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[wmnssa fiurgeon ouIbO M Victotia {or peak a 4 \\ LS‘M at. 30.. Wrea- Mom. nslmm . 30.5mm m: .4va EITH Ll FE Pam aw; EnuCfi'ic‘SN he: Rub} med MRI? 1:] Med, Repaired and Remodelled “WM now. Send for “Wan-imam, It will 7 ‘ ‘ . ‘.‘-ssw w‘”‘ A Wobble Shoes m Kent-3L, LE M1099. Pas: GTE 'vvw W}! of Exchange ' {8. F. MULLETT § ff Agriculture 5 HUGHES ”0000 5-} O ‘3. 0‘0“. Om LY SHOEMAKEH 7. n” H' . \ ,u have an) 0Y8? .vh Wu 7;}. i' SHAW, Principal FAQ-*2 3 any photos t enlarged and talk it to ()1 Jar .: .4» :3! Business ni Gerrard Tpgomo, r. JULY Furs;g .3.\.OOOOO is up for - ssa‘ 4th, 1513 A very pretty wedding Was, 901- emnized Thursday afternoon in George street Methodist church, Pe~ terboro, by the Rev. Isaac Couch, when Miss Florence M. Stewart, of that city bveCame the bride of Mr. Harry French, also of Peterboro. The younb couple were attended by Miss Mary Boat and Mr. H. Dark, of that city. Mr. and Mrs. French left on the afternoon train for a Short honeymoon, after which they intend tgking up their residence in Lindsay: "Ll-Cy U1 V0- my... _______ q .. _ __ C . . bTATEbBURY McCULLO H mor has it now that still Cupxd 1s The home of Mr. and Mrs. A. MC' busy in the same section. and we Cullcch, in Oakwood-ave., Toronto: ‘look for another happy evm’c short- Was the scene of the marriage 0‘ the‘irly. Graham Stateis at hart-past; The groom’s gift to the bride was daughter, Lottie, to Rev. Francis” diamond ring. to the best man a three o'cbock on Wednesday after‘gvaluable stick pin, to the bridesmaid nzon. The ceremony Was performed by 39. pearl brooch. . Rev. C. J. Dobsom B. A., and the; Mr. and Mrs. Ainsworth intend go- Rev. Robert McCulloch, uncles of the ‘ing west shortly. May their path bride. in the iii-swing room. dewr'lthrough life be hapPY- men. The ceremony Was performed by Rev. C. J. Dobsom B. A., and the Rev. Robert McCulloch, uncles of the bride, in the iii-swing rbom, decor- ated with peouies, daisies, carna- tionS. and palms. ' The bride wore a gown of ivory I A very pretty wedding Was sol- duchess sa'in with Pearls and bfil‘femnized at St. Patrick’s church. Kin- Wm. 'I‘aylor Supported the groom. Little Miss Evelyn Jones was flower girl. The presents were numerous and costly. showing the high esteem in which the young couple are held. Their many friends here wish Mr. and Mrs. Jones a long and happy married life. and a white Milan hat trimmed with iber of the Post staff The ceremony flowers and satin. The bride is a.was performed by the Rev. A. E. daughter of Mr. Jae. H. Thurston. Black formed! of Fenelon F8118 Ont- i The bride was given away by .her where they resided until four years father and wore a. travelling suit of 330- when they moved to SuVer, Oreâ€" {nary blue with hat to match and 803. where they are engaged exten- "corsage bouquet of white carnatious. 31“" in farming 43291:“ 'Miss May Embley at North Bay Was ""- , . bridesmaid and wore an Alice blue HENLEYâ€"PEARSON dress. Mr. H. B. Lockwood, brother The resMenoe of Mr. and Mrs. R. ‘ of the groom, acted as best 'man of a uiet weddin on Wednesday.§ r...“ 2:». «a... “En"- oldest daugh. tdered the wedding march. The residence a! Mr. and Mrs. R. Pearson. Bobcaygeon, was the scene of a quiet wedding on Wednesday. June 25th, when their eldest daugh. ter. Lucinda. (Lula) became the bride of Casey G. Henley of Lindsay. The ceremony was performed by the Rev. W. E. chey. The bride who was giv- en away by her father was becomingâ€" Iy attired in Cream serge trimmed with satin and Irish lace and carried -_- 1' a trip up the Muskoka Lakes the bride travelling in a tailored suit of MN}? blue and a. tusoan hat. On thfeir return Mr. and Mrs. Henley will re- side at 08 Bowling apartments Queen West Torontoâ€"Independent. Victoria Road, June 28.