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l” g 3- . as L-le A»... f'.’<'..u.}d 9.3:) .<:. a: .... <_“K“I‘N“'h~ . .. "a”? 3i i l. i u. l ' l ”5.-.... ,. 3’"â€" .ct filthâ€"Elli TEST ".b eth Campbell, ~not walk up stairs without help, and I could not go down street ii You Gannon Pass It Your Health is Failing. When you suffer acute palpita- iion oi the heart, dizziness or famtness every time you go up stairs; when exertion of any kind leaves you breathless andtremb- ling, it is awarning that your blood is defectiveâ€"that you are anaemic. If these warnings are neglected worse disorders will fol- .lowwpcrhaps decline and deadly consumption. If you are in this condition you need the new, good blood of health that has been given to thousands of sufferers by Dr. ll’illiam-s’ Pink Pills. These pills vbanish all the ailments arising from poor blood, tone up the sys- tem and make weak men and wo- men well and strong. Miss Eliza- Almonte, Ont... says: “I was living in Pembroke at the time my health failed me- 1I kept growing weaker every day until I at last grew so weak I could without sitting down and. resting. My-"mother got quite anxious about mo and took me to a doctor who said lie-was quite sure he could restore my health. He gave me a little. bottle of medicine, and I continucdits use until I had taken four bottles, but instead-of getting stronger I was growmg weaker all the time, and was only a mere shadow of my former self. My parents believed I was in a de- cline and could not get better. My mother had heard so much about Dr. Williams’ Pink Pills that she decided I ought to try them. I did not notice much change until I had taken five or six boxes, when a decided improvement set in, and from that on I grow stronger and stronger each day, until through a continued use of the pills I was back to my old-time health and strength. I believe Dr. Williams' Pink Pills the best remedy on earth :for sick people, and cannot too strongly urge other weak girls to give them a trial.” Sold by all medicine dealers er by mail at 50 cents a box or six boxes for $2.50 from The Dr- Wil- liams’ Medicine Co., Brockville, Out. '1‘ smashes THE HOME. Equal parts of tea and lukewarm water is a good solution for spongâ€" ‘ing plants. * A bed spread with worn. portions cut out and the good trimmed'into shape and hemmed makes excel- lent towels for the children’s use in the bathroom. A great convenience ~when cleanâ€" :iug house is a stick with a notch in the end that will lift picture cords off‘ from hooks without so much stepping up and down. When patching wall paper tear the edges of the piece about to be used. When. pasted upon the wall a tear in paper shows less than a cut with knife or scissors- If a meal has been taken within ‘two or three hours of going to bed “to sleep on the left side is to give the stomach a task which is diffi- cult in the extreme to perform. Pillow slips should be a half inch narrower than the pillows they are to cover. This snugncss in fit in- sures thc pillows standing upright when the bed is made up. A clean brick represents an ex- cellent makeshift stand for a flatâ€" iron. Brick retains heat better" than the perforated metal rests ’which are usually employed for the purpose. ' If cooked meat is ready for the table before it is required, place in a. dish and set over a pan of boil- ing waiter placed on the back of the range and covered with cloth. If baby has swallowed it lit-l1- bonc and is'in danger of choking. use your forefinger in the form of a hook. and even at the risk of con- siclerublc pain relieve the little sufferer. l A little kerosene added to warml water when washing): v.'iudc,nv.'s, "'5‘l pcciully outside. will remove lllQl sticky condition often found betâ€" ter than alcohol, ammonia, or" whiting. Try washing of the hands: with a little sugar added to the soup“, This greatly increases the lather"; and cleansing power. and will re-l more dirt and chemical stains in u wonderful manner. A never failing rum to follmv in placing sleeves is to measure one- inch back of the slumldor scum. measure oneâ€"half of the arm hole, and place the undcrscum of sleeve at- this point.- v ___'._. ~_-.'.'.._- ~.__.._.â€" Shiioirh 8m HEALS THE LUNGS sIQPS ENTERS mace. 23 ceurs ‘ value of money. MAKING uptownâ€"IS MUNICIPALS HAVE NO one“ mos- PEGT 0F APPRECIATION, BUT ' ARE READILY CONVERTIBLE} INTO CASH. The “Yield" Basls on Which Bonds are Usually Sold Ellmlnate a Great Part of Prospective Appreciationâ€"stable In Prlce Owing to Fact That They are Unaffected by General Conditions â€" Recapltulatlon. The articles contributed by "Inventor" are for the sole purpose of guiding pros- pective investors. and. if possible 0! saw mg them from losing money through placing it in “wild-cat" ruberprlnes. The impartial and reliable character or the information may be relied upon. The writsr'of these articles and the publisher of this paper have no interest: to serve in connection with this matter other than those 02 the reader. (By Investor.) When one buys an investment, strictly speaking. one looks merely at the rate of income. Prospect of appreciation, when present to a. high degree. usually indi. cates dancer. perhaps remoteâ€"in the ox- teut of realization not measuring up to anticipationâ€"of severe loss from a drop in value. ‘An investment should' be free from any such danger. As a. rule, really high-class investments altogether fail to take into consideration prospect of ap- preciation, and. of course, as