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i h n i -; u'm ,.. . ‘m .. 7.... -w Mob-Ma TOE¢.T0 CUB RESPONDENU â€"â€"Premier on a Wheelâ€"The June Brides d Eight automobile accidents on the streets of Toronto since the first ohthe Season. resulting in the deaths of eight children. reveal the serious proportion to which the traffic problem has suddenly grown. The truth of the matter is. the pie on the streets have not yet rea- ized that Toronto has become a big city. They are not taking any. more pre- cautions than ivhen it. was half the size. and the traffic was less than half as heavy. The children play on the pave- ments. or dash suddenly from one side- walk to the other regardless of the fact that every time they do~so they take their lives in their hands. It is not the increase in automobiles alone that has caused the new conditions. Every type of vehicular traffic has in- creased enormously. Down town. and oven on many outlying streets. there is now serious traillc congestion. It is now no uncommon sight to see eight or ten lorries. automobiles and delivery wag- gons lined up waiting to get across a street intersection. At dozens of busy corners traffic policemen have now been installed. These ofilcers have nothing to do but stand at the center of the in‘er- section and by uplifted hand or beckon- ing gesture say whether the four streams of traffic seeking to get past the inter- section may move or stand still. This is one of the outward ways in which the city is beginning to show a similarity to New York or London. As yet traffic regulations are woefully inadequate to meet the changing condi- tions. The Police Commissioners who have ‘ charge of the matter seem too supine to make and enforce, proper regulations and traflic continues to move with an irrcru- larity that forcshadows many fatalities. TORONTO GARDENS DISAPPEARING. Apartment houses springing up all over the city are another evidence of increas- ing congestion of population. “The MW of homes" may not much longer deserve the title. The "back garden," even a. little one, which most - Toronto householders have in the past demanded, is becoming. harder and harder to secure. A leading architect the other day declared that he would not again advise even well-to- do clients to attempt to get garden plots in Toronto. He would simply tell them to get enough ground to build the house on, and‘ what little bit of space was left he would have covered with pavement. This would make for cleanliness at least. But a lawnless city of paved courtyards is not pleasant to contemplate. SIR. JAMES ON A WHEEL. A familiar figure on the streets these 0001 June evenings is Sir James Whitney, the Premier of Ontario} His is not a costly equipsgc with prancing steeds and lootmon and coachman, nor a luxurious motor car. nor is he numbered amongl lie travels on a. bicycle of doubtful age. He is always unaccom- anied. And he is never warned for making the speed limit. his pace never exceeding six or seven miles an hour. While nearly everyone else has deserted the bicycle as a pleasure giver, Sir James nemains true to his friend of bygone days. a trait which. it is said, he carries into his treatment of people as well. And every evening. “possible. he takes a. se- date spin around the well-paved residen- tial streets. If the weather is cool enough and he can get away from his omce he takes his ride before dinner. Most people pass him without recogni- the pedestrians. tion. and. no doubt. in his quiet solitary rides he has opportunity to make many ‘mental comments on human nature. as seen on Toronto streets. DR. McKAY MAKES GOOD. That Dr. A. C. McKay. who. a little over .a year ago, resigned the Chancellorshi'p loi" McMaster University to enter the city s lemploy as Principal of the Technical High School. has made good is evidenced by Ithe strong support accorded his name for zthc new position of Director of Educa- ition in Toronto The ex-Chancellor is. of course. one of the most prominent educationisis in the Province. Many of the text books in mathematics in use in the schools hear .his name, but his mental activities “are ‘by no means confined to this subject. -IIe has always been a great student in a Variety of departments; in fact so close has been his attention to books that re- cently he was obliged to take a long 'trip abroad to recuperate in health. But lhe has. in addition, shown a capacity ofor administration that is standing him 1in good stead in the city's service. Born in Beamsville in 1861. he is another Ontario boy who has made abundantly 'good in the city. His educational ex- .perience was derived in Port Hope. Upper 'Cnnada College and Jamieson Avenue Collegiate, Toronto. He was appomted Chancellor of McMaster in _1905. and seemed to have discovered his life work there. bnf the great practical problems of edu- 1cation in the elementary schools of the city attracted him. His salary as Prin- ‘cipal of the Technical School was $5,000 a. year. The new position of Director ‘of Education will doubtless carry. a consid- crany higher