-â€"A very James McFadden. or mgoy, and mr; pretty wedding took place 31: the Wm. Aingworth, of Rathburn. home of Mr. and Mrs. Whitney ones, Th brid was iven awa 1) her on Wednesday, June 18th, when Mrs. e e 'g y y ubrother Edward. the groom was ably Jones’ niece, Miss Della, Gostlin, wasl ' united in marriage to Mr. Wm. Jon-laemstod through the happy event by es. The ceremony was performed by the bride's brother, Leonard, while 30‘}- Geo. Eandier, 0f QObOCOnkhMfissiMiss Annie FingeraId was the .‘brides- '10 at Dra e was bridesmaid an r., . h rid w 5 var becomin _ wm' Taylor Asuppmbed “1° gwm'linalit'fe; 3:: ebe-antifulyrich ‘sni Little Miss Evelyn Janes was flower Y a I 1 a a . After the ceremony the happy couple girl. The presents were numerous and costly. showing the high esteem in with the groomsman and bridesmaid were driven to her mother’s home which the young couple are held] :33“ Mtgan'yj'onglezrdlsorgerindrshliallig‘y.I in a Ford motor car, where a gmat ‘ ‘many of the- happy Couple's relations married life. and friends gave them a big recep- # DDDKTI‘U ion-urn: “arr ation. a bouquet of white roses. She was attended by the grooms sister, Miss Ethel Henley, oi the Ross Memorial Hospital staff. After a dainty lunch the young couple left by C. P. R. for isin oi the bride, rendered the wedding imarch. Only the immediate relatives and friends were present. After the ceremony a dainty din- ner was served. the decorations beâ€" ing prettily carried out in pink and white rises. Later in the evening. the bridal party motored to Albany, departing on the Oregon Electric for Portland and other points west. On their return Mr. and Mrs. Conger will reside on their ranch at Suver. Going away the bride wove a suit of grey cloth fans. trimmed with white gon, was that of Miss Alice Thurs- ton, to Mr. LaurenCe L. Conger. The ceremony was performed by Rev. F. M. Baum, of Portland, the bridal couple standing beneath an arch of locusts and beautiful Caroline Tes- tate roses. The young couple were unattended. The bride wore a gown of pearl grey chiflon cloth with drap~ ed skirt and carried a sheaf of white roses and ferns. Miss Alice Thurston of St. Helen’s Hall, Portland, cou- A pretty wedding celebrated on Wednesday. June 11th at Saver, Ore- ing a bouquet. of white tom and lily of the valley. leaning on the arm of her father, was prettily gowned in a dress of cream messaline satin with shadow lace overdress and bridal veil caught up as a Juliet cap with orange blossoms. «The bride's sister- jn-law, Mrs. John Marlowe. oi Dun- das, played the wedding march. The ‘ceremony was performed under an arch of evergreens decorated with white roses. in the presenCe of about sixty-five guests from Hamilton, To- ronto, Bethany, Oshawa, Enfield and Cartwright. The bn'de‘s only. attend- ant was her niece, Miss Helen Bran- ton, who made a pretty flower girl. with Mr. Henty Thomas Hunklng, of Oshawa, by the Rev. Isaac Snell. The bride. who entered the parlor carry‘ On Wednesday. June 25th, 1913 at the home of Mr. and Mrs. George Marlowe. Neatleton Station. Gart- wright township. a marriage took Place when their youngest daughter, FRENCHâ€"STEWART CONGERâ€"THURSTON JONESâ€"GOSTLIN. WEDDING BELLS HUNKINGâ€"MAR’LOWE . was united in marriage 1Wm. Ainsworth, of Rathburn. I Four quarterly dividends at the The bride was given away by her irate oi seven per cent. (7 per cent), 'per annum haVe been paid and pro- bmth" Edward' Th" gr°°m was “my livid-ed for' $200,000 added to the rest assisted through the happy event by Imaking; that account $650,000. and the bride’s brother. Leonard. while $40,000 set aside to be written ofi Miss Annie Fitzgerald was the .‘bn‘desâ€" «bank premises, which will leave a maid. The bride was‘very beecming- {net balance of $100,470.31 for profit 1y attired in a beautiful rich “silk. and loss account- iBnNQUE INTERNATIONALE PUR- After the ceremony the happy couple; CHASE. with the groomsman and bridesmaid? Towards the close of the year, an were driven to her mother’s home ‘agreement was engered into with the . " directors of La anque nternationâ€" m 3' Ford motor car, W11?” 