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:owthofitsasetsisins’w_= ‘ growth in any year, and is, I " 1-, Low as a. result of his Lve only this to say : ‘- 'x: IS been entirely mtisz 'ns. Of course, it is only V [and carefully laid by 112:»- greased growth this year in to say that Mr. Low has by Mr, Magvmod and with flu! 'ant to follow the policy c: contin- b debentures so as to leave tom. inecessary that the debenture rate josit rate. All permanent depqsitogg ! per cent by taking yearly m. ,t taking debentures for the reason he year they might want their man-o we must remove as the Company to it, o! paying any debenture yuires the mOney, with deposit. rat. The Company in doing so are fog,- oring to meet the convenience all [at ‘9 they possibly can.- 4 ear that might have a. detrimtal are of the two private banks at not do a. banking business it to a private bank, still people know so little about {island-l ures might have some enact on OI: ,Ie to reCord this growth ,not'm. militated against our prom} e of interest at midsummer 5"” my deposits have been takeh w here, because of this, but we“ :positors to be more anxious ‘m u 1 that way we think that if thé b rluwize “but, the President has ”It! :1: Company gives. We have no be- u. the government of this count! financial institutions chartered by rssible danger of loss. The govern-r l we believe, taken all reasonable and r, and We believe our banking 33!- a govemment in passing the Loan motions to protect the public : and Lo loan companies to create saving :ly safe and some sixty years of 01-, government has been attained. I -st Loan Company incorporated in md he was giving me some items of to. He ended in saying that. companies rul with the exception of a. few who: nto, during the boom and of that ate what seemed very appropriate tive agricultural soil was after all I: this country, and that the com- roportion of their investments in. minimum of risk.- cnture system upon which they »n that, the Company offer 32} PC yearly debentures arises 'm a any other way. The Comm 3 open deposits equal to its m : money on debenture egpzalto a!” 1 that way we tmnx mar. 11 um .- the Company might have m Tmc whoofi'ere opposed to the Con- ,w‘, are glad to say that it has new: Icposit was ever drawn from tbs dementia: also the NORTH t" 7 AND MERCAN’I‘ILE, and own will be overcome as soon R. C. church, frame in MM â€"-On Lindsay-st... east. hm. rooms half acre land, stable. a. nice property. Apply at this a! s abundance of money in the country itself by a. record of seven years of '. now to haVe the confidence of tha get a. still larger share of their 3e the much to say that with your npanytnighv bejncreased in a. year thezdirectors‘:andnmanageuwnt in- -____ e exwxéivélyfand to push the thy‘mperationiuntbe app Nelle, president: R. J. nmsidents: and H. J flouesforSale. 7;: â€"0nGleneigâ€"ct.,enst, man-$4 Fire Insurance JOHN P. CUNNING â€"0n Friday, the 13th inst... a, conference w:ll be held in Torqnm'; under the auspiCes of the-Ameuc‘mi League“ for civic improi'eme‘hc- P’Pf'i John 'Craig of Cornell Universflzy . will be among the speakerS. as 1.8! Mr. Thos. B02111 of this' town. 111“": tation‘s‘ have been issued to members of the legislature, mayors and other Dromini’nt people, and the.raflwaÂ¥3' offer reduced‘ratcs. ' ~Mrs. Bertha. Cashing Child Of Boston. congralto ; Miss Helen HY" rick of Detroit, entertainer. and Isabel Gordon, violinist, Academy of Music“ Friday evening. 