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| year. ample, the Russian authorities pro- pose to put out nine special issues next | of management, they were amj ficient to permit of the payment dividends and the usual appropria- tions, as algo to allow of a further contribution to Profit and Loss Ac- count, | from $170,912,908. - =A wireless set has been installed in $365 It London's winter temperature was| . ; according to its position on the globe, STRONG LIQUID POSITION. the thermometer would register about The statement which appeared eighteen degrees Fahrenheit. As it _ ls, the normal temperature is about thirty-nine degrees. ; y All precious stones in the State of| large sum of $355,929,015, equal .0 Cashmere sre shortly to become the|52.86%ot all liabilities to the public. property of the State, the present cwn-| Cash holdings, aggregating $164,630, ers. receiving a third of their value in| 724 ana forming one of the striking payment, unless they can prove a|features of tlie report, represent over valid title to own them. ~~ | 24% of liabilities to the public. Wireless, telephones, a lib. .-, and Dominion and Provineial Govern- a special car for "culture and rest" |ment securities are 30,448.54, com- are given as the attractions of a "lux-| pared with $85,473,068 a ury train" now running between Mos-| the previous ' year, and Canadian cow and Tiplis, a journey occupying |municipal securities and British, for- seventy-six hours. '| eign and colonial public securities $26,750,444, up from $24,641,816. The various loan 'accounts reflect current business conditions, and are down substantially from the previous year. Commercial loans now stand at $360,562,286, against $419,345,043, hile call loans in Canada have been Assets of $765,712,920. amount, liquid assets amount to the one of the cars owned by the Prince of Wales, so that his Royal Highness can listen to music while motoring. 'There is also an ext1.. loud-speaker for the chauffeur's use while waiting. Live trout are in regul~: demand '1| Ww. certain hotels in London, where cvi- reduced to $28,951,268 from $39,137, tomers choose their fish before it '| 268 and call loans elsewhere to $36, cooked. So there is a regular supply gp------ Settlement Work Lauded kept in an underzround building . the Toronto.--The most permanent and City, where a stream of fresh water flows constantly through the tanks, constructive relief work now being ' carried on in Canada is the back-to- m-------- n---- Legacy theland movement in northern On- I had a rich old great-aunt tario, in the opinion of Hon. W. A. Who left me when she died Gordon, Dominfon Minister of Mines, One meagre acre, 3 and Hon. William' Finlayson, Ontario And nothing else beside. Minister of Mines. *uThe value of the back-to-theland movement in the development of Nor- thern Ontario cannot be estimated," according to Hon. Mr, Finlayson. Administered by an authoritative committee, the movement is being car- ried out in'a most thorough fashion. Pitfalls encountered in previous at- tempts are being avoided by careful selection of lands in the upper and lower clay belts, The farms are cho- sen for their fertility and most are Nothing else she left me, But a clump of sweet phlox And a silver aspen And some hollyhocks. A humming-bird disputed ° My heritage with me, And so did a robin ° And a gold-back bee; A cricket 'claimed' a hummock He couldn't say how; Two wrens held a mortgage ily to their savings. Non-interest $, which in the main are the} prices, being down to $178,983,165 Shareholders will oe interested in seeing that the reduction in loan ac- corr ts has more than offset the re- duction in commercial deposits, At the same time, the strong liquid posi- tion means that just as soon as trade recovers the bank is in a position to take care of tle increased require ments of its customers, Ea-nings have held up. well, espe- cially in view of the lessened business "ivity and the lower interest rates at reserve centres. Profits for the year were $4,861,849, compared with $5,448,327. They fully covered divi- dend requirements of $3,859,000; con- tribution to Officers' Pension Fund, $200,000; appropriation for bank premises, $200,000; and rescive for Dominion Government taxes, $600,000. For a number of years the bank has carried an unusually large am- ount of undivided profits. This year the directors have authorized a trans- fer of $3,000,000 of "his amount