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m . , - - k v 9â€"H.“ _ . ,___ l,,,,_:__ “mm...“upa, Auvclu3h puyquw . mimic/'3'” km every half-Mar. are among the most satisfactory securities on the inar- , . g r. , A ‘isth‘at having! Wt? ket and are absolutely secured by in\’C’SthntS on improved 1‘08} estate ' ;. ~ ‘ T“ i ‘ V H i I U V. ‘ t and other equally good securities. As a large portion of the public must ' ‘ ' , V '17 ' “- w i "‘16! the; use some organization that will. accumulate their holdings. and invest ,. » ~, A ‘ . , r' VI. " " ”9“ same to the best advantage. why pot use the local Company, in a still " ‘ ’ i â€" ‘ ' greater degree, and thus help to build 111) our own institutions antige- tain in our midst. the profits Of our own money. ‘ Mr. McLaughlin in seconding the adoption of the report, spoke in substance as follows: , It is now ten years since the company was established and} notice that in that time $52.781.84. has been paid to the shareholders‘jn dad-h; ' dends and $46,921.90 in interest on borrowed capital, making atotal of about $100,000.00 cistribfuted in the immediate locality. . 7’ In addition to this 322500.00 was placed to the credit of Fund, thus giving an added soul‘t‘ity to depositors and debenture While the company earns and could pay a higher rate of uivide'gaf the policy and primary idea to make safety the first considers ‘h to build up a Company that will!» rinYnlnera‘bie‘togany ‘ " ' ‘ ’" ‘ ‘ “c , ,Vrr_b-, "at, 5“?" um: yu augtvrgruq in the nrinrls of some. as to the safety of other 1 Loan "Companies; and much confusion has been created in the public mind, and‘injustice done to safe. and substantial loan companies by it, and its methods. Blit this would be removed instantly if the public really knew the difl'erence between (‘ompanies which receive deposits, and Companies Which sell maturing shares on the periodic payment plan. The York Loan was one of the lat- ter. There is also a wide difl’erence between companies only loaning on ii: proved real estate (usually 50 per cent. of its value) and Companies dealing in and owning real mstate. The York Loan again was: one of the latter while our Company classes with those which receive deposits, and loan on improved real estate, to the extent of 50 per cent. of its value.- It therefore is proper that particular attention at the present time ‘ called to the position of Loan Companies on right lines, and to empht-‘Q size in the strongest possible manner the absolute security we give to depositors and investors in our debentures. It is also gratifying to note the appreciation of our Manager by your Auditors. You Win noâ€" tice in their report as follows: “We beg to express our appreciation 'of the careful and correct manner in which your Manager discharges» his various duties. the practice of calculating exactly the various items‘o’o! accrued interest both receivable and. payable which has been followgdglli- this as well. as‘ in former years, although it entails a very considerable. amount of work upon ithe office staff. is. in our opinion, a. muchmdresif- ist‘actory method of preparing a balance sheet than merely estimating theSe accounts as is sometimes done by financial institutions Siniihrto this.” The to oing is characteristic Of our Mammtm hlfxéhismflfifiafl As to the tut re. our Company couldhandle a million Walde- posits and debentures just as well as half the amount, WARM 7‘ have it. I may say that our four percent debentures, 1; interest ’" ‘2' every halicyear, are among the most satisfactory securities} mile“ knt and org n’mn‘un‘n‘ ......... a 1 , . -i-_r,,, . r / , . 7 7 _ , r"..- __. -â€"..-.