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Iter, in the Maritime Farmer), al education is a subject which present time is receiving more attention. To the farming ; "the St schools, is some- th which the average farmer fied but which he feels 'remedy. ever occurred to any of us rural education miyht mean a satisfactory ing for a con- life in rura pundings, with t trained to Feach out to a @ rural schools need n leadership, public speak- ial science, farm and home management, the ethics of co-opera- * tlon, snd most of all, a love for all he tiful things. Can you imagine Just what it would mean if every child taught to give full value to all the worthwhile things in his community ? If he could be instilled with a great pride in the bettering of every-day eonditions? In short, if he or she _eould realize that his or her rural en- vironment is not a hindrance but ra- dher a help to his or her fullest de- yelopment, and to a liberty of spirit which will bring contentment? "A child graduated from a school _ sich as the one suggested, would na- turally be interested in adult study groups, and thus carry on the work of acquiring knowledge necessary to the fulfilment of his lifework and to keeping in touch with world interests. A number of boys aave gone to the cities only to become part of a great machine, drudging in-hot factories un- til all initative has been sapped. Just why did they leave home where they might have been much happier? Life |' was too dull; their communities had no.real, live interests; the people were discontented and the bright lights © present system. as] * HONEST GOLF "Sixes are made by dubs like But only God can make a pdb o ~With profound apologies to Joyce Kilmer, Harper -- How dq you play truant from a correspondence school? Carter -- Bend them an empty en- velope, Teacher ~-- Junior, name a bird that. is now extinct, tincted him this morning, We reprint the following Tequest. We haven't the slightest idea who the author is: "Failures conie to all persons who strive to do something, They are the mark of the man who tries. Few per- sons without scars have ever been in battle, Our greatest glory lies not in we fall" - Freshman -- How about a date sometime? Senior Co-ed -- I can't go out with a baby. - Freshman -- Pardon me -- I didn't know. You're not getting old until you hate to. wear a new suit, -Visitor -- How's the new swimming pool? Superintendent of Insane Agylum-- Fine! Its bécome so popular with the Junior ~~ Our canary. The cat ex-| never failing, but in rising every time Check Spre Spread of of 'Animal Diseases Burn Carcisses of Animals Which Die of Infectious Diseases The Ottawa Farm Journal has re- peatedly called attention to the necessity of burning or burying deeply 'the carcasses of all farm ani- mals which die of any infectious dis- ease, or from some unknown eause, It is a comparatively eommon thing to see a carcass lying unburied in an old sand pit, or in some back lot on the farm. To these carcasses go dogs, and crows, and hy this' means are spread. To such a source may be traced many an outbreak of au. thrax, Burning. a Carcass is to dig two 7-foot long trenches at right angles to 'each other, thus forming a cross, The trenches should he 15 inches wide, 18 inches deep at the centre, and slanting up to the outer ends so that they will allow admission' of air from each quarter of the compass. The earth from the trenches {is thrown unto the angles and across the heaps are placed two or three old railroad rails, or an iron wheel to serve as a grate. On the grate dry wood is piled, the carcass on top, then more fuel and finally the legs and en- trails, if the animal has been open- ed. It is best not to open an anthrax carcass, Finally the fuel ana ecar- cass are saturated with kerosene and a light applied, By such means a large carcass may be completely con- sumed in five or six hours. If deep burial {is deemed preferable, cover the carcass with several bushels of quick lime, Graves in which anthrax carcasses have been buried should be so fenced that they cannot be graz- I ---------- germs of many malignant