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_ The distinction of being fnvorito in the myrrmi‘i‘ifc liuowacl. subject hgo fluxtiiutlon. IT SATISFIES MILLIONS m... saws ‘ié””a..i'. “2.....‘t2222 litrect. used to load all others. but his 0]? PEOPLE Worth your while to test it. LIPTON’S TEA Sustains and Cheers. district has changed. and he is now down to fourth or fifth place. - University and Atheism. The stormy pctrel of University affairs is Professor A. B. Mccailum. areal. excitement when his name was pro- posed for membership in the Academy of Medicine and much satisfaction in certain quarters when he was blnciihallcd. although scholiisticallyl and intellectually Professor Macailum so few equals in Canada. 110 is a member of the leading medical and scientific associations of the world and has literally scores of degrees and honors. As often happens. however. in the case of a man with a stronc personality. Pro- fessor Hacsllum has made many bitter enemies. One class of these include a number of medical men who are disent- isned with his policy and actions in the administration of the General Hospital. Another class are personal friends of a prominent snritcon whom it is alleged Professor Mai-.allum attempted to injure many years two. Now the Catholic Reg-inter attacks Pro- fessor lifacnllurn. whose department is the nuter sciences with particular reference to Physiolomv. as being a "half-br'kod atheist." and for destroying the religious beliefs of the minds of the students. its attack is hotlv denied by the students' publication. which noi"ts out thrt. since the oomim: of President. Falconer. who is a‘ prominent Presbyterian D’vine. the tone and charncter of Univemity iron has stcndilv risen It is declared that far from the University helm: a "hob bod of atheism" there nre no atheists there at all. except possibly a few isolat- ed individuals. in whose cases it. will pass like the meaeels. ..__....__r!¢__ Iii-zit Terrible Fatigue Can Be Overcome IA Simple Home Remedy Now Cures Lack of Energy, Loss of Ambition, and a Feeling of “Don’t-Care.” ‘~ Successful ln Nearly Every Case. lilllilllil fiflllllSPllllDiliBE INTERESTING BITS OF GOSSIP FROM THE QUEEN CITY. two Noted Tomporanco Relormersâ€"Thc Champion “Marrying Mlnlster"~ Professor A. B. Macallum. We of the most unusual men in To- nto are the Spenco brothers. .Ff‘nllcle and Ben 1!. Their business is tight.- K the liquor traffic. It furnishes food r speculation as to what. would have appeiiod the Temperance movement in ntario had it not been for the Kresenco 0‘? the Spence family and also w at vnll appon to it when they have been oved from the sphere of action. The first week of January is. under the resent arrangements. their annual har- cat. for on the Municipal election days goodly number of Local Option contests re. each year. to the front. This your here are to be 80 of them. involvmg 274 causes. The contests are in municipali- es ranging from a big city like retor- ro' to the sparsely settled township ith its one lone hotel. In 8 years.‘undcr is leadership of the Spence brothem. .295 unicipiilitics have carried local option mi 741 bans have been cut oil". Of tho municipalities in the province. 463 are him under local option .and £565 retain a license system. Began as School Teacher. I“. B. Spence has devoted practically all . ’ his life to temperance rofggm and tritium; < That miserable nervousness and liua politics. It is triio e startc ou *_ ' ' . _ _ _ ' _ is a school teacher. teaching at Lnndy‘s hf“! 