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3: or six boxes ‘. 9#~. x as: i . "loan who had thoroughly .:... M. a time. People have found this out. optimist ‘2" .Eg 3" 7 ‘ _ ‘ - r0 . ;"!$,i} “’ ‘g‘1 D h “h 3‘“ 5 H... .v .‘ . a? . ll ‘ n . ~. ‘ - "-fi' s1 dd Bwfr WILL NOT. [B h ' Common soaps destroy the A FAIR EXCHANGE‘ ~ 1 13 10 y c aracter and counterfeit ' , - .. . “ ' -. worth can imposa on the world for e u m at '3 m clothes and render the P033”“‘““ What makes you an ; o 5% hands liable to eczema. BANABA’S LEADING 5.....§ “RESIDENTIAL UNIVERSITY nan cunning new READY For Calendar and all 8 l , Information, address, 8 DR Militia, million. in ii ‘2 12â€"14 MADE A Dirrsnnxcs. “I say," said Berkeley to his wife yestcmlay at dinner, "you didn't say anything to anyone about what i was telling you the night before last, did you? That's a secret." - "A secret! Why, I didn’t. know it was a secret," she replied regretful- ] '. J‘M’ell, did you tell it? I want to know." “Why. no, I never thought of fines. 1 mt." it + WEAK LUNGS. â€"._. Made Sound and Strong by the Use of Dr. Williams’ Pink Pills. Weak lungs mean weak health. continual coughs and coldsâ€"touches 'of grip and bronchitis, then deadly pneumonia or lingering, coii’sumption. Weak lungs are due to Weak blood. The one sure way to strengthen weak lungs is to build up your blood with Dr. ‘v‘illinms' Pink Pills. Every dose makes riuli. red blood, and every drop of rich. red blood adds strength, vigor and disease-resisting power to weal lungs. Thousands of weak-lunged. marrow-chested men and women have been made sou-rid, healthy and happy ‘by the use of Dr. Williams Pine Pills -- and they will do the some .for you. Mrs. J. D. Xaismith. Win- nipeg. Man, says: “I contracted a severe cold, which developed into bronchitis and lung trouble. The best of doctors and many difi‘erent :kimls of medicine. failed to help me. and my friends all thought I was goâ€" -ing into rapid consumption. I had no appetite, was forced to take to bed. and felt that only death would release me. My brother urged inc tb try Dr. Williams' Pink l’ills. and to please him I began them. A few ‘boxes prmed they were helping inc. and I began to get real strength. 1 continued the use of the pills and was soon able to leave my bed and sit up. I grew stronger day by day. The cough that had racked me al- most beyond endurance disappeared. my appetite returned, and I am ' again strong and healthy. much to the surprise of all who saw so while I was ill. Dr. Williams’ Pink Pills cured me after other medicines failed and I shall always praist‘ them." Ilear in mind that substitutes and ordinary medicines will not cure. Scc that the full name. "Dr. Williams' Pink Pills for Pale People." erv box. Sold by all medicine deal- ‘crs or sent post paid at 50¢. a. box 00., Brocki'ille, ()nt. +___.__ ONE-WAY RATES '3 To‘many points in the states of Cal- ifornia. Oregon and Washington. EVERY DAY ' .The Union Pacific will sell One-way "Colonist Tickets at the following rates from Missmiri River termin- als: ~‘5 $25.00 to San Francisco. [.05 An- gelcs and n ‘ other California points. Tickets’on sale Feb. 1.3 to June 15, 1903. 54,. fi 3 $720.00 to ogoa‘u‘ and Salt Lake CRY-""1 ,‘ 7,."ch ,. $20360 to Butte, ‘Apaconda and Helena. "" “ wash: . We?) to Everett, Fairbaven and Near, Whatcom, via Huntington and Spokane. $25.00 to Portland. Tacoma Seattle. $25.00 to Ashland, Roseburg, gene, Albany and Salem, via. Port- land. _ Tickets on sale Feb. 1;) to 30. 1903. and April From Chicago and St. Louis prOc portionately low rates are in effect by lines connecting with the Union' Pacific to all above points. For full information call on or ad dress F. B. Choate. G. A., 126 Woodward Avenue. Detroit, Michigan. H. P. Carter, '1‘. P. :\., 14 Jones Building. Toronto, Canada. â€"~â€"â€"+ There is now a settlement COlltflin' more money doing something else." the i __ in: 600 persons on the top of Mount of Olives. __... "Itis a Great. Public Benefitijâ€"{l‘hese Significant words were used in relation to Di: Thoma?