9. 33"“ ale du Canada, for the purchase! of many of the happy couple 5 relatmns the assets or that institution, to be and friends gave them a big few-13' ,paid for by shares of the Home 'Bank at the price of $128 per share. After dinner dancing began. and The: assets were bear-efully anddth%§- :ou - ms ec e experience 0 - everybody seemed so happy that the lcergs oyf thepHome Byank, whose valua- light fantastic Was kept up tln the ,tion was accepted by La Banque In- stars beCame dim next morning. The ternabionale. The agreement was sub- presents to the bride were numerous mitted to the shareholders of that and costly, showing the Very high es- bank at a general meeting, and apâ€" . _ . , . 's (1‘ roved, and then haVing received the teem “1 Whmh she is held m tm an approval of the Governorâ€"in-Council, other sections of ,the COUDVY- {Was formally Carried into efi-szt on This is the second time that Cupid ithe 15th day of April last. The re- has shot his arrow into this home gsult of, this purchase is that the bal- ' “mm: of our unsubscribed capital ll'l‘ ' . ‘ cession. The first to come I“ ~ _i - As in quick suc . lbeen taken up, a substantial sum re- ‘indef his unerring aim was Miss ‘30" iceived for the rest account, and a let Ann McFadden, 515158? or vhe connection established in Montreal bride. who was married to; Mr. .Wm. and in.the Province of Quebec which ,~ , 11 Ma lath-’Rujshould, prove Valuable, and ten W119? 0‘ garden t: t stiyll Cupid is {branches taken over and continued. mor has It now 9‘ t' d ! Authority was given under ' bylaw busy in the 881118 59° ‘03- an “"3 ‘No. 8 to establish a pension fund and look for another happy event short- :you ”willbe asked tonvote a sum tion. Mr. and Mrs. Lockwood will reside ' in Lindsay. * After the Ceremony 8. dainty din- ner {as served. The decorations were prettily carried out, with pink znd white carnations and peonies. 'the happy couple took the evening train for Toronto, Belleville and other eastern points. in Lindsay. I The annual meeting of the Home .â€"â€"â€" ;Bank of Canada was held at the head AINSWORTH-‘Aiui‘JDDELI Ioffice’ 8 King street ‘Yest’ Toronto, Head Lake, June Zipâ€"On Mondny {THBSdaY at 12 o’clock. morning, June 9, at the Roman Ca‘ i The Vice-president, Mr. Thomas tholic church, Victoria Road, Re: T"‘"Un. \ s elected to the chair, and Father J. F. O’Sullivan united in the :M:-. a.) r‘r. Smith was appointed S_ec- holy bonds of matrimony Miss Mary tretary 0t LE3 39:23:. The £31110“? McFadden, youngest daughter of Mrs igfiigff t e 1 " O S was en 5“ ‘ James McFadden, of Digby, and Mrfi DIRECTORS, REPORT Wm. Ainsworth, of Rathburn. I Four quarterly diVidends at the I , LOCKWOODâ€"HESSE father Ven Archdeacon Raymond ‘ A very pretty wedding was solemn- assisted bv His Lordship Bishop filed at the home of Mr. and Mrs. Richardson and the bride was given ‘Jacob Hesse, Sturgeon Falls, on awe} by her brother, Rev. W. 0. Wednesday, June 25th, 1913, when .Raymond, 05 Ann Arbor, Mich. Miss their daughter, Pearl Idella, wa95V'ei‘a Maclauchlan and Miss lice. united in marriage to Mr. David 1\1"chNeilli«e, sister of the groom were Lockwood, of Lindsay. and a mem- Dfidesmaiis while Mr. Cecil Kilgour ber of the Post staff. The ceremony of Toronto, was best man. The ush- was performed by the Rev. A. E. :ers were Messrs. H. E. C. Sturdee, . Black. ‘Harold Crookshank and Edwin Ray- . The bride was given away by her :mond. father. and wore a travelling suit of i The bride’s dress was a beautiful OttaWa. June 26.