the better class of municipal bonds are strictly “gilt-edged" investments. the question of appreciation is one very remote from the thoughts of the average investor who buys this class of security. To be sure. they are by no means as rigid in value as real estate mortgages, but they are not likely to any extent to appreciate in market price. In the first place, they are usually sold on the basis of their “yield." Ono buys City of Toronto 4 per cent. bonds to yield 5.95 per cent, and then by the aid of tables which every bond dealer hasâ€"and most bond buyersâ€"- the price is worked out afterwards. As was pointed out in an early article in this series; "yield" represents the taking into consideration, in the return on the investments, the gainâ€"where the bonds are sold below par or the loss where a price greater than par is paidâ€"resulting from the purchase at 95. say, and the ultimate redemption of the bonds at par. At the risk of being tiresome, it may be pointed out shortly that when purchas- ing a bond due a ‘year hence at 99. the purchaser receives 100 at the end of the year. He thus makes 1 per cent on his purchase. If the bond pays 4 per cont. the “yield" on the investment is not 4.00 divided by 99 or 4.04 per cent, as in the case of a stock which is never redeemed, but 400 divided by 99 + 1, or 5.04 per cent. So that the prospect of appreciation in purchasing a bond at 95 due to its rc- dcmption at par is duly taken care of in the “yield.” 011 the other hand, the growth of a. city whose bonds formerly sold on a 5 per cent. basis may make these bonds appreciate so in value that a 41-2 per cent basis is the proper price, and in that way an investor may make through appreciation. But as a rule, however, this element is one that has a decidedly unprominent place in the handling of municipal bonds. The question of corivenwllity into cash, however. is very different. The great safety of municipal bonds make them so desirable as security for loans that bank- ers will loan on them at a rate from one. half to 1 per cent., lower than they loan on security of shares of stock in a. sound company, and at the same time require only about one-fourth the margin. So that the investor in municipal bonds has always available a security which his banker would be glad to accept as se- curity for a loan at around 95' per cent. of its value at a rate’Wbut little over the rate of interest which the bond pays. Furthermore. practically: all bond deal- crs are glad to repurchase municipal bonds at about half a point below their market value. and so the marketability of this class of investment is very high. The only question left, then. is that ol‘ stability of market price. This point is easily determined. These bonds do not depend for their security on general business conditions, as do those of most industrial companies. and are, as n rulcfail‘cctcd only by the loaning As this alters but little in Canada it has little influence on these bonds. Then, too. except for a few large issues sold in London. there is no open market for municipal bonds. But they are being: bought and sold daily by deal- .wrv: trained in estimating their values and so, although there are no quoted prices for these securities, there are no: fluctuations in their prices as there are often in the case of unlisted shares at :llll‘crcut times. As a rule. therefore, thcsc bonds do not alter materially in value. and certainly are not subject to violent fluctuations. Just at the present time an investor could probably sell mu- nicipal bonds bought earlier in the year for a better price than he paid, owing to the great scarcity of this class of secur- ity when compared to the demand. For example. during the pastwcok the. sales of municipuls to investors by bond deal- ers in Toronto alone must have exceeded $560,000, while the bonds purchased from E1). 6 W . ll ll lull ll“ ll WHEN l’ll Till nésssnlw who; wlll-hi m.â€" municipalities to replace them for local consumption have -amounted to under $200,000. As this has been going on for several months now, the dealers are growing pretty short of bonds. and so there is a. ready market at, good prices for those of clients who wish to convert them into cash. To recapitulate we have decided in these articles on municipal bonds that us a class. ' Their safety is great. both as re- gards principal and interest. Their rate of income is low for the most part, but high as compared with other forms of investment in other countries of equal security. They are readily convertible into cash. They have little prospect of apprecia~ tiou in value. but are not like mort- gages in this respect. which have ab- solutely none. And finally, Their market price is stable to an unusual degree for securities un- quotcd or exchanges which, in some cases, sufl‘cr severe fluctuations with- out reason. Certainly. after taking account of' these considerations. municipal bondsâ€"and this includes provincial and Dominion gov- ernment obligations as wellâ€"are a very desirable form of investment for estates and trustees, and particularly for women whose sole source of income is derived from investments. and whose comfort and livelihood may depend on the safety of their capital. d ....___.~‘I‘ WHAT SHE REQUIRES. Success is such a fickle dame With words you cannot woo her, To win her and her partner fame You’ve got to be a door. .