- Eelectric Oil. by _ tested its merits in his own caseâ€"having been cured by it of lameness of the knee. of three or {our years’ standin ;. It never fails to remove soreness as well a: . new. and is an incomparable pulinoni- and corrective. A sentry, an Irishman. was post-duty for the first time at night. when the ofiicer of the day approach- {out of ed. HQ called, “Who comes there?" “Oflcerof the day." was the reply. "Then what are yez doin’ out at night?" aSked the sentry. didn't know it was a secâ€" hopeless Many young men to~day are trying to make “blt " do their work, and accomplish the results of honest training and solid education. Strangely enough, they sometimes seem to succeed in keeping up the deception for years. So long as their boasts are not questioned, so long as they can load the work of the responsibility upon more com- petent shoulders, they impose on the world, and are apt to get higher reputations and larger salaries than more Worthy and more lll()(l(:.\f. men. dured. dermis Injections to Relieve liar Pain. PERlsiAllEllTLY CURE!) Bl? Btbld "i "ll .i~.~; 1 5 .' l' " .‘l '7‘ .r:.;...:::.::.: till‘ .2; lulll’eils RHEUMAT’M W“ ' always avail. props and crutches will not always be at hand, and more, boasting will not always be accepted as ability. Some day, in the midst of a panic or an emerâ€" gency. the pretender is found out, and shame and disaster are his only portion. ___._..+_______ A CONJ UG AI. SCENE. A certain professor's young Wife lately tried to make an impression on the obd.'.i::-'3.-‘~\ heart of her bus- band by bursting into a flood of tears. She did not get much by it. how- ever, for, shaking his head, be ob- served: "Come. now, cease crying: tours are. not good for much. I have test- ed them chemically. 'l‘bey merelyl consist of a little pliosp-luilc of lime. l [/1 C». \ / "There is no punishment too severe for those who deceive the sick.”â€" MUHYON. “I would have spells of rheumatism, and at time: it would give me great dis- tress in my back and side. Many a. time 1 have had to take an injection to relieve the pain. I obtained a. vial of and chloride of soda but. for the M , . . ‘ . . . unvens I’heumnti‘n most part notlyng but lllSllHd \va-I “ ' ‘ 7 I Cure at M” free {er-u distribution, and I am now feeling quite “That may be," well. “guinea his my... I l have had no pains since, and can “but I should like to know Whose mow: around freely and naturally. I teat-1‘: ”you have been expoi‘iiiienting am very glad $0 give my experience, for in . the benefit of anyone who may be suff- ri .g in a similar mannar.”â€"â€"~l\lrs. F. Moi tatt, 128 Mutual street. Toronto. MUNYON‘S REMEDIES. Manyon's Pile Ointment cures piles. price 25c. .__..___+______ MTSTA K E A '1‘ '1'” E STA RT. Pursuant to notice the women of Outsoiiiohiirst had met. to organize a club. Mrs. U. May Led-us w as olcc t ed l temporary president, and took the}! Munyon'a Eye Cure cures weak eyes. chair. 1 price 25c. “Ladies," she said, rapping for' Munyon‘s Vitaiizer restores lost power . . . ’ order, “Will some one please state to “Wk mcn. 1”” 51‘ the object of thc meeting?" FREE mICAI, ADVICE, At the hour 0f 30"‘5’ to press 0“ Personal letter: addressed 3:: Prof. Mum cry person present was frantically yon. l'hllndelphln, U Sn, containing no. trving to state it. tails of sickness, will be answered promptn [ ‘ w I: and free advice as to treatment will b: I l (lien. t-f mm, HOW TO MAKE BABY SLEEP. You can make baby slccp by giv- ing him laizdanum or the "South- ing" stuffs which invariably con‘ tain opiates. But no sonsible mo- The United States Weather Bureau 2180 stations. Hrs. Moflat‘llaa to Take Hyper- ‘prion, tow. your > 3. ion. employs 1,-100 trained observers at titer will do that. The way to make baby sleep happily and in com-- fort is to take away the cause of his wakefulness. This cause is located in his little inside _. nowhere clsc. Babies :eldom have anything the The Parson â€" "Believe me, dear friend, that. if Heaven sends mouths. Heaven also sends nicnt." Old Quiv- crful â€"- “That may be so; but it seems to me that some people get' all the mouths and others all the is printed on the wrapper around evâ€" for $2.50 by writing direct to the 1):. Williams' Medicine $28.50'to Spokanoand Wanat'chec.