- v. “u-J VMIVISCIIDJ. V'C are. therefore. if not one of the largeSt, at any rate one of the safest and healthiest companies in the Province. We allow 3% per cent. on depos- its compounded half-yearly on sums of one dollar and’ upwards and 4 per cent, on debentures con-ring a period of one to five years. The Company iM'o-srs its assets in mortg‘ ges upon improved real estate. Municipal and School Debentures. and other securities of the highest character only, and does not invest a dollar in personal security, or speculative or in- ferior securities of any kind. ‘ The notoriety which the York Loan has been given of recen‘t figys, and especially since its compulsory stoppage; hes 'g'ixeni‘riSe ‘to‘ 3113139101! in the minds of some. as to the safety of cure? 3 Loan "Compénies; find. "nu-In Annihilh‘... LA- I.--._ , u... lr'x will. as uurlng‘ rm» period oi our existence. no property upâ€" on which the Company has loaned. has ever fallen into its hands by foreâ€" closure. and practically every dollar of interest due, is fully paid. The ratio of our Managemem expense to assets is among the lowest if not the very lowest in the Province, and our assets in the shape of Mun- icipal and School 'lxlhentures and like securities are proportionately large, and ample to supply immediate funds in case. of any emergency. We are. therefore. if not one of the largest, at any rate one of the safest and healthiest companies in the Province. We allow 3% per cent. on depos- its compounded half-yearly on sums of one dollar and’ upwards and 4 per (‘e-nf. 0n debentures con-ring a period of one to five years. The Company ini‘esrs its assets in mortgages upon improved real estate, Municipal and» can: , 1 no; , A - In 1896 the assets amounted to $51,756 while at the close of the past 3fiar they totalled $133,756. , The fact that our institution is purely a local one. managed by 10- cal men. knowing local conditions. and familiar with the. personnel of al- most all our borrowers. gives us a. great. advantage, and this is eviden- ced in our record. as during the period of our existence. no property up- on which the Company has loaned. has ever fallen into its hands by fore- n1,\,..._’. A..-) _ ,,, will be interested in the growth of our local institutions, for besides paying our usual 5 per cent. dividend on the paid up Capital stock of our Company we have carried to rear account the sum of $6.500, making this now total; 322.500, and in addition to this we have carried to Pro- fit and Loss account. almost another thousand dollars. It is interesting to note that the idea before us when creating our Company has been successfully carried out. - Ten years ago we organized to facilitate the investment of local savings and holdings of large and small amounts. During that time. over a million and a 11315 dollars of the people's money have passed through our hands to the satisfactionof all concerned and depositors to the number of over fifteen hundred have frum time to time opened up accounts with us. Our healthy growth and development is shown in the accumulation of assets as seen in memo on the back of our report. Mr. Flavolle, in moving the adoption of the report spoke as follows ,: The result of our year’s business 'as shewn by the \report duly audited must be gratifying to every stock holder as well as to every citizen Avho will be interested in the growth of our local institutions, for besides paying our usual 3 per cent. dividend on the paid up Capital stock of our Company we have carried to rear accmmt the sum of $6.500. makimr __ _â€" .4-‘.u. The practice of calculating exactly, the various items of accrued in- terest. both receivable and payable. which has been followed in this as well as in former years, although it entails a very considerable amount of Work upon the office staff, is in our opinion a much more satisfactory method of preparing abalance sheet than merely estimating these amounts as is soxnvtirneS-tlone by financial institutions similar to this. - All of which is respectfully submitted. We beg to express our appreciation of the careful in which your Manager discharges his various duties. '1‘.» HIV President and Shareholders of the Victoria Loan-and‘Saviugs (‘nmpany : ' f:l~2N’l‘l.l-l.