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PAGE mvn. finalize. K9“! 9. HotWater isnecdedwith ITHE 0100 con __ 0F uvmc In the current issue of the Cana- dian Magazine, W. W. Swanson, of the Department of Political and Eco- nomic Science, Quccn's University, discusses “Speculaton and its Ef- fect in Canada.” 'He belieVes that undue speculation has had much to do with the increase in the cost of living. He says: "The Question of speculation, espe- cially in its relation to the high ctst of living, has never received Don't boil or scald the clothes. It isn‘t necessary. The clothes come out of the wash dear white. perfect! washd. The dirt drops out. is not rub in. Now the boom in real estate has sub- sided, those who wish a short cut to wealth without earning it, are turning their attention tqthe oil fields _of the West, the black fox ranches of the east, and the stock market. It is almost inrredible the number of Canadians who are on- gaged in sheer gambling, although the more euphemistic term “specula- tion" is generally used to describe their operations. Aside from all that, Canada has -too- extensively discount- ed the future; and in these reasons, not in the Balkan war, the Mexican imbroglio, 'or the huge increase in the output of gold, are to befound the main causes of the increase in prices and high interest rates. Ille- gitimate speculation has seriously in- jured theleconomic condition .of the country. Gambling often masquerad- .. .... ~7_c4_._.__.--._.._....â€"__.~._. â€"-.____..â€"- f ‘ NW1 INSTITUTE MEETINGS JANUARY SESSIO COUNTY COUNCIL. HELD AT OMEMEE The January Session of the County Coronation Hall, Omemee, Friday on Tuesday next. One of the most important matters for consideration night. The attendance numbered 550’ is the selection of a Warden. "and great interest was manifested in the unemplsr. s. M. Pearce, of The following is the personnel of. the County Council for the year 1914. Kent County,, BDOkO 0!! “our Form and Park Reserves" and Mr. -W. J. Bexlyâ€"Chss. Peel. 30"“!ka 3- Bottum. Clarke, of Cainsville, gave an illu- strated lecture on “Poultry." Gardenâ€"John Alton. A‘ choice musical and literary pro- Daltwâ€"Chfistopher Thompson. Eldonâ€"B. Hawkins. gramme was furnished during the eveâ€" ning by local talent. Emilyâ€"Isaac A. Fee. W Pfim Tiers Reeve Mulligan made a most accept- m. Digby “d Longfordâ€"Wm. able W during the event- . es under thb name 01 speculation; Adair. ; 4‘ a result of the meeting Mr- le- but there is a fundamental diderenca . ' Lindray- Wm. McWatters, lean Thurston. Secretary of the Insti- between than 13mm mm, is Warren and Newton Smale. tuts, obtained a large number of new one thing; paying court 2‘0 the god ‘ ' Marlpossâ€"Alfred J. Varc ”“3““- ’ of luck is quite another. But serious Rogers. as are the results of gambling â€"- O R J Mulligan. moral and materialâ€"to the indivi- . 30' I ‘dual. the economic offsets on the I Jm n. community at large are of equal con- cern. Speculation has a direct and Villflnm- . _. . """"<" "”‘mllib An .Wrn. oe, Edwin l J l {0? the long-continued stringency in. the money market. These are matters of vital importance to the individual as well as to the several govern- ments, municipal, provincial and fed- eral. It is imperative, therefore, for all who would understand fundamen-g tal economic conditions to get clear conception of what is involved in speculation. The reasons for the enormous cline in the prices of securities and! real estate in Canada are not far to seek. A man who finds himself liged to make a payment at a certain ._.4 Somervilloâ€"Alex Morrison. :vflflmjw; 3:2: immediate effect upon the market. ”1 ‘P ' ‘ Peterboro Reviewzâ€"It will be with The manufacturer, the wholesaler, Th? ,5“ .9" ”“11”“ 3” Mm“ Yextreme regret that the many friends the retailer, and: ultimately the conâ€" Adair, dowmns' Smale, Peel, Thomp'land acquaintances of Mr. Joe. Jones snmer, must pay the cost of a 9138‘ so“ and Warren. 