‘ l ueriug, ai’e rolled in powders. which prove Eu- a geuth - 13mg. .igueaiid the innumerable COlepllCdElOns pure new rubber. Can as much be said of any other make? fimnliY. Rubbers cost the maker more, but they cost the wearer less, for. one pair does the work of two pairs of ordinary rubbers. “Granby Rubbers wear like iron." matier with them but thiii- stom- achs. and it is safe to say that the baby who cries iiiiseasonably is com- plaining of his stomach. There is no ailment of a baby's stomach that laby's Own Tablets will not cure meat." Keep llinaid's linimsnl in the Hcise. “I've. carried this umbrella for the right away. They make baby clicer- ‘ ‘ l 1 l _ ‘ if q u (1 last tu'o years." “Pretty near time . u . n . \ - ' . . ., I“ and inpp) ‘lm “I“ I m ‘ ) n Iyou returned it. don"t'you think? natural sleepâ€"not the drugged sleep; ~____ produced by soothing studs. Mrs. h . Wm. Sinidt, Listowell, Ont... says: ”0W 5 This 1 ”M." baby used to_ be very mstlljb'sl We ofl'er One Hundred Dollars Reward and sleepless, but SlnL‘L.‘ giving him llor any case of L‘auu'ru that cannot be. . llabv's UWn Tablets, he is better “Warm; “All“. L‘axiarrn Cure ‘ w .. ~ - . ' 1 , '- - ‘-- ‘1 3 ' All: L‘o., Toledo, 0, liatlucd. Slul'f‘. butter and ‘5 b‘ltcr \lc. the undersigned. have known 1". in every Way. '1 hesc lablcts care J. .‘Jhcncy for the last 15 years, and a” the minor ailments of little ones, believe him pci‘lcctly honorable in all business transactions and financially and can be givcn to the Very young- able to carry out any obligations made est baby. You can get them from ‘pyineir‘nmn anv drufririst, or the” will be sent "3-“ N '“Uq‘lx- “110103310 DruguistS. g 79d t 0,. firm b V b, Toledo. 0. “Alanna. RINK/LN a post par a .0 LL! 8.“ 9- 5_ MARVIN, Wholesale Druggists. 'l'oledo. writing direct to the Dr. Williams 0. ' llc-clicinc 00., Brockvillc, Ont. ' llnll's Cntarrh Cure is taken inter- nally. acting directly upon the blood 1 ._._+___ and mucous surfaces or the systum. ‘l‘estimouials sent free. l'rice 75c. pcr SETTLER’S LOW RATES WEST. Via Chicago and North-Western ily., eve-i" day from Feb. 15 to April :10. Colonist one-Way second class tickets at extremely low rules bottle. Sold by oil druggists. llall's Family .l’ills are the best. lice is not yet under ray. it would from stations in Ontario and Que :seem as If m’lluu‘;1““5 {42”};th got bee to points in Colorado, Utah, 1” any (HUNG; _ ie. â€"â€" ‘Ltlt 1‘ gct Montana, Nevada, Idaho, ()i‘egoii.19“g“g“' that would “IAAC all my ‘ I - . n . ‘ - ‘ . " VI ‘ v t ‘ " ‘iasmngton and Calll(:~"lllll, also to ‘ g1” ““nds‘ ”"1 ”1' Victoria, Vancouver, New Westmins- ter, Nelson, llossland. etc. Full par- l‘ur OJr FIA‘T Yeah. ticulars. rates and folders can be Av OLD AND ‘VliLL-Tltlnh RfliPzfiDY. â€" )m t ..' . - . . . , . , - Winslow‘s rootliInxSyruphM been “tel .01‘ over DIX}! 00th)!“ d h om BK IL 1’.L.hn7LL‘ ('0‘! l ,0“: by millions of mother: for their children wliilc oral Agent" 2 Lil-St lung SU‘L‘L‘L. l Lei-thing. \vIth pctfifct nulccemf. ll. soothe-:1 the‘chlld“i ' ‘ o .x_ softens the gums. ul .iys ii. 1 pain. euros wm cone, Bl. loronto, 0n... '1 [ isthe bust remedy for ulnrrboca 15 plan ant to the ‘â€"â€"â€"'â€"-+-â€"â€"â€"â€" I [use rlohi by domains iii evci‘y par: of the we; d. . n . 'c‘ i . t .. ~ . ,- ] Tl\":n'.y-.‘lh:i:0:lls:tlxnile. in mine M I: 9”“3“ ie. A 11., “ l....i.ng‘ bod” 10.01.“; l)1.llt i so sure and ask for Mrs. Winmow 5 Soothing byrup 1- l‘) at lloulogiie is provided with a 2m)- undukenoouxerklnd. hul‘Se-powm' gasoline motor for proâ€"1 u‘lsiou, 'l'l.d uno ll *r i' 2.‘ l . [6‘ U i'm :‘ltlfH’ iv: 1‘“ (I t ’ hm“; “llorotbv alwavs begins a novel A "“ ' ‘L' . . 9 . ‘ . .‘ .. ,‘, . . I ‘ 0 h ‘ nc 5' ‘ll’l the middle. “but. 5 that for? . 1"Why, then she. has two problems‘ Nona Xauseatiux Pill.â€"â€"Tlic excipient . to be'excitcd over how the stoi‘." ofa pill iswtlie substance which eufoldsiwiu end and how it began." ‘lie ingredients and makes up the pill‘ rimss. That of Pnrinelce‘s Vegetable Pills - so “compounded as to preserve their Iioisi ure. and‘ihoy can be carried. inmunv Intitude without impairing: theirstreuutli. Many pills, in orderto keep them froni'ail- \Vhy will you allow :I. cougi to laceiwit: your ihroat and lungs and run the risk of filling.' a cousumpiivc‘s grave, when. by ,tlie timely use of Blcklc’s AuthConsunm- tive Syrup the pain can be :illiiyeil and the danger avoided. This syi‘u is pleasant to the taste. and iiiisurpussei for relieving healing and curing all affections of the :ni'usentiug to the taste. Parmelee's Veue- mile Pills are so prepared that they are agreeable to the most delicate. throat and lungs, colds, coughs, bron . ' ' ':lii:is, etc. etc. Prussza has no fewer than 2,023 _ 000 Poles in ll(‘l‘ population. They to serve two