salary. The duties Wlll be many and heavy. bccnusc it is not at all certain that Toronto‘s systnmfif educa- tion is as thorough and effluent as it might be. THE JUNE CROP OF BRIDES. Any afternoon this month of June the Union S‘ation is one of the most inter- _csting places in town. Incipient honey- in‘ooncrs are the explanation. some days .there are as many as a dozen bridal par- Etics on the platform at the same time. 3many of them leaving by the same train. ,They are always very gay and very hap- ‘py and even the station officials, harden- ed and gray in the service. step a little more lightly and are a little_less brusoue under the influence. The dingy station. with its cumbersome trundling baggage trucks. makes a not ineifectivc setting for the summery wedding gowns of the attendants. and fifteen minutes around Ifive o'clock spent in the Vicinity any af< .ternoon is enjoyed by the most- unroman- Itic. Rice and old boots have long since ibeen barred, but the platforms are. a- most constantly covered w1th confetti. PROF; RAMSAY WRIGHT RETIRES. After 28 years continuous work_as a. teacher of biology in the University of Toronto, Prof. Ramsay Wright hasule- llivered his last lecture. and has retired to carry out private research. He is not yet an old man, being only 60, and has many years of usefulness ahead of him yet.‘ While Prof. Ramsay Wright’s name has not been associated with any great discoveries in the field of biology to which lbs hasdevoted his life he was regarded ins an efficient instructor. His gentleman- ]ly presence and rich full vowels Will» be missed in university halls. HER PERFECT. WORK. The pretty trained nurse bent over her patient, a. young man who was beginning to get better. “Shall I turn your head, sir?” she asked, in her low, kind voice. | “No, thank you, Miss Angel,” returned. the convalescent. “You have turned it already.” But a. bird in the hand doesn’t annoy the early worm. iii iii an iN‘VESTi nil Municipal Debentures May Sometimes Show a Substantial Advance Securities of Terms Contiguous to Large Cities Usually Show Good sorbed by Larger stances of Where 1: The articles contributed by "lnvestor' are for the sole purpose of guiding pros- otivo investors. and. if possible. of nav- ng them. from losing 'money through lacing it in "wild-oat" enterprises. Tbs artiai and reliable character of tbs, In ormation may be relied upon. The writer of these reticles and the publisher 0! this paper have no interests to ser. a In connection with this matter other than those a: the reader. ____.4 In speaking of municipal bonds in this column some months ago it was remarked that they stood a very small chance of appreciating in value. There have been cases. however. where a very fair amount ohprofit has been made by advances in price. so this rule is not invariable. Six or seven years ago Fort William 414’. per cent. thirty-year bonds sold at a price to yield 5 per cent. or about 921-4. At, the present time these same bonds on a 5 per cent basis would sell at about 93. But in the past five years Fort William has grown in population and importance. with the result that. these debentures now sell at a price to yield 41-2 per cent.; that is par. 80. as happened in the case of an estate I know 0!, there is a nice profit of 7 min in these bonds after making due al owancc for that proportion of the ad- vance in price, which goes to make up the "yield" of 5 per cent. For the benefit of those who have not followed this column closely. the yield of a bond is figured somewhat as follows: A five~ycar bond bearing interest at. five :- cent. will yield 6 per cent at 95.75. at is. a man buying such a bond of a $1,000 par value for $957.30 would receive 5 per cent. on his money. Now the av. ersge man would figure this way. "I payed $957.50 for this bond and get 850 (year income. Now $50 on $957.30 is in- terest at the rate of 5.22 per cent. But the man who thus figured would be wrong. He gets not. only hiss per. cent..-but at the end of five years his bonds are re deemed at 100. He makes a profit in that time of 4.27 points, or $42.70 on his $1,000 bond. Divide this by five and he gets an addition to his income at the end of five years equal to $8.54 a year. so that to Profit When Finally Ab- Neighbor â€"â€" Several In- his has Happened. get the return he should divide the ri of .his bond, $957.30 into 350 plus which _shows.the rate to be 6.11 per cent. The slight difierence shown is due to the fact that the actual figuring is done with due .nllowance made for compound inter- est on the $8.54. which the investor doesn't get until the bond is paid. be. after making due allowairee.for the amount coming to the investor at the present'time on account of "yield." his proiit. if he sold now instead of wait- ing for maturity. would he 7 points. or $70 on each $1.000 bond. But buying bonds in this way is a by- ndmeans-certain method of making :1. pro- fit.