5149 London St., will learn that he culntiveboom, and suder at its col- â€"â€""o”“'â€"_f [was removed to the Nicholl’s Hospi- lapse- Prosperity WhXCh is not based BRAKEMAN mm ltal this morning to have his leg am- 011 the actual production of goods is lputated. Some time ago Mr. Jones merely the excitement produced by AT BOW was manicuring a toe nail and in intoxication. Much of Canada's re. some manner he inflicted a slight cent progress has been of athorough- _ {wound in the big toe. He thought no- ly sound nature; but a part has been Bellevllle, Jan. 21.â€"-’I‘he remainslthmg of it at the time but later the fictitious and represents no real ad- arrived here and were taken to “unwound gave Considerable trouble. vance. Gambling which results in boarding house today of James £11,,an blood poisoning set in. forcing up the price of real estate Lucas, 3 young- Scotsman, aged twsn The big toe was amputated but the adds nothing.to a nation's wealth, it ty-two years, who met death yesterâ€" poison ha d spread into the,leg and merely lays a burden upon the con- day on the G' T' R' tracks near later it developed into gangrene As sumcr for years to come. dish vaâ€" Brighton. Lucas went braking on the fin 1 st t d , h' .lif lues mean high rents; and high rents Grand Trunk in November last. Ives- a a ep owar saving 15 e, mean high cost of production, which terday his train was stoppedl and beige leg mfg amputated at the knee. in turn mean high prices. High pric- stepped Oh to cross the track when land lefril‘relgwthfgugfd $:83::8212:n es and high rents may really repre- an eastbound express struck and‘ kill- ' g sent a high degree of misery and ed him. Coroner H. J. E. Elliott op- as wellas can be expected. want. The true measure of a na- ened an inquest. Lucas’ only sister , ‘ tion’s prosperity is found in the rc~ Came out from Scotland only sixISlG’soo'ooo FOR lative DurChSSing power of the peo‘ weeks ago, and was boarding at the, D18- same place with him. FORE'GN MISSIONS Now, abnormal credit extension : they have been the chief cause; of the sudden and remarkable colla so COMMISSlON 0N Subscriptions to foreign missions and illegitimate speculatiOn its 'from the churches throughout Canada largely responsible for the high cost MUNICIPAL GOVT-ind the United States, contributed of living in Canada. Not only so, {through two hundred and fifty-four but in the value of securities; A_..l ’ - ‘_ lForeign Mission Boards, amounted to no (3139122; "53}.- §0~Guelph .Lrty C0“? $16,458,069 in 1913, as against $17 â€" cil will memorialize UH; Ontario 317.366 in 3:91-22 T” apparent decrease Government to appoint a commission is (he to a better. system of compil- I? investigate the question 0! muni’ling reports, wh'ereby only money clpal government, Wit}; a view to lspent outside of North America is in- sell what property he has. It been very difl’icult to borrow during the past year on speculatiVe hold- ings; and lhence these have been thrown on the market. The present would seem to be an opportune time to buy, for many seCurities are sell- ing far below their real value. And not only so, but the municipalities and the Provincial and Federal Goyâ€" ernments should seize the occasion to erect permanent public works. It is a totally erroneous idea that in- duces .a policy of parsimony during a period of industrial declension. Great public works should be push- ed forward so that labor may find employment, the market he steadied, and credit sustain-ed. 'Retrendhment merely accentuates the. difficulties of the situation, Canadians hardly realize how close the country has been to the verge of a financial panic during the year that has gone. Undou-thly the skill and conserVation of our bankers, and a splendid harvest, has saved taught a. lesson, which, of, some other system that is lively 458,069, and $67,317,366 instead of lNorth America, representing allthe ’ ‘ 9 I .