Industrial and Food EXPDSITIDNS In Elllllllfiand America. Unlike the Dutch Process. no Alka- llu or other Chemicals or Dyes an \ used In snv of their per-nous. mi- dellclans BREAKFAST cocoa s absolutely "and soluble. andcosn hath:- us «stamp. COLD BY GROCERS EVERYWHERL WALTER BAKER & SD. DOBCHESTER, MASS. A‘) ‘ ' Catarrhâ€"Use Nasal Balm. Quick, posh tive cure. soothing. cleansing. healing. assmxzrr SYSTEM. MCTL‘AL PRINCIPLE. ‘ Fourteenth Annual Report of the l WANTED. â€" liriirlii. uciivc. l ru-igciic "10“ in UV! i'y .‘ct‘llull of the l‘ lli.i1’_\ io introduce in the neighborhood nu ill'l icic of universal muc. Euro solo at cvcry lion-c. Splen- did chance to make blur money. Address, IV. A. LOFTL'S, Montreal. 13353;. IVI ng eeds 9 to do, backed by the substantial reserve of millions, as shown in the report published to dlly. Itia sold on a fists. It cures . too by all drug'- ctpient Consumption India the best Cough and Group Cure. A recent murder in Gorham,Me., was the porated, 158 years ago. â€"â€"â€"‘â€"â€"â€". WINES FOR EVERYBODY. __. FOR TWENTY-FIVE YEARS French Treatyâ€"Blood Making Wines. D U N N75 The Bordeaux Claret Company have ovei twenty thousand dozens of Claret, Burn lheSleele, Briggs, MarconSeadllo. (Mention this paper) 'l‘ol‘lfihvl‘o. guny, Sauterne,‘ Ports, Sherries, which Noteâ€"All enterprising merchants in every town they are offering at $3 and $4 per case of 12 ~ in Canada sell our seeds. LARGEST SALE IN CANADA. See our Catalogue or write us . . . All enquiries answered. large quart bottles. All guaranteed pure, sound, and imported direct from the vine- yards of France and Spain. They are not common washed-out wines but are old, rich, generous, genuine fruity wines; solo on their merits only and not on a label or brandâ€"brandolatary will soon be a thing of the past. Nearly every swell family in Montreal have tried them and will now use no other. All first-class physicians recommend them. Our cellars are open to the public and we guarantee satisfaction Ask your wine merchant or grocer for them. or address for price list, Bordeaux Claret Company, 30 Hospital St.,Montreal. Tele- phone 1394. Get them sure or send direct to us. GRAN BY RUBBERS Better this season than ever. Everybody wants than Every dealer sells them. They wear like Iron. sssssssmn SYSTEM. MUTUAL vmiicirir. CERTIFICATE OF OFFICIAL EXAMINATION BY FOUR STATES’ INSURANCE DEPARTMENTS. MUTUAL nesrnvi'iiiifiirt AssociAiioU or new YORK our. ‘O“‘““““‘ E. B. HARPER, .. .. ; loudness/vamp COMMISSIONERS’ CERTIFICATE. * New York (lily. January 24, 1895. W0. the Insurance Commissioners and Superintendents of the Stilt!“ of lllluois. Ohio. Texas and South Dakota. do hereby certify that We have bccutor the last two monilu cue. gel in an exhaustive and thorough examination of the books and accounts of the Mutual Reserve Fund Life Association ll President. the ye“ amnunted to and ofzill receipts and disbursements during the period extendingr from the lst day of January, 1894. $81,365,145. which does not include on: to the 13th day ofh'oveiubcr. 1894. dollar’s worth of business received sinc Dec. 31. 1804. The Mutual Reserve is represented in Canada. by the follow ng gentlemen : IV. .1. McMurtry, Manager for Ontario ; Freehold Loun Building, Toronto. A. R. McNichol, Manager for Manitoba and N. \V.T.; McIntyre Block, Winnipeg. Dr. lassette, Manager for Quebec; 1'2 Place d'Armes, Montreal. Col. J. Domville, Manager for Maritime l’mvinres, St. John, N.B. Agents wanted in all unrepresented districts Not a Spotter. Policemanâ€"“Move on, now 1” Street Boy (after reaching a safe distance) A box of uxeal biscuits, a mixed biscuit watehin' yeh.” box. Strict stmg Stephen Stringer snared slickly six sicly silly snakes. Swan swan over the sea: swim swan swim ; swan ram back again, well swum swan. it is u shamm‘am : these are the same, Sam. 'Tis all sham, Sam, and a shame it .is to sham so, En. A growing glm, growing green. The bleak bnze blighted the bright broom blossoms. Susan shines flies and socks : socks and shoes shine Sun. She ceaseth shining shoes anl socksur shoes and socks shock <ussu. Robert liowleyilled it round roll round: a round roll Robt liowley rolled round : where rolled the mid roll Robert Rowley rolled round. Oliver Ogletiiorigled an owl and oyster. i‘dd Oliver Oglethp ogle an owl and oysâ€" ter ': If Oliver Uglnorp ogled an owl and uvsier where are tlowl and oyster Oliver Liglcthorp ogled 2 Illobbs meets Sons and Nobbs : Hobbs bobs to 511013118 MiNobbs : Hobbs iiobs with Suobbs and rolNobbs‘s fob, u That, I is." says Neill)!“ " S worse for llobbs's iobs," and Snobb’s at, J Sammy Shoelmith w a shrieking song- stcr. Did Sammy Slsmith see a shriek- ing songser If Sissy Shoesmitli‘saw n shrieking songstel'. “re's the shrieking songster Sammy Shoe‘ith saw ? 1 went into the gfln to gather somn blades, and there I saw-o pretty bah”. ” Ah, babes. l! tint)" babes. brnidiug ni blades. Nb“? 