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Lindsay Branch. THE CANADIAN BANK OF COMMERCE B. WALKER, President manna um, General was! rates. Ac more persons and withdrawals made by any one of them or by the survivot. Iim't wait till the day you want to use your mowr wan WW“. ......._0 By having us put your motor boat your High)? put, in first-class shape. '11 be saved a lot of worry and two ble' and }n rumumsion for you, you w: . . . . nave the satisfaction of knowing your englne 13 m condxtxon to do 1178 work pwnm'ly. G. W. HALL mtBSDAY. Branches throughout Canada, me Vittoria loan. Swings Co Capital Paid Up:$2w,m- I ’ I-‘ We :1: eg to notify our patron hue entered upon our 16th ye the years has witnessed many changes A .. -Lâ€"n‘fll‘ *‘I We'recr ‘o'noti‘f our atronS “f“ "w r“--- a_,, . ‘ ’n of have gmgréd uponyour 1%th year 111 buslnBSS-in $26 cgzznggthis 2hr vears has witnessed many changes, but,1i 6 basis upon which insti'tution,'it has only demonstfated the 80 with a great deal of its business is established. It 18, theref'oreii ‘t the business Pf confidence that We salute the futnrglnd so 6:1 the surrounding the Savings Bank Depositors of Lmdsay an ‘ district. ‘ ' ' W. FLAVELLE, ESTABLISHED my: Capital Pad Up $14,4 RBSt ' $1251 Undivided Profits , .q Bank of Maxim transacted. Savings Department ”at every 10 to 3 o'clocx. Saturdays 10 to 1 o’clock. Branches of the Bank 1n every Province of the Dominion. _ A general Banking business Branch. Manon is me thielut lime 131‘ :hlin Automobiles. chine made, Office Hours= H. B. Black, 3 o’clock. Vv-u 'â€" mteed and Wili be replaced if EAST END WELLINQ OFFICE. TORONTO AUGUST 25. 191-0.; Edwards CO- President. EW CENTURY washing machine, Saves Fabric, Time and strength. and in the United States 'and England Paid-up Caipital, $10,000,000 Reéerve Fund, - 6,000,000 95:53:”! M ‘" ‘ LINDSAY GARAGE . HOLMES.‘ Manager your motor boat. before having wing us put you_r _mot‘o‘r boa:1 $4,400,000 $0,000,000 $68l,56-I :INGERS, every wring“ not satisfactory. Reserve Fund $40,090- Manager Lindsay Branch $27,08l,6l ESTABLISHED 1861 Fairbank‘s Engines. Manager. , N _n‘j W ,m' the Thrift as a National ' Asset-«Excellent Address m. i Given by Mrs. Cummings From nursday’s‘wry. “ Use thy yduflx so that thou' mayest have comfort to remember it when it hath 'forsaken thee. and not sigh and grieve at the accouot there- of. Use it‘as the springtime which soon departeth, 'and wherein thou oughtest to plant. and sow all pro- vision !or a long and happy life.”â€" Sir Walter Raleigh. , o--- r.... by Mrs. ‘fifibfiéfiby Cummings, Field Secretary of the Women’s Depart- ment, last night in the cogncil cham- Just a few days ago the Toronto LGlobe printed the text. of a. remark-V iable address delivered by Mr. S. T. l'Bastedo, superintendent of Govern- ment Annuities, who spoke on the sam'e subject as that taken by Mrs. Cummings last evening. Thead- dress is one that should be secured and read by every Canadian, and carefully considered.‘ LL- mvuu, va .n-vâ€"v __ v..- _- bet on the Canadian Government Annuities Scheme, or how to make sure provision for an old age of ease, comfort and dignity. The chair was taken by Mayor Begg, and there were fifty or seventy-five pre- sent. Mrs. Crxmgnings‘is a. clever nub-v. speaker, and her remarks on the above subject were listened to very attentively. She remained in town all day and will leave to-morrow morning for‘Lakgfield to give an ad- waâ€"--‘, v-â€" The day of opportunity , on the American continent is passing. The free. lands will be exhausted in an- other quarter of a century. ‘ Great cities here, as in Europe, must. ine- vitably mean and suffering. The tea-r of poverty must become‘ ever present in many lives, and,‘ above all, the dread of poverty in old age, when the capacity of earnâ€" ing is gone. There is need for provision to meet the conditions that will come as ine- vitable as to-morrow’s sunrise. Thoughtful men are beginning to see an end of the material resources of the continent and are preaching thrift. The conservation of the for- ests, of the water-powers, to! the coal and iron, is preached daily from a hundred platforms. Here and there a voice is raised to tell us that we are as wasteful individually as in the national sphere, and that per- sonal -thrift is as much needed as icollective thrift. That lesson is re- inforced when we read of men once eminent, rich and prosperous, dying in aims-houses because they never recognized the necessity for saving. Let us come nearer home with the When Lindsay citizens read the ac- : in the count of the terrible collission on the i heard Gorge route, Niagara. Falls, on woma Monday, August 115th they little somet _4-.... . L!