\ll‘ZN.-â€"l\t‘ter having made a careful examination in detail of the various items 01' receipts and expenditures in connection with the op. erntiuns m‘ the (‘ompany for the year ending December Slst, 1905, and comparing each item with the voucher produced for same, we hereby cer- tify that the attached statement of Receipts and Expenditures correctly represents the gross amount of the transactions under the several head- ings for the year: that the attach-ed statement of Assets and Liabilities correctly represents the financial position of the Company as on Dec. 31.. 1903. and that the attached statement of Profit and Loss correctly sets forth the net results of the year‘s operations. I Wehave examined in detail the securities held by the Company for their investments, and found them to agree with the ledger accounts re- lating- thereto. By .\'M Balance forward By balancv from 1904 By Interest. etc To Rent. Taxes and Fuel To Other Expenses ......... To Balance Profits ............ Balance 1904 ..................... Profits 1905 (' apiml Stock paid up l'hidc-nd Na 20 mable Januarv 1906 Rosana Fund .. Balance at credit of Profit-and." Loss Account .--~.u.-..ng..v~~..~~~sgo ....-.... u ~..--c‘nu-nu~u Deposits and Interests Debmturcs and Interest .. Union Bank of Canada....; Lindsay, January 8th, 1906 Loans, Bonds and Accrued Intemst.......... Bgmk and Loan Co's Sham and Interest Omce Furniture ...................................... .... Ontario Bank ......................................... ‘ ..... . Bank of British North America ............... Cash on hand ....................... .. ...................... The tenth annual meeting oi the shareholders of the Victor-iii Lou. :s Sayings Company was held in the head office of the Com; m Lindsay, on Monday afternoon. Februarv. 5th. 1906, at thme 0W Present Messrs. w Flavelle R J. McLaughlin K..c. w n elite, 11...!) J B. Begg, 'John Hare, J. H. Knight, Rev. E. Babette, Idli- gram, Thos. Haynes. F. Brien G. H. Wilson, Jas. Storm-,3 J‘; Lane, Rev. c. H. Marsh Thos Begg C. Chittick. Jase Weldon, 1.11mi.- son Andrew Jackson, Mrs. E. A. Robinson, .133. LOW. '11. B. M31! The President, Mr W. Flaw-lie, took the chair, and Mr Low '13 re- quested to act as Secretarv The follow mg financial statement for the year 1905 was presented Nix: ASSETS. Very Satisfactorf Year’ s Businessâ€"$6, 500 added to the Reserve Fundâ€"~Additional Seeurity to Depositors and Debenture Raiders ' (‘arrit-d to Reserve Fund”... Balance cnrrivd forward"... hividvnds 19 and 20‘ Tenth Annual Meeting 5 as follows: “We beg- to express our appreciation of L'Ct manner in which your Manager discharges his )ractice of calculating exactly the various items! of 1 receivable and payable which has been follbwed in men years. although it entails a very considerable, 1 Abe office staff. is. in our opinion, a much more sat- preparing a, bglance sheet than merely estimating cnmn‘;.“A~ .l -__- i..- ¢_A_, , AI’PROPRI \TIOS 0!“ PP OPITS PROFIT AND LOSS ACCOUNT. 'roporty of Shareholders: LIABILITIES. To the Public : u~~ ..~-‘ -u--.ou~- ~u‘ JOHV KENVEDY, 1A (H: D. EAGLESON, c. A., 1 ‘1 1 0’5 - us‘ u.... .- a no...v.no.cot-31tVao'cloavanlool-ctv ..... 1.466 35 13,018 97 3 18.072 28 ................. 5 1.466 35 ................. 16.605 93 and exact , manner ouc...~|§ ............... $410,574 01 ................ 12.373 45 ,‘vfr ~g§g§ m S 14.4.95 8‘: ‘oangnd Savings ............. $142835 3.5.52 ‘2‘) mm ‘........$149.394 ........ 111 .840 .8 7.029 60 6.500 on 22 33 v’ 8 A4 1.1 11.. s s. S 18. (‘72 28 $133. 