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Sp pd ANIL ~d &\ Aaa 4 n SAE RTI I Ye if ? ¥ hd 5% . h i + is e. PF AREREIRN SERRA i TORK ONE ae Bates ba Sp re i we Sif Be a ------ AT {tat Ta ti i £1 LET % Hy vit Fk EL BY A a Tt a Sah aE ETRE ES wliineind [8 A % ofl "4 MEL A pig ie 3 . i aa a a a a ve AFTRA, ANN "Dear Anne Hirst I am not asking you how to get this boy back -- I don't think I want him. But I do want to know how a girl can tell whether a boy is just feeding her a line. : "I went steady with this boy for two weeks, which I now know as silly, but he declared he loved me and promised the moon and stars. . , . Then sud. denly it was over. He told me he just likes to date a girl eight or 10 times, and ditch her. 1 have learned since that this is true. "Are all boys like that? Do they just string you along until someone new takes their fancy? A girl can't like somebody she is afraid to believe and trust. I am 17 but, honestly, I am just about fed up with boys. DISGUSTED" MALE BEASTS No, my friend, all boys are not like this one, but the species boasts a larger mem- Fership than one likes to ad- mit. Full of conceit, they flit from one girl to another try- ing out various patterns to win favor, and they file re- sults with the smug comment, "That -.was easy." They are out for Experience with a capital E, and are not in the least concerned with the state of a girl's heart as they say good-bye. LIE IE IE IR NE A EE EE EE Easy to Make 696 by Coane Walls Easiest toys you've ever made -- Just right for baby! Tiny tots will play happily for hours with these adorable cuddle animals! Very easy -- each two pieces, plus ears. Thrifty -- use scraps! Pattern 696: Transfer, directions for 4 toys, about 6x8 inches. Send TWENTY-FIVE CENTS (stamps cannot be accepted, use postal note for safety) for this pattern to Laura Wheeler, 123 Eighteenth St.,, New Toronto, Ont. Print plainly PATTERN NUMBER, your NAME and ADDRESS. Our gift to you -- two won- derful patterns for yourself, your home -- printed in our Laura Wheeler = Needlecraft Book . . . Plus dozens of other new. designs to order -- crochet, knitting, embroidery, iron-ons, novelties. Send 25 cents for your copy of this book NOW -- with gift patterns printed in it! ISSUE 4 -- 1957 : .* vations -- * LJ » LJ L * LJ * : * LJ L -* it does not, go through with LJ * * * LJ » LJ] * * L * * You served this boy as Ex- * hibit nine or 19 in his 'book. * Let the fact lie there -- but ® use it to your own advantage, * To go steady with a boy * you've known two weeks is * to set him on top of his world, ® a flattering but foolish sug- * gestion. Immediately you are - ® cut off from any other dates * automatically removed from ¢ circulation. If your next beau * wants to go steady as soon, say * "Oh, I don't know you well * enough," and let him work to * win whatever laurels you find * he deserves. That will put him * on his toes, and you will rise ° on his list as one girl that has ® to be shown. To fall on his * neck at the first demand would ® be to identify yourself as one * whose favors are had for the ® asking. That isn't good enough * for a girl like you. * Boys like to date the girl * that other boys admire. When ® they see her around with sev- * eral, they begin to wonder * what secret attraction she has. * Yes, every boy has a line. * The smart girl lets him toss it * out, nibbles at it with reser- but she doesn't ® swallow the bait. Only when **he has shown he is dependable, ® considerate and someone she * is proud to be seen with, is he ® worth ditching other boys for. * Even then he should be on * trial, . . . BRUTAL HUSBAND "Dear Anne Hirst: I wonder how many other wives dread paydays in their homes? My husband gets tight, and makes my life and our little. son's a frightening thing. Apart from that, he spends more than we can afford, and I am so worried I don't know where to turn." "My parents would take me and the boy in, but I keep on hoping that if I stay, my husband will behave himself. Perhaps I only hate to admit how hopeless I am; he never listens to any- * thing I say, only resents it. Can you help me? SCARED MARY" ' What you need is the pro- tection of the law. Your hus: band will not change because vour 'pleas and tears; it takes a stronger will to handle him. So tell him now that next time he is so beastly, you will _have him arrested -- and you. - must mean it. He will shud- der at the idea and swear it isn't necessary, but your threat may shock him into sanity. If it, for his sake as well as your own, Could you depend on him to support you and the boy it you left him? Practical angles must be considered, and in your case it would not be fair to thrust the whole burden on your parents. - Perhaps a talk with the Domestic Relations Court is in order; the counsel- * ors