â€"The Militia De partmtnt1 has adopted new cap and "collar badges and a new- shoulder brooch for Cadet corps to be purch- ased by such corps as desire them. The cap badge consists of a crown with maple leaves, surmounted by a lion‘ rampart, 'and Underneath a. scroll with the words “Cadets, Canada.” The collar badge 'is a maple leaf with i ‘ - ’V v crowns, and the word "canada ’, and will be of bronze for khaki, and gilt or blue for scarlet uniforms. On Tuesday afternoon at three o’- clock the home of Mr. W. H. Pat- ton, 177 Havelock street, Toronto. was the scene of a Very pretty wed- ding, when his sister, Elizabeth was united in marriage to Mr. Jae. Mc- ‘Catlrey. son of Mr. Chas McCaflrey, ‘Omemee, Ont Rev. Dr. Hincks, of Broadway Tabernacle, performed the ceremony. The wedding march was played by Miss Ethel McCafirey, sis- ter of the groom. The bride,_ who was given away: by her brother; look- ed charming in a gown or brocaded silk crepe with Venetian lace and pearl trimmings, and carried a bou- quet of bridal roses and lily of the Valley. Mr. and Mrs. McCaffrey left on the 5.20 train for New York, and upon their return will reside on Thor- old aV‘enue. The marriage took place On Tues- day . morning at St. Mary's church, Rochester, N. Y.. of Miss Beebeanna Costello, 920 South Avenue. of that city, to Mr. Daniel O'Byme, of Cal- gary, Alta. Miss Molly Young of this city officiated as bridesmaid. The bride is related in this district, and her friends will join in extending conâ€" gratulations. no event Was attended by Mrs (Rev) MCCulloch and Miss McCulloch of Lindsay. plumes. meet a. reception by the bridle'u mother. the bride and groom left for Muskokg, the bride manning in a. maid in a Fraud: gown of accordeon pleated chiffon with overdraaa of flowered chiffon and bouquet of pink some. and earried a. ehbwe; and lilies. 1iwrits! anti tune veil ma Mr. W. S CURTAINâ€"GRANEY McCAFFERYâ€"PATTON . 8. Stevens was ' l . - . . c ., r ushevs satin trim- gelection. It should be added" that the orange blos-lmount. June 2.51:1), the Rev- Father i motion. of 1.017 d _ m always ta by Mr. 0’ e wet of rows Galvin omclat'mg. when Miss Marg- med w-lth princess lace and she wore tense km K991 . . . in the aflairs of the Bank contributed aret Graney. daughter of Mr. and a. watteau tram and "11 trimmed largely to its success. was brides- Mrs. C. Graney. was united in the with orange blossoms. She carried a Mention should also be made of at accot'dmn;holy bonds of wedlock with Mr. Mic- shower bouquet of roses and lilies of Fhe death of Mr. R. B. Street, late sverdrsss ollhael Curtain, of Mount Irwin. the valley. The bride-maids were at- mm“ °f the Bank-' M" SW9” . , , . conn t' ' . [net or pink I The bride was assisted by Miss tired in pininâ€" brocaded Silk tnmmed ” 1°” ““1 the H0“ Swing“ . . and Loan Company, the predecessor 5 Mary Curtain, while her brother. BI: with. homton lace, and were large of the Bank, dated back no the year best man. lC. Graney. asted as grooms-man, The leghorn hats with black velvet 1879., and he was eVer a faithful slid1 the «bride'u;bfide entered the ,church leaning on crowns, adorned with single roses at {efficient 0333:?!- ' , . . 6 man a . strim'genCy which re- mm left for her father 3 arm, to the strmns of the Sides. Their bouquets were of ails . _ 9, "mug in aI'IVIendelssohn’s wedding march. \ pink roses. / Iv throughout the humess “Otm' l chiefly caused by the Balkan warâ€" ey. hat with The bride looked charming in a Mrs. Raymond, mother of the ' not yet completely settledâ€"is. halt in [white satin dress. 811d wore a large bride, wore a dress of Wisteria mar- Canada, and aggravated by the un- led by Mrs?'hit-e Gainsborough hat trimmed quisette over wisterla silk and cream “8" and unwarranted emanation. in LMcCunochlwith willow bands and veil. The lace hat to match, with osprey real esta te, “mu recent}? 