â€" Smm t "w a. £0“ lERRY MAN 5 robe. I will doubtless remember people lshovel the paths. When he came in he Sage will never grow bald. the mittens might burn he walked toâ€" maculately clean scalp, free fromion an ideal, gammy perfumed hair ‘and there was no outlet for the exâ€" willhave- been-well worth the cost. bringing down legislation that will clu de d. authorlre urban, muniCipalltles Withi Reports in the papers put the a- 3 population 0L 10'000 or more to‘mount at $30,000,000 too much by have government by c0mmission or _ making it :6 6,458, 069 instead of $16,â€" 3311:: 3,22,13,10” economy and better {$17,317,369 . , The lower figures are accurate, as â€" ' {they are gathered by the Home Base fAll [”6 " AIR iCommittee of the Foreign Missions of __ Iforeign missionary conferences of the ntin t. Hilly People gave a Simp'e Way of Eco en E Parisian Sage i "ARR W ESCAI E It was‘Dr. Sanger’cond of Paris who's 0 ‘ first discovered that dandruff and; â€"â€" falling hair were caused by a micâ€"' Port Perry Stanâ€"Rev. Thos. Bates 'had an extremely narrow escape from And now that Parisian Sage, the-death on Monday of last week. As remedy that kills the dandrufl germ,‘the readers is sold in every town in Canada, thethe morning was bitterly cold. Mr. of this country have amken-lBates put on his fire and went out to ed to the fact that dandrufl is unne-' ccssary; that falling hair and itching sat down on a chair near the stove scalp can be quickly stopped, and to rest, after placing his mittens in that the people who use Parisian the oven to dry. Presently fearing To every reader of the Post whozward the stove to remove them. He wishes to eradicate oflensive dandruff, had barely left his seat when a ter- stop falling hair and have an im- irific explosion occurred and the chair which he had been sitting was itchiness, E. Gregory says he wiligsmashed to splinters and a panel of sell Parisian Sage in a large fifty the door was knocked out. The water cent bottle with a guarantee to re-‘front on the stove had burst because fund the money if not satisfied. It isithe , water in the pipes was frozen dressing, free from grease and sticki- minding Steam- ness that will put life~ and beauty in- to drill faded hair and cause it to, Many. grow lustrous and luxuriant. l 118113115“ isn’t. .._.â€"-â€" ly shocked, a girl that’s one: ducti'ongéf goods and not. upon the .¢'-‘o w ‘o iguana: of . endured. i . . . -.r.- a . (us-ear. mt _ .. .. it! ammmmfl_'; TW‘I WOMEN , I - _ a , ' By Lydia ”mm“, veg,” €3,330, 1:; “:gffgbfigzggjgtnfggepgge EIGHThENTH ANNUAL MEETING sensational announcement that the Child's Play of Wash Day . . . ' ade- t ’ Can . Th it is no more than r ht for me to thank ' , . . . Use Surprise theordinarywayifyon Q?” E attentmn. in . Eda 6 out“. what Olll'kl'id adv'ce srdL'dia that the hours of labor would be year, the election of Directors, and the transaction of SUQ}; r. L. fishy)“, w, recon:- mama for gambling in real estate, y . Y 1 1 . l lei ht a. da Such an nnounc nt b . _ - , ' , ”he . _ E.Pmkham’sVegetableCompoundhave g y. a me usmess as may be b.0ught before the Mietlnc. .1. ml! alum. . mend a ma! the which has obsessed the minds of Ca- done for me lmade at such a time could only have of the Shareholders is rcqucs‘ed 8' ~uu4ce '7qu way. :1 nadians for the past decade, has ,, ' . l , _ . - q . . . 2 L» . 3...; new , , Whenlwrotetoyousome time ago] one was t. the place was beselged by A cordial mvxtat - , .tp ~ <d ~ , ,. ,. g. " ‘ had a very intimate bearing upon ,- . . ion .3 Ch Jim: to me Compam >. 0,130. N. ' ' , , W39 8 very $le woman 8115911118 from 'men who began to assemble long be- to be reset" a. the ,1 - , fit,- W ~ - “ w! advancing l-‘UCeB; and yet the prob- female troubles. I had organic inflam- fore drawn of a cold morning. Police P ” ‘ ““ ‘1 ”‘6 me‘ ‘1‘:- m . , ‘ 1 _ , .