-_‘-A‘ vyu Vv v__ , trolly on the Gorgé railroad hauling two trailers bound for Lewiston, crashed into a Falls-bound car on the trestle skirting the abutment of .ihe cantilever bridge, the accident happening about five o’clock. “ That the entire party of 300 on the four cars were not killed or drOWned is a miracle," said Mr. Simpson.” The brakes on the north bound train refused to act and the blasts of warning from the whiSr ltle were not heard by the crew of the south-bound car. Their flew of the track was obscured at this point -by a .curve and, the stonework of the bridge abutment. PLATFORMS WERE BATTEBED ‘ “ When the cars came together the ‘forward platforms were battered, in, [and the rear trailer of fixation 89' :ing train was nearlym MOW ‘river. It was suspended,..omm l rushing waters sev _' feet. 3133*“ there until the .. * . . - ed it. The mono ,time to save * - Lindsay Man Hurt in Collision on the Gorge Route Last Monday -- Had a Miraculous Escape When Lindsay citizens read the ac- : in the hospital. “ The first thing I count of the terrible collission on the i heard,” said Mr. Simpson I: was a Gorge route, Niagara. Falls, on mean’s scream, and realizing that Monday, August 15th they little something was wrong I grabbed thought that a well-known young ‘ tightly hold of the railing of the business man of Lindsay was in the i seat. Almost instantaneously came wreck and that he had a very nur- a terrific shock and the passengers row escape. {were bumped and jolted out of their 7.. am nnh'lichpd list of the in-.:seats. As the accident happened on 1 v u VUVwr" In the published list of the in-. jured which was printed in Tuesday's Warder, was the name of “ A. G. Simpson, of Toronto, head and body bruised.” This shOuld have read, of Lindsay, Ont., for the person re- ferred to is none-other than Mr. Ar- thur G. Simpson, of the Simpson House. Mr. Simpson was spending a week in Toronto and on Monday last-took the two o’clock boat to Niagara. and unfortunately happened to be a pas- senger in one of the ill-fated Gorge route cars. An excellent Aaddress was deliygrgq Jvuvv vwâ€"â€"- In an interview with a Warder rep- resentative this morning he stated that the collision came as a, great. shock to all on board, and he never wanted to experience another. A 'Mr. Simpson stated that he was sitting in the second car from the front alongside qlilxs dale, of Toronto. who was seriously hurt, and who is at the pmtumev madam??? at timesâ€"unemployment 5* x ma he it ers from drowning. The head of er :the Whirlpool Rapids is only a. few A {yards from where the accident oc- 1g curred. We would have no chance 11, ’to swim in the tossing waters.’ argmeut. There are ten them managed homes in Toronto to-day in which «way ounce of gnu-g in devoted to keeping up apps-Janeen, to carrying the daily financial. bur- denâ€"homes in which there is nothing‘ but dark foreboding when a. look is cast form to on age. To the hundbds of thousde of Canadiansi who are living up to their income, or just a. little beyond it, Mr. Bas- tedo’s address should appeal might- The Parliament of Canada has‘ gone a long way to encourage the people of the “Dominion to make pro- vision tor old age. It has - estab- lished a Government Annuities sys- tem, under which it is hope ulti- mately to make provision for the de-~ clining years of! the great mass of the people. The Government pays the entire cost of management, and every dollar put ‘in comes back to the annuitants with four per cent. ycompound enterest. Themoney may the paid in at any money order of- ,fice ; it cannot be withdrawn, or iseized for debt; or used in any other way. At 55 years of age. or later if preferred, the annuity begins, and continues till death. By supplemen- ltary provisions, if it is desired, the _I‘_‘ _..:Aâ€" wood-J r-v-â€"~â€"~_- , money paid inâ€"shoulci the depositofl die before the annuity beginsâ€"is re-_‘ turned to his or her