80 wide- _ . . Spread, and also by the great ex - {bridesmaid wore a dainty cream plume, She carried a bouquet of 13- 51011 0; the business of: the mug; ‘ Imarquisette dress with hat to match vender sweet peas. Mrs. McNeillie was This stringency is likely to continue ‘ After the ceremony the happy attired in a 'becomin reen own throughout the year, and more es- ‘LO ‘ g g g Declall am th ' 'COUDIe accompanied by the near and carried roses and lilies of the, y . ng e Sm m the on Tues- {m d ceded to the home of the crops reqmre to be moved, but should r’s church, f?” ,3 pmc "311953 Drove mbre or less beneficial by Beebeanna {brides parents, where a sumptuous After the ceremony Mr. and Mrs checking alter-borrowing on the part} ’13 of that Ewedding dinner was served- McNeillie received at the residents of Ofdourtmumdpalitifs' and putting an1 ‘ ' r ’ ift to the brid w ~ . , en 0 specu a ive trading of all :e, 0f Cal- sitiuiifujmrzsfry in Pearls :0 ti: :2: bnfisuzepareritfié Sggiiedstifgtfi sorts. The 18189 and steadily increas- ‘ ‘ ’ ' ‘ ‘in imm'yr ti ° ~ , - lug of this brideSrnaid a brooch, and to the 1 g in a on into Canada. the ex .1d. Thel . White roses, candles and floral ef- strict, and ig‘roomsman a pair 0‘ $0M cuff“; 1953- fects. Later they left for St. A-n- Indingcon-i'1he y‘oung souple received (111”? g 3 drews, where they will remain fora Inumber 0f glfts- Thesa together mm few days before returning to St. {the many good wishes which act-012‘.- rnym rm..." mm H. ...... “a _‘_J_ ten’sive railway construction, and the Sound conditions generally of busiâ€" ness and of the manufacturing and other industries, can be taken as a reassuring factor. ‘ at of pinki The bride was assisted by Miss gMary Curtain, while her brother. Mr oat man. 40. Graney, asted as groommnam. The :he bride'u'brida entered the ,church leaning on m left for'her father's arm, to the strains of mag in a'Mendelssohn’s wedding match. 3 3 hat with! The bride looked charming M a [white satin dreBS. and wore a large (1 by Mrshvhite Gainsborough hat trimmed Mccmmgwith willow bands and veil. The {bridesmaid wore a dainty cream lmarquisette dress with hat to match Authority was given under bylaw No. 8 to establish a pension fund and you willhe asked to Vote a sum for that purpose. Some necessary changes in the bylaws Will be sub- mitted for your apprOVal and also a bylaw to authorize the increase of the capital stock to $5,000,000. No new branches of the Home l stitutions. of the retiring president, Bank were opened, bat arrangements (Mr Eugene o Keefe that gentleman are being made to Open two more ihaving intimated that owing to con- offices in the City of Toronto. tinned ill health and constant inabil- One hundred and sixty-five (155V ity to attend the meetings of the shareholders have been added during board he is compelled to decline xe- During the year Mr. Parkyn Mur- ray resigned from his positron on the_ baard and Mr. C. B. McNaught was elected a director in his stead. f After the ceremony the happy 'couple accompanied by the near _ friends proceeded to the home of the ' {bride’s parents, where a sumptuous i ‘ u , ‘ iwedding dmner was served. The St. John, N. B.. Globe of June '25th contains the following: 9 The marriage of M183 AHOe Winni- Ifired Raymond, daughter of Rev. Dr. 'and Mrs. W. 0. Raymond, to Mr. George Gardiner McNeillie, of Van- fcodver, B. 0., took place in St. ‘Mary’s church this afternoon at half past three. In 2 nor of the occasion ithe church had ‘een decorated by the congregation with white lilacs, palms :and white roses, and presented a imost attractive appegrance. The ce- lremony was performed by the bride’s ifather, Ven. Archdeacon Raymond, fassisted by His Lordship Bishop Richardson and the bride was given 3away 'by her brother, Rev. W. 0. ,Raymond, 01 Ann Arbor, Mich. Miss Vera Maclauchlan and Miss Alice HOME BANK IIAS GREAT GAINS DEPOSIT INCREASE A MILLION The groom's gift to the bride was a beautiful rosary, in pearls, to the ‘bridesmaid a brooch, and to the ;groomsman a pair of gold cufl Ynks. {The young couple received quit: a ,number of gifts. These together v.2;h Jthe many good wishes which accom- panied Mr. and Mrs. Curtain to their new home testify to the great esteem ‘in which the young couple are held gin the community. The bride and groom left at. four o ’clock for Niagara Falls and other eastern points. Assets Have Grown Over $2,300,000 