â€" _ h 7 l-m has qeen in general overlooked. matron and could not stand or walk any who tried to regulate the mob were C. E. WEEKS. numb“ distance. At last I was confined to my bed, and the doctor said I to go through an operation, whosufl’erwith female troubles. I have } :31: be vfithout the E’E‘fgfi; 6:116 stones. The lunch stands were raid- ‘ Notice is hereby given that a Dividend at the rate of T I ll RTE 1 .p T. dmbid Avenuefmxonton, Alberta. led, the cases being smiled and rav- Per Cent. Per Annum upon the Capital Stock of this Bank has 4 7 ‘glrla."-:y_5aas.gmmmlu.seb. ”w passing away, and the mania, of illegi- definite [time must either borrow or as ing. If we all 80 ahead 60in“; b“Sikhshould be eliminated or protected. . ness, business is bound to hum. It islThe Railway Companies should pay Sir FREDERICK \VlLLlAMS-TAYLOP, General Manager , a more a question of physchology, than ’the costs lupin-ls in Carmdaand Umdon. England, :‘Or 1)”!lllflllijlGt‘lvf‘l‘rl‘g . u 1; f omics General timidit brln 3 ' Branches established throughout Canada and \exx'llizlmlt‘nrzn ' «ff 0 c-0n. ' Sit“ tg The delegation UFSBd strongly that also in London, Enghnd, New Yor‘s. Chicago, Split-n.2,..- and M ' d g§°°d.:;m°§'t wan??? :38 hm: oz'there should be no discrimination in “*O‘é‘lti‘: g D 1 t ‘ m 1, all an h D ) . ,. f q. . 8â€" 0 Wl 1 , excep o ause o . . . ..;lvlll s elar n e . .. . 0 es. ("Msils w you; .,; , confidence If every newspaper in the the matter Of gr antlng commutation upwards receiwd :mdintol-est allowed at CUI’I'U‘ht mics. ». cou try ,were to declare p ersi stently 'thkets to various outlying towns. A general banking business transacted. ll . . - _ 9: n. Ob'lthat there is nothing to fear, panic Where density Of populfationfland ‘61!" Office Hours 0, ‘7 could never cast a shadow as large cumstances were 8 ar discrimina~ 10 A M' “’3 P-M' H- 3- BLACK- I- ~, W'll th t {tion should be forbidden. It was furâ€" 10 5.1m to 1 Eu, gammays, 3133339,, :1 has a man 5 htagd‘M t1 1 17113:; y ither urged that companies should be .' .press please no e.-â€"- on rea 31 ‘ ,forced to bury wires and pay the ex- :5; the situation. The country has fbeen ~ if heeded, ‘ True prosperity :is based on the pro- ' pm he 6 is», host 33.13 THE LINDSAY pour. LINDSAY, FRIDAY, JANUARY u ' VICTORIA "LOAN and SAVINGS COMPANY LI N DSAY, ONT. RIOTING OVER FORD’S GREAT OFFER ‘ Ten thousand men, according to newspaper estimate, rioted before the Ford motor plant at Detroit in dos-- lperate endeavour to secure employ- THE sAVED FROM 0PERATIONS l l in“ a] table Compound â€"Their Own Stories HereTold. Notice is hereby given that the Eighteenth Aux-.11.: of the Shareholders of the (,‘ompany will be held in 1 Chamber, Lindsay, on MONDAY, FEBRUA .Y 2nd, 1“: dc ock sharp in lileafterncon, for receiv'ug the !,l.'. .' and Financial Statement of the affairs of the Comps li»~-r. "id: (‘1.r‘z‘ staff would be increased and that no one would be paid less than $5 a day. It was also declared that a pro. fit-‘sharing scheme with a fund of Edmonton, Alberta, Can. "'"I think {$10,000,000 would be established and it,“ . ‘ . g in c..~ . Lindsa , Tan. 12ih 10 would have lattacked and beaten and their efforts y ‘ ’ 14 but this I wondered useless. Employees could not tefusedtodo. AfriendadvisedLydiaE. lget near the building, and when the Pinkham's Vegetable Compound, and ,doors were opened the seekers after now, after using three bottles of it, I . 1 . . feel likeanew won'ian. Imost heartily leg“) oymlfnt 12?“? m' Thihmachlne recommend your medicineto all women l8 ”8' ° 'me lca rooms, e emer- gency hospital and departmental of- dose were more or less wrecked, doz- ens of - windows being smashed with OF CANADA also taken Lydia F» Pinkham's Liver Quarterly Dividend Notice, No. 93 Pills, and think they are fine. I will I s v laged of their contents. Small frame The 0th“ 0880- lstructures were turned into kindling _M°°. Nellâ€""~13“ “W: mymar- iwood, which was heaped on the mean? left ““1" begun topem me “d tstreets and set fire to. the destroyers the pain get so severe at times that I . . suffered terribly with it. I visited three letandlng 31”“ and wammg them“ doctors endeachone wantedtooperste Iselves. To break up the riot it .was onmebutlwould not congenttomop. necessary to turn hose on the mob, oration. I heerdof the goodLydieE. ‘which dispersed before the icy Pinkhun’e Vegeuble Compound W streams, vowing vengeange. Plainly it doing for others and I used several bot- . . . ties of man: the result that I haven’t .