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lA Tami i a i a Sd ce mihi BUSINESS DIRECTORY AUTOMOTIVE HEATING CONTRACTORS ~ TAYLOR'S GULF SERVICE CENTRE specializing in BRAKES - TUNE-UPS COMPLETE CAR & TRUCK CARE GOVERNMENT SAFETY CERTIFICATES Cars - Trucks - Motorcycles - School Buses HWY. 7A WEST, PORT PERRY 985-3655 (1/4 mile west of Port Perry) | Dergect Radio Dispatched FRED TIMMS 8 Perc HEATING CO. LTD. 24 Hr. Emergency Oil Bumer Service | FURNACE CLEANING | 985-3998 LOOKING FOR A PLACE TO ADVERTISE YOUR BUSINESS? Look here!...where consumers in need shop for the professionals in business! CALL 985-7383 FOR INFORMATION! SEASONS HEATING & AIR CONDITIONING OIL -- GAS -- ELECTRIC SALES & SERVICE BILL MacDONALD 985-2530 ed AUTO WRECKING by Scala Bros. Acres of Late Model Wrecks @ New & Used Parts HOT LINE SERVICE We Buy Cars & Light Trucks Toll Free: 1-800-263-7709 Port Perry: 1-416-985-3132 1-416-985-3884 [0 SO: BN SOY SO ST A AY Ontario 1 0B INO HYGRADE FUELS RR. 3, PORT PERRY, ONTARIO JIM FOSTER - 985-7951 Oil, Electric Furnace Installation - Humidifiers - Radio Dispatched Trucks - 24 HR. EMERGENCY SERVICE THOMSON HEATING & A) AIR CONDITIONING LTD. Gas, Oil or Electric Furnace - Air Conditioning Consumers Gas =" PHONE 985-3365 CALL FOR YOUR COMPLETE CAR CARE SERVICE Scugog Oil Undercoating Service We do -- Car Washing -- Interior Shampoo -- Oil Undercoating -- Wax Treatment CALL 985-9569 ORT AUTO GLASS ERRY &TRIMuw 139 Water St. MOBILE SERVICE 985-8507 ps Windshields. Insurance Work, E24 Complete Auto & Manne Upholstery ii po He Sun Roofs. Pin Stripes & Mouldings * McKEE 9858712 E-- 985-8625 i RON DAVIDSON FUELS LTD. P.O. Box 1170, Port Perry PETROLEUM TRANSPORT DIVISION SERVICE SATISFACTION INE I00.Y, 1 VARY 13 [df 3) DURHAM AUTOMOTIVE AUTO BODY -- Licensed Mechanic & Licensed Body Man VIE Ta Tol") Lo 14 SI SVS @ 2 {To E114 Fibreglass Body Repairs & Refinishing Frame Straightening COMPLETE COLLISION REPAIRS TO ALL MAKES OF CARS & TRUCKS Free Local Towing for all Collision Work RR 4 PORT PERRY 985-8800 Hwy 12 North of Manchester PROFESSIONAL SERVICES CLARENCE WILLCOCK WELDING Shop & Mobile Fab. & Repairs PHONE 985-2589 Auctioneering Services Sales at Your Residence or Our Auction Barn R.R. 1, Little Britain Call (705) 786-2183 DON CORNEIL HEATHER'S LIVE BAIT Caesarea 986-5232 \ " Sporting Goods XY" Video Machines ~~ & Tape Rentals Danforth Typewriter RENTAL - SALES SERVICE - REPAIRS 408 Dundas St. W., Whitby 666-1131 Mon - Fri. 9:00 to 5:30 Saturday 10:00 to 1.00 PORT PERRY STAR -- Tuesday, May 14, 1985 -- 35 Farm woes go on In spite of the apparent economic upswing, an alarming number of On- tario farmers are still suffering acute financial problems. According to the results of a Farm Credit Corporation survey released at the beginning of November, more than 10,000 (18 per cent) of On- tario's 58,000 farmers are severely distressed financially. Another 2, 900 (5 per cent) are classified as moderately distressed, while several hundred are facing im- minent collapse. Indeed, the state of farm financing in general is so poor that the federal government has announced it will suspend all FCC fore- closures until January 15 next year. Although in itself this may be welcome enough news for many farmers, it is still very much of a 'band aid' treatment. The onus still rests with farmers, as businessmen, to manage their own operations as: efficiently as possible in order to prevent their debts from becoming top-heavy. It is sad but true that more problems with farm financing arise through poor manage- ment than any other single factor. Financing problems are symptoms of poor-management -- but fortunately they are controllable symptoms. And by effectively managing those factors that can be controlled, a farmer is better able to steer clear of financial problems. How? There are several ways of doing this. Start by: - Knowing all the details of outstanding debts. That means the prin- cipal, the interest owing, date of payments, how the interest is charged, and how the loan is secured. - Don't just count cash in and cash out, but prepare an income state- ment at each year-end, accounting for changes in beginning and ending inventories, as well as accounts receivable and payable. - Do some cash-flow budgeting on a monthly or quarterly basis. This way you can determine your operating credit re- quirements and whether you can meet debt payments and other costs. - Prepare a balance sheet at least on an an- nual basis by summariz- ing all assets and liabilities, as a means of assessing your financial condition. - Plan credit re- quirements, and arrange the necessary loans well in advance of the need. - Plan repayment dates of loans before obtaining credit, and balance it with your ability to ser- vice the debt. - Put your plans on paper before putting them into practice, and let them sit 'for a week. Review them again to see if they are still relevant. - Use