relatives with 3 per cent. interest. Should anyone begin to pay for an annuity and be unable to keep up the payments the amountâ€"if insuflicient to provide $50 per year of annuityâ€"will be re- turned- when the depositor reaches the age at 55, together with 3 per cent. compound interest. In effect, therefore, there is placed at the dis- posal of every man, woman and child in Canada, without cost other than fiche expense of administration borne Lby all the people of Canada, a safe, convenient and simple way of proâ€" viding for old age. The movement is worthy of the en- couragement of all leaders of public opinion. The young do not so well understand the shadow cast before by an old age of penury or financial anxiety as those of maturer years. They need sometimes to be reminded 'a trestle, it meant certain death to ljump down, a depth of perhaps fifty gfeet into the rapids. It was a mir- -aculous escape and the wonder was lthat the cars did not plunge off the itrestle, which is only a narrow one. ‘The tracks are mostly all double- tracked on this route except just at the incline where this accident oc- :curred. The rear trailer of the Idownbound train was prevented from ’going over the trestle into the river only by the coupling to the other car, which held it to the track. Had Ethe car gone .into the river nothing :could have saved overliity passeng- -“v _v-â€" how that prince of good fellows, Ro- bert Burns, looking back over a. youth of folly and extravagance, saxlly penned the lines : ” But pleasures are like poppies spread; You seize the flower, its bloom is shed; Or, like the snowflake on the river, A moment white, then melts for- ever.’ IN'flo SISTERHOOD. Mr. Simpson received several iniur- ies about the head and the body, but was able to continue the jourâ€" ney, and returned to Lindsay on Tuesday evening. Peterboro, Aug‘. ISLâ€"At the recepo tion at Mount St. Joseph yesterday twelve novices took the final vows and thirteen postulants assumed the habit of the sisterhood of St. J o- seph. They were from all parts of the diocese of Peterboro. Bishop O’Connor presided at the services, held in the chapel of the mother house in the presence of a. large number of priests from dlfleu'ent parts of the diocese. FELLOFF CPR TRMN. 8. Clarke. mettawa. man, on his way to his home town, fell 01! the midnight C. P. Rtrdnabouttwo miles west at Cavanville My night and was 11!“ in I. badly Hess that I would pull hold to tops‘5 and noils, as 1 know, something about those articles of commerce, and that is really what the discus- sion is about, moreover I have no- ticed that the less woollen manu- facturers have to do with rags the better it is lot their business. Rage and shoddy have no part in our bu- siness. With good Canadian wools and botany tops :to manufacture we are lacking nothing. Our custom- ' ers giving us credit for making blank- ‘ets equal to the celebrated Scotch manufacture; and why not? with English machinery and skilled “Mun“ n. Ann-ate them we “ fear manufacture; and why 11 English machinery am mechanics to operate them nun 1w. So much for Canadian wools. We also manufacture tops 'into crib blankets, which reguirp to be as fin m1- :_ ”mu. "II-UH -vawâ€"r' - as silk.‘ as soft. as velvet. .This is even finer in staple than that grown on the world“ renowned shropshire‘ flock at FairView Farm. - Oh, what it must be to be there! The knowledge one must necessary acquire handling wools and in A the manufacture of woollen goods, how- ever, must be trifling when compared with the wonderful educatio 1 ad- vantage.-afiorded the delega ' ‘ of the sheepdbreeders' committee, who met the Minister of Agriculture and oth- er dignitaries at Ottawa. “ I won- ‘der if that is where Mr. Campbell learned his definition of tons and noils, and did they discuss rags and: boues as well? " Mr. Campbell states that no one at the conference was so thoughtless or ungentlemanly ‘as to attribute blame to the manur facturers, who were present, for taking advantage of existing condi. tions, but upon his return home he published an uncharitahle letter charging the woollen manufacturers with pocketing millions and millions of dollars which belOnged to the Government and the wool growers. What a readv tongue suspicion What a ready tongue suspicxon hath! ‘ Mr, Campbell might be