‘m 3 Wm to unite Public the profit-sharing scheme in a dull season beenbothered withrny sidesincethen. i .,.. and “with an' over-burdened- labour market. The incident should be hood I am in goodheelthnndlhlve'twolittle ed by- leaders who talk of instituting monetary stringency 13 81'6de strikes at the present juncture. PRlVEliiéfil anomaly TRAINS! (Special Post Despatch.) l Ottawa, Jan. 21.â€"A rsprcsentativel that the same will be payable at the Head Office in this ciiy , its Branches on and after Monday, the 2nd Day of February, 1’1; to shareholders of record of 23rd January, 1914. ’ The Annual General Meeting of Shareholders will be held a: the Head Ofiice of the Bank in Toronto on \l'cdnssday, the 18:}; cf February next, at 12;o’clock noon. By order of the Board. .. 4 1:, p. C. Perl: firstor comp ;. guaranties! at G'Eo. P. SCHOLFIELD, General Manager. :s a Toronto, 16th December, 1913. THE’CANADIAN BANK or COMMERCE l SIR j-EDMUND WALKER. C.V.O..LL.D.. D.C.L.. President ALEXANDER LAIRD. General Manager JOHN AIRD. Ass’t General Manager BAPITAL $15,000,000 RESERVE F000, $13,500,000 TRAVELLERS’ CHEQUES Issued by The Canadian Bank of Commerce enable the travails-r 1* provide himself with funds without delay at each point of his journc: a convenient yet inexpensive manner. They are issued payable in 2 country in the world in denominations of I $10, $20, $50, $100, $200 with the exact equivalent in the moneys of the principal countries :1: a‘, ’3" and caused on the face of each cheque. They are economical, absolutely safe, .9?- 'r "03'“? time- 1" identifying and easii;.' negotiated. 9°“ was don" H. A. HOLMES, Manager Lindsay Bruce 2...... timate speculation has largely spent its force. A~ Spirit of optimism onCel more is abroad in the land. The pos- sibilities and resources of Canada are not indeed measureless, but theyI are truly vast. For the future, how-f ever, development must be based' more large v- on facts, and less 1 vain fancies. l , ;delegatlon of the Canadian Union of gMunicipaiities waited upon Hon. iFrank Cochranc, liLnister of Railâ€" iways, Tuesday morning, and presentâ€" 'ed certain proposed amendments to wall {lids HARD TIMES if,” M , . There is a popular thought afloat With railways 933338 through large to the efiect that if the country had towns and cities. There were present a lot more money-the kind you capithe Minister, Chairman H. D. Dray- ry in your pocketâ€"4,113 country wguld ton of the Railway Commissian end he humming. Do you ever remember'many local representatives. Further a busier or more booming time thanjrcstrictions were desired to prevent O O {Special ti The infant son 8%: Wells died at! was buried a OI Friday Inc-x" 21 on Mr. Ed. 1 W3 Roads willi .fli‘ . ; 'st churzh on the United States enjoyed in the'indiscriminate shunting and whistling years 1905 and 1906? Every conceiv-lOf engines and trains in the residen- __ eh. 12th. The Ll able business report showed thosclyl-ifll districts. “It is Simply amazing “0â€"" “‘1th costumes‘ years to be the high combers amongihoW Often residents are forced to 138- ._ ‘ I” -,,;, .. , 7 - _ . ‘ ya 3i: if“); g _ , 4 . . . - . mx .- - -...