there will advise you as to * the advantages and disadvan- ® tages of divorce and help you * all. they can. LJ L] LJ Every girl wants to be popu- lar, and the first step is to make sure a new acquaintance is worth her time. It isn't the number of boys she dates, it is the kind she is seen with that counts. Anne Hirst has helped teen- agers everywhere how to have the fun that lasts. Write her at Box 1, 123 Eighteenth St, New Toronto, Ont. Our intelligence agents have just unearthed news of the stin- giest man in town, and it's too electrifying to keep until next Christmas. He's the fellow who saves burned-out Christmas tree bulbs and lets his children peer through them on bright, sunny days to save expense of buying a string of bulbs which work. SOPHISTICATES -- Now residents of what Is reputed fo be the world's most sophisticated city, Mama and Papa Llama, who hail from Peru, introduce their new daughter to visitors at the Vincennes Zoo, Paris, France, A] Modern Plague One of the strangest weak- nesses of the human mind is sug- gestibility. Coupled, as it some- times is,' with a tendency to ex- hibitionism --- and inordinate craving for the spotlight -- it lies back of the fads, the phobias, the manias, and the crazes that gc- casionally seem to sweep a com- munity or a nation. The two join all too aften to push un- stable thinking over into. be- havior "that ranges from the criminal to the merely bizarre, Let enough amateurs ape a professional flagpole sitter, and, people begin roosting on flag- poles, trees and steeples all over the country. Let enough bobby- SOXers swoon over a crooner, enough dowagers moon over a matinee idol, some unknown man get headlined as a "mad bomber" and the country witnesses a plague of swooning, mooning, or bomb hoaxing. New York City has been go- ing through a siege of bomb stares, perhaps 95 per cent of/ them only scares. And the hoax suggestion has begun to travel to other cities -- Hartford, Con- necticut, for. instance. 'But the plague hasn't been all . hoaxes. And that's what pre- sents public safety officials with a difficult problem. For the past 16 years over 30 "live" bombs have been planted around the. city -- all bearing evidence of the same crude' workmanship. So it has been imperative that of- ficials investigate .every "tip", take every precaution, in spite of the high percentage of false alarms. One additional obljgation rest upon them: that they remain cool and make as little fuss about it as possible. /This obligation rests also upon all media of communi- cation, and upon the public as well. For excessive publicity about the hoaxes {is the very thing that stirs up more hoaxers + --and, perhaps much more seri- ous, the inflated egos of pre- cariously balanced mentalities which might end up doing actual ,harm -- From The Christian Science Monitor. UNSPOKEN THOUGHT Bobby Bragan, the fiery ex- Dodger who is now a master- ful minor league manager, once asked an umpire, "What would you do if I called you a meat- head, sour-pussed old crab?" "I'd run you out of the game." , "And if I thought you were "all that but wouldn't say it?" "I couldn't do anything." * Bragan stood silently for a moment, looking straight at the ump. Then he said, "Okay, we can now resume play." Mad i. ie NEW PRINTED PATTERN EASIER=-FASTER MORE ACCURATE Rama AA PY Va CQ Q Orerzr OPIN ' AAS » h Y/N ~ AX Je YH J 4 . A 5 OXON |) J . ' 4885 S=10-12 M14 <p PRINTED PATTERN JIFFY-CUT Printed Pattern! This new paper pattern is all one piece; just pin to fabric, cut entire apron at once! so easy and thrifty -- takes just ONE yard 35-inch fabric to make! The ideal coverup, for kitchen chores. : Printed Pattern 4885: Misses' Small (10-12); Medium (14-16), All given sizes: 1 yard 35-inch, Jiffy-cut pattern is easiest to cut and sew. All pattern parts are printed on ONE tissue piece! Send THIRTY-FIVE CENTS (stamps cannot be accepted, use postal note for safety) for this tern. Print plainly SIZE, N E, ADDRESS, STYLE NUMBER. / nd order to ANNE ADAMS, 123 "Eighteenth St, New Toron- to! It's . SKIRTS DOUBLED -- From Paris, France, comes this swim-suit with two: skirts. Bathing en- semble, from the 1957 resort . collection of Brigitte of Cannes, consists of a one-piece suit In white cotton, framed In bands of colorful print, with a match- ing skirt for town wear. ? RONICLES Ginger FARM Now I can tell the whole story --I mean the story of Christmas at Ginger Farm. I couldn't be- fore because as you" may know this column has to be written well ahead of time to be ready for the Christmas and New Year's papers. So now we'll travel backwards in time for the little odds and ends of domestic jog that happened -- and first upset was about two weeks - before Christmas when little Edward took-the measles. He wasn't particularly