to investment depreciation reserve. This will be regarded as a conservative .aove, strengthening as it does the inaer reserves of the bank to this ex- tent and leaving $1,166,954 to be car- ried forward to credit of Profit and Loss Account. The annual general meeting of the shareholders will be held at the Head Office of the Bank in Montreal, on Thursday, Janua'y 12. near railways, churches and schools. Where a farm is more than three miles from a school, correspondence gourses are supplied the children. _ Lecturer (who has spoken for two hours): "I shall mot keep you much longer. I am afraid I have spoken at rather great length. There is no clock in the room, and I must apologize for not having a watch with me." A Voice: "There's & calendar behind you, mis- ter!" a na Mother--"You were very naughty to disobey me, and I have punished you to impress it on your mind." Son-- "Mummie, aren't you mistaken In re- gard to the position of my mind?" On an aspen bough. Never such an acre To mortal was given-- My rich old great-aunt, + Do You Know? + May she rest in heaven! --Nancy Byrd Turner, in Good Housekeeping. mre Geen seen Eskimos Receive Praise Ottawa~--A new conception of the native Eskimo people who inhabit Canada's sub-Arctic regions was given here by Richard Finnie, official arch. tvist and photographer of the Cana- dian Artic under the Federal Depart ment of the Interior. Eskimos, he said, were not "refrig-| erated, blubbersaturated savages, but happy, intelligent and hospitable people, the finest, most generous and most races." 'likeable people of uncultered Finnie predicted that within generations towns and ) back to my cheeks and 1 have won: wasted ize the exhausted system. They re: ml and' $1.00 a nae, from Jan. 3rd. Shaw Business School ¥: Secretarial, Accounting, from Special O Catalogue free. Address W. H. 8h Pres., Bay-Churles 41dg. Dept. A, 'when I get rundown, eral boxes of Dr. Wil- the color comes Dr, Willams' Pink Pills rebuild ealth by new blood and in- sing the red blood cells which re- the wa tissues and revital- move the cause of rundown or nerv- ous conditions. Try them, At your t's. 50c a package. OwlLaffs A Toast Here's to the man who plans things-- Builds things--makes things: Who prates not of wonders of old, Nor gloats over ancestral gold, But takes oft his coat and takes hold And does things! No matter how seriously a man is injured, on the way to the hospital he has the satisfaction of knowing he soon will be getting along as well as can be expected. Visitor * suppose that your home town is oue of those where everyone goes down to meet the train?" Village Wag--'"What train?" Cynical Cynthia thinks it's too bad 80 many people give up dancing after they're married. That's about the only time they ever put their arms around each other, Balancing the Budget Teacher--"We borrowed our aum- erals from the Arabs, our calendar from the Romans, and our "banking from the Italians, Can anyone think of other examples?" Charlie--"Our lawn-mower from the Smiths, our phonograph from the Browns, and & pair of st"ps from Miss Evans." Here are some answers from exam- ination papers of school children: A man who marries twice com-mits bigotry. In Christianity a man may have only one wife; that is called monotony. A spinster is a bachelor's wife. A skeleton is a man with hig inside out, and outside off. Give Her Some Catnip Mrs. Gabb--"So your husband ob- jects to cats." Mrs, Stabb--"Yes, indeed. He says that I feed all the cats in the neigh- borhood. Won't you stay and have tea?" Figs of Thistles "Your methods of cultivation are hopelessly out of date," said the youtl:- ful agricultural college graduate to the old farmer, "Why, I'd te astonish. ed if you got ten pounds of apples fron that tree." > "So would I" replied the farmer. "I's a pear tree." A writer says that golfers are rare- ly moved by scenery, But how those golfers can move the scenery. Some girls wouldn't mind haying a wedding ring on their finger, It's the thought of having a man on their hands. Teacher--""Who can: name one im- portant thing we have now that we did not have 100 years ago?" Student--"Me." Credit's- due the man who discover- ed that the only person who makes a success running other people down is the elevator boy; and we can guaran- tee that he runs more people up than down. ---- Mr, Newlywed--"Ig the steak ready now, dear?" : Mrs, Newlywed--'T'm sorry I'm so long, George dear, but