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ESTA i Fr bene TE -- Tuesday, May 15, | 990 When buying a cottage don't assume anything (From page 1) pensive to install septic tanks and toilets on an island site because of the cost of bringing heavy equipment in by barge. Once you've determined the location, style of cottage and how much you want to spend, you can start shopp- ing -- preferably with a Realtor who knows the area. There are many con- siderations to keep in mind when buying rural proper- os MN REMBX An mtermational network ties. In cottage country, you can't assume anything you might take for granted buy- Ing property in the city. A local Realtor can be very helpful. Information is also available from the Federa- tion of Ontario Cottagers' Association and smaller cottagers' associations throughout the province. Here's a handy check list of what to look out for: Road Access Is there a road leading to the property? Is it of independent member brokers LYNDA KENDRY Bus.: 985-7361 Res.: 985-9268 WATERFRONT LOT Municipal water - septic per- mit available. Good solid sandy westerly $104,900. shoreline with exposure. VENDOR WILL HOLD a 1st mortgage at lower rate than available at the banks! Ex- cellent lake view from this building lot with access nearby. $119,900. EXCELLENT OPPORTUNITY starter homes from 99,900 - $137,500. Don't wait any longer. Terms available! WHAT A VIEW! FRALICK'S BEACH Immaculate 3 bedroom home with several walk-outs, main floor family with fireplace. This home has just been reduced to the low price of $219,900. & has much to offer your family for year round recrea- tional opportunities. VALERIE EDEN . ... Res. 985-2122 SUMMER IS COMING! BUY LAKEFRONT -- Now! i 2 bedroom log home, tastefully decorated, old stone fireplace, new windows, plumbing & wir- ing. Great open concept, beautiful view of the lake, good swimming. Asking on- : ly $169,900.00. "3 BEAUTIFUL ACRES & SPRING FED POND!" 3 + 1 bedroom brick bungalow, new broadloom, recently decorated, fireplace nicely landscaped property only a few minutes north of Port Perry. Asking only $249,900. with 10% financing. Chances are we're going to sell your house. Why not call us first? municipally serviced? What arrangements can be made to keep the road clear of snow or other obstacles and in good repair? Septic System Is it working properly? Was a certificate of ap- proval issued by the Ministry of the Environ- ment, as required, at the time of installation? Check with the public health unit in the area or the ministry. Most important is the status of the drinking water. Also consider the status of alter- native drinking water sources in the area. Telephone & Electricity Even if you want to get away from it all, a phone is always useful in case of an emergency. Contact the local phone company to see how long it would take to get even a party line. Most cottage electrical systems are fairly simple since not nearly as many heavy appliances are used. But make sure it's adequate RE/MAX scugog realty imites 144 QUEEN STREET, PORT PERRY independent member troker 985-4427 184 OFFICES THROUGHOUT ONTARIO TONY MACIVER ... Res. 985-2401 A LITTLE BIT OF COUNTRY! 11% FINANCING Tastefully decorated 4 bedroom home with walk- out to deck, finished base- ment, 2 full baths, 2% garages. Large eat-in kit- chen, plus more! Call for sure. $204,900. TAMMY SILVERMAN .. LOTS OF HISTORY WITH A LOT OF CHARM in this beautifully renovated cen- tury home situated on 10.52 acres with a peaceful view of Lake Scugog with over 1100 sq. ft. on Scugog Island Rd. N., with wester- ly exposure. Listed at $319,900.00. A must to view! MARK PUCKRIN Res.: 705-357-3374 YOU SNOOZE, YOU LOOSE! Sound 4 bdrm. home, underpriced for quick sale. Reduced to $132,900. Price easily off sets todays higher interest rates. for your purposes. Install- ing a new electrical system can be very expensive if it means bringing in new hydro poles. Heating Most people buying cot- tages today want the most for their money, including insulation and heating. Check how winterized the cottage is. Get a local con- tractor to give you estimates on any im- provements. And remember that electrical heating, the most common type of heating in cottages, is not cheap. Examine the vendor's heating and utility bills. Do they seem unusual- ly high? Taxes & Zoning Yes, there are property taxes on most cottages. Compare taxes in the area and be sure that any addi- tional plans for the proper- ty conform to local building bylaws. Also, make sure there are no outstanding easements on the land and that year-round use is per- mitted. A rural survey of - the property is also a wor- thwhile investment. It will show you exactly what you're buying. Waterfront A clean shoreline and panoramic view can sell almost any cottage. If you are buying lakefront or river property, find out if your title actually extends - to the water's edge. Also check if that crystal blue lake is as pure as it looks. How deep is it? Is there an excess of weeds? Are there hidden hazards? How much do the water levels fluc- tuate? Is there a boathouse or dock on the property? A local marina is a good source for lake information. Location It's also important to con- sider whether there is a town nearby for shopping and other services. These towns are the lifelines to cottages. Be sure to visit them and know what ser- vices are available. Finally, avoid buying a cottage sight-unseen. Too often, these properties end up closer to a swamp than to a lake, or on the side of a mountain with no panoramic view. The best protection is to see first- hand what you are buying. PRIVATE CUSTOM HOME Beautiful mature lot on Cochrane Street. 4 bedrooms, Master en- suite. 30' family room with f/p. Formal living room with t/p. Separate dining room, elegant entrance with curv- ed staircase. Rec. Room, Central air & vac. Now at $349,000. with early possession. Call 985-9397 for Feature Sheet i --_-- ( a) 30 IEBIYD | il Homelife/Durham Realty Inc. BROKER 248 Scugog St. (Hwy. 7A), Port Perry, Ont. BUSINESS: (416) 985-4406 TOLL FREE: 1-800-668-5858 ATTENTION FIRST TIME BUYERS Let this home help pay for itself. Solid 2-2 bedroom duplex. Separate hydro and furnace meters, finished rec room, 12 x 24 ft. above ground pool. Close to school. Priced to sell at $189,900. Call now, Robert or MaryAnne Espie, Sales Reps. 985-4406 or res. 985-0606. 3 $149,900. IN JANETVILLE This home is located in the heart of Janetville and in- cludes these features: - 3 bedrooms - L-shaped living/dining room - full unfinished basement - sitting on a 1 acre lot For more information, call Debbie Olliffe, Sales Rep., 985-4406 or res. 985-8873.