369- .m This is Mr. Morris’ cfiiet attraction for the season, and will be one of the best concerts ever given in Lindsay. Plan open at RF S. Ponter’s book- Store. Friday Feb. 13th. at. 9 o’clock. Admission 25. 35 and 50 cents. â€"ROV. J. MA A SmnMJ'l'hn’jl; a. â€"â€"On Tuesday afternoon Miss rinks-‘mt as gar as “ox-tum, wnm'e Slight. ex-Mayor Ingle’s neice, 'was they flayed fbh the Shfiéefdâ€"Need: driving, when the horse shied and lor'ib'u Fand Wei-e delectqd. As the threw her out at. the corner of Wei-iOrillié. rinks here were defeated by‘ lington-st. and Victoria-ave. Mix ’ onlngipnd theznndsgy men up there Slight. received. some painful bruis- by 35,113“: cup went to the asylum es, ... ,towmgor this year. ' â€"Cook andlki-tchen girl wanted at ....g! meti'ng‘ ‘3'; the L. C. 1. Old once for the Central Homv,l*‘1finQ”,deS"‘flssbcmfiidn Wag fuel-d at'IWy- --The Lindsay 11ng giggle” will give a musical ahd fitera'fry‘ ‘enter- tainment in their lodge rooms, Black- well'n blpckr, on Monday evening d: W. Wallace; chaplain, M Perrin : recordingâ€"secretary, John K9“? (re-elected) trees. Jos- Broil! (m‘flted); master of ammonia; J Roberts (re-elected) , hem J°S T Beatty. (mm) . v. D: st‘ESOn and N. McGilIivaxy. ' â€"-E\ cry reader of the Watchmaâ€" Wuxder should be interested in Neill. the shoeman’ 5 advertisement on the ninth page of this paper. Luuc um- m then in town with Mr. Jordan for‘ a few days. Mr. Lucas is enthusiastic oxfer the mapects of the company, and from the Jacts and di -ch Miss Cummings, the fancy skater at the rink toâ€"morrow, (Fri- day) night available that omimrsm is well â€"â€"Mr Wes. Henders of Peterbioro founded ._ ,. will racekmi‘er Dusty at? that town,‘ ’ -â€"'A néw branch 01 the Ontario: next we ‘ bank just Opened as Trenton has ...'Billy” Le Page goes to Cold- been manned by Messrs; .B. H. Sid- water to giie an exhibition of fancy lee and Bernie McAlpine of the local skating; on Iriday night branch as manager and teller re- â€"â€"Mr Aborcrombie of the east Spectively‘ On Monday night thee Ward was injured by a sliver in the WW young bankers were :9. hand while working at- Carew's t I.“ the Royal; hotel fien- Blackstock lumber camp last Friday _£riends._..'1'hoy left 'for their new ‘ap-t pointment on Tuesday; Best wishes -â€"Be one of the many to attend €05 with W, W are ‘mpdile Neil's special ten days Boot and b rs tl 51139 sale. See advertisement on nuke and gen W ninth page. ' - .-â€",The, East Victoria teachers meet . in conventio t d ._The Bank of Montreal building is marrow Tel-111:? (Eda)? a?) nu;- again occupied by the staff. The D J Goggin LL.-.D,.will lecture at alterations “hiCh took more than the Collegiate Institute on “Edu¢a-‘ xmonths, and cost a great deal of ti on “in the” Northw ,, 'I‘oâ€"morrow 111°“er ha“: ”sum“ “1 °"° °‘ the night Col. HUghee, HP. will let- finest buildings in t0“’”- ture on ”he niture o! the No -â€"The I iterary Society of the 001- 'west. ” ' The public is cordially .ln- Iogiatc Institute will hold a. social 1""th to attend both these lacuna.” exening in the Assembly Hall 01! Admission 19er .m; Fiiday exening, 13th inst” at 7:30. ‘All ex-students are invited. ' ‘ â€"â€"On Monday morning Skip Fla;- mlle'n fink nf curlers: lefh fnr Winni- -Mr; Wos. Headers Of-Péterboro “”1 m 01”“ Dusty ”-Fthafit‘dww next week. . - .. . “Willy"- Le Page goes to