diseases The right way to bun a ca cass, Declared Kitchener's Chief of Pol ice in an address before the local Rotary Club: "The Programme of the Boy Scouts is a wonderful train- ing for boys, They are taught obed. ience, truthfulness, to do a good turn at any time, not counting the effort it takes; construction instead of de. struction. Very scldom do we hear of a youth who has had Scout train- ing getting into trouble." The 21st Toronto (St, Harnahas) Scout Troop has becn added to the now quite large list of 'harmonica band" troops, . . A very successful week-end inter- national Rover Scout Moot held in Vancouver brought delegates from various points in the province and United States northern pacific coast cities. A Sunday morning Scouts' Own church service was addressed by Provincial Secretary W. Solway Next yeai's moot will be held at Bremerton, Wash, . Semething new. in Scout 'feasts' was a "pigeon pie supper" held by the Rover Scouts of High River, Alta L LJ LJ LJ The highly successful 8th Annual Scout minstrel show of the 30th Tor- onto Scout Group was given three nights before packed audiences. Pro- gramme items included comic impex- sonations, a skit 'School Daze," and a -------- Here * There Everywhere the usual Minstrel end-men jokes, sols and choruses, . . LJ Some 80 Peitiah Columbia Scouts attended the 16th annual Pacific Coast Pafrol Leaders' Conference held at Aberdeen, Wash, . . . Ld Calgary Scouts are again going in bé conductéd at St. Stephen's Hall structor and an amateur boxer, and a large enrolment is anticipated. . Ld Something new in entertainments was the "Snapshot Tea" given by the Scouts of Timmins, Ont. Kach table was covered with "snaps" of local Scouts, camping, cooking and "Just, looking." Smartly uniformed boys waited on. tables. » . The 17th Winnipeg (St Matthew's) Scout Group "celebrated its 21st birthday with a banquet which was attended by 266 parents and friends Rabbi Solomon I'rank, President of the Centre-East District Scout As- sociation, was guest speaker. . - . Ld At the annual meeting of the Ridgetown, Ontario, Scouts held in Municipal Hall, Mayor Fred Kennedy was elected President of the Local Association to succeed ex-Mayor and Commissioner Andrew TT. Ward, re- cently moved to Chatham. Yn boxing A cortices or clAesss wilr- hear future at ordinary postal rates. under the direction of a physical in-| and 75 former Scouts of the troop.|to England. In addition, a route from Cherry Trees ir, : Line Avenue' 5 VICTORIA--An avenue of 'gor+ geous Japanese cherry blossoms, more than a mile in length, will line ° the way to the famous Butehart's sunken gardens, at Brentwood. un- der tentative plans of the British Columbia Government. The cherry trees, 600 in number, will line both sides of the highway leading off the West Saanich road, ° to the garden for a distance of 7,000 feet from the entrance. TRANS-0CEANIC © AR 'TRANSPORT Observes the Toronto Mail and Em. pire: The speed with which aviation has developed is one of the marvels of the age. Solo and other flights have been featured in the conquest of the Atlantic and of - the Pacific Ocean, Regular aly services carrying passengers have been established in various parts of the world. Great Britain has been one of the chief promoters of travel by air. The' Brit. ish Post Qffice hopes for the carriage of first-class mails between Britain and all parts of the Empire in the Ministry have announced an agree. ment for a 7,000.mile air mail and passenger service from Britain to Durban, South Africa, to begin two years hence, or in 1937. Tho Post Of. fice 'has plans for the carriage of all . first.class mall by air without sur. charge across the Atlante, At present British internal air lines carry mails wherever practicable, without extra charge for air mail, According to a Wasliington announ. cement the "confident hope" of the British, United States, Canadian and Irish Free State Governments follow- ing a week of conference is that a regular transatlantic air service will be operative in 1937. The statement issued further says that four round trips a week by giant passenger