1‘ .Vlbraid any blades at all. babes, braid broiiludcs, babes, or braid no blades at all bk. ' You snutl‘ shop Snuff. fiufl'lvox snuff, - s it al’ lake Your Lire Dent Tobacco P‘w‘p thful, startling Lbafabook about i i‘gd-éfb-mlhc. tho hermit!“ Slanted tobacco habit cure that braces on mama non-cs. eliminates the nicotine on nuke. we“; men rain strength visor. manhqori.‘ \01: run no physical or financial n as hoâ€"‘l o-Bas is sold under guarantee to t. or mom-y m. mulled. “‘03: "Ce- A": r in; lit-mme v... 3:1 sr I'iul Si- Motives, Montreal. 1’. Q. A Marvelous Medicine Whenever Given a Fair Trial Hood‘s Proves Its Merit. The following letter is from Mr. .T. Alcide (‘liniissé.archltcrt and surveyor, No. 1513 Shaw Street. Montreal. Canada: "0. 1. Ilood & (‘0., Lowell, Mass; " Gentlemen: â€"â€"I have been taking Hood‘s Sarsaparilla for about six months and am glad to sav that it has done me a great deal of good. Last-May my weight was L52 pounds, but since HOOD’S Sarsaparilla CU RES I began to take Hand‘s Snrsapnrilln it has in‘ treated to it‘s. 1 think Hood's Sarsaparilla is a. marvellous medicine and an very much pleased with it." J. ALE‘IDP. (litigate. Hood’s Pills cure liver ills, constipation, biliousncss. isumiicc, sick headache. indigestion. \‘l 6 further certify that we have carefully clieckcdland proved all items: that the lonns on bond “"11 “10112320 have been checked and veriiir d ; that stocks and bonds have been accounted for through receipts held for deposits: that cash on Illlllil. has been council. and tliu‘. (as-ii deposited , With sundry bunks has been proved by the books of s rid banks or by proper cerii 'icnles therefrom ; that the real estate has been vulueil upon the basis ofnct rentals and from ln"0riuutiou derived from reliable sourres. and that the opi'rntions oi the Association have been subiectcil to a thorough examination in which every facility has been afforded us by the ollicers and man users, every book, recorl and source of information having been laid open to us without reservation. 11 0 further certify that we find the Association possessed ofaduiitted Invested and non invested asse s on the said November 13th, 1894, to the amount of $4,228,120.11 3. and of con inneui mortuary assets to the amount of$1.340, 490.31, making gross assets as of said (late to this amorn f. of $5 51:3. (lil.24:. that arainst said assets we have charged actual liabilities to the amount, of +675 167.84 (including bonds but not bond statements) and contingent mortuary linbi “RN to the amount of â€"“Yer needn’t a-heen scared. I wasn’t $1.175.04l-32. making the surplus of the Association on basis ofgross invcsicuaiiil u on iuvcsicil :iSseta $3,552.35 3.09, and on basis of gross assets (couiiugc 311; mortuary assets and liuliiiiii "3 being inc‘udmi) $3,717,802.08. . .VVc further certify that. we have verified by a competent expert the value of the Asso- ciation’s interest in the building known as the Mutual Reserve Building, and that we are satisfied that its Value is largely in excess of the amount at which it. stands upon the Asso- ciation‘s books. We further certify that we have made a very careful examination ol'tlic ilcalli claims paid by the Association durin claims bone 'uny and promptly, and that it does not in any payment of any honest death claim that is made upon it; and that [110. work oi‘tlic «loath g the period covered by this examination, and use wilfully attempt to 1’05th I that we are of the opinion that the Mutual Reserve Fund Life Association puvs its death 1 l, cluiiii department is handled with all possible dispatch and in such :1 way that the most ci'iii 111 can have no just cause or reasonable ground of complaint. lion of the fundamental principle of the Association which 0 “line under 1110 ope '21- :ills for 1111‘ collection after death oi the sum required to pay :1 claim, ilicrcnuiy licsmuc seeming richly. puvmcm is inst. as 5111". as with any other company or association. which for examination. 1. is fully established by our ’ ' s t s n ' '- . . . . _ . - u “c fuiilim (-Cllll't that “c 11.1w made it personal cxuiniiiuiion oi the iiicilioils of the Medical Department, and foul warranted in saying that the utmost care is exercised in the selection of risks, and that. in this respect the Assoc favorably Willi any other life insurance company or association. iutiou will compare llic llngllH'illI statement furnishes abundant proof oftlic healthy and prosperous coir ’(IltIOII oi'ilic Association, and the gradually increasing assets Show prudence I‘lic management, the public and the members are to be contri- and security of the Association. IN VVITNliSS “'HERISOF, we have hereunto sub- . scribed our respective names in and year above written. the city of New York, the day Inc-tram Commissioner and Ri'ami'ner, Shift of Tams. and economy. utulutcd upon “11‘ solidity Insurance Superfnle'm/ml, .Vu/c- 13/ //.’iun.".s‘, ( 'lmi'rmrm. I“ ~ ,bflw ~ Examiner, .S'Iak 0/50th Dd)“.