- Considering the number of peo- ple who have been disappointed in love, it’s a wonder there are not more pessimists abroad in the land. Poverty came in at the door. “Excuse me,” remarked Love, as he flew out of the window. “I guess it’s up to me to hustle for a job.” it Incas Ii Unequalet tough 3i!!!) for 5a The Qulckest, Surest Cough Remedy You Ever- Used, or Money Refunded. Stops Even Whooping Cough Quickly. You may not need the $2 which a 50- cent bottle of Pine): saves you, but you do. need the wonderful effectiveness of HMS famous cough remedy. It will usually stop the most obstinate deep- seated cough inside of 24 hours, and has no equal for whooping cough. A 50-cent bottle of Pincx, mixed with home-made sugar syrup, gives you 16 ouncesâ€"a family supply of the most pleasant and effective cough remedy you ever used. Easily prepared in five min- utesâ€"dlrectlons in package. The way this takes hold of a cough and gives instant relief wlll make you reg-rot that you never tried it before. Stimulates the appetite, is slightly laxa- .tive and tastes goodâ€"chlldren take it willingly. It has a wonderful record in cases of incipient lung trouble and is splendid for croup, asthma. bronchltis, throat trouble, etc. , . Pinex is a special and highly conceno trated compound of Norway White Pine extract, rich in gualacol and other nat- ural healing plne elements. Simply mix with sugar syrup or strained honey. in 0. '16-ounce bottle. and it is ready for use. Used in more homes in the U. S'. and Canada. than any other cough remedy. Plnex has (often been imltated, but never successfully. for nothing else will produce the same results, The genuine is guaranteed to give absolute satisfac- tion or money refunded. guarantee is wrapped in each package. Your drugglst has Pinex or will gladly get it for you. If not, send to The Plnex (10., Toronto. Ont. Iss Unis-11 We ask assistance of all housekeepers in our efforts to Introduce pure goods. Certificate of . MAG") BAKING POWDER. GILLETT’S PERFUME] LYE. GILLETT'S CREW TARTARI 80m. YEAST EAKES. When you ask your dealer for any of- the above goods and he reaches for a substitute,. STOP HIM. That is the time. It is too late after you have used part of it with poor success, as is always the case with substitutes.” There is every reason why you should insist upon Gillett’s Goods, and absolutely, no reason why you should permit a “J dealer to substitute something he claims to be “Just as good” or “better" or “the same thing” as the article asked for. The buying public and the dealers acknow- ledge the superior quality of Gillette Goods. .Why accept something inferior when you can“? buy Gillett’s pure goods ‘at the same price? D good Winnipeg NEW ATLANTIC l‘iAVAL BASE. Harbor for British Home Fleet in The Firth of Clyde. It is stated on good authority at Glasgow. Scotland, that the ad- miralty has decided to make a new naval base at Lamlash Bay, in the Isle of Arran, in the Firth of Clyde. Heavy moorings are being laid down there,“ and everything points to the intention of the Admiralty to provide~safe accommodation for a complete squadron. This new Clyde base is to become the head- quarters of the third division of the home fleet. ' Hitherto, the east coast has for obvious reasons been the scene of the most vital changes in the dis- E. W. GILLETT COMPANY LIMITED Toronto, Ont.‘ PROTECT YOURSELF BY REFUSING SUBSTITUTES Montreal position of Britian’s Naval strength. At Rosyth, on the Forth, there are, as is well known, immense works going forward which will make this place a very important and strong naval base for the larg« est ships. At Dundee smaller craft, includ‘ ing submarines are concentrated, while Scapa Flow, in the Orkney Islands, has also of late received considerable attention from the ad~ miralty. Lower down the coast, at Har- wich. in Essex, is the very import- ant headquarters of tne destroyer flotillas. .__g~_.__ And many a man has built a castle in the air while his wife was nailing a board on the back fence. We beg to inform our many thousands of customers that in conscn quencc of iurtherincreased cost ~ lllUH GHUCEH IS Elll lllll ll] CHARGE 5c Pill LB. llllllllll For the Blue, Orange and Pink Label Blends of until conditions become more favorable. The cost of all teas has been advancing rapidly for many months past, due to the shortage of sup~ plies and the tremendous increase in consumption of tea throughout the world, but we have delayed increasing the price until absolutely necessary. 1rrespect1ve of price conditions- Thomae d. Lipton, 75 Front St. East, ' - The same high-grade quality will be carefully maintained Toronto, Ont. HONEST TEA IS THE BEST POLICY Clean, dry heat, with no smoke or odor and with no flying ashes or sootâ€"â€" that is what you get with a Perfection Smokeless Oil Heater. .gleRFECTflE SMOKELESQ The Perfection is the most reli- able and convenient heating device you can find. for use. It is always ready There are no pipes or Hues or wires to bother you. You can pick it up and take itwhercver extra warmth is wanted. Every mechanical improvement that experience could suggest was already embodied in the Perfection Heater. This year we have tried to add to its appearance. The drums are finished either in turquoise-blue enamel or plain steel, as you prefer; nickel trimmings; as ornamental as it is indispensable to comfort. I A special automatic device absolutely prevents smoking. All parts easily cleaned. Gallon font; lasts mne hours. Cool handle; damper top. ) Dealers everywhere; or write for dcscriplivc circular to The Queen City Oil Company, Limitéd , any agency oi