excused {or i suspecting his fellow Canadian ‘0! being guilty of this, but should have been very careful in publishing charges of such a damaging nature broadcast in the public press before ‘first making every enguiry that such statements were true. For years woollen manufacturers in Canada have been contending against public lsentiment created by just such un- just criticisms. “ The question still remains, what are noils? " If Mr. Campbell's definition is correct the woollen manufacturers are guilty (according to Mr. Campbell) of pocketing millions of dollars which does not belong to them. If tops and nails are what I claim they'are Mr. Campbell would only be display- ing that gentlemanly spirit which characterised the delegation at 0t- tawa, if he withdrew his charge. - Lindsay, Aug. 19, 1910. PASS MATRICUIATION â€" Tenn Awheson, Lawson Brien, Clifford Coulter. Florence Brokennhlre, M. Austin, Nora. Edwards. Lloyd Mia. Albert Greer, Flora. Gillie, Caste mush. Aileen Hughes. Harry Jack- son, Walter mirkconnell, Herbert Naylor, Oliver Smith. Florence Touchburn, Vm Williams. .__â€"-__ I - lard Fania. Flora. Gulls, Ethel Gilt,- enan. Jessie Graham, Cassie Bough, (honors), Blanche Jackson, Ada. Lee. William Marshall (honors) Ruth Mp- Phaden, Norman Neabitt (honors) J. O'Neil (honors) Durand Murray, ‘J. B. Parker. Devena Tocher. Ethel Tompkins. Florence Touchburn, Vera Williams, Louie Wood. We print below a. summary of the results of the midsummer examinat- ions 80 far as they concern students of this school: NORMAL ENTRANCE (formerly junior leaving or second class (certif- irate) â€" Lawson Brien (honors) Mll- FACULTY ENTRANCE (formerly senior leaving or first class certifi- cate) â€" Part I.‘ Leigh Cruesa, Isabel Kennedy, Noreen Kingsley, Grace Kebbedy, Noreer Kingsley. Grace Mitchell, Morgan 0'Nell,- Luther Hart. Part II. lfelvellie Brokenehire, H. Burn. Mabel Cinnamon, Andrew Cam- eron, Ralph Hardy, Basil Kingsley, Helen Wall. m O’Neil. B. Sisson. uuuulnuu, u... ..-.__ HONOR HATRICULATION (and Lindsay Collegiate ' Institute, 19 1 0 wars with -Coughs’ Devote Future To International Peace ’ To this end he has relinquished cl. details of management into the bank of Mr. Stewart Lyon, assistant man-v aging editor. Dr. Macdonald will .continue to live in Canada, though ‘his work will call him to many can: tries. 'scholarship) -â€" Tenn Atcheson, honâ€" I are in French. J. H. Hardy, honors in English. History. Mathsnatics and Latin. Harold Donaldson, lion. .ors in English. French and Matho. 'mnflcs, pass in Latin. Henry Pulp, honors in English, French, Latin, mathematic, and winner of the Ch.â€" ceilor scholarship in mathematics the value of two hundred dollars. Dorothy C. French. honors in Eng. liah. French. German, Latin and in Greek. and winner of the Bishop Straclmn scholarship in Classics at !the value of one hundred and eighty- ! {our dollars. Toronto. Aug. 18.â€"-‘Dr. J. A. Man- donald, editor of the Glope, will do- vote the future to the cause of In- ternatiox'ml Peace. . Montreal, Que., Aug. 13â€"10“- AO’Keefe shot his wife and then turn- ‘ed the weapon on himself early tlb‘ morning, at 1350 Logan-st” what. 3the O'K'eeIe's lived with another I.â€" ‘mily. . The cause {or the tragedy h lgiven as jealousy and it is claim‘ 'that a. neighbor paid too much at? launch to O'Keefe’s wife. Thu. Anus..- L-_...-.. ‘_.I al.- Tmfuricgé . ‘ for all skin mm. mm. burns. etc. andforpflu. gvvâ€"Iâ€"fgrnid-School "u all student- must who come from umpproui schools. anâ€" ve'ifinmtion in Afimn" "fi‘ 11311.15er 6! first E1383 certfllcat» as is especially gratifying. In 1909 uhmwere’landmmmthm m 17. The scholarship standing of tilt Colleg'lete Institute is worthy (I mention. Every candidate for honor- m mhfl- and the scholarships won were valuable ones. my Collegiate is an "Approv- ed School" so that students In. thil Caught/e _do not have to p.- 7'01 the 66 candidates who were ad- vised by the staff that; there was ‘any chance o!_success, 56 passed. SHOT HIS WIFE‘ was no quarreling. however, and m first intimation that anything was wrong was when a shot rang out and then a minute later another one. Both were dead when the neighbor- arrlved on the scene. O’Keefe w. 47 and his wife 35 years old. 31:. children are left, ranging” from 189 teen down to two years of age- PIGI m-