masters." Mrs. ll-m- ai‘e at least as disaffected towards German Government as any British? subjects are towards our (loverir-f iiient. ‘Who got himself into trouble trying peck â€"â€" “Indeed?" llenpeck â€"“ch, ‘ho‘s been arrested for bignuiy.” ht. Jacobs ml is a physician's formula, established fifty ycai's; the pain sootliingvvii‘tues are so evenly Monkey Brand Soap cleans kitchen utensils. Steel. iron and tiuwure, [4“in and fox-ks, and all kinds of balanced as to meet all cases where cutlery pain exists, and where an outward application is generally applied. St. . _ 'â€"-_' . . ‘ J; C . ' ' . . . . ‘ ' . ' ““by have You failed in life?" L Obs Oil LS tiuly worth “5 weight. in gold, even for the cure of nerve Ipalns (and pretty well all bodily pains procecdiiig from the nerves). 1t. illusccates how wonderfully the i‘i‘fb‘t‘lillill eleiiiirixts are Combined; its marvellous penetrating: power enâ€" ables it. to seek out the painful spot in the sciatic nerve, deeply embed- “My employers always told me that a man with my brains could make The}; Advertise 'l‘liemsclves.â€"Immm iutel'ytln-y were offered to we public Parmelcc's Vegetable Pills bee-nu; 1,1,1) ular because of the good report they made for themselves. That. reputation has dell. as wcll as [the face and brain growngand they now_ rank among the nerves. It cures ; neuralgia gently Iii-stiiiediciues for use in attacks of st- ,(1 su‘3-blv.;' ‘an‘tl‘after the é‘vlll’lii‘fl‘ nepsia and billousiu-ss, complaints of {he . _. tior “ .. , s I! " liver and kidneys. l‘llellllllhlilll, fever and 1. ii tic ro .e of the bot..e is held to patients' nostrils for, say. ten minutes, they will fullvoll into a restful, peaceful sleep. There is no other remedy in the world that Will '0 which these ailments give rise. "Wall, well," he exclaimed, as ' lie or ltaClvlt‘él her first al‘lile Die. “\Vlicl‘t‘ ,I d" ”0 “"‘ClL and ‘1‘) it 570 quietly ldid vou got this?" "I made tliatlm‘ud effectively as St. Jacobs Oil. Mrs. Slicu'ter's cookery- l‘é‘l'r‘y family should have a bottle book." replied the. young; wife. "lt’sl handy by them in the house. Tt acts a .. “Ah!" he broke in, «.tmsfliku magic, it always conquers pain. leathery part is the binding. 1 :mp- + pose." A LARGE ORDER. _ The proprietor of a. certain res- taurant had "leased" the 'reverse side of his bill of fare to a carriage manufacturer, who prints adver- tisements thereon. The other day a cmstomer in a great hurry ran into the restaurant, sat at a. table. "and was handed a. bilbwrong side up by the flurried waiter. The customer put on his pinceâ€"ne‘z, curled his moustache with his left hand. and shouted in a. voice of thunderâ€" ~ . .“Bring me a fly, 'a. landau, two Victorias. and a dogcart! Got any whccl barrows? ’ ’ . . The waiter fled. . - :4 l “2-” I. 1 lug acid- Young Physician â€" "No, my prnc-, , and the , L‘chl‘lt‘m'ofi. me stand on my head,~ and dad REDUCES EXPENSE 41:: for the Octagon Bar In t-f ' Hay Balsa-Ties Special standard and High Carbon BALING WlRE “Ire Straltlitoned and Cut to Length. WE OPERATE OUR OWN WIRE MILL Write us for Prices. .LAIDLAW BALE-TIE 00. Hamilton, Canada. Th 4 largest exclusive liaicfl‘ie Factory in the we; 10.. 3-8-12 Wnnfiad to Purclnaue Any qua- lity of dry. inlxvd we (1 hilltllblc for rick burning. f‘r curly deliv ry Stile rash , Address. S~Ml SUN iltli'k 00.. 1 Toronto Sm, Toronto. Tele- plione‘hflinjqz. 7â€"1 W..â€". 'l‘llE TORONTO NEWS SAYS: "'l‘lxe Massey-Harris Company not. only occupies -a foi‘ciiiost placei among Canadian inanu fact u ring; 1 houses, but the amount of capital; invested in the business, tlic ii.I,miLci" of men which it employs. and its vast operations, entitle it lo a place aiming the great industrial concerns of the continent. Outside of the United States, Where the high tariff iuakcs it practically iiirgiousible for a foreign company to do business, the Massey-llaiuis binders and mowâ€" ci's are known and appreciated Wherever agriculture is carried on under modern conditions. The coni- puny has bad. and has yet, many keen rivals. even for the trade of the Dominion, and it. is entirely owing to the merit of the imploim-iits which it turns out. that it. has been able to build up the world-wide {raiizie' Which it now possesses. The heads of the (‘oiiipaiiy are among: the most experienced and enterprising business men .in the. Dominion, and the