756 1 L485 32 659 83 2.927 13 625 2.005 {,0 O? Deposits'incrcnscd during the year' $4,383,065. The Paid up Capital now stands at $3,000,000, with a Reserve Fund of $3,500,00Q, and a balance at credit of Profit and Loss Account of $250,000â€"a most {avoi- able showing. and one which should commend itself to the public, and more especially to depositors. " stocks 'were also larger, while the? sum held in the‘ shape of pubvc se- cuxlities. stocks, bonds and deben- tura was lessened. Liquid assets, ofI whatever kind ($15,026,000). were also exactly the same in‘ amount as twelve months before, but their re laei‘vc prop'ésition was slightly 1053.]. Current discounts were five mil- lions larger last year than the vest: before. Call loans on Hands and! 000, and that of the sharehcvlders some 36.500000 mofio, making in an in round figures above forty millions of dollars. The distribution among its forty Manchos of the transac- tions which_ this great sum repre- mnts doub'tless’ fructifiea many dif- ferent businesses, and assisted in the (favelofpment of the country from Montreal to the Pacific. 1 0 in‘gs, the net amount. of which was $490,000. The amount of capital of the public employed was $34,000,- The extensive transactions of thié bank resulted last year in large earm- We bespeak fur the Victoria. Loan Savings Company the hearty sup: port of the investing public. We are highly pleased with the ad- vancpment of any of our int-:11 Insti- tuti‘ons as their advancement means the good 01 our town and county. i The people of this county would ‘sorve their Own best inn-rests if they ob'tajncd the opinion of m a com- pany or some of our buiss men acquainted with financial matters Rm- fore subscnibing for stock nr'a~sum« ing ob‘lig‘at‘ions in connection “5th alny concern ofl'eE‘ed to them by strangers. ‘18 I The advantages to the people of [the people of flip loculitx in having :such an imitution in our midst, controlled by men of rccognizdd abil- ity and business probity, such‘ as President Flavelle gnu his colleagues on the directorate. are being appreâ€" ciated more and more each.yoar, es- pecia'l’ly'lu’ the farming community" to whom the company particularly caters. I On Monday the annual mmting .oi‘ tlhe Victoria Loan Savings Com; pany was held. and tho financial ‘stutemmt presented for the past year must have been wry gratifying to the shareholders. From the re- port which is printed in another col- umn. we notice that the past. van-r has been one of substantial progress After pming di\id(-nd management expenses. etc. 865 00 “as carried to the Reserve Fund, .which now stands at 322500. 00 I The Watchman-Harder Published Every nun-shy lining mm mm 4.800 Ween: All payments on subscriptions m uhown by thc date on the printed address label bearing the subset-Kb. 1. 1906. and so of other month: md years. which are obbrevioted. so as to be mam understood when the word cannot be. spelled at length. We wish to do whutevcr is is desired by readers. and will dis- continue your paper promptLv when; your time is out. if you so request. If. however, you continue to rccciV'o it. we shall look to you for pay- ment at the regular advertised price one dollar a. your. er's name. Thus "Pjan 05” signifies that ‘the‘ paper is paid for until Jan. 1, 1905.â€"or "jan 06" to Jan. At a meeting of the Directors. Hr. W. FhVello was elected Pmsidcnt. and Messrs. R; J. McLughin und W. H. ‘0ch. \‘icc-Pmidwts. The following were elected Directors for one your. viz. : Ffavelle, W. H. Clarke. H11, R. J : Ichughfln, 11.0.. W. II. J. Lulu, C. Ohittick. F. C. Taylor. “116' companyis one of! the most. ‘eoonomically and carefully managed financial institutions in Cmd.‘ , . The security ofl’ered ‘50 Whom aid downtime holders in the Null of~ that of any bank or institution tuning deposits in Camdn. Messrs. W. H. Chrke. J. E. Knight. Revue. H. March. H. J. Lyuo and John Here. all expressed pleasure with the statmfit presented um great satisfaction with the progress made by the Company. -' The Ely-laws as consolidated Were confirmed. ~ Messrs “h“ Km‘m“? and D-‘E‘Sleson 'Wcro mppoinm.