mail planes will constitute the fnitial ser- vice, Regular services are projected via the northern route, by way of Canada, Newfoundland and the Irish Free State to England, and via the southern route, by way of Bermuda The inauguration of a trans.pacifie service by Pan-American Airways has Jed Imperial airways to launch ex- perimental transatlantic flights. These will be undertaken in the near future, To this end Imperial Airways is con- structing for operation within a few months the first of a number of fly- ing boats. Classified Advertising INVENTORS! N OFFER TO EVERY INVENTOR. List of wanted inventions £23 full Information sent free. AMSBAY Company, World Patent AM 273 Bank Sttreet, Ottawa, Canada, Big Royal Bank of Canada Bermuda to Puertp Rico, "to be ex- tended by mutual consent" {is sanc- tioned. The British Post Office and Air beckoned! Why do so many farmers feel in- terior and are looked upon as in fer- dor when placed side by side with a successful professional man, The answer is fairly simple. The farmer, as a boy, was not taught to value the worthwhile things of the country and he did not have opportunities to-cul- tivate the social graces, which smooth _ the pathway when dealing with one's fellowman. The Danes have set an example » which farmers in many parts of the "world are anxious to follow, The farmers in Denmark, at one time, were practically slaves, but gradual- iy, by working upon the principles of co-operation they have evolved a system whereby they now operate their own mills, factories, bakeries, ~ creameries, banks, ete. It is said there are ten thousand .co-operative "societies in Denntark. and the average farmer belongs-.to five! The Danes are great students, ignorance being an unpardonable sin, and they believe othe farmer should be as well inform- ed as the business of professional man, : The depression has driven home the truth that agriculture is the basic in- J. dustry and that prosperity for farm. ers alsa means prosperity for manu- facturing concerns, etc, and vice- versa and it would seem that upon the return of more prosperous times, agriculture will be placed upon firm- " eg fooling: Will we, as rural people, itted to cope with our improved ne 8? This question is worthy of our deepest consideration, | - Farm Notes .. Papers signed "Lone Wolf" have been left in each case by some per- son who set fire at East Routon, few days. An outbreak of foot-and mouth disease on a farm at Allington, near Macclesfield, England, was confirmed and 84 cattle were slaughtered. A 1,500.acre tract in Brown coun- Sy, Ind, has been made a hunting area, where archers can hunt game with bow. and arrows. A sun.power plant, experimentally used in Cairo, Egypt, employs para- bolic mirrors which focus the heat absorbed on,a layer of water, The November export of wheat to the United Kingdom amounted to 20,079,352 bushels, valued at $16,688, 916, compared with 13,127,616 bushels at $10,200,655 a year ago. The total export was 26,675,296 bushels at $21,- 742,851, compared with 18,769,770 at $14,744,938 a year ago. The amount to the United States was 3,438,207 bush. ~~" ols at $2,682,802, compared with 1. $88,318 at $1,622,901. ; Overfeeding is the great bugbear sliver fox ranching; states the pro- gress report of the Summerside P. B. hy Experimental Fox Ranch for the years 1931.32.33 and 1934, 'Although live stock in Canada in 1036 showed a decrease, compared "with 1934, British Columbia and Al- berta registered an increase, respec- tively, in the total number of cattle, ~ Hor, cattle, sheep, swine, tur- ducks, hens and chick if dian. farms in Canada de- England," within a a 04,800; turkeys, 671,- 00; ducks, 60,100; and to four haystacks |. - patients, especially those that can dive, that I am thinking of having it filled with water. One philosopher advises us that "small wives are easier to contra}. » A stick of dynamite isn't very Dig either. Is this a high-class Tourist town? : Brushville Citizen. Yeah, they even have two bread lines -- one for white and one for rye. Sometimes we smilo at the past, yet tomorrow 'We too shall seem quaint