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aT EW a -- ui y - - Ll Sa " pa Cpe dl Le ¥s 4 -- PORT PERRY STAR REAL ESTATE -- Tuesday, October 30, 1990 Credit From Page 1 munity, credit counselling services mediate between the individual and the creditors. The counselling service helps develop a MUSINGS by Helen Suzanne TWINS My sister and | are identical. As children Toronto Line 686-3931 REALTOR 7 985-7386 112 SCUGOG STREET - PORT PERRY - ONTARIO repayment plan which determines how much the person can regularly pay we were put through a battery of tests and were found to be scientifically more biologically alike than most twins. At our age, any organs and then divides that money that haven't broken down are compatible with $129,900, SCUGOG Beeandiig io each Ca es each of us. We share the same blood type, our ISLAND: Aluminum sided : X finger and hand prints are so alike as to be al- 1%: storey home. 3 person brings the payments ng Pp most indistinguishable. Although we don't look identical now, we have seen photographs of ourselves as babies where we couldn't tell each other apart. | remember one photo in par- ticular of my sister and | in a double stroller. There was a neon sign on top which said "two for one sale." Behind us stood a crazed couple appearing to rip each other's hair out. tto the counselling service which acts as a trustee and forwards the money to the creditors. Bankruptcy is a last resort and may be the only alternative for those unable to pay their living expenses and make payments on bedroom eat-in kitchen, woodstove, family room, main floor laundry, garage, fenced side yard on .33 acre. Call today and give this home a family. Ask for VALERIE HOFFMANN 985-7386 or 985-2526. VALERIE HOFFMANN OPEN HOUSE SAT. NOV. 3- 1:30 - 3:30 P.M. Directions: Follow Durham Road 2 North from Port Perry to Sonya, follow signs. $236,900.00 - SONYA: Quality ranch bungalow, approx. 2000 sq. ft., spacious rooms, coun- try kitchen with ample oak cupboards, 3 bedrooms, master has ensuite & walk-in closet, main floor laundry, walkout to deck, southern exposure, double attached garage. Bonus: basement with kitchen and 3 bedrooms. Your hostess BONNIE STEELE 985-7386 or 985-3398. "¥ KENT ESTATES, PORT PERRY: 2 storey brick home on nicely treed lot. Features 4 bedrooms, 3 baths, central air, walkout to deck, finished basement, double attach- ed garage. Priced at $244,900.00. Call JOHN WOLTERS 985-7386 or 986-4303. FIRST TI 985-8881 MERS! OWNER'S LOSS -- YOUR GAIN!: Bring an offer - We'll take care of the financing. 2 bedroom starter on fabulous 2 acre lot overlooking lake in Seagrave area. Siding, roof, EFA fur- nace, 200 amp. service and basement 3 years old. Two decks for entertaining and storage shed with hydro. Cut to the bone at $109,900.00. MUST BE SOLD! Call DEBRA ANN-TAYLOR today 985-7386 or PORT PERRY DEVELOPMENT: 46 acres, residential zoning, in town, formerly draft plan approved. $1,710,000.00. For more information call MARK SMITH 985-7386 or 985-3110. their debts. For more details about credit, the Ministry of Con- sumer and Commercial Relations has produced a brochure called Credit and You. For copies, contact the Ministry's Consumer Infor- mation Centre at 555 Yonge Street, Toronto, Ontario, MT7A 2H6, Tel: (416) 326-8555 or toll free 1-800-268-1142. Ontario residents with an (807) area code may call the (416) line collect. The TDD line for persons with im- paired hearing is (416) 326-8566. To contact a credit counselling service, look in the telephone book under Credit Counselling. of new or existing homes! We can offer you great CARPET VALUES! Come to us for a free estimate and compare our total cost in- HOMEOWNERS | People naturally stare at us and compare. | suppose we are a curiosity of sorts. We have even been known to answer to each other's names. As we grew, we developed our own inter- ests and personalties. It is almost impossible to explain to someone else, but we do share com- mon thoughts. In fact, if you are not an identi- cal twin, we cannot explain the bond that we have. Perhaps this comes from being nose to tail for 9 months in a confined area. Certainly you are going to be pals. We have often been asked if we share each other's pain. No, not anymore. When my sister had her baby, | was 3000 miles away. | went through 14 hours of labour. Needless to say, | was relieved when she finally gave birth. Her husband phoned with the good news mo- ments later. You can imagine my surprise when he announced she had had a caesarian section hours earlier. God forbid she ever falls down and breaks an arm or a leg. If misfortune befalls her, she is on her own. It's not uncommon for us to give the same gifts to each other, right down to the wrapping paper and card. | hope this changes. | told her for our next birthday | want a Jaguar. | guess we really are an interesting study. Being a twin is a unique experience, but then again, we don't know the difference. | am truly blessed with a wonderful one. By the way, did | happen to mention she is five minutes older? cluding underpad and in- | : llation, combined with our " SCUGOG POINT ESTATES: 1 year new, 3 bedroom bungalow, arnt service. * main floor laundry, oak kitchen, oak flooring, finished rec. room 1 with walkout, 2 car garage on 3/4 acre lot. Only $199,900.00. HOMESTEAD gq LAS 5 | =i - iy H | A must to see! Call STEVEN BROUWER for appointment vs gobi 985-2451 : STEVEN BROUWE 985-7386 or 986.0687. PORT PERRY EVERYBODY'S MARKETPLACE LAKE SCUGOG LAKEFRONT: 3 bedroom bungalow, full walkout basement, 1v: baths, fireplace. Asking $153,900.00. Call CHERYL HILL 985-7386 or 985-0718. GLENN MCCOY "DAVID WOOD NATURE RETREAT -- PORT PERRY EAST:63 acres of woodland with permits available. Possible vendor take back first mortgage. Pigeon River Valley area, nature awaits your offer for only $179,000.00. Contact DAVID WOOD 985-7386 or 986-4986. SCUGOG ISLAND WATERFRONT: Location, waterfront and affordable!, permits available. Listed at $139,900.00. Call GLEN MCCOY 985-7386 or 985-3063. 'MANILLA': 3 bedroom starter home, new siding, renovated throughout, close to stores. Real deal at $119,900.00. For more information call ERNIE DUNCAN 985-7386 or 986-0055. / the same period. When a recession hits... you need all the help you can get! DID YQU KNOW: When a recession hits and business goes flat, the temptation is to cut costs, especially your company's investment in such intangibles as advertising. But studies show cutting back on advertising is a mistake. Studies show that during the 1981-82 recession, companies that didn't reduce their advertising had a much greater sales growth Now, more than ever, it Is important that we learn the lessons of the past. Your advertising budget may be the most Important key to your firm's prosperity - maybe even to its survivall - INVEST IN ADVERTISING - FOR HELP OR INFORMATION CALL ANNA OR VALERIE AT 985-7383 PORT PERRY STAR 235 QUEEN STREET - PORT PERRY during and after the recession than firms that cut back. Firms that maintained or increased levels of advertising during the last recession saw an average sales Increase over the five years (198085) of 275%. But companies that reduced their advertising - or stopped it altogether - saw their sales Increase just 19% during