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PORT PERRY STAR -- Tuesday, June 26, 1990 -- 27 The OMPP. Ontario has a new, comprehensive auto ~ The OMPP works to keep automobile THE BAD NEWS FOR BAD DRIVERS. insurance system, called the Ontario Motorist insurance affordable. Paying benefits regardless of fault does not mean Protection Plan. The OMPP puts the brakes on increases in HOW DOES THE ONTARIO MOTORIST bad drivers go unpunished. Fault continues to be used for rating purposes. your insurance rates. It speeds up payment of PROTECTION PLAN WORK? Those with good records are rewarded with improved benefits, and extends coverage to some Your insurance policy will automatically be preferred rates. Those who cause accidents are people not previously covered. Most claims converted to the new system by your insurance charged higher premiums. will be settled without lawsuits. However, company. Motorists causing accidents resulting in death you still have the right to sue if you are ~ Under the OMPP, virtually all your dealings or serious permanent injury are still liable to be seriously injured. will be with your own insurance company. sued for unlimited damages. The new plan is more than insurance reform. Guaranteed income benefits will be paid to people As part of the OMPP, over 100 additional It will lower costs by improving highway safety injured in an accident, regardless of fault. These Ontario Provincial Police will patrol our highways. and reducing accidents. Because, in the end, are payments to cover income, medical bills, Traffic fines have been more than doubled. safe driving is a good way to keep costs down death benefits and child care. For the first time, and prevent injuries. students, retirees and homemakers are covered. NOW WHAT? Compensation will be paid by your insurance The Ontario Motorist Protection Plan balances the THE GOOD NEWS. company quickly after your claim is filed. need for affordable rates with the requirement In recent years, caps have kept insurance rates Should your vehicle be damaged, your for comprehensive protection. Compensation is in Ontario artificially low, while cost pressures insurance company will pay to repair it if you there without the need to go to court. The have continued to.mount. Bodily injury claims, are not at fault. You can continue to buy optional premium dollar goes to help those who need it for example, totalled about $1.8 billion in 1988. collision coverage to cover your vehicle if you most - the injured victims. Without the Ontario Motorist Protection Plan, are at fault. Your insurance broker or agent has all the . insurance companies would require premium To make the system fairer, your insurance details about the Ontario Motorist Protection Plan. increases of 30-35% this year. The OMPP will premiums will be based on the cost of repairing And you will receive an information brochure with hold premium increases this year to only 8 % on your own car -- not the cost of the "average" car your premium notice. average in urban areas, while average rates on the road. Someone with a car that is expensive in rural areas will not increase at all. to repair can expect higher insurance rates. 7 Governmen t of Ontario The Ontario Motorist Protection Plan. Everyones Protected. ' ' FER ERE ERE EE EE EEE EERE rE AN EERE ES EE AR EE NSE EE TEE EAE IEE itd i noe " "Ym MMS UR Fatale) Lar rm ere, lala Talal Laka A Lan a Wn WY}