‘ Auditm‘s‘ \ for the current. S'ear. . f SUCCESSFUL LOCAL COMPANY. This compam' desires to be made the medium of investment for the people of this locahtv and with that ohm: in view will so]! any muniâ€" cipal school or railway bonds thay may have or secure guy kind the people might desire. but wish it. to be distinctly undetstood that the com- pany will not deal In anything of a specuhtjve nature , Would it not be eminentti- mob? “W 9nd ‘ ‘1)“ to the peoplé of this! county to invesptheir’money with men 6! ‘ability and honesty and receive a We interest thereon. thumto place it; with strangers going through the county with all kinds 0! “wildcat" midi questionable ingestments which ofler a high rate of interact, bur disapâ€"j pear into the air ig) g few years. nancial crash and also confidence uf U"!- ‘K‘ho': DOMINION BANK. ' Jan.’ w we want, maybe called the inside M [or his brain. He Is essentially an or- f ganizer. As to his desire to estab- ’ fish a military numeracy, oz: to set . the military above. the civil power; m this, 78833.14’1'11. Kitchener with“ men-J ergy, is “utter nonsense. ‘ gs IS RUSSIA TO BE COVNTED DU; 2» 'rv‘u‘n‘dmfnnn ‘l' 1...! «2"; J r - u...w w vvvv Wu“. v. "IIIWIGBH. J .‘l _"‘India is divided into nine terri- analong counted on you as a sons- tories, with a divisional general in ibie man to back me up, but it command of each ton-item The Jane seems dat I's ‘to be disappointed in lunder his command is a complete and de end.” ' balanced unit, and the arrangement “Has I dun anything, sah ?" ask- is ‘such‘ that it war broke out each ed the brother as he stepped on hi division would be ready {or instant own {set and appeared ill at ease. movement, and woukl find‘jtselt with "-Yon has dun dis, sah : You ha‘ regard to railway communication 'in gone and let somebody make you be- a pgsition whichvmade transit easy. Hem flmt‘nll w... and o- M. «in-«- ‘-'v ---n u-v-U-Ux- lunat\l\.â€", any i "There are,” Lord Kitchener goes now I have a.word to say to Way ’on to say, “only three principles for down Beebe. which I contend, and they bolong to “Bruddcr Beebe," said the presi- the very alphabet of common sense. dent, “you am one of do chartcl The first is unity of authority :1 a di- membm-s of dis Limekiln club. You vided command in military; affairs is was one of de seven of us Who mot fatal. Next, the army in India. must in o. stabie and organized it. You be organized On an intellg'flile plan. has held de oflice of se’u'etary and and with some regard to its instant treasurer and of keeper of de b'r and eflqctive use as an instrument. rl tmp, and you- record has been as Wdr- ’ \ , white as two coats of whitewash. 1's ."‘India is divided into nine terri- albaiong counted on you as 3 sons- tories,,with a divisional general in ibis man to hack mé up. but it command of each territory. Thelorcf seems dat I's .to be disappointed in uni-inu- Is": nan-“and :- . --__I-A- , and one of these conditions is that I must be allowed tO‘put adequately and personally my mm plans before the Government to which I am nes- “There is no question as to the right of the Govu-nment of India to decide finallv all questions of policv. {The C111] power, of course, is supreme and all I contend for is that it must- be adequately informed as to the plans which 1, as the responSible ex- pert it emplms, think necessan for the elficiencx of the army. There has been much talk of a design on mv part to set up a military autocracy. Nothing could be more untrue The civil government in the last resort. is and must be, supreme. But I must work under conditions which enable me to discharge the rtrus put into my hands by the civil crnment :3 Then, too. says Lord Kitchener, there; was that worst of military faults, a division of authority. "I gave one set of instructions to a general upon a certain subject, and the military member of