it looked hope- less grilled, and it doesn't look much "| Blood-red across the On the night of June 25, 1906, Al- bert Payson Terhune--then a report- er on the old "New York World," now famous for his dog .tories--was cov- ering the opening of "Mamsetle Champagne," a new musical comedy at Madison Square Roof Garden, in New York. It was his good luck (as a newspaper man) to be sitting al- Horizontal most next to Stanford White wher he 44--Trunk 18--Nut was shot by Harry K. Thaw. 1--Biblical character 49--Above 20--Pouch "In one second," says Frederick L. 4=To fasten 47--To appoint 22--Shelters Collins (in "Glamorous Sinners"--a SiProverh 49--Refrain 23--Inn story of the Thaw case,) "he realized 12--Gonontion. of fact 53--Strong 24--Pronoun what had happened and he was prac- 13--Boat cts 57--Manner 26--Topers tically the only witness to the who.e ! 58--Attends » 28--Pronoun affair. Lirtiitls name 60--Part of "to be" 20--Chewing plant vw Sentence construc: 61--Favorite 30--To worship "Tha audience was in an uproar, a spread out 62--Unmetered writing | 32--Beetle Terhune raced out, looked for a tele- 19--Goddess of discord $3---Animal's foot 33--Rather phone, couldn't find one on the roof 21--French article Vertical 35--Bone garden floor, and chased down the 22--To climb 39--Musical note stairs to the floor below where an 25--Father 1-hoit 40--Scottish for John | ordinary dance was in sway. There 27--American isl Home 41--River in Italy was one telephone across the floor. 31--Warm 8 sland 3 Nine 44--To solicit It caught his eye and he rushed over 32--Lessened ail ar 2 46--Shoe to it, knocking dancers right and left. i Art of mouniing 43--To ponder Terhune is about six feet and built 34 Jatin conjunction 5--Eutlosee 49--Top like a coach's dream of a tackle. - e -- 8 50= : $a 36--Vase 8--To fall 30 Xo hasten. "The bocth, of course, was occupied. EE -- better fried, but if you'll be patient a little longer I'll see what boiling does to it." Encores The fellow who starts out like a 'house afire usually ends up a smould- ering ruin, No battle ever looks as hopeless as from the rear, Things don't seem half as expensive when you can charge them. The ability to save makes the difference between poverty and wealth, Adversity made our ancestors great, but the greatness developed in process of licking it. Time may be the "great healer," but it's certainly no great shakes as a beauty specialist. -- She Feels Like 48 Aches and pains are not inevitable in old age. When they do come, there is always a cause for them--a cause that can be overcome. Here is a woman of 78:-- "For the last five years I have taken Kruschen Salts and I tell you truth. fully I could not live without them. I am 78 years old. I have not a pain in my body, and I feel as young as I did at 48. I give the credit to Krus- chen Salts. No one will believe my age.,"--(Mrs.) C. M. Most 'people grow old long before their time because they neglect one vital need of health -- the need for internal cleanliness, Eventually they start the healthy Kruschen habit. Then, probably for the first time in their lives, they start getting rid every day of all waste matter from the sys- tem, And almost immediately they feel energetic and happy. In a word, they've got that famous "Kruschen Feeling." -------- ------ "In These Our Winter Days" In these our winter days Death's iron tongue is glib Numbing with fear all fish upon A flery-hearted globe, An age once green is buried, * Numbered the hours of light; Still trails his faint reatreat. Spring through death's iron guard Her million blades shall thrust; Love that was sleeping, not extinet, Throw oft the nightmare crust. . Eyes, though not ours, shall see . Sky-high a signal flame, The sun returned to pow i 1d, but not the same. 37--Preposition 9--An East Indian tim- 52--Title 38--To decide ber tree 54--Opening 41--Through 10--Racket b5--Age 42--S8lender 1l--Manner 56--Moisture 43--Asiatic ox 16--Number 59--Negative ANSWER TO L..ST WEEK'S 3 10 Ans A musing Anecdotes FIATOITF] FEEL Of Famous People C|O[A|R|S|E| |P|UIR|S|E|D} L|T[M{BRA[R|E[N|AJNGIO] Sir James Barrie has divulged the E[B[Bls[cE[n Tl? [AD secret that during his schooldays in ELBNAICIHIEIDENTIRII|C Dumfries, Scotland, he was writing [E[E[S[2[R[EL SHI u(r] |" novel "It was a very cynical work," he srr : x : 3 , : L =T5] [save entitled, 'A Child of Nature'-- Tals TtotriSHmN To she was not really that kind. A long 