5.10k tn 91d 8‘“ the Rune couul one and Prescott. afterwards coming tion ls due nine cases in ten DO I} to Toronto. where he became principal ol’i _ . r , _ I lame school. But when the Dominion Clogged up system' 10” glow 1r 1'8' Elliancfo twee] organized fags spimeq lésmem- ritablc and despondent, ybu lack era 0 nriament in a .. pent-e ' ' , ‘ ud already made such a reputation as a ambltlon’ energy been” all gone' Surcst road to health is by the fre- quent use of Dr. Hamilton’s Pills; they will make you feel like new all over in a. short time. temperance advocate that he became al- most its first secretary and has remained Inch until this day. He has been editor of various temperance publications. of which the present day representative is the "Pioneer." and the list of offices he has held in connection with various tom-l \Vriting from his home in Barce- pernnce organizations and campaigns Would fill half a column. Mona" Mr' FrederiCk G' Mayer In recent years he has devoted a zreut’stutes: “I think no one ever suf- nf time to municipal affairs. Six times ' ,- he has been elected as Alderman. and six fared as severely as I aid for nefn'ly So many serious times as a member of the Board of Con-isix months. were developing as a trol. Twice he has been an unsuccessful . . t candidate for tho Mayoralty. and al- 53ml) 0mg _ _ . _ 33$“lnléiiii‘en’f°3§£i§°doia'mlifil2filpai tffi‘consequence 0f “"3 6"” “’“dlmn {jail-5"? the cgyimgf'ybég gangou‘bim‘ if gf any systemdthat I Irealized I inultiil; e W 0V9!" R 8. n e 18 AKIN I'D EB ‘ Dnsition. His work for the Hydro Elec- 1;] a-reme y'd T16 Sitrong p] 3 :ric project. thfi] Harbror Commissioni am} 0 VM‘IOUS km S I trled Heeme OT various 0 or 3396 O mun cipa . ' “one” man “mp” one M the mm! after their first effects were over to may: mutants a}... c111... has cfver had. ,lu make me far worse and I did not e name into 13 c ances 0 81100989 n I : any contest are nearly always doubtful. know Which way. to Eurnfor rel‘ef' He do? tnot gnarl; ftilitenda em.int and is 1 saw Dr. Hamilton is Pills adver- ooinsw a cue ore n s manner 0 stran- ' ‘ - gore. IIe retains. too. the air of the school msed’ and the first box used sans anger. gtdnctic, 5111,; not gigaygjygmfi fled me. I found a. true remedy. c c. n many is mos nman ra ' ' ’ - - cm i... a... l... u... 1.. mi... gigade gggglgmgighpsfigugcggd . Another Crusader. ’ " I . . l m! brother Rev Ben H 8 me ‘6 as naturally as If physio had not got so well k‘nown: but .sinoIe l . wlhen been taken- I Qeve" 11,3de m' airlifrf’é‘ii‘iall},iflih‘ésngfiififi’m‘iimli‘." crease th" dose’ “‘deed’ “hm 3 be ham by his one,“ and enthugmmj month I reduced it. and when the hown that the sniritlffedtbg carnage” in system finally acted of its own ac- ! "O m n , . gaw‘t‘iz‘ b'f $.33“? ’11., “'2. ti??? a? torisultdof Dr. Hamilton: or e as "a temperance out nsins wit 1 s 0â€" a 050 twice a wee long knife ansarin fat. saloon ' . {£?qeg.yi’“§§carllly me bf. :83: in“, ‘13.: (only, Just tlol make sure {he kold con- n s ry. w ere e serve an i appo a “non wou not come ac . to his recent ltlcn. . t” p D“ No other remedy cures constipa- tion and biliousness so easily or u m h t i safely as Dr. Hamilton’s Pills; they . arrow. E somew at 090671th min- ' ' ter of Dale Presbyterian Church. who “Fe an ‘dea'l famfly remedy for a” as tyoogie film, nrcéninence in lotiher rei- diseases of the .stomach, liver and "30'! y 8 0001' G as I. up? ll 91' an ' . “norm. of “mm”. by “I work among bowels. Sold 111.050. boxes, five for :tbitues of the Police Courts. and for $1.00. all druggists and store-keep- ‘ifi‘fo‘fm‘m'n m" a n" “on” “mum on: or The Catarrhozone Co., Buf- Mr. Morrow has married over 300 love- falo, N. Y., and Klngston. Canada. rn couples. an average of one for every * THE CZAR AND CZARINA.. Toronto is this year held by Rev. John The record as the "marrying minister" here is a disposition to criticise him on he ground that. manv of his marriage-n puzht not to