- - am 1 .nc. all the years. They over-topped all‘ten to the shrieking of whistles and that had gone before. And yet we seeithe ringing of bells even where the by the omcial figures that each Am-g tracks are depressed,” said one dele- erican has nearly $5 more money now 3gate; “it has become a habit with than he had in 1905_ The money intthe trainmen abd they don’t know circulation now for every inhabitant’when they are doing it." in the United States is that much “Would you stop them whistling greater. So it would appear that, fi-land shunting?" asked the Minister. nancially measured, the circulating: “They could use smaller whistles medium is not the sole saving grace;and smaller bells in the cities," sug- of the people. The real basis of busi-‘gested Mr. Lighthall. not meney, but confidence.l is worth mg BAN of omllulll~ Capital Paid up... . . . . . . . . . . $16,000,000.00 Rest................ .. $16,000,000.00 Undivided Profits. . . . . . . . . . . . $1,046,217.00 Total Assets (October, 1913) 242,263,219.6@ BOARD OF DIRECTORS l l l he“ is l The delegation further protested a- Confidence is the canal which floatszgainst the municipalities being forc-l Rt.Hon. Lord Strathcona and Mount Royal. G.C.M.G., G.C.V.C., lien. 95 per cent of business. Each man; d t th c t g t ct' President. H. V. Meredith, Esq , President. ,6 0 pay e 06 o the pro e 1011 R. B. Angur,Esq. E. B. Greenshields,Esq. SirWiliiarn Macdoar-T; elimination of level crossings lwhere the Board of Railway Commis- l . . veloners found that such crossmgs generates his own confidence. If yvegor fearfully hold back, waiting for hard times, the hard times can’t help com- Hon Robt. Mackay, ir Thos. Shaughnessey, KC..V 0. Car .3 Merrice, Esq. C. R, Homer, Esq. A. Baumgarten, Esq. C 8 Gordon, Esq. H. R. Drummond, Esq. D. Forbes Angus, Esq. Wm. McMestcr, £341.! . ° . penses of so doing. . 131"“ A“ Recovering The Minister promised that the proâ€" A report from Coboconk says that posals should receive his earnest con- Miss Sheldon is recovering who was sideration. l l so severely injured 'by the explosion 3 i of gasoline, which ’was being used to, . i "“3, , MHOME Suleiman w " ~ '~ - 9"- . =2. .,a make the fire burn more brightly, atiI Mr. John Hawe’s boarding house,‘Raâ€"' ven Lake, although she may be un- able to be removed from the hospital for 50“” time. A 5°“ °f M" Haws, Mr. and Mrs. Jas. Boxall were call- who was also injured, returned from ed to Batavia, N. Y., today on acâ€" the R035 Hospital a few days 380- count of the death of a relative, Mr. In the beginning 0! ll 9 yur l: is cum-mag. “2:1 [1613311510 open savings account inzlllcir l‘:‘.‘. n l.:‘-;:.c~. ::_ melr children or lhczr wards. The Home Bank ma; amounts. l’ull Compound intern-s! paid on ' ' one dollar and 11pm ards. \< ‘n -v. .u.l.. :"-_"_"' J. Kerslake, at that place. J net 8.- Woman is more constant in hatred bout a week ago the late MrsK'ers- . than in love. 1 ' 'ed in the same cit ”mum-‘1: ms and '_‘~..‘.;;Z4 ,..\.~-3.\ lake 8 father d1 y 9 BRANCHES in TORONTO Gent-:3! 31.: “-43: M â€"â€"M“ .â€" ~â€" is certainly one of the most disagree- able ailments which flesh is heir to. Coated tongueâ€"bitter taste in the mouth--- nausea -- dizziness -- these combine to make life a burden. The cause isa disordered liver-the cure- Dr. Morse‘s Indian Root Pills. They go strai lit to the root of the trouble. put the 'verright, cleanse the atom: sch and bowels, clear the tongue and take away the bitter taste from the mouth. At the first Sign of bilious ness take ' Dr. Morse’s " and his own death occurred Saturday night through an accident with a transportation company by which he wamkilled. Mr. and Mrs. Boxall are attending the funeral.» 0 fl 0 CALVERTâ€"«At Reaboro, Thursday, January 8th to Mr. and Mrs. Les- lie Calvert, a son. ‘ Assamâ€"l. Boas memorial Hospi- ‘ tal,"on Wednesday, January not, Mr.__ana Mrs. sun. Abbott, 8-10 KING S’l‘. new, new orrxcr. 8; ’loucx'lmmlw 1i Cor BLOOR \nxl‘ and ltk’ffli'R-i; Cor QUEEN u'ssr azd BATlllfksli 236 suoamzew Cm \'. x; -: : Cor ovum EAST and oxraxlo' nusuas sr., 0 5: 2i $2: in}. . 115! YONGE ST. (2 doors North of Shaftsbury Ave. on 0.1-: 32.: 21:5 YONGF. s12, non-m roroxro, Cc: l‘g‘inzon _\.-. LOCAL OFFICES 7S CHURCH STREET 0. \ LINDSAY JANETVILLE - PETER KENNEDY â€"â€" Manager 1 twin-feline”, , » a. (4-...hw. sw- '0 ~70de 0‘. :1,”