the council gave another set of instructions to the same general on the same subject. What was that unhappy officer to .do‘ â€"except perhaps (1 nothing ! T-hen," adds Lord Kitch ner, f‘I am respon- sible ofor'thc efficiency of the Army; in India, but I had no opportunity of explaining my own plans to the supreme authority, the Indian Gov- ernment. They had to be filtered through the lips of another military oflicer. ' But Lord Kitchener. to'his interâ€" locutors's astonishnu-n‘t‘. has plungvd almost with the first sentenee into a discussion of his mm-h-d-isputul plans for the reconstruction of the Indian Army. The Indian Commander-inâ€" Chief plainly feels that in spite ofâ€" perh'aps as the result ofâ€"the ocean of controversial ink which has been ex- pended on this subject. his plans are not in the least understood. But pun: the uninstructed layman presently in» gins to see into the heart of these ‘plans. They are matters of the plainest common sense: and Lord Kitchener. with his frank. terse, and business-likeispeech. makes them per- fectly luminous. He found the dis- tributian of the Army in India, he says, exactly as it had been since the Mutiny : an accidental and plan- less thing having no relation to any thinkahle emergency. Regiments were scattered here and there on no pri'n- ciplc whatever. Thu visitor, as ho listom. watdws with keen intomst the Jam: of the grout soldier. Tho Indian sun has ruidenod the strong features. l'ivt-ry one knuws that heavy, masterful f‘w‘v With its largv moustache and mass [of hi black hair above the SQllflN‘ forehead; but takon as n whnlu. anh when in conversation. tht- {nct- him by no means a mytorlul look. It is not even a fighting taco. Ono has to rommnbor that thew an: tht- 05m. which watched with such irnn stcatl-‘ inrss the rush of tho dorvish llnvs at Omdurman. Behind this square tow. head is the brain that created tlw Egyptian army, subdued tho Suclnn.‘ and organized victory for Lord Ro- bot-ts in Snuth‘Ai‘rit-n ! NO MILITA RY ' S I'PR EMA C Y Lord Kitchener meets his visitor "0'33 “"3“": out. he utood u at- tention to hear what might bonld. with outstretched ‘hund and trunk ‘ smile. m is in civilian dim. und ‘deder Punt-ck." continued the Wdt‘m. "I am and (in! you eon- Bltl At. his cloak, cigar in mouth. lpltinkv, ready for an «av talk. He W‘;fi mdln‘ shikflllm dln w n or ‘hu the rcputuion of being an» .. _ .. nine. unlpproachnblo. gloomily lnar- "1m uh. u ucumc. The average globe-(roller. I m told «in de 0mm Inn to it is whisporm. emerges [mm an (11- imp-10w 5‘0"}: mlnd ‘9" towiew with Lord Kitchener In a ‘ "‘uh uh. sorely damaged condition. while the "‘1!“ 3‘0“ 0*" all." back rent 1’" idle ”interviewer” ‘5 simply gon‘d “'1 «‘0 months. I reckon." mud trampled upon. But olthrr ru- "11““ 3'0" 8"“ in .mm‘ coal lot do mor lies urocluualy. or «he Lord MM}? 1’" Knrhouor this particular morning is "5410. sah.” iu_d spa Bally gracious wmod, , __.'7‘.}.Vu“: 5‘0" Kul_s_l10(‘a A and warm Lord Kitchener‘s hoa-dqulrter‘s are ut the Tet-«sun- Gate, Fort William. Calcutta: and .the visitor drives through the 61d fortification. with ha dnwâ€"hridgv. its shallow ditch. its brick embmumsâ€"nmrbr as old IS PltssmH-Which a modem gun would mince to pomlor in half an hour. ‘ Byllfltohou. LLB“ Author of “hands that Won tha Empire." A TALK WEI] LORD KITCHENER ' ‘ ‘ " m6 mutton. but. Minion. na- to place it onlyfortonwon. Asthma".