Cold- .Water to give an exhibition'of f_ , skating on Friday night." ' P” - TMrT' Abercrombie of- the 088?. Ward was injured by a sliver in the- hand, while working at- 'Carew's‘ Blackstock lumber oamP. Nt'Frii , . â€"Be one 6! the manyfip att'erid. Neill‘s special ten days‘ Boot and Shoe sale. See advertisement on ninth page. â€"â€"The Bank of Montreal 'bhildixg‘ is again occupied by‘ the atgfi. The alterations, which tack mom than Six months, and cost a great deal of money, have resulted in one of the finest buildings in towu. -â€"S’cc Miss Cummings, the fancy skater, at the rink to-morrow,l "(Fri- day) night. «flexing» prec English #an gut the year at any _t_;ime {193,32}, Sindents may enter Ly time. Send for catalogue Address : ‘. ma 2nd ‘French Bptions, Ger- This 0011988 ‘is ‘open through» Little Local Lines. J. FRITH JEFFERSJIQA. ‘ President. J. A. TOUSAW, . McGilIivaxyq FIBBUAIPY .531» 1.9.93- . _ aâ€"Rev. Newton 1-1“!qu in.an :‘ attending the. 'direct'orfs'ineeting of ithe Victoria Loan anda Savings {Company .on Monday; - ' _ - -â€"Mrs. R. .11. Graham of Omemoe spent Thursday of last week in town' with friends. - ' . «Miss Annte L -Robson was suc- kmsst'ul at the recent examinations of the Toronto Nornisl school. â€"â€"Miss Ethel Jean _B_afr, .hgnor graduate of the N‘ew York city train- 'ing school for nurses, is vi3._tingher aunt, Mrs Whitesidc, Bond-st. Williams and W. E Smth were suc- oessful in their recent exammations at Osgoode Hall. " -â€"Rev. Hr. Perkins iett on 'nun-sa .day to take charge of the Anglican ,church at, Exeter. 'town.‘ '. Mr. and Ira. Goodwin win live on Bond-ct. - ~ . râ€"Mr. Garnet Armstrong nu ru- covered from his severe shaking up in" the Mérriton wreck, and went. back to bi; work “on _S¢turdn‘y. . left for fidency peg. They were the popular skip and Messrs. McIntosh. McSweyn and Little. 'Mr.‘ W. McCa'rty went with them forthe trip. Two other rinksifi'went as tar as Orillia. where they flayed fob the Simpberd-Need: lor"b"u ”and wefe debated. As the Orillifi’, rinks here were defeated by Hi" “‘1“. night Col. Hughes, MHP, will lead ltuaJ tux-e on “The Future of the No y west. "' The public is cordially in; m vited to attend both these lecturegy Adxmssio'n la free. ,,, --On Monday morning Skip Fla}- mlle' s rink of curlers left; for Winni- peg. They were the popular .313 1 iâ€"Mr. Geo. Jordan, agent for the stock of the Raven Lake Cement Company, has moved into town. 'He liyes on Ridout-st. Mr. John' Lu- cas, president. of ,the company has LL~, head of live stock near Ottawa, and did $50,000§worth of damage to the electric power plant at Niagara. Falls. ‘ At' Campbelllord, the light- ing plant 0! which Mr. Ali. Perkin is manager. was disabled by the lightning. ’ about the 15th mst., to arrange with customers for the distribution of seed for the coming year.. -â€"There was a. thunder storm on Thursday nightrand another on Tua- day afternoon. ' The former was pretty general. While not. very near here it burned a. barn and several â€"Membefi of the Lox; 557',- will meet in future on the second Tueer day instead of the third Frithy of each month. WuthLOdn-oaMOda- rloandfloncfllulon Iva-k b 0. J. emu-.- ii a. Baptist m on Honda, cunning, Feb. and 8 o'clock â€"'i‘e Sylvester m mum eamival atthcrifi 03M“. hum uyv‘v v- y._V _ . M13. mcufillan ,for Winn‘lpeg. He qua théti the west was but Claiming it; owi- that it was natural Mr. flab- mfildn, should go back :. forlnc had bounded. and no mu . ’ . , w " “ewe: feels Quite at light; in the Next Sunday unfit east; again ......... mm comsronmce th‘éurgéiénée_°! 