sucâ€" cess which has attcn ed it ("for since its establishment no doubt, largely owing: to the fact that they 1 l is, have always. been (in the alert for, improvements, and have never rest-' ed satisfied with their agricultural machines, no matter how well they might work, while there. remaincd any chance of lllCl‘CltSlllg their cil‘u-i- ency. Those who remember the old factory in Which the company con- ducted its business for a. number of years. have only to look at the im- menSe workshops of to-dny. cover- after acre of ground on King street west, to realize llic en- ormous development of (his busi- ness. lut, besides the Toronto fac- tory, there is one in llrantford as Well, and the tWo employ nearly twenty-live hundred men. It will be readily seen that the output of so: much labor must. be enormous, osâ€" pI-cially when the fact is taken llliOi Consideration that the nuichinery usml in the manufacioi'y is of the very highest grade. and that every time-savingr and labor-saving inven- tion which tends to clieapen or has-r ten production is employed. lni Australia and South Africa the Mas-‘ soyâ€"Harris binders are nearly as Well klnown as in Canada. and the an-5 nual iiici‘ear‘e iiulho trade with tJiose‘ Colonies shows conclusively that they are making: their Way into general favor. The ill:is.~'<,~y-llai'ris imple- ments have played no inconsidurml able part in building up Manitoba. NortliWest, and have done service out therein l l inaunillccn t lig'g'btening,r the labor of the pioneer and softening the hardship which must necessarily be feared by those! - - 1 taking up homes in a new and un-, settled country." __â€"+._.__._ llinenl’s Linimanl lumlaiman's Filenl â€"â€"â€"+ llll) TUE? it was after dinner, and the little company of ti'ii.\'ulci‘s were CX(‘llilllg’-i in}; storics of their most startling l1:i\.('ll llll‘il told a thril- aud all cyes looked at llawliii- lcl', son. "1 had a terrible experienca once, he said. "'l‘l.c memory of it haunts me now. 1 inflicted the most awful fate possible to imagine upon a fel- lo \v-c i'eu t u re. "it Wt‘..S‘lli (lei'mnny it happened. I didn't know the language very well, and l suppose-l must have made some blunder in addressing a very fiery-looking chap at a hotel there. What it was I don't know: but at any rate be declared he had been in~ sulted, and demanded a duel on the spot. “ ‘One of us,‘ of fearful wrath. this room alive!’ "I knew him to be an expert. swordsman. But was l afraid? No! " ‘So let it be.‘ 1 said. And then J- rushed out of the room, looked the door behind me, and Icft him there to die!" _._.__+__..___. Johnny â€" “I wish my folks would agree upon one thing, and not. keep me all the time in a worry." 'l‘oin- niyâ€"“What have they been doing now?" J(dimly-“Mother won't. lot is u l (m cs leave he declared in ‘sliall never all the time fussing because i. wear my shoes out so fast." llinaid's Linimenl is used by Physicians France has just over four million acres of vineyards. There are 6,118 brewers of beer in the United Kingdom. ‘-ll“..": ”Hill“ .lJIIIIIII not become too fists i fluid of nude. on slung“! p. 1” Morass In. tanner. '3: 9M tune." the first was “too large, and the secâ€" ond too small.” ‘uf many curatiVes being: such that ,auinml funciions of Ilic system, demand :iicreuzcd siilismiice~re~uil:,, im- superior Quiuliic Wine at the usual rate, and. gauged by the opinion of this Wine approaches ucarcs; perfection of i any in the market. Gladys â€" “I thought you said he “as rich?" Mildrod â€"â€" “Oh, no! 1 inn-rely said be. had moi‘c money than brains.‘ ‘your y0ur medicine. cli i ld reii the proportion of abstention infantile vaccination has risen to 34 per cent. in i0\'§'.\' and 25 pcr cent.’ iin country Ilirztrilis. I a pompous examiner, who had ready worn out the patience of class. the boy: after found that that class) I m . Coll. rl vii-o (not orlm unshared n tho-lush lath, P ‘ “'“dud '1'": b" “flntggter-ru: 51:: in m ten-log: all the tug . Pw Common uvrlzht- Indeed at ouch bar break It . pan“ cttl , a standard the w rid over. a. wfigniii'g.'3nt 5r. John,°N.n. Montreal. no. 12 Optimist -â€" “Looking at dismal chaps like you. What makes you a. pessimist 1’" Pessimistâ€""Looking chaps like you." â€"â€"â€"+ A STRONG RESERVE FUND. at, cheerful _._. Feature of the Report of the Bri- tish America Assurance Co. A most satisfactory feature