planning materials and guidebooks provided by financial institutions. - Seek specialist or 'out- + side" advice if A second opinion can be helpful in making your management decisions. Dollar Sense offers general financial advice by members of the In- stitute of Chartered Ac- countants of Ontario, Gary Fitchett is with Dunwoody and Com- pany, Chartered Accoun- tants, Oshawa. Ottawa report (From page 17) tant segment of the Allied invasion forces. During the 20-month campaign Canadian units suffered 25,264 casualties, of whom 5,900 were killed. The names of those Italian battlefields - Or- tona, Cassino, and the Moro River where 1,375 Canadians lie buried -- still bring vivid, lurid memories to the men who fought there. As your representative it has been a very great honour for me to- par- ticipate in these remem- brance ceremonies. They were a gripping reminder of what those men suffered on our behalf. V-E Day in 1945 was an extremely significant event for everyone who remembers it. All of us who were alive then have our own distinct memories. It was a time when, suddenly, the future really did look brighter, and almost anything seemed possible. For many of us, it meant we were through forever with uniforms IE 180.1, 1 {OVARY 1: [d 33 LAW OFFICE HOURS: Monday to Friday 9:00 a.m. to 5:00 p.m Evening Appointments Available. RONALD D. BRIDGEWATER BARRISTER & SOLICITOR 230 QUEEN STREET -- PORT PERRY Bus: 985-8491 Res.: 985-8828 se Sgrenz-- Jj VAN LETTERING ARTWORK © LOGOS © MURALS © WILDLIFE ILLUSTRATIONS Soto Bok hr 416-986-5414 Shadow Brook Acres, Nestieton, Ont. LOB ILO Alex J. Shepherd CHARTERED ACCOUNTANT 250 QUEEN STREET - PORT PERRY, ONTARIO Corporation, Small Business Accounting & Taxation Farm Accounting & Taxation - Bookkeeping Services PHONE (416) 985-7031 Scugog Appliance Repair REPAIRS TO ALL MAKES TE be Pn (rms [J Washers - Dryers - Stoves TOM VANDERENDE Fridges - Dishwashers - Call 986-5312 anytime Freezers REASONABLE RATES T.V. Service We service all makes of Colour TV's and B & W. We carry factory parts. Try Our Written Guarantee. TARGET T.V. Uxbridge: (416) 852-7391 Sunderland: (705) 357-3110 J EMIVIEF bth, LIMITED 193 QUEEN ST., PORT PERRY "All Lines of (416) 985-7306 General Insurance" MARLOW'S FEED SERVICE 40 Vanedward Drive, Port Perry (Behind Philp Pontiac Buck Limited) ANIMAL FEED & HEALTH PRODUCTS GARDEN SUPPLIES FENCE FERTILIZER WILD BIRD SEED 00G FOOD CONDITIONER SALT 985-7363 D AF dh C.0.D.E (Central Ontario Drivers Education) DRIVING SCHOOL NOEL'S CLEANING JANITORIAL SERVICES Offices Banks Churches etc Windows Floors Carpets Phone 985-2925 Government Licenced Instructors Private Lessons 286 Queen Bt, PORT PERRY 9686-9888 sue. 986-8318 Ree. Mother Mod Custom Draperies BLINDS -- VERTICALS -- MINI BLIN NI Types of Drapery racks Supphed 4 Installed SHOP AT HOME SERVICE 34 King St. W., Bowmanville "NO OBLIGATION -- con over 623-2826 and military routine, that we could return to pick up where we had left off in our civilian lives. But our memories must also include those thousands who were not able to return. who lie buried in Canada's military cemeteries in Europe. They were in their day among the best and the brightest young people that our nation had to offer. We miss them, Canada is indebted to them, and we can never, ever, af- ford to forget them ard what their sacrifice meant. Auction Sales (From page 33) pictures and frames, mir: 'rors, console sewing machine and chair, chester- fleld and chairs, crystal dishes, jewellery, linens, rugs, lamps, primitive tools, antique home-made sled wooden runners, hand cultivator and turnip planter, quantity . of carpenfers tools, circular and bench saw, lawnmower, freezer, stove, air condi- tioner and many other ar- ticles. Terms: cash or che- que with 1.D. Please plan to - attend auction at 1:00 a.m. Inside If rain. Lunch avallable. Sale managed and sold by Ron King Auc- tioneer 985-2643. M21 WEDNESDAY MAY 29 SALE TIME: 10:00 A.M. Auction sale at Orval McLean Auction Centre, Lindsay, selling construc tion equipment from estate of late PHIL WEBSTER, of Webster Construction, Fenelon Falls plus con: signments arriving daily. Large quantity of Duraform forms, hardware, curb and gutter clamps, power trowels, Ford Bobcat, loader and trailer, 76 Int. truck, 73 International truck com- plete with boom form trailer, form oiler, metal ce- ment shutes. CON- SIGNMENTS; Cockshutt tractor with good loader, 6x6 army vehicle, truck caps, 3 point mower, cultivator, 3 ft. centre metal lathe, new 1500 wt. generator, box trailer, 81 Honda CM200T motorcycle, one owner, 5200 km (like new), Bowrider boat with 70 HP Merc, Grew 16 ft. boat with 70 HP Merc, woodsplit- ter, air conditioners, wood saw, 75 Chev Impala station wagon, cedar posts, 71 Ford van, riding mower, roto- tillers, other motorcycles, cars, trucks, farm machines, tractors. CON- SIGN THIS WEEK, bring to barn or phone McLean Auc- tioneers, 705-324-2783 Lindsay.