19} thing--100,000 words. A year or so AINIYSMCIRIAIVIESRP AW aog I came upon the manuscript and, I|TENS|VIE[D|EMTIA MIE] |you will be relieved to hear, gently ®|s|wlElL|s| [LiEl1{c|E(R] tore it up just in case it should fall D[E[A[L[S] (S|T[E[E]L into the wrong hands, you know." What a pity! " LJ -. Apropos Violet Hunt's recent book, "The Wife of Rossetti," Ellen Terry tells an amusing story in her auto- biography "Ellen Terry's Memoirs." It involves Dante Gabriel Rossetti and his devotion to Mrs, "Janie" Morris (wife of William Morris), an English beauty with the spiritual, ethereal look which the Pre-Raphaelites loved. When anyone was the object of Ros- setti's devotion, Ellen Terry says, there was no extravagant length to which he would not go in demonstrat- ing it. He bought a white bull because it had "eyes like Janie Morris," and tethered it on the lawn of his house in Chelsea. Soon there was no lawn left--only the bull! Rossetti invited people to meet it, and heaped favors on it until it kicked everything to pieces, when he reluctantly had to get rid of it. w * * * * Flashes of wit and wisdom froma lecture by John Galsworthy on "Six Great Novelists Seen in Profile": "The English novel, from 'Clarissa Harlowe' to 'Ulysses,' has allowed it- self a good deal of self-indulgence. It often goes to bed drunk." "Anatole France's whip most effective ever wielded, His viz tims still do not know they are dead. They read him still and call him 'Maitre." was the » Still flashing: "The bird modernity has had a good run about the farmyard. Given the war, it was an inevitable goose. And am I wrong in feeling that the goose is being cooked?" "In these days our personalities are * * * Terhune stood there for one second and heard a man, not a very large man, saying, 'Yes, Tessie, (in 25 years he has been unable to forget that her name was Tessie), 'No; Tes- sie. Stop your kidding, Tessiv. » LJ » » "TerlLune pushed the duos ct the booth open and yelled to the man in- sice, 'I am a newspaper man. Thue has been a murder upstairs, and 1 want to get my paper righ. away.' "The man slammed the door in Ter- hune's face and went on talking. "Tessie, dear, there is a rough newspaper man here who wants te get in, but I won't let him. Nothing's going to stop my talking to my Tes- sie) on "Nothing, perhaps, out Terhune. X » » » i be = "Terlune pushed the door open, chucked Tessie's boy friend cut, and called the 'World, He began to tell the story to the rewrite man when he noticed the man he pushed out of the booth coming at him with a knife. He was a small man and it was a small knife. Terhune was a hunter, and used to big men and big knives. He kept trying to push the fellow sway while dictating. At this stage, he realized that 'he man with the knife was not attacking him, bu. trying to cut the telephone wire. But Terh ine kept him away and finished the story. Next week he got a ten-dollar bonus, not a ten-dollar raise." emma freee "Animals do not know what it is to be superstitious," declares a clergy- man. But we have yet to hear of the mouse that will pass a white cat on the stairs on a Friday. Music FREE 1, mn your own home on ths instru- nent - your choice With Guaranteed Results, Write for details without obliga- tion, mentioning your favorite instrument. Whaley Royce & Co. Limited 737 YONGE ST. TORONTO 5 Insure Your Health LET: LULL The Vitamin- [le now our sun "' =C.'Day Lewis, in The Spectator. SCOTT'S EMULSION of Norwegian Cod Liver Oil controlled by our glands, If we have too much pituitary we are artists; tco much thyroid, moralist--or vise versa," Mr. Galsworthy's six novelists were Dickens, Conrad, Turgenieff, Tolstoy, Maupassant and Anatole France, - » - * In John Drinkwater's "Life" of Charles James Fox--eminent states- man who espoused the cause of the 'American colonists at the time of the War of Independence--is an amusing story told about Lord North, British Prime Minister and Fox's political foe. An acquaintance, asking North "who that extremely plain woman was," received the reply: "My wife, sir." \ - » Take Lydia E. Pinkham's Vegetable Compound < Tt steadies the nerves and helps - to build You will eat | { i eat het » With a desperate feint his interro- gator explained that she was by no means the lady he meant, but the one on her right. - § "That, sir," continued North, "is my daughter, and we are said to be three of the ugliest people in London." = "ss ter. Life a LE fw