of the annual report of the British America Assurance Company, which appears in another column, is the. substanâ€" tial addition to the reserve fund of $90,819.21, which brings that fund up to the very large figure of $702,- 321.17. "l‘ho report. shows, too, that the balance of incmne over ex- penditure Was $17: [713.63, which paid two halfâ€"yearly dividends at the rate of (5 per <'cnt., allowed for the writing off of the. company's premise-sand securities amounting: to 5:22.89-l-xli2, and permitted the large increase to the reserve fund men- tioned. The estimated liability on policies current at the close of the year is $662,312.77. an amount ain- ple to rim olT existing risks. In moving the adoption of the. report reference was made by the President. ”on. George A. Cox, to the future. which he considered sufficiently cnâ€" I tour-aging to warrant shareholders in anticipating equally favorable re- sults in the coming,r year as they had experienced during the past. It is .ntei‘csting to note that the report presented was the (59th annual re- port. a testimony to the strength and stability of the company. I .__... lslfni Minaid‘s and lake no other. “lie offered her iis hand and forâ€" "llid she. accept?" "No; . I There never was. and never will in a universal panacea. in one remedy, for all ills to which flesh is hairâ€"the very nature , Were the germs of other and differently seared diseases rooted in the svsreni of the patientâ€"what would relieve. one ill, in ‘urn would aggravate the oriier. We have. however, in Quiniiie Wine. when obtainable in a sound unadulterated slate. a remedy for many :iudureviousillé. By its gradual and judicious use. the fi‘nilesc systems are led into convalescence and strength. by ilie influence which Qui- nine eXerLs niiXaiure’s own resim-utives. lt relieves the drooping spirits of those with whom a chronic state of morbizl des- pondeiicy and luck of interest in life is :i Ili<eii<e, and. by iranquillziu: the nerves. disposes to sound and rcfredilu: sleepâ€"- imparh~ vigor to ilie :lCllml of the blood. l which being sliiiiulaied. courses throuulh ', outtlie veins. Sirengrheninu the healthy thereby making activity a. nose ~.~':ll‘_\' result. Sireiigtlienlngilie frame, and giving life to life digestive organs. which iizinurally proved appetite. Northrop Sc l1}'lllilll of loronlo. have given to the puUllC their. scientiste, l All druggiszs sell it. l l l Dear Sivaâ€"I have been a gram sufferer from rheuinatisai, and lately have been coniinod to my bed. Seeing l‘.ll.\'Alll)‘S l.lNl.\Il2‘.NT iiilver- llN‘d. I tried it and got immediate relief. I ascribe my restoration to health to the Wonderful poWer of LEWIS S. BUTLER. 6 Government and local tax it; 1374.26 have 4%;é: _ ~ ., a gl-‘-_'- : I I. .. l .I I A 1 If Y , 7': râ€"_‘-i-'-L .~ ‘ 'l ' f: .9., =6 - new ”â€"4.4... 4...» “.59 3..-; -.... g . -“ ' . 5 WM 33"? , w w; ,_ ,-r?r _ 3' , W“ ~â€"â€".â€"-~... wmmr-fi _' . '9 ,2":- M 7‘65? The Frost 10 Wire and 6 Stay Fence is the strongest and heaviest wire fence madeâ€"good openings for good agents ; write as at once for terms. As]; for catalog. .. Vv'ELLAND Our. ‘ \ N E on I THE: FROJT Hm: Fl: 6 C WINNIPEG. Mm. tâ€"f rii‘tsh America Assunauos COMPANY- 69th Annual Report. The Annual Meeting of the Shareholders Was held at the Companv's Office, Toronto, on Monday, li'ebruui'y 23rd, 190:5. " The President. Hon (loo. A. (Tox. ()(‘l'u'pivd ilie chair; and Mr. I". II. Sims, who Was appointed to act as Secretary, read the following ANNUAL REPORT. In presenting the Sixty-Ninth Annual Financial Statement of the Company, the Directors have plum-um in calling uiivmion to the follow- ing most prominent features shown in the year‘s ;,(-.-.m,,1$;_ ’l‘lie Balance of Income over Expenditure is There has been written off Securities to brim.r them to actual Market Value at llnrm'ndmr $173,713.63 31st ....................................... . é T,.‘<€H.12 And written off the Company's l’rI-iziisI-s and Furniture .............................. 1.1,(mu.00 'l'wo llnlfvycarly Dividends have been provid- ed for at the rate of 6 per cent. per Anâ€" num, being .............................. . 