sick -- our main worry was David. Was he or wasn't he going to have meas- les for Christmas? You can be quite sure he was watched very carefully--but . . . no measles. / This is the third time he has been exposed to infection with- out taking them so it looks as if he has built up some kind of immunity. The next problem was our TV. I think I mentioned before: it went out of kilter--sound but no picture--just when we were looking forward to the special programmes. Of course no one had time to fix it. Then Bob came along, worked on it two separate days and got it going again without any new tubes or parts. But he still doesn't know how or why it. works! Then came the story of the stuffing. I was busy making the turkey dressing; had the onions and celery frying in butter and almost dane when a man came to the door--a Dutchman want- ing to know where another Dutchman lived, By the time I had managed to understand what he wanted and had given him directions--which I hope he un- derstood--the onions and .celery were burnt to a crisp., Worse still I had used my last onion! An- "other trip to town; more onions and more celery to chop and cook. Came Christmas Day . . . ev- eryone here and everyone happy --except- me. I was sure the 'dressing 'would be uneatable and the pudding a failure! But do you know they were both parti- * cularly good. So you see I, too, worry about the never happen. After dinner the Christmas Tree--and no one enjoyed it more than seven-months' old Edward. He, sat on the floor among the wrappings and boxes, cooing and chuckling to him- self. David, of course, was thril- led beyond measure. The grown- ups too were very well pleased and there were frequent excla- mations of "Oh, look--just what I wanted!" Partner's present to me-caused a good deal of amuse- ment. It was a copper-bottom frying-pan! Apparently he was tired . of hearing complaints about my old aluminum frying- pan to which. everything stuck closer than a brother. So that was one time when the squeak- ing wheel got some grease. Altogether it-was a most en- joyable Christmas, particularly as the weather was perfect for travelling so. we had no worries about those on fhe hichway, An- other thino----thavs was such a happy family foeling . + « no things that * Es I Sere pre "tie me that didn't happen. The - be peek a ASB PA LE SE Annual Meeting of Shareholders The Royal Bank of Canada James Muir questions if Canada developing her human resources as effectively as her natural resources Present teachers' salaries make decent living standard impossible for those who train and mould character of youth, Effective control of inflation may not be possible without 'broader central bank powers. The, "depressed occupational status" of Canadian teachers, in churches, schools and universi- = ties, and the dangers posed by our apparent neglect of those re- sponsible for the training and building of the moral character of our youth were emphasized by James Muir, Chairman and President of The Royal Bank of Canada, in his address at the bank's annual meeting in Mont- real on Thursday, January 10th. "It is clear enough that the eco- nomic resources at the disposal of our schools and universities and even of many of our churches are insufficient to maintain de- cent living standards for the de- voted men and women whose life work it is to train the minds and develop the character of our young people," said Mr, Muir. "In this we are failing to make the fullest and wisest use of key human resources; we are failing to give them a reward consistent either with equity or incentive; and we are endangering there- fore the future welfare of our whole economy." CRISIS IN EDUCATION "The present economic posi- tion of the teaching profession is an anomaly. The economic posi- tion of all teachers has deterior- ated relative to other professions of comparable training and re- sponsibility, and relative to the working force as a whole. Thus the teacher today finds himself in the same occupational "de- . pressed area" which he occupied' as long ago as 1776. With the present disparity" between the salaries we pay our teachers, and the salaries we pay for compar- able talent elsewhere, we can- not expect_to recruit or to retain enough qualified men and wo-: ~ men to "maintain our present teaching standards in our schools |, and universities. "Here then is a case where the allocation of our human resour- ces would seem to be unrespon- sive to the ordinary operation of the price mechanism. But this is only partly true. In fact, the sup- ply of teachers is likely over a period of time to be only too responsive to the price mechan- ism; the market will work only too well and we shall lose much of what is best in our educa- tional practice through the spread of too small a staff over too. many