- 1i unkind: o! "wildcat”nod elation,“ history W. nanolly nudism Mdlsnp; eodsbythroflngupgputsoldler -~. wholsthe lounderotnnqwmm dinmetlnvutuont to: the ty. andwho may bytbobiu-of in View. will sell m munl- natural wins, and partly {or the m: ors‘ecuresn; kind the snkcotst “Waist-ale and Lly understood that (chocola- (liming attention from donut“: we nature ‘ troubles plunges into {on-i311 war. mm and carefully managed It we Russian: revolution follows this course tho world's peace will mur- bonture hoklera is the mun! odly be in peril. He thinks, too. posits in Cnmda that .20 succx-ss ,wlth which Russia (‘. H. March. H. J. Latin transported great armies to Man- the S'atmt {yr-muted and churnâ€"n distance of W“ six thou- w the Compan} and miles-and fed them with sup- ed. ~ plies. with only a single nilwny. were mppointu. Audimrs slums that Iith the two lines 0! . x 9 milmu she has running towards the no your. ”1.: Messrs W'm :lndian fmnpor. a formidnblo Iran" an, K.C., w. u. Stu-“ms { might vasily be flung on India. atism "Brudder I’enstnck, s'pose you should find out dat de uirth moved nv around de sun for stashâ€"what would {v happen 1’" h}: "Whyâ€"\vhyâ€"I dunno. snh." v- ”S'pose you should find out (11' odâ€" ed der wayâ€"what would happen ?" rv "Can't say. sun." "No, I reckon you can't, but .‘Ifll tell you what‘ll happen if you don't drop dis sun business and go to la work. I happen to know dat you :0 an head ober heels in debt and libi'n‘ .. mostly on dried. apples, and unless 10 you make a change you’ll get de it- bounce from dis Limekiln club in a. way to take do curl outerjvonr hain It's nuflin to you or me or to any adder cull'd mm who has to work for a libin’. whedder de sun or de world moves. What “‘0 want is to be on de move ourselves. , We want 0 to be movin’ coal and codfish into 3 our cabins. and we want to see de 1’. chfl’en movin' right along to school 2 eb‘u'y day. “When our day's work am done. it :I amt of us am rule ‘nun‘ to go out 1 t and sit on de fenca to see whedder ‘ de moon or do fence moves. dat’s all 3 right, but yre hnin't gwinc to waste ' none of de daylight. “Well, I ham’t gwipe in my dat . “Dat' s all. Bru’dder Penstock and now I have a word to say to We}- dovm Beebe. “Bruddcr Beebe," said the presiâ€" dent. “you am one of do charter members of dis Limekiln club. You was one of de seven or us who moi n milsn't belie?» in dis 0:7 68,“); ; he an wrong to believe to m‘ I 3 mt. 1:0qu you will be member of this {dill}; for; sénvw rs to come. don"t 3'01?" ' “We am told oat de airth moves around de sun, hain't we?" queried the elder. "I’m hear some sich talk." “But. I don't believe day kin prove it. L's been watchin’ things. and [’3 almost holievin' dat. it's dc sun dat doas do movin'.” “Bruddor Pcnstock. you has been a member of dis club«for a good many wears. and up to a few weeks ago I counted you among dc level headed. 'What you been gettin' in your head about do sun mm’in' 1’" The older “as there. During the last three months he had been deflat- ing‘ “ith himself “hether the earth or the sun moved. and he was figur- ing on a piece of paper when the \oicc of the president reached him. I shall pfoc‘ocd t6 improve your mind in a way dat will make your heart ache fur six months to come. “You may now sot down. and if Elder Pons‘tock am wid us tonight he will» please stand up." “I shall keep an eye on you do comin’ winter, and if I hear dat your chil'en can't go to school fur w.- want of shoes or dat you have put. a murtgagu on your cock stove "But you huin't got time. lit-udder l'ullback. You has got to hustle {or bacon and tutors. and clothes and shoos and back rem. You has got to be right on do hump. You may git lime to pick up somethin' by Laura Jean Libbey or Old Slculh, but. you wonf’t go beb‘oud dat. Vim-e you got shoes and warm clothes tar your chin-n '9" "Kat yet. uh." “th you not an oxtru bustwl o‘ tutors down collar '4’" ‘Not Jest yet.” "Brudoor Fullback. lemme give you a tip. Shakoswam “an a wad mun He was a smart nun. He used up a heap of ink and paper in \vritln‘. Dar hnin‘t no question but what if you or any adder cull'd man would sot down n11! mad his books for six mun hm you would improve your llllllt . Tnntoe “is “there in his final neat hehlnd the vodka now. and. utter slowly. climbing out. he stood at at- ""' m‘ vvu-Iâ€"U UL 11.100111! Ic- L0“: tsed_10_0 yoga-ad seven months. .I... 7, 1mm, srâ€"qunie,NldIolson 712, Ar- ta. Ric}: 538, Stella. Rich 309. Third jrâ€"Maggie McPhadden 701. Russo! Hancock 432. 