During the Yearâ€"A We}! Known M. P. and a Prominent Young Busmess ' Man Go 0n the Board m LINDSAY may. McNEILIJEâ€"RAYMO‘ND ANNUAL MEETING-- LARGE ATTENDANCE Much regret must be felt at the severance of an active connection Iextending over a great many years, awith the Bank and its preceding in- stitutions. of the retiring' president, er. Eugene O’Keefe, that gentleman ihaving intimated that owing to con- tinued ill health and constant inabil- The purchase of the assets and the taking over of La Banque Interna- tionaleâ€"referred to in the Directors’ Report â€" increases the scope of the Bank's operations in various waysâ€"- one important feature being the in- creased circulation following on the increased paid-up capital. The Monk real branch should also grow in time to be of considerable usefulness, inasmuch as that city is becoming a very large grain export point, and in other respects the opening thus made in the Province of Quebec should in due course materially add to the Volume of the Bank's business and profits. Your approviql will be asked for a bylaw to increase the capital stock to $5,000,000â€"this will only be taken advantage of from time to time, as the growing business of the Bank may make it‘n-acessary to 'obtain increased paid-up capital and the cor- respondingly increasied circulation. The Bank Act, after long and care- ful consideration, both in and out of Parliament has. been extended for a further period of ten (10) yearsâ€"the changes made being considered bene- ficial both to the public and the banks. Some slight alterations- in the bylaws will require to be made by reason of this new Act. ;v~ The net profits for the year are nearly 12 per cent, on the average Paid up capitalâ€"deposits show an in- crease of nearlv $1,000,000. The whole of the authorized capital, $2,000,000, is now taken, and almost entirely paid upâ€"the Reserve Fund or Rest has bee 11 increased by $200, 000 and amounts to $650, 000, being slightly more than one-third of the paid-up capital. The total assets amount to $4,735,100.29, an increase of consid- erably more than $2,000,000 over last year. the year and the total number now is 1836. The annual c: 1mination by the directors of the treasury and securiâ€" ties was made, and the branches inâ€" spected. GENERAL MANAGER' S REPORT Senator James Mason the general manager, then read the following re- OttaWa. Jaye 26.â€"â€"The Militia De- partment1 has adopted new cap and 'ccllar badges and a new- shoulder brcoch for Cadet corps to be purch- ased by such corps as desire them. The cap badge consists of a crown with maple leaves, surmorunt’ed by a lion‘ rampart, 'and Underneath a. scroll with the words “Cadets, Canada.” The collar badge 'is a maple leaf with? The out of town guests included Mr. and Mrs. James McNeil-lie, Lind- say, Ont., Mrs. Arthur King, King- ston, N. Y.; Rev. W. O. and Mrs. Raymond, Ann Arbor, Mich., Mrs. Lee Raymond, Woodstock, and Mr. E. Bool'ey, Montreal. Among the presents were a hand- some chest of silver from the congre- gation and Sunday school of St. Mary's church, and a white prayer book from the Sunday school class formerly taught by Miss Raymond. New Regulations §or Cadet Corps After the ceremony Mr. and Mrs McNeillie received at the residence of the. bride's parents, Summer street, the house being decbrated with White roses, candles and floral ef- fects. Later they left for St. An- drews, where they will remain for a few days before returning to St. John. They will then proceed west, stopping at the principal cities and points of interest en route, and will make their home in Vancouver. i Mrs. Raymond, mother of the bride, wore a. dress of wisteria mar- quisette over Wisteria silk and cream lace hat to match, with osprey plume. She carried a bouquet of la- vender sweet peas. Mrs. McNefllie was attired in a becoming green gown and carried roses and lilies of the Valley. “The action of the company in also leasing from