‘ What. many far-sighted investors do now-a-days. is to buy the bonds of some such municipality as East Toronto or St. Louis du Mile End. A few years ago East Toronto debentures could be bought to yield as much as 5 per cent., but since it has been absorbed by the city of T0< ronto the bonds have advanced. andâ€"as they are new direct obligations of the (luv of Toronto. they are selling on the same bages as city of Toronto bonds; The village of St. Louis du Mile End had a similar experience with the city of Mont- real. Investors who took advantage of the obvious fact that East Tomato. West Toronto, Parkdale. etc.. would eventually be absorbed by the city have made quite a satisfactory profit on their holdings. or at least. are in a position to sell at a profit should they wish to dispose of their bonds. There are at the present time several towns in like position relative to several other Canadian cities. One that most people know about is "North Toronto." which those who read Toronto papers must realize will be soon absorbed. As a matter of fact, so much is this a fore- gone, conclusion that the village of North Toronto . debentures are at .the- present time selling-late. rate very slightly bet~ terrthan the-East Toronto debentures bo~ fore mentioned. In the case of several other places. however. there is still a chance of a. good turn. for the investor wants something not only safe. but with a good income and an excellent prospect of appreciating in value. 1 .. .â€"._.â€"- W mm VWW ‘ "| -‘. . ,. , W ....,, 7..., . ..........H_.._F..r cm, ,,W.....,_.n..,..i......_',,". .,...,;-~..........._.-..,__....., -_........_.... The Deadly Automobileâ€"Congestion of PepuatonA Striking Example of its Gum Ill YOUNG CHILDREN By the Tonic Treatment St. Vitus dance is the commonest form of nervous trouble that afflicts young children, because of the great demand made on the body by growth and development, and there is an added strain caused by study. It ‘is when these demands become so great that they impoverish the blood, and the nerves fail to receive their full supply of nourishment, that the nervous debility which leads to St. Vitus dance begins. ST. mus DANCE The remarkable success of Dr. Williams’ Pink Pills in curing St. Vitus dance should lead parents to give this great bloodâ€"building medi- cine to their children at the first signs of the approach of the dis- ease. Pallor, listlessness, inatten- tion, restlessness and irritability are all symptoms which early show that the blood and nerves are failâ€" ing to meet the demand upon them. Here is proof of the power of Dr. Williams’ Pink Pills to cure this trouble. Mrs. J. W. Towns, Osha- wa, Ont., says :â€"-â€"“At the age of eleven my daughter was attacked with St. Vitus dance, and despite all we did for her the trouble grew rapidly worse. Soon she was scarcely able to walk, her body and limbs jerked and trembled so, and she was quite unable to feed her- self. When she would lie down she would be unable to’risc without as- sistance. As nothing was helping her I wrote a. friend whose daugh- ter had been similarly affected, and she advised the use of Dr. Williams’ Pink Pills, which had cured her child. I at; once got a supply of the Pills, and even the use of the first box seemed to show an improveâ€" ment. By the time five boxes werel used she was completely cured and has had no return of the troublel since.” Sold by all medicine dealâ€" ers or by mail at 50 cents a box orI six boxes for $2.50 from The Dr.- Williams’ Medicine 00., Brockville, Ont. V q ALWAYS. “What is the proper thing for al man to do when his wife asks him! for money and he hasn’t any?” queried Newed. “Oh, there isn’t any proper thing to do in those circumstances,”- re- plied Oldwed. “Anything he does will be wrong.” - W A MAN’ S WANTS. “What more should a man want than good health, a. good job and a good wife?” “Well, a. good reputation might come in handy.” Love letters take a. lot more ink than brains. . aggl- is: .Y.’ .‘. \. )I'. a. / ’ z . //. / 1912 PRIZE CONTEST FOR FARMERS i J rThxs contest is along the same lines as the In addition to’thus being dwided mto ' - one which was so successful 'last year, except classes, so as to give small users of cement an a, ‘j that there are three times as many prizes, andl equal chance With those who use more, the ' ’5 therefore thréc times as many chances for Contest is also dwidcd into nine divisions, one each contestant to win. $382k: .14 - -' MM compete. - :4 iv”- ' ' tunities to win a 550 Prin- ‘ at .. «a ; are first, . ‘ $15 and $10) in each class. ‘-_ II 1912. Send \ cum wizcfin: :nrfiluufic thsnll':::‘fyc::1:l:: in farm. m 8 “~.\ “Maounlnwzsffl otncfeliguzo'fk um: and Iddt-B“ toâ€"dsy Indyzn ‘ \. treatm- nut be Lax-lei by mi: 2%"; l’°;"“::"‘c:“".‘;{“°:‘_"f \‘ M 'l ‘h' '“k‘) Use stun. guilt: colich . 2 ‘ Address Publicity Manager .Prize Contests~ Canada Cement Company Limited 3 30-35 Benn Bldg. . Montreal fifldwu -. I ~ ., .....-_... -v--- WI 8581] 0a t ‘1 I" ‘I “W... ' 1-21.3 :5“ 4. W O .mUESI’UEIUIm _ 4’47 , _ «My, ‘ /// ‘ “(of ,iheA _ ze,Contest.