60,1‘n’;0,m) . $22,821.42 The Balance. being the amount by which Illt‘ Reserve Fund is increased. is $90,819.21. Compared with the business of the preceding year, the Premium come shows an increase of $161.79L00, while Losses show an of $18,171.00. The estimated Liability on Policies Current at lllI- close of the year is S6(32.312.77. an amount ample. according to the Company's past ex- perience, to run off existing risks. (ll‘ZO. A. COX, President. Financial Statement for Year Ending 315t Eescmber, 1982. REVENUE ACCOUNT. ‘ l n- i norm: 9: [Fire losses, including losses gFire Prcm- . under adjustment. at Dec. , iums .. ._ $2. ‘* ‘- - ~ - :llst. 1902 ............ S 945,817.21) , Marim- pre- ihlarine losses. including iniums losses under mliustincnt l licc. 31st, I‘JUZI ,. 338,29U505 $2.51 i 17. Commissions and other ‘ Less rein- charccs .................. (thiioll 7"l surancc :2»!I‘.,:it'.:1.€ll 51.336.47‘ fl .lialaizce ........ 1’ . Tlllfiil l Intercst and rent account 3 N12". 7.0 52.206.331.61l $3,.‘il'i 'Ziil I.) PROFIT AND LOSS ACCOUNT. [Dividend No. 117 ...$ 30,000.00 Reschu at llcc. 31st. llvi\:ltlclld No. 118 ...... .. 3Ii.uuu.<m luui ...... , , s Gl‘ll'Hl W; . “Iritten olT securities .. 7,894.4211Lilauce of T1'\L'll'l" ac- \\ ritten off conumiiy's pre- ; Couiii‘ ...... 173,.1 :- l mises and potlice Iurniture illumimll licservc at Dec. 31st. 190:3. 701521.17; $783,715.51) 1 5785.71.35;- ASSETS AND LIABILITIES. Government and State 1 Capital stock ..,$1,DI)II,IIOO (I ' bonds .................. ...$ 201,073.00 ‘- Losscs under mi, ir.~-:ii~ llluuiL'Ipnl bonds 5.‘i‘.l,h‘7(l 21 lI‘irc $lil‘J 'I iii Railway bonds ............ ,. 136,335.00 5 Marine 2'.’ 1 \23 Loan and Savings Co's « _.___.._.__ 131,905‘ '.‘6 “bonds and stocks ..... 06,605.50 Dividend No. 11". payaâ€" loroiitu l'llociric Light (30. inc .1311. fitli, linul 1‘.” Wm UH bonds ........................ 20.0”” W" . “esprit- i’uizzl 702.\“.‘1.1T lliirin, Nfld, Other stocks and bonds Tsmnurm’i; Mortgages .................. .. 10,000.00 llcal estate (company's Vbulllllllfll 140.000.00 ()lllce furniture, l)u.\lll('5.\‘ I. , maps. etc... 33,774.73 .4.) Agents' balances niid other .a m”. »---_~m..~. ‘ accounts 302,021.18 in 1377 only 6 per cent. of British were unvacciiialed. Now: from H-, RUN DOWN just build up vour system with the great South American Nervlao, the health builder, blood maker and nerve food. that is quick- estand most thorough in its action. Will put every organ in the body In good working order a :dlly and permanently, rough Ir: ring them a new nervous onerg, , and fills the system With health, v or and rich. red blood. J. XV. lnwoodio, of Camp ballrord, Ont... states : “"or yours I was troubled wr ch nervousness and impaired liver and kidneys. I was treated by several doctors: tried over medicine. Last fall procured a. bottle 0! SOUTH AMERlCAN vamz. I took but a very few doses and the nervous depression left my entire sys- tem. I will never .u g be without 1... DR. VON STAN’S PINEAPPLE, ' TABLETS allow the sufferer from indigestion to eat heartily an» heavily of any- thing he likes \i‘lle curing'hlm, for tho Pineapple actually digests the food. letting the stomach r‘cst .. and ot sound \ hush you emov : ,1ifo.â€" rice. 35 cents. ‘ '9 I I l N... .u r.“ .9 ~5‘ , . l l l l l i 7 l i. «l asked ? al- l the l earthquakes," replied, which the. examiner l of “How's the earth divided?" ”By he. had had enough .3 2â€"27 Fresh Frozen Sea Herring's In casks of about 650 Herring; $1.60 per 100 by the cask, or $1.70 per :00 in smaller quantities. THE DAWSON COMMISSION \--“‘~‘ ». â€"_...'. m~-~w ..... ...._...v H brador Herrings in half barrels, $3.00. 00., LIM TED, TURDNTO. ”_.__,‘-‘ ‘ 1-45 ‘asb on hand and on de- l llills receivable Iutcrcst ~â€" imsiL 113191.30 '7,mii.uo 1:3,>'{)Is,2i due and Si.-‘<;»l,"'lt=.1:‘.l , BEINSURLNCE RESERVE. llcserv'e to cover estimated liability on outstanding .l. .l. KENNY, Viceâ€"l’rosidcnt. I‘. We hereby certify that the books of the Company been or lizel and ilie vouchers and securities relating ibei'eio have I‘m-:1 examinvd Tor 51.801.73.10 13 n _â€"- â€".A : risks ,.,S('u',2,:‘.l ll. SIMS, I... ....‘\t‘ Sorrel dry. the your culling 3131 December. 1902, and the some are curt-fullv fey}, correct and properly Set forth in the above statements. .lNO. Ill. MARTIN, 1“, C. .\., ll. )1. WAL'l‘ON, Auditors. Toronto, l"eb. litli. 190:}. in moving the adoption of the Report, which \‘iccâ€"l’i'esidcnt, the President said: In presenting our Annual Report at. the SliarehoLlI-rs' Meeting: a year ago. 1 spoke of the more encouraging outlook in ulli‘ lillxllivss‘ at that. time as compared with the conditions that bad pi':-\;Iil-.