the C. P. R. one oé their terminal elevators at Fort William, with a Capacity of 2,500,000 bushels, is proving quite successful, and is giving us a wider knowledge of the grain trade. It is gratifying ”The leasing of the Manitoba. Gov- ernment system of line elevators, comprising 176 in number, was a very. wise move, and gives every indication of being beneficial to producers at all points where they are located.” the Wat, and to say that the Grain- Growers' Grain Companyâ€"the Home Bank’s biggest customer in the West and one of its largest shareholdersâ€" is having another successful year, and will handle more grain than the previous year, which was 28,000.000 bushels. Profit and Loss Account Mr. John Kennedy. one of the H 0 me Bank, and seccnd vice-president of the Grain-Grower's Grain Comp- any. addressed the meeting and stat- ed as follows: “I am pleased once more, at this very important meet- ing, to report good progress from To the Shareholders: Capital (Subscribed $2,000,000.00) Pai‘ Rest ................................................ Dividends unclaimed ............................. Dividend No. 26 (quarterly), being at of 7 per cent. per annum, payable '1913 ..................................... Notes of and cheques on other banks. Balances due from other banks in C; Balances due from agents in Great B Railway, Municipal and other bonds Call loans secured by Stocks, Bonds To the Public: Notes of the Bank in circulation Notes not bearing interest ......... Deposits bearing interest ............ Gold and silver coin ........................ Dominion Government notes ............. Deposit, with Dominion Government Transferred to Rest Account .............................. Balance (Of this Balance $40 .000 will be Written ises and Office Furniture ) ..................... The advisatility» of establishing a Pension Fund has been foe some time under consideration, and it is felt that it should be no longer deferred. That Pension Funds are considered useful and necessary is evidenced by the fact that they have been in exist- ence for years in almost every bank in the country. Where this fund is established bank officers feel that long and faithful service will be re warded and a. competency more or less adequate secured for themselves or their families, and this necessarily creates a feeling‘of loyalty that must prove beneficial to the institution. The Grain-Grower’s Interests. In the discussion which followed the general manager’s report, Mr. John Kennedy, vice-president of the Grain~Grower‘s Grain Company, ad- dressed the meeting and referred to the three weeks' trip he had taken; through the North-west Provinces be- fore he arrived to attend the meeting 1 of the Home Bank. gurrgnt lpans and bills discounted... ............ Overdue debts (estimated loss provided for) Mortgages on real estate sold by the Bank Bank Premises, ”safes, and oflice furniture Other assets. ,,, Balance of Profit and Loss Account. 318% May, Net profits for th-ecyear, after deducting charges accrued interest, making full provision for ful debts, and rebate of interest on .mmgh. Wh' ' ‘ “Eh has been appropnated as fol ows: Premium 6n Capi Statement of the results of ti Crop conditions in the Northwest may, be considered fairly “satisfactory, the acreage being, somewhat increasâ€" ed and, from the most recent reports, an average crop_may be ,looked for. __ v. 7â€",... av nvA‘ DR. Dividend, No. 23, quarterly, at rate ‘ _annum .................................... D1v1dend No. 24, quarterly, at rate. annum .................................... Dividend No. 25, quarterly, at rate' annum Dividend No. 26, quéfieéiEWAtWrEiE' 'CR. lation Clo-u...- Balances due other Banks Balances due Agents in F0 Toronto, 3151." May, 1913. annum .ooauo-oc on-ouonnt noun-n too-o... .- CAPITAL PROFIT ACCOUNT. )apital Stock received during the year ...... other Banks in Canada Agents in Foreign Countries agents in Ggeat phlhn ---, "â€"- u ...., amonnw.