2nd arm-Total" 600. Clarence Lilh'cd' 497. Margaret Brown 348. Second jrâ€"Howard Liflioo 502 a Johnny Kievill .424. Neil McPhadden 346. Part Quaâ€"Wilfred L_i11ico, Millie Kicvill. Louise Morton. Part Istâ€" Carl Rich. Third, arâ€"Jeuns'e ‘ BROWN'S SCHOOL HOUSE Miss Eva McCully. of Blackwater. spent a few days the guest of her aunt, Mrs. Peter Anderson. , Report of S. S. No. 13, Mariposa tor the month of January: Fourth jr-Total 850; ‘ v Lillico 663." James Anderson 608. Katie Ander- monkoyifi' \K'id de buiag. “it "Your name “ill be restored to membership, and I has a. dollar 3am to lend you. but don't so any mo "I! we start in Monday mWnin' blackin’ stoves and puttin’ on de whitewash we know dat when Sat- urday night comes we shall have dc wherewithal to pay rent and buy food. If we start 0!! on a schism or a tangent we may look In: de fish to be out and dc table bare. hurt. but neither you nor me nor oily odder man who works fur his libisn’ kin afford to do it. A silver (.0113: in our pocket am wuth more to us at de grooer‘s dun a hundred dollars in faith. ‘ "But I don’t want to go home," ploaded Brother Beebe. "What do you want, to do '2" 1 "I reckon I want to gin: up dat faith business." ‘ “Oh, I see. Bruddcr Beebe. lemme say to you dat one 0!) dc easieso thing» in dis world is fur a man to make a {Me 0' hisself. He kin do it at twenty or he kin do it at. sixty. Demon who wants to go stfaight has got to hang onto hissclf ail de time. All; rich man wants to dahbl'e in tom tool things it hain't so much "Den lemme sav dat right \ere am } now, by virtue of de power invested! in me by article 47 of do consul“? tion, I cross your name ofl‘ dc roll of manbership, and should vou conn ‘ around and ax for dat. dollar da‘c will be a winter cyclone to tear down boss barns and cider mills. You am now at liberty to walk out and walk home." I “I does. sub. " “You have faith dat do next time you want to- borry a dollar of ml- 1' ll lend it to you. same as alwa_\s" A Town of Conant-inns. ”3’" 12° vim y 'bushels of wheat, oats and barley were hanesbed from ‘ 5.884.800 yushelx of '166,570( Red CIOVer ' W60! . ........ 9!d__ Hui 3“”? EM In a paper by a member of the Bird- ico-Legal Society. of New York, road ibcforc that society recently, the,as- ' sertion was made that carelessness ;in the preparation of tobacco has undoubtedly caused the spreading of tuberculosis and other diseases. It gave the results of an inspection of vigar‘factories both in the North and in the South, a few yea ego. ' What the observer saw, pecially ,in New York city and the ”South was gonough to terrify any user of tobacâ€" Eco. He found a greatadcal of filth, personal uncleanlincss and infectious ,disease, especially tuberculosis. '_I‘he contamination of the; tobacco with disease germs, some of them the most deadly, was unavoidable. Regarding the conditions he found in New Xork he complained to the proper authori- ties, but they said they had no means of reforming them. ’ The sanitary condition of the Can- adian cigar factories will hardly be found better than those across the border. There should be sanitarv Shh-De. is important. 06.00....” no... ..- on... ~-- ...... 0.22-0.23 - .uc cou- .- on... .g 61' f 0.12â€"0.14 Wm 8.0.0. .......... .sssssss‘ \. '4 Ground L (I is well wot- why we m pictures ‘ mouldings and Che-ape careful am one. G IV H.110 an “'ill \‘anisl Old En‘. Th? liillg‘ l Sublimod lnuot Po' Glsuber Rum find Wihh‘l‘ \Q will! WI“ l'NDICRCI AN 1' Fl] ('a rry \ hi MAN\ (‘HST pom-mg I to g‘ct. Ll bus 1 nos» for all pay every er in U1 Lions. \V 11m Don ' I better for an} m ust (i rm] .\‘ ing to Yukon sumrussfu VON iscm is nu moy \\. ‘abur‘ I \" done n rani YOU (‘Afil t0 Nil luu‘