and old- fashioned. Friend -- Sorry, old chap, but I'm looking for a little financial succor again, Man -- You'll have to hunt further. I'm not the little financial sucker I 'used. to be. It's nothing to a man's credit if no one will trust him, - Prospective Boarder Do you have much varlety at your boarding house? « Regular Boarder -- Well, we have three different names for the meals. TI a man to do is to think of the right excuse at the wrong time. g BEloping Bride -- Here's a telegram from father. Eloping Groom -- What does it say. Eloping Bride -- Don't come home, and all will be forgiven, =? It is a fine thing toshe a gentle. man, but it is an dwful handicap in an argument, ASPIRATIONS I would be true, for there are {hose who trust me; I would be pure, for there are those who care; I would be strong, for there is much to suffer; I would be brave; for there is much to dare. Big worrles level off when -you-get|a to them, like the steep hills a motor- ist sees in the distance, -- The Nurse ~--~ What do you think of. the new baby sister fhe doctor left for you? $ Little Girl I don't blame the doctor for wanting to get rid of it. But why did he pick on us? LIVE STOCK MARKETING Shipping on the co-operative plan has been productive of splendid results, Belling on the open market means real Yalte Yor the owners. Get in touch w 8. Writ--Wire--or Solopnons: TY RALAIN, 1143 Le TED fy do.orn RATIVE comp. IMITED IVE STOCK .CO ASTON ORE DEPT, Union Stock Yards, West Toronto FARMS FOR R SALE Some Sood IN SxzAm 10 fair pees part cash and extended terms on the balance, at 4% Interest. Bate your requirements and write rR -- AG Parliament Toronto Issue No. 1 Sod A 2,366, 000. fi id At to the test, it ed over by cattle or other farm ani- mals. Stored Potatoes Some Varieties N More Susce- tible to Frost Than Others Frost injury is so important to the potato growing industry of Canada that it is included with the list of potato diseases considered most objectionable from the standpoint of seed certification. Canadian potato growers, therefore, should learn to distinguish between low temperature injury and. the diseases having symp- toms frequently associated with those found in tubers which have been exposed to low temperatures. The problem of frost injury has been under investigation by the Division of Botany, Ottawa, for a number of 'years. Results of these tests show that a great deal may be accomplish- ed towards preventing the losses a- rising from this type of injury, which occurs in the field, in storage, and in transit to market, and gives rise to such disadvantages as destructive 'roots weak plaits and to poor stands resulting from seed-piece decay. The term "field frost" refers to the condition in - potatoes arising from exposure to freezing tempera- tures in the field. "Freezing injury" is similar to field frost injury but is caused by exposure to low tem. peratures after' 'the crop_has been dug. A third type, known as "chill ing," occurs when the temperature drops to the freezing point of water; although, actually, ice begins to form in potatoes at approximately 29 de- grees Fahrenheit, a figure which vari- es with varieties or even in individu- al tubers. This individual tolerance to low temperantures may explain, in a measure, the appearance of frozen tubers frequently scattered through- out the storage bins. Potato 5 injured by frost are con- sidereu diseased, and as. such are not reliable for seed purposes be- cause of the retarded sprout de- velopment and the possibility of af- fected sets rotting in 'the ground. Losses due to low: temperatures may be satisfactorily eliminated by the adoption of four very beneficial 'measures, as follows: (1) Harvest the crop beford@Pheavy frosts. (2) | Btore. the crop in rooms: having a temperature hetween 86 to 40 de- grees Fahrenheit. By so doing the potatoes will not turn sweet and ne¢rosis will not develop. 