- M. P.,: CO}. the Hon. :very indication James Mason, C. B. McNaught, John ‘roducers at all Perase. located.” Directors’ Meeting. JmDany in also At a subsequent ' were reported as the ensuing year: ults of the business of 3131: May, 1913. PROFIT AND LOSS ACCOUNT. the Bank for the Year ending :wuy), oemg at the rate annum, payable June 2nd. carriEd Forward ££"'r'é'te'3k"7"be£"é'ént'l'bér 00-........- at rate of 1' LIABILITIE :count, 31% May, 1912 deducting charges of m 1” ate of 7 per den}: "in. ‘.f . t A OIOOOIIQ 'anada ...... .......$ 271,879.70 .1 H268 750. 00 as secunty" for note circu- name: for bad and doubt; on unmatured bills .......... JAMES MASON, of 7 per cent. pef The byâ€"law to increase the capital of the Home Bank from two to five million dollars, according to the by- law, No. 10. was moved by Mr. M. J. Haney. C. E., and sec‘cmded by Mr. H. S. Harmod. Result ‘of Poll. The scrutineers reported the elec- tion of the following directors for the ensuing year: Messrs. Thomas A. Crerar, Thomas Flynn, E. G. Good- erham, John Kennedy, A. Claude Maodoanell. . M. P.,: Col. the Hon. James Mason- C- R Mpvgnom 7-1â€"â€" and Debentures _V_ â€"v run. pose of estalilisfi'mg {pension fun for Home Bank clerk:- and officials. _ kuv‘... v ed was extended to the customers of the Home Bank. The Hon. Mr. Foy's motion was seconded b3 Mr. William Cracker. Home Bank Pension Fund. On motion of Mr. F. E. Luke, sec- onded by Dr. J. A. Todd, the sum of $10,000 was appropriated for the Pm“ “AA:- AE __L,u1- .- , -_â€" nun: vovuvgvu . In moving a, vote of thanks to the general manager and officers of the bank, the honorable attorney-general Mr. J. J. Foy, K. C., referred to the attention that he had always observ- ..1 _-~ On a motion from Senator .A ander McCall, smonded by Mr. wai‘d Galley. the thanks of the at holders were extended to the off: and directors for their attentio the affairs- of the institution. “A: the last annual meeting our general manager referred to the land speculation in the WeSt. and it. is to be noted that this still continues, but in a modified way, and I hope that in the future our Canadian banks will be enabled to more largely assist the farmers of the West. who are the real wealth-producers of_ the country. “7.. --_-L-__ '- vâ€"v Waulvl - ~~-7~ :- “In conclusion, I would like to re- fer to the crop condxflbns in the West this year. I believe that eighty- five per cent of the three provinces has had sufficient masture to assure an average crop. such points not h’aV- ing sufficient moisture." aid up number of branches of the bank in Manitoba and. Saskatchewan is being locked Upon as mutually Me, an! magnets for openingmaw branch- es am very fl‘eqmnfly M.” ”Our shareholders and my; generally are well plowed with the anchmmodatiOn received at the hands of the Home Bank throughout on: Western Provinces.” "1 “"1811 to point out as clearly as h‘m-dJ-l- AL A. u .. . factor, in helping .to 5332mm 33:}: «name which are much denimd by factm', torme, aaadirectorolmeHoma Bank, to say that the Home Bank is looked. upon,by many Western produc- era and $.th as being an MW: 1 4,; x, per Cent. per ----.-..o o...- no. one... 3.0... 009...... ...... cn-nooo non-u. can... vac-ou- 0.1.00 .1...- cou... o--' ...... $8,799,608.56 , 29,357.90 ....... 7,231.70 .. 665,557.18 ....... 18,931.58 ...$2,1ze,524.02 7,858,357.33 leneral Manager. .$l,938,208.10 650.000.00 964.57 management a... oo .00...- 28,644.94 140,470.31 ........... 89,600.00 .......... 377,924.39 ............ 898,466.39 ........... 55,019.95 ............. 331,202.75 . 1,921,570.19 28,644.94 22,637.45 23,548.33 22,595.04 led to the officers their attentI'On to ...$1,752.220.00 511.976.812.37 514.735.100.29 PAGE mm. â€"â€"9.520.686.92 314.735.100.29 -$9,978,9_ $5,214,413.37 S 436,896.08 2.758‘28732 5 436,896.08 . 253,127.26 '3 96,425.77 378.9 1.35 6. 4.84 239,416.18 140.470.31 183,768.82 by Mr. Ed.- 167,125.58 86.001.68 Alex-