courses and' students, and through the deterioration of the staff itself. "We as citizens must, through governmont, business, or indivi- dual action ensure that our schools and universities are pro- vided with sources of funds suffi- cient to attract, to retain and to replenish those human resources of talent, training and experi- ence that teaching requires." INFLATION STILL THREAT The continuing threat of infla- tionary pressure, some of them from new and unexpected quar- ters, 'was also emphasized by Mr. Muir, who expressed the view that it might be necessary to enlarge the powers of the cen- tral bank if we were to keep under full control the forces which threatened the integrity of our money. "It is,' now nearly fourteen months since the Bank of Cana- da came to real grips with the problem," said Mr. Muir. "The battle is a stiff and continuing one, and victory has not yet been achieved. And in this bate tle, unenlightened selfishness is, perhaps, the most dangerous 'misguided missile' combating those who would confine infla- tionary forces and preserve the integrity of our money. . "The Bank of Canada and the CAN PRESENT CURBS HALY INFLATION? "There are at least two sources of inflationary pres- sure which the central bank, with its present powers, will find it difficult to reach," said Mr. Muir. "First, it is possible, even with no increase in the money supply, to increase the acti- vity of that supply by putting otherwise idle funds into the hands of spenders through the ordinary devices provided by the capital market. "Second, it is possible, with no increase in the money sup- ply, to increase the funds available to businessmen and consumers from sources other than the financial institutions ordinarily controlled by our monetary authorities. "In both cases, we have, in the classic phrase, an increase in the 'velocity of circulation', but the implications for pol- icy are sufficiently different to merit separate treatment, "It would seem to be at least open to doubt whether the present facilities and tech- 'niques available to our mone- tary authorities are sufficlent- ly wide in scope to deal with present-day problems of cre- dit control. The classical wea- pon -- upward movement of interest rates, largely through commercial banks -- may by itself prove an impotent pol- icy. It may be taking too posi- tive a view of a distant scene, but it would at least appear that, in order to be fair and in order to achieve the. best re- sults, our monetary and credit -econtrol-may-have to embrace a wider area of our financial world than it now does. "A rigorous monetary pol- icy has already enjoyed a large measure: of success in the traditional area of bank credit. Its - over-all success may depend in large measure on the efficacy of the volun- tary arrangements already reached in the non-bank area, or on the extension of credit control by the central bank or other organs of govern- ment to include this increas- ingly important source of liquid funds." chartered banks have co-oper- ated within the broad 'frame- . work: of monetary policy to re- duce to almost negligible pro-- portions the net inflationary ef- fect of chartered bank opera- tions. "Consumer credit continues to expand, but consumer credit di- rectly or indirectly financed by banks fell off significantly in 1956. For example, personal loans by chartered banks fell off during™~the second half of the year, while similar loans by loan companies and credit unions continued in 1956 the rising trend established in 1955. Retail consumer credit by instalment. finance companies rose through 1956 to a new high, while char- tered bank loans to instalment finance companies fell steadily during the second half of the year. ' "These favourable results, so far as chartered bank credit is concerned, were due to a mone- tary policy that kept the brakes on the expanding money supply, thereby allowing market rates of interest to rise with the increas- ed demand for funds. "In addition to overall policy on money supply and money rates, the Bank of Canada con- * Totul Deposits have now passed $3% billion mark K. M. Sedgewick, General Manager, noted that not had the assets of the Royal B: reached the imposing total of $3,671,298,320 but that deposits had passed the $3% billion mark, both new high points in Cana- dian banking history. While our loaning policy during the year was a restrictive one," said Mr. Sedgewick, "in" line with our agreement with the Bank of Ca- nada, yet the buoyancy of our economy demanded that we ac- commodate many deserving cli- ents with new or increased lines of credit. For this reason, the commercial loans of the bank in- creased by $125,000,000 or just "over 10%." The bank's liquid position, he pointed out, contin- ued strong, total quick assets of $1,958,263,058 ' representing 57.868 per cent of the bank's liabilities to the public. Capital Funds now stand at $187,701,633, represent- ing an increase of approximately $36,000,000 during the year." "In spite of lower balances in Government accounts of some $45,000,000," said Mr. Sedgewick, 'deposits of the bank increased by approximately $216,000,000. The number of our depositors grows steadily and we receive much satisfaction in realizing the high percentage of the country's population who deal with us" Earnings for the year were $12,- 467,268 after providing for de- preciation and income tax. This flgure compares with $10,858,480 in the previous year. Mr. Sedgewick discussed the bank's extensive building - and renovation programme, and mentioned that branches and sub-branches operating in Cana- da numbered 797, while those abroad totalled 75. ROYAL BANK ABROAD . "International banking on a broad scale has been a special characteristic 6f the bank for a long period," said Mr. Sedge- wick. "It has long been our pol- icy to select business carefully and, "as a result, the asset posi- standard. For over ten years, a special . section of the bank's Foreign Department has been devoted to the development of information necessary to those engaged in trade, and the per- manent staff of this' department is augmented by the flow of senior men between overseas branches and Head Office." This, Mr. Sedgewick mentioned, makes the bank well equipped to ren- der a specialized and essential service to clients and others en- gaged in foreign operations. He stressed: that in an organization such as the 'Royal Bank, there are always worthwhile oppor- tunities for young Canadians who have special aptitudes and are interested in a banking ca- reer abroad. ; A ee? tinues the ban on term loans, as well as its requirement, fully effective in May, 1956, that char- tered banks maintain second- line reserves of treasury bills and day-to-day loans sufficient, with existing statutory cash re- serves of 8 per cent, to establish a 'liquidity ratio" of at least 15 per cent. of deposit liabilities." WIDER POWERS NEEDED Despite the effective measures already taken, Mr. Muir felt that there were at least two sources of inflationary pressure which the Central Bank, with-its pres- ent powers, would find it difficult to reach (see box). "It would appear," concluded Mr. Muir, "that in order to be fair and achieve the best results, our monetary and credit control may have to embrace a wider area of our financial world than it now does." The problems of Canada today, he said, were the natural problems of a growing country and of an economy that has great potentialities for growth and de- velopment, bickering, no petty jealousies, no one thinking he or she was less favoured than someone else. And what a difference that makes. Unfortunately there are families where such a happy relationship does not exist. A case in.point-- one son will not visit his parents if the other son is there because the two wives are not on speak- ing terms. Can you imagine a more unpleasant situation for the mother and father who, to make matters "worse, live in a somewhat isolated part of On- tario. An occasional spat is for- - givable but a long term family feud is, to my way of thinking, absolutely stupid, selfish and unpardonable, It makes every= one miserable, not only the par- ties chiefly concerned but every rm Pre re ed member of their respective fam- ilies. Well, that concludes the story of our Christmas--nothing spec- tacular--just a quiet, family af- fair. Now we are looking for- ward to a visit from sister Kath- leen and nephew Klemi from Oshawa. After that it will be back to normal living agaln--at least I hope it will be normal living. I would like to think the tem- po of life will be a little slower, 7a littla quieter in the New Year than it was before Christmas, But I suppose that is a futile hope. But yet, we are sometimes compelled to slow up whether we want to or not, I saw an in= . stance of this yesterday. Driving heme from town I had to stop for red lights at a railway cros- sing. A very long freight train' was pulling into the station, so long that when the first section was in the station the middle section blocked the crossing: And there it stayed. The time was 12.05 and employees of an in- dustrial plant were on their way home ofr lunch. The line-up of cars got longer and longer and I could imagine the drivers seething at the wheel. The train eventually went on its way -- after nine or ten minutes -- but, judging by the expressive faces of most of the drivers it must have seemed like half an hour. A ten minute wait ,. . ten mihutes. out of twenty-four hours--could it really have made very much difference? Fs @ tion of -our- Non-Domestic branches continues at a high