3) If potatoes are pitted, they should have a covering sufficient to prevent the temperature from dropping be- low 80 degrees Fahrenheit, (4) Po- tatoes transported during the cold months should be protected by straw, sacks, or canvas, - They should be carried in a heated car and loaded go as to assure the free circulation of air throughout. (6) When ib is known that potatoes havé heen undercooled they must not be handled until it is certain that the temperature is "above the freezing point. : Everyone realizes the importance of self-confidence as ctor in success, but the way to pl 'self-confidence is purely theoretical, if you never put raéd when you ne Bir, ot Win, Japan's Flour Export Gains Competes With Canada And U.S. For Market In Far East TOKIO--Japan's export of flour during the first 10 months of this year is reported at 11,083,000 sacks, an increase of 1,958,000 sacks over January-October, 1934. Most of the export went to Manchu- kuo and Kwantung leased territory, 10,042,000 sacks, compared with 8,- 814,000 sacks in the same period of the previous year. However, there was a marked gain in exports to the 'Philippines, 362,000 sacks compared with 185,000, sacks in the previous corresponding period. Japanese flour is reported compet- ing briskly in the islands with Can- adian and American flour. Exports to China, Straits Settlements, and ° the Dutch West Indies, were Yespective- ly, 77,000, sacks, 15,000 sacks and 18,000 sacks, The first two represent. ed increases of more than 100 per cent. but the latter was a drop of 26,000 sacks in January-October' period 1934. New Corn Can Resists Borer. ------ Attempts. Made To Cross "Variety With Good, Canadian GUELPH--Possibility that a new type of golden Bantam corn just re- ported produced at' the : Lansing, Mich., experimental. station, and sajd to be "resistant to the corn borer, will be a great boon fo corn growers, is seen by Prof. I. Caesar, of the On- tario Agricultural College, provincial entomologist and director of the corn borer campaign in Canada. Prof, Caesar, commenting on the new corn development, pointed out that the variety Maize Amango, which is the basis. from which the new corn has heen bred, is resistant to the borer, and in bad years has been Weft untouched by the pest. Experiments have been tried in Canada, crossing it with. native vari- eties, but the trouble has heen to get a cross that is not only resistant, but is 'also a good" quality for dolestic and feed purposes. i Feeding for Winter Mille Production By LEONARD GRIESBACH Dominion Experimental Station, Fredericton, N.B. The wintei feeding of dairy catile presents the problem of supplying an abundance of feed to maintain reasonable production at a profit, In' order to feed cattle economically, the bulk of the feed should be produced on the farm and the quality of the) feed 1s an important consideration. fil prove a broken ! {Ject is to provide the highest quality it most, Build up 'roughage and thereby make possible J| gelf.confidence by attempting some. a reduction in the protein content thing worth while and bending every of the meal to accomplishment, Strengthen tended for. cattle feeding poses sticking to an undertaking until fs cut early in the season when the [protein content fs high, Provision is At the Dominion Experimental Station, * Fredericton, N.B., the ob- ture, All hay in. ------ also made for an abumdant supply of turnips or mangels for winter feeding and coarse grains, such as oats, are grown to form the bulk of the meal mixture. An effort is made to prevent the cows from falling of f in production too rapidly at any time, as it is often difficult and expensive to bring up production after it has been reduced, consist largely of good quality leg- umes or mixed hay and roots ov sil- age. When these feeds are cheap and plentiful, the cattle are usually fed as much as they will clean up and from 30 to 60 pounds of roots per day, the amount of roots depend- ing on the size of the animal and the supply available, - When potatoes are fed to replace turnips or man- gels, the amount should not exceed 20 pounds per cow per day. The meal mixture being fed at the Fredericton Experimental Station at the present time consists of 200 pounds crushed oats, 160 pounds bran, 100 pounds oil meal, 100 pounds gluten feed, 5% pounds