1"- ‘AI ‘9' ghe {am {Lr' tbs: WW missions in Canada preached 'afih‘i-f remary sermons. ‘At night ‘he talked on national perils that, threaten Can- !ade by reason 0! the growing .west. }Hl.s textures that passage in De!!- teronomy : 'fAnd the Loyd" thyJGOd will put out those nations liefore thee, little by little. Thou mayest {not consume them at once lest the ibeasts of the field inqease-up'om thee." The Israelites were not per- fmitted to destroy the Canaanites too ‘rapidly because the devasted country- would be: over-run. with wild animals. _ Canada's great west‘is being filled upand there-Was danger that. spir- itual and moral wild 1mm]: would -â€"At the Canb'ridge-ct Methodist church on Sunday night ayery‘luge i,a.udience heard Rev. G. W. Hender- son preach to young ladies. < In...-a. very clever sermon the preacher ut- tered some excellent advice to that class with special emphasis on health reading and religion. ' ‘ . ST. ANDREW’S "-j-At St. --Andrew's Rev. Dr.’ 31:0- Lereh secretary of Wm béme To British Columhia mints. and to Seattle, Tacoma. Portland, Califor- nip. and Colorado, beginning Feb. 15th, and until April 30th ably; Apply wly to T. C. Matchett. agent. C.P.R.',.V_Lindsay.â€"6-t1. ,7 m ' : " area-fly Mica! Prices woonvnw COBOCONE Little to“! Lila Church Notes ;illbeax9|° 'Welmcthobatflaflngfiov. ‘ Wehveflnfiodrdlhle Tum ‘U'VIyu I‘Dâ€"- ~vâ€"v fitter}; 1t Waa‘ made in Inger-coll by a~‘pnwnt process. It would cost mam $200 ‘to equip a factory. This diééée' w‘is véry papulax in Britillh ‘Colfiiflfiu'. and Was very convenient for ”tailing. It. Was "marketed 1:: Mia 01 four. fie would like to see one or more 0! our factories make the'm. ‘tion was asked to am \y an inspector to: this district and‘prdermbly Mr. Wan. Hall, ‘ ‘ ‘ . 9 7 _L_.-‘ “Ir. Gco. Lyuo pointed out. that,“ tum requested an Esau-n Anodutlm'gto amply fla'h inspector and coupied ‘ Mr? "flu“? 'name with the Must. it. would likely ugh-am,- ed. He also spoke in praise of Mr. Publow, who in h' opblioq was the must choose ‘ c'r'irf'uve world. His appointment as chief of the in- spectorate for Eastom Ontario could only result, in greater improvement. in the dairy industry. » Mr. Flavclle exhibited a. new style otfihcy chemo. It. was a 12-pound aqua’tc‘cake. scored 'into half-pounds, 'chd with cheese cloth and para- migf,’ 1t vaa‘ made in Inga-sou by 'L _‘..I4I “. " Bank of Mind! .mmm loaned is not wpying its new premise! on '11? “n south 0! Kat. SAVING mum Fuel isfligh Hr. Flavelle pointed out that the last month's make was kept for eonâ€" sumption at this season of the gear, and buyere‘lelt that‘the ' losb' "by shrinkage should be divided between the producer and the buyer. but the board should and out whether or not...