-.l during: the preceding two or three years, and I ventured to give expression to» the hope “'0 then entertained that the advances in fire iris-:ii‘ancu rates which \vvi‘e being adopted by Companies generally, as a remit of the u- â€" verse experience on this (‘uniineni (luringr the preceding three venrs. would place the business on a footing: that would yield a fair mono-in of profit to ianwvrilc-i‘s. 'l‘lzc figures embraced in the report voii have lust hoard read. bear evidence that these cxpcciaiious ban. as n.1- ai least as the business of this Company for the past year is ('Ullvvi‘llt‘ll. lim‘n reâ€" alized. The Report sets forth the results of the year's transactions so clearly that I need not enlarge upon it to any extent: but i iuziv point out that While the year's earnings. which include some $42,000 'derived from interest on investments. may be regarded as satisfactory. tl‘n pro- fit upon underwriting: is a mmlci‘nlcone. being equal to about smnri per Was seconded by the cent. on the business transacted. This profit. 1 may say. has been re- alized entirely upon the business of the last six or eigl-l months; the serious conflag'rations at \\’aterbu'ry. Conn, and l’;-.‘.ersI»:i, N. .l., in February lashâ€"to which I referred at our last. meetingâ€"liming made the loss ratio unduly heavy for the earlier heavy losses, affecting. months of the your. 'l‘lwse as they did. most of the fire lllf“ll'lll‘4l’i' companies doing business on this Continent. and following: closvlv upon similar (lisaslcl‘s in the previous two yours at Ottawa, Montreal and Jackson- villc. Pan, cmphasivcd the necessity for an advance in Hill-s and brought about a general movcinent on the part of the (‘tllllllitlllt‘r‘v in socure this. The conditions of all brancbcs of trade and of mumifaciurim: in- dustries, both in Canada and the l'nited States, hm.- fny‘Ili'nulcl“ beon prosperous of late. and insurers have. speaking generally. lc‘t’c);n‘,i',xx..l the fact that rates of premium which would afford a fair return upon insurance capital are a legitimate charge upon their business. in regard to the items writti‘n v-il' in Profit and Loss .\('(‘()llll‘l. l am sure the poli.'_v of placing: our Securities at. their actual market value at the 3181 December in each year" and making a liberal allowance to provide for any possible depreciation in the value of the Companv's pi‘viiiises, Will commend inst-if to Shareholders. ' 'l'lw substantial addition to the lfillx‘ul‘vc Fund of upwards of Sluifinn must. l think. be regarded as the most sutigmcipu- {miiiii‘o in the 1:... port, from n l‘olicyliol4lci".~z point of view. as Well as from ib:,-i of a Shareholder, even though this increase is to a certain' (-xn-m brought, about by keeping; the dividend down to (5 per centsâ€"the rule paid in HM]. Th.- prolits on the businch of the pastyqai; might-have warrantâ€" ed a return to a somewhat higher rate, but. the Directors feel that the strengthening of the Company‘s Resmwes must be regarded as of prim. ary importance. . I take this opportunity of expreSSing the appreciation of the Direcâ€" tors of the manner in which the Officers and Agents of the Company; have performed their respective duties during the past year. and of sayâ€" "'ing that I feel that the general outlook is sufficiently encouraging to warrant. our anticipating at least equally favorable results from the business, on the lines on which it is now running, to those shown in the report under consideration, the adoption of which I have much plea- sure in movmg. The following, gentlemen were rte-elected to serve as Directors during the ensuing yearâ€"Hon. Geo. A. Cox, .1. J. Kenny, Augustus Myers Thomas Long, John Hoskin. K. C., LL.D., Hon. S, CfWoo'd, Robert Jall‘ray, Lieut.- Col. H. M. I’ullatt. E. W. Cox. ‘ At a meeting of the Board. held subsequently, the Hon. Geo. A. Cox was re-elccted President, and Mr. J. J . Kenny, Vice-President. â€"â€"-â€"-â€"â€"â€"~â€"-â€"-â€"â€"â€"â€".â€"__.___.____ wow... '1‘] ‘u 420 i i l l . .v- .mwuâ€"owâ€"wmr .. .. .. l A , ,, €c'~---vu2i8$53a- fill r- o x. it, mm comes I.” mgw 5, . war-au';v\:w-t-wv l; “33". lllllll“ . l . ‘ (20; , I .,- - t- r! " l l '2 l l l Illlllu‘ “ 07“ n g't‘c‘ll‘ and l nazzicd , . “11> Ll u 3‘ vomit: (\llt‘li Kilt: [runnic