salt and 11 pounds bone char. The amount of oil meal and gluten feed may be increased according to the quality of the roughage on hand. This meal mixture is fed at-the rate of 1 pound to each 3 or 4 pounds of milk produced, the amount depend- ing on, the fat content of the milk. Alcock and Brown Are Proven Right L'Eveniement, Quebec. -- At the end of 1936 or at the beginning of 1937 a trans-Atlantic postal air service will; be established between Great Britain and Canada. It is not a que¢s- tion of a fantastic prediction but of a well matured project. , . If the op- eration of the new route {8 retarded, the United States will {tself- create it, and that would be not merely a vic- tory for tham but they would reap a rich profit from it. Already mistress of the seas, proud Albion does not want any other nation to bear away the palm from #er in the air. , . Can- adlan experts have discussed the mat- ter at Ottawa and prepared a report which will be submitted to the Brit- ish conference. After having consid- ered several projects for air routes, these experts have come to the con- clusion that the ideal one was to have the planes pass by the following points: Cape Breton, Havre de Grace and the Irish coast. That is to say, eighteen years after the first trans. Atlantic flight made successfully by Alcock and Brown in 1919, the path traced by the two pioneers fs judg- ed the most practical, Many experi- ments have been tried since then; many llves sacrificed. . . but Alcock and Brown were right. Xi Those Leisure Hours Why. Not Employ Them Pro fitably? Specialised training leads to Increased efficiency. Inéreased Joffictency means TRoughages for dairy cattle should} Increased Earnin Capacity. vercome Inferiority Somplex , develop mental power, an "equip yourself for better ji Study lelsurely In the que of your.own home, Write or particulars of fascinating correspondence Coursey The Institute of Practical and | Psychology "ds Bufiding 59 4 | Capltal stock rald up $ 35,000,000.00 Reserve fund. ........ouuiiiineansieonenisoneeinnes $ 20,000,000.00 - Balance of profits carried forward as per Profit and L038 ACCOUNE. vt vuurnnnnininraracneecaranasaenn 1,609,554.63 $ 21,609,554.65 Dividends unclalmed. .........ccoviiirinirinirnanans = 13,290.63 Dividend No. 193 (at 8% per annum), payable 2nd . December, 1935. uu uiiurernenterronernrsnanes . 700,000.00 22,312,845.28 $ 57,322,845.28 Deposita by and balances due to Dominlon Govern= FT Ty « § 7,915,162.11 Deposits yo and balances due to Provinclal Govern ments. , Deposits by the public not bearing fnterest Deposits by the public bearing Interest, including interest accrued to date of statement Deposits by and balances due to other chartered 15,444,455.02 194,257,142.74 461,268,433.74 tanksin Canada... ..oiuuiiiiierviinnriinennins 559,098.76 Deposits by and balances due to banks and tankin rorrespondents In the United Kingdom an foreign countries... cov vvvenranns ereerenee vee 8,922,220.16 d 688,366,512.53 Notes of the bank In circulation, ,.......7, - 32, 568,425. 3 Bills rayable........0 ouieiinsiiineennnns '251 681.2 picantances and Letters of Credit outstand n, 026, 376. FH Liabilities to the public not included under the fore= 383,859.06 going heads. .... hrs asstttrren FE "ier nene §800,919,700.47 ASSETS . 8 2,483.16 Subsidiary colin held in Canada 1,205,897.63 Gold held elsewhere. ......... 3,032,551.46 + Subsidiary coin held elsewhere 4,192,877,98 Notes of Bank of Canada. ..... 6,341,885,00 Deposits with Bank of Canada...., . 55,188,786.03 Notes of other chartered tanks... . 1,591,584.86 So * Government and bank notes other than Canadian. . 