be performed. But as he Ines not issue the licenses tho respon- sibility is not altogether his. At all [vents his record far outdlstances those bf all competitors. Canon H. C. Dixon, at Trinity Church. in the heart of a front population of newly-arrived Enz- ish immiirrants of the poorer class. runs second with about 140 for the your. Others who have been favorites with the matri- monallv inclined are Rev. A. L. Geczle. of the Preshvterlsns and Rev. C 0. John- ston. the Methodist divine. who attained prominence by his attacks on Roman Catholics. - ciiiliriiicmilislin. 6 % FlilSl Milliliiiiii BlilillS ASSETS a N Net Assets .............. 82,075,030 Bond lune 5:10.090 01,575,000 A Record In Mari-yin. feel: day in the year. In some quarters pie Fashion. An interesting glimpse of the Czar and Czarina at their country home in Tsarkoe-Selo is given in the Cornhill Magazine. It is writ- ten by a. member of a. British depu- tation which was recently granted an informal reception in the palace. They were received in a simply furnished boudoir. The Czar and Czarina. stood near the door, quite unattended by oflicials. “The expression of the Czarina.” says the writer, “although rather sad, is without a. trace of the nor- vousness and anxiety which. it must have often been her lot to endure. Her face when she speaks lights up with a radiant smile. She has the habit of inclining her. head to one side when Conversing, which was characteristic of her grandmother, Queen Victbri'a. “When we had all taken up our places in a. circle the Czar began conversing with each member of our party in turn. He talks our language perfectly, as also does the Czarina. “To each individual he said somethincP appropriate in a sympa- thetic and interesting manner, ask- ing many questions and giving his opinion freely. The Czarina talked in the same way to each of us.” tl‘ A man never has to be driven to drink but once; after that. he stands there without hitching. EARNINGS i . Earnings. 1911 ...... $152,465 Bond Interest Charges .. 30.000 3122.455 "» SUMMARY i Bond Issue. 2‘ p. c. or Assets. Bond Interest Earned 5 Times. wni'rs FOR PARTICULARS J. A. MABKAY & COMPANY LiuJEo Royal Bank Building. TORONTO E. B. HOIHSRB. Manager. Guardian Building, MONTREAL There was TOLL or WAR IN FIFTY YEARS. Over Two Million Mcn Have Been Killed in Battles. The Balkan war has given the generation some idea of what war means in detail. It is significant o.‘ the growing horror that a. Bavâ€" arian newspaper should present its readers with a striking record of the wars of the last fifty years. Under a series of little pictures of fallen soldiers on the battlefield it gives the number of killed in each great war of the past. half century. with the strange exception of the Boer. war. Here is the record: Crimean war. 750 000; Italian war of l859-60; 45.000; American civil war of 186l-65. 800.000; Danish war of 1866. 45.000; Franco-German war. 215.000; Russo-Turkish war, 250,000; Russo-Japanese war, 200,- 000. The addition of these figures shows that no less than 2.313,000 men were killed in these wars. +___._...._._. Sometimes a. man lies to his wife because he knows she won‘t believe the truth. ' Mr. omelet seeinwer~ratlicr why it. should. darling. _ .. ._._...- _._..â€"_.‘___ ,... TO THE I‘UBLIC: Deposits bearing interest. Deposits not hearing interest Interest accrued on deposits. . . . . Newlywed -â€" Doesn’t this clear? Mrs. Newlywed~l don't see ‘1 ordered the very best egg coal the dealer had to cook it; with. LIABILITIES ................................;T:T::‘......