‘ _ Every farmer in Can- ada who uses "Canada" Cement is eligible to The conditions are such that large and small users of cement have equal oppor- The contest in divided into three classes, and‘thcrc second, third and fourth prizes ($50, $25, CLASS "A"â€"Prlzu lobe nmrdclteibs (our (amen In cub province Yo“ I who nu not! "Canada" Causal on their hum [319”. . CLASS "B"~Prim to be swunied to the four hm" in each ‘ '\ province who'uad phat-mph a! (be m: cancnh - work (on with "Club" Cement on their ism: 4 USEFUL HINTS. If mutton chops simmer in just a. little water on the back of the stove before being broiled or fried, the flavor will be quite like lamb chops. Fasten a. wire hook to the handle of a grape basket. Hang over line when hanging out clothes, and push along before you, thus saving much time. _ To thicken gravies for pot roasts or stews, put a piece of brown bread in with the meat. When you go to make the gravey rub it up for thick- ening. If your cellar is damp, as it is apt to be in the- early spring, put a. piece of unslaked lime in it. It absorbs the moisture and keeps the place sweet. Scratches on polished wood, if not too deep, can be removed, by rubbing gently with fine sandpaper and then with a mixture of olive oil and vinegar. To simmer is to boil slowly, if the liquor throws up bubbles above its surface it is boiling at a gallop. and will harden any meal; that is cooking in it. _ If~it seems diificult to clean the seams or Stitching on white gloves, try rubbing with a soft brush dip- ped in the gasoline; this usually works like a. charm. Pain stains that are dry and' old may be removed from cotton or woollen goods with chloroform. It is a. good plan to first cover the spot with olive oil or butter. One woman who has a. reputation for her cooking always adds just a. pinch of baking powder to the crack- erâ€"not breadâ€"crumbs, in which she rolls the oysters before frying. One of the low stools, substantial- ly made and costing about twenty- five cents is a great help in the kit- chen or closet where there are high shelves just out of arm’s reach. If she has not access to the stove, she will find one of the alcohol iro‘ns of great help. By means of this it is possible to keep skirts pressed and jabots free from wrinkles. Make two incisions on the top of all meat pics to allow the steam to escape. Pies treated inthis manner will keep good for several days, and so avoid ptomaine poisoning. To prevent potatoes becoming black when cooked put them into, ably increase in value. ROYAL BANK OF MONTREAL BUlLDlNCl“. l R. M. WHITE " Manager / . fl vii/4% . _ mangoes. _ ,// , ~â€" ’ 4 "Vi §i . . \ i 108 Cheques W/lll be \'\\\\\\\\\\\\\\\\\\\\\v ~Dlstr1buted Among Canadian \a. , Farmers. Will You Get One of Them? V In addition to the twenty-seven first prizes of $50 each, there will be eighty-one other cash prizes, ranging from $10 to $25 in our ex lNTEREST AND SAFETY I] Price Bros. and Company Bonds pay 6 per cent'on the investment. They offer tne strong security of first mortgage on 6,000 square miles of pulp and timber landsâ€"which are insured at Lloyds against fire. The earnings of the Company at present approximate twice the bond interest. The new pulp mill in ' course of construction will double this earning power. Purchased at their present price they pay interest at the rate of 6per cent. The best posted investors in Canada and England have purchased these bonds. increasing demand of the products of the Company, these bonds will unquestion- for each prpvincc. to compete with the other farmers of your own province, and not with those all over Canada. Don’t think that because you have never _ used cement, you cannot win a prize. of last year‘s prize winners had never used cement before they entered the Contest. We will send a free book, Farmer Can Do With Concrete," that will not only hcl Contest, but will tel you every- thing you could want to know about ::x::r.'.'.'.':‘:: (mu/munummuu\\\“‘ MM “AI? 6 p0" waenza THE STANDARD ARTICLE - SOLD EVERYWHERE 803 ,1 "mull [llllllll .unm- I . .Il softeningdlwa'tér- mhnu illllllxlmmOll ll-IIIHILUIIIIH' 1 l llre. ovmgi am " in IIOlllluc'Illllll' ll11- ...I ‘I‘.‘| Human; ’ m i .mumlulnllmillml%fl71$‘ Fflmlllli.’ Brains, n f or“ lummlmuunuqml' mil unlumllll mumqui many oiherlpurposes' EWGILLETT ‘COMPANV LtMiTED TORONT0,0NT. cold water, and when brought to the boil squeeze lemon and juice in. They will then keep a good color and be of good flavor. The zinc top to the kitchen table or the piece under the kitchen stove will always be bright if it is wiped off frequently with a cloth dampen- ed with kerosene, and then rubbed dry with another soft cloth. There is nothing better for clean- ing the line from the laundry tubs than a. button hook; it is well to keep one with a longh'handle hang- ing near the tubs for just such emclu gency, thereby saving plumbing bills. Owing to the security and If you have money to invest write us for complete information. 5 ECU RlTlES CORPORATlON LIMITED: YONGE AND QUEEN STREETS TORONTO MONTREAL-0UEBECâ€"HALiFAX-OTTAWA LONDON (ENGJ So you see you need only Many ‘ ' What the you in thc’ . I w? .nd“ 3. .. . t. a a.-. 3‘ .‘w ,. .V