18, 448.62 ---------- § 90,244,514.74 | Cheques on other banks. ..........covevvinnneninnss $ 20,376,177.89 , Repaiite iit and hu\acices due by other chartered hit banks in Canada. ........coiiiiiireneirnrannsins 3,129.80 Due by banks and banking correspondents elsewhere than In Canada,...... TTL 47,007,220.38 : -------------- 67,385,528.07 ) Dominion and Provinclal Government direct and "id guaranteed securities maturing within two years, i = not exceeding market value 60,731,910.83 Other Dominion and Provincial Government direct and guaranteed securities, not exceeding market 127,480, 130.80 8,115,253.44 13,125,913.64 11,045,093.28 . value Canadian Municipal securities, not exceeding market LT Public securities other than Canadian, not exceeding market YAU, ......uviisarrinraniiinens naan Other bonds, debentures and stocks, not etceeding market vRIUE. .. cv isri iii i eines Call and short (not exceeding 30 days) loans in. Canada on bonds, debentures, stocks and other decuckics of a sufficlent marketable value to can" po | short (not exceeding 30 da age) loans clse- where than in Canada on ton debentures, stocks and other securities of a sufficient market- able value to cover. vv iiunass Corer inenisrrie f 26,328,679.03 19,216,857.90 ~ $423.67 3, 881.73 $217,124,161.59 354,780.46 9,257,791.94 Current loans and discounts In Canada, not other- wise Included, estimated loss provided for. ...... Loans to Provinclal Governments, ...............0. Loans to citles, towns, municipalities and schod QIBUEICUD yo vv ar dagsiinnntnnipnevocrennonebonse Current loans, and . discounts elsewhere than in Canada, not otherwise included, estimated loss PIOVISed JOF. ivi terre vivannadnviinsspnibovunie Non-Current loans, estimated loss provided for "98,189,967.42 3,894,714.62 328,821,416.03 aN - Bank premises, at not more than cost, less amounts written off, , 16,043,798 01 Real cstate other than Luk nrepiites JT DIN SCE ONE CUR Er NC A 3,016,219.61 Motigs jos on real cstate sold by the bank." . 1. 111 819,172.89 Liabilities of customers under acceptances and letters of credit as DEP COMMER uo via yrs vs isd reves stir instdigrevessrsviovenivsns 22,026,376.,60 Shares of and loans to controlled companies. .............0.00vy.e 4,468,947.11 Deposit with the Minister of Finance for the sccurity of note circula- AI * -- Othe wsais od Hciuded wallet' the (oiedorad Yeadar os rr et 49,8884 $800,919,700.47 : NOTE:--The Royal Bank of Canada (France) has been incorporated under the laws of France to conduct the business of the Bank in Paris, and the assets and labflities of The Royal Bank of Canada (France) are included in the above General Statement. M. W. WILSON, 8. G. DOBSON, President and Managing Director. General Manager. AUDITORS' REPORT b To tHe SHAREHOLDR?S, THE ROYAL BANK OP CANADA: We have examined the above Statement of Liabilities and Assets as at 30th Nov embet, 1935 with the books and Accounts of The Royal Bank of Canada at Head Office and with the certi returns from the branches. We have checked the cash and the securities representing the Bank's investments held at the Head Office at the close of the fiscal year, and at various dates Yuring ys Yaar have also checked the cash and investment securlties at several of the im- rtant brane pe We have obtained all ihe Information and explanations that we have required, and In our opinion the transactions of the Bank, which have come under our notice, have been within the powers of the Bank. The above statement is in our opinion pro, ly drawn up 0 as to disclose the true condition of the Bank as at 80th November, 1935, an s as shown by the books of the Bank. JAS. G. ROSS, C.A. of P. 8. Ross & Sons, ' W. GARTH THOMSON, C.A. Auditors of Peat, Marwick, Mitchell & Company Montreal, Canada, December 21, 1935, PROFIT AND LOSS ACCOUNT Balance of Profit and Loss Account, 30th November, . FODDER $ 1,506,804.9 i Profits for the year ended 30th November, 1935, after making appro riations to Contin fency Reserves ; out of which Reserves provision I'Bad and ° Doubtful Debts has been made, ....ooviviiviiisn 4,340,522.41 « wmanbuhienet | 8 847,13) 48 APPROPRIATED AS FOLLOWS: ' Dividend No. 190 at 8% PEF ANNUM. , \ivuiuiiiininsds $ 00,000.00 Ny No. 191 at 89, per annum,' , : . Dividend No, 192 at 8% per annum... Dividen 0 193 at 87; per annum, ,. Contribution to the Pension Fund Soclety,......... Appropriation for Bank Premises... ....cvivvviuy = R efor Dominlon and Provincial Government Taxes Balance of Profit and Loss carried forward, .., coves Fs ' . M. W. WILSON, Monti hasnt and M Managing Director, .