$Iflil.003-304-59 olno.IIQIIIUICI-o‘oQ-ouQ-Iooconcur-oo-In. oIIIIJOOIJIIIOOOIolooo- Deposits byother Banks in Canada...................... F RWMAKING SAP, is SOFTENING WATER, REMOVING PAIN T; DIS! NFECTING SINKS. CLOS ETS , D RAI N3 . ETC. ' ‘5 sou: EVERYWHERE REFUSE. SUBSTITUTES tough, my good as it looks. sure I fOii'i‘Y-Tilllil) ANNUAL STATlililEi‘tT November 30. [013 36,058,811? l 749,739.50 419.750.63 Total Deposits.............................................5137.89l.667v73 Notes of the Bank in Circulation. . . . . . . . . TO THE SHAREHOLDERS: n.0a-Io-sooooocun-u.noooo-oo Balances due to Banks in Foreign Countries. . . . . . . . Bills Payable (Acceptances by London Branch) £439,113.3.10 12.584.617.69 1,524,415.60 2.137.017.53 $154.!37.718.55 ole-00.6.0... Capital Paid-up. olune-coupeonsoloIltfieioobboollooooololonIooubauovaco-s Reserve Dividend No. 101 (at 12% per annum)........... Former Dividends Unclaimed.. Balance of Profits carried forward................ 12.560.000.0 341.6”.33 1.206.8J 610,391.30 “79.210.758.03 m cocoons-oloo'noooo-ua ovovoloo-ooounouvoont ooIolIoolo-osooo-oool onto-ooanooooouauoooo ASSETS Cold and Sliver Calmin’rirfiu.......................:;'::“‘....;.....$ 5.2043043) Dominion Government Notes.................... . . . . . . . . . . . 14.443.785JG Deposit with Dominion Government for security of Note Circulation.. 578.0000 Notes of and Cheques on other Banks. . . 9.769.273.c l Balances due from other Banks in Canada. 122,482.32 -. Balances due from Agents in United Kingdom and Banks in Foreign “ Countries”... . . . . . . . . . . . . . 3.6650310 , Government and Municipal Securities................................ 3.950.698.i~ .: Railway and other Bonds. Debentures and Stocks . . . . . . .............. ll.7l5.900-63 i Call and Short Loans on Stocks and Bond: in Canada. . . . . .,........ 9.02.45“) I. Call and Short Loans on Stocks and Bonds in Foreign Countries..... 14.556.l89.9 S 73.428.782.41 Loans to Provincial Governments. . . . . ................................- 185.488.”, Current Loans and Disconnts. lees rebate interest reserved............ 99.828.879.51 Overdue Debts (Loos provided for). .. . . . 240.8163!) Bank I llOIUIDOCOIlil'lOON‘OIOCDIIOOODOIIOCIIOOIOOIOOIIIUOIII‘ $179.210.758.03 Englishman Was Received in Siin- ‘ ' CONTINGENT LIABILITIES: Accoptancea under Commercial Letters of Credit. £ 88.186.13.5 PROFIT AND Loss ACCOUNT For The Eleven Months Ending 30th November. 1912 By Balance. 30th December. I911. . . . . . . . . . . . . . . . ducting he be: Profits for Eleven Months ending 30th "November: Charges of Management. Accrued interest on Deposits. S 401,480.50 Full Provision for all Bad and Doubtful chis and Rebate of in- tercst on Unmutured Bills and General Bonus granted to the Staff Premium on new Capital To Dividends Nos. 98. 99. 100 and 101. at 12% per annum. . . . . . . . . .. a "Olllcem' Pension Fund . . . . . . . . . . . ".~ . ..'. . . . .15...- :. . Wrim" "if "iin Premises Account '........ Transferred to llcservs Balance carried forward.............I......*:- 31.527.324.17 5.503.8ll.00 57.452.617.33 ._._.. ..__:::: 5r 943.555.97 75.000.00 300,000.00 5,503,812.00 ..-1.......... c.................... c<nssuosuoscn.uno 610,219.36 ......._. S7.432.0i7.33 m1 RESERVE FUND By Balance at Credit. 30th December. 1911. Premium on new Capital .Stock uuegonoon-ounoasuo-nnao-ooo -coo-sonata-so.ooovoooas.sosunns-vo 87.056.188.00 5.5.03.8”.00 512.500.000.00 " V. l . . Net Profits for the Eleven Months of 19I2 the'A'vcz-ago Paid-up- Capital, 33.080.756.=I9.l9%. «3 r“! W. B. TORRAFCE. Chief inspector. Boson r. rinse. General Manager. Appearances are deceitful. Even French pastry doesn’t taste a! ' Many a man who bowls for jus: tice would probably try tonsneal , up an alley if he saw it coming. . ' "-2: z'uwmmmmssammumgst . i : uâ€"nmcâ€"‘hâ€" . .An. - .‘- -angnififlglw y. . s r“ ,y . 'Aqm4:imggfimfian gudflrAurA-nn.-.m_ A-