“ was» the general odstom to allow shrinkage. I! it was -not; ' it should he struck out here. He wish- ed to do nothing to injure thew. A BOARD INSPECTOR ' ' President Robertson advocated the appointment of an inspector. Ho quoted Hon. John Dryden to the ef- fect that the dairymen should stand or full together. They should beck up'the econ-ts of the Dairy-man's Ae- eocldtion. ' ‘ Hr. Staples praised the work done by Inmctor Hall. Mr. Hall said there was not slough pay in the position for him to take it again. He «would not look after his factory and do the impacting too. Mr. Shine said they never had but! better satisfaetion with an inspecibr than with Mr. Hall. Mr. Sinclair stated that while they had not boarded their cheese. they had endorsed Mr. Hall an inspector ind had found him the right man, Eartha-é. chrs Sup piie ”ambit; and Stem fining. Hr. Taylor Perkin objected to al- lowing shrinkage on the last month's make. - Peterboro had stopped it. Mr. Wald, however. had said it was still allowed there. Mr. Fla- velle had agreed to write to Mr. Wrighton about it. Mr. Flavollch-I did so, but Hr. Wrighton was very ill at the time 2nd did not answer my communica- lon. . . . . . BHXALL and MAME ‘-ll_ZKautthoV The Eastern Delrymnn'n Assodw- Uon would this you have 20 in- structors under Ir. Barr in the west and Mr. Mow io- tho- east. The president had been told that Linda“ price was usually lower than Peter- boro’s because fewer chose were the Cheese had to be inspected in boarded hero. and because part. of the Cold storage of one of the buy- Mr. Flavelle said the buyers thoro- ughly understood the matter and knew they were welcome to inspect in his cold storage. He believed um. our prices last year were lower than Peterboro’a because our sale was ‘ held earlier in the week than theirs and it muadvgncinx .mrket all through the season. They should remember that in 1901 they had beaten Peterboro. factories from the the board. has anodes got oniy board price, 80 the) had probably lost by withdraw ing, althozgh they escaped the board § Ammwm Smut-M1.) mm. “618,846 puck- mdbuttt, worthOmiUiondol- hm. Hogs brought; 15 millions. A FANCY CHEESE CASH ‘Trustworthy Goods at Unlformally Right Pfibes" OUR GREAT ANNUI Starts Saturday Morning Feb. 7th. Figc quality cambric finished cotton, square neck, finish. ed With fine wide embroidery; inscrtion, fwtherâ€"stxtehed, ctggd and embroidery rufies tied withiknot of ribbon L75 With lawn mfie, edged,wigb embrOidery, oniy... __ Finecambfiqem _ ’1 " m“ pointed yoke of lawn 'with 55 fine tneks‘ Hish wi feather-stitched braid, one inch embroidery beging, ‘ 1‘ “twith males of emb, z.” n'bbon trimmed, ru a on «and «E3. Ex value...â€" Fine cotton Em 1c, okc of wide cmbroid in- mnaedged mrggcogin broidcry, ,alsgla f c of I on neck cufi's Extra good menu"? ............................. _....;. ........... 1.21.3! Finccotton. round 66: yoke with alternate rows of M-shtchcdtuchmdcmkoflerymedgcdwx‘tha tame affine embroidery ,also gfilé ofaame on neck I.” and cufi's. Special EACH. .... .. .--...a...“ ................. Mmlotrecdveonedur “mmm”â€"lm Fine En lish Cotton. Mother 11be Yoke with {our clusters of tucks, three tucks in each cluster; also ruf- fles of Embroidery on neck and cu'flk. SPECIAL 6k EACH uuwc'lJMI-nlym of fine Cotton, Motha Hubbarb Yoke, 3i x clusters of two tucks ONLY ladies’ White GflWIS J. Sutcliffe -Sons ..WfllTE SALE. EACH WOOOOOOOOOOO LINDSAY ‘ Fine quality cotton, square front, yoke of laWn with hemstitch- ing and four clusters of tucks, five tucks in each cluster. SALE ' PRICE 1.55:, EACH Fine English cotton, front yoke of 20 tucks, 2mm of 2-in. embro- id’ery insertion, also ' tame of heavy embro- ‘ ide‘r‘y on neck and cufis ‘ éneat and pretty. Ex- itra value. 02m ’3‘; EACH yoke of wide embfoid ' in- aghroi‘dstry. {aka a c 0f 9 A‘- m magma it Ihe'o'dock 51ngth dark: Pebrury “I flush. Ufl ladies’ White Gowns ' ONE PRICE