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DECEMBER 15 SALE TIME: 6:30 P.M. '"Saturday's Auction Action' Pethick Auction Barn, Haydon. 10 mi. N.E. of Oshawa Every Sat. Night This week to include contents of area home, dining room suite, bedroom suite, dressers, china cabinet, colour console T.V., storage shelves, lamps, lights, kit- chen appliances, storage, shelves, signed limited edition prints, oil paintings plus lots of collectable china & glass, lots of box lots. Terms are cash, cheque or Visa. For more information call 416-263-4252. Sale managed and sold by Garry K. Powell Auctions. Last chance to beat the GST sale, Sun., Dec. 30 - 11 a.m. Lots of quality antique furniture to be sold. Watch for newspaper ad next week. WEDNESDAY, DECEMBER 12 SALE TIME: 11:00 A.M. Triple Real Estate Auction Parcel 1 Commercial 90 & 92 King St. Woodville 221 ft. frontage on the Malin St. with 2 buildings with about 10,000 sq. ft. Completely renovated 2 storey building with retail store plus adjacent office on ground floor with 5 modern apartments on second floor with refrigerators, stoves & AC, other building is presently a funeral home with apartment above. All units are presently rented. EXCELLENT income development In busy loca- tion in small town with large trading area, close to Oshawa - Toronto areas. Selling as is sub- ject to reserve bid. Terms $10,000. at sale balance 30 days, some financing available to qualified purchaser. Call early to view. PARCEL 11 -1:30 P.M. Excellent building lot on the main st. of MANILLA (Hwy. No. 7) Lot 60 x 130 selling subject to reserve. - Terms $5000. at sale balance 30 days. PARCEL Ill - 3 P.M. BUNGALOW on 95 acres with spring fed pond. DIRECTIONS: south of Manilla to 8th conc. turn east 2 miles (see signs). Im- maculate 1560 sq. ft. cedar home plus completely finished lower level, fireplace in living room, air- tight stove In rec room with walkout, double garage. Proper- ty selling as is subject to reserve bid. Don't miss this executive bungalow on 95 acres. Ideal for hobby farm. Close to all conve- niences. Ideal for commuting to Oshawa - Toronto. Terms $10,000 at sale balance 30 days. View these properties early to arrange financing. Call ORVAL McLEAN AUCTIONS (705) 324-2783 or 1-800-461-6499. MONDAY, DECEMBER 17 SALE TIME: 7:00 P.M. NEW MONTHLY HORSE & TACK AUCTION Orono Sales Barn Consignments welcome. For in- formation call Bill or Leslie Ellins 1-705-799-5390. BEAT THE G.S.T. AUCTION SALE SUNDAY, DECEMBER 16 SALE TIME: 12:30 p.m. Orono Town Hall (Main St., Orono) Viewing at 11:00 a.m. Sale to consist of several lots from area homes, that must be sold prior to the end of the year. One of the last chances you'll have before G.S.T. becomes reali- ty. Partial list to include 10" Craftsman radial arm saw, 3" Craftsman belt sander, Shop Vac., vise & misc. other tools, parlour chairs, office chairs, wicker rocker, piano stool, por- table colour T.V., heaters, small desk, plne table & misc., household articles found inside & outside the home. A large selec- tion of collectables including old bottles, Avon, wood planes & pulleys, old tins, oil lamps, old sheet music & player piano rolls (hymns, foxtrots, marches), sad iron, hand sewn blanket, Coke col- lectables (trays, bottles, tin radio, openers, signs, etc.). Plus a selec- tion of glass including Depression, Pressed & Milk Glass. Sale to in- clude a large number of hockey and a few baseball cards, highlighted by a Gretzky rookie card, also Nichols, Jurrl, Stevens, etc. This sale has very few large Items, but a good selection of useful & collectable items that will make It worthy of your atten- dance. Watch for our Dec. 26, Boxing Day Sale of sports collec- tables, antiques 8 collectable items. MacGregor Auction Ser- vices 416-987-5402 or 416-983-5556. TUESDAY, DECEMBER 18 SALE TIME: 6:30 P.M. Corneils Auction Barn 3 plece modern bedroom suite, parlour chairs, bedchesterfield, double box springs and mat- tresses, reclining chairs, chrome kitchen suite, 30" electric stoves, 15 cu. ft. freezer, quantity of modern dressers, and chest of drawers, coffee & end tables, modern wardrobe, occasional chairs, 2 door refrigerator, chesterfield and matching chair, 22rifle, large quantity of modern furniture, china and glass. This will be our last sale before Christmas. We would like to ex- tend to everyone a Merry Christmas and a Happy New Year. Don & Greg Cornell Auc- tioneers, R.R. 1, Little Britain 705-786-2183. FRIDAY, DECEMBER 14 SALE TIME: 6:00 P.M. Corneils Auction Barn New Grandfather clock, floral chesterfield, loveseat & matching chalr, oak buffet, antique side-by- side, single box springs & mat- tresses, 3 piece modern bedroom suite, coffee & end tables, hall tree, roller bedchesterfield, chrome kitchen suite, table & floor lamps, iron bed with brass trim, G.E. automatic washer and dryer, antique dresser and chest of drawers, candle stick telephone, parlour tables, flat top farm scales, refinished wooden kitchen chairs, dining room Kkit- chen chairs, new chesterfield & matching chair, new wicker chairs, partial toilet sets, James Woodard & Son 12 guage ham- merless shot gun, quantity of elec- tric train cars, western saddle, 48' metal lathe, 5 section oak stacking bookcase, washstands, wooden rocking chairs, quantity of china and glass & collectable items. Don & Greg Corneil Auc- tioneers, R.R. 1, Little Britain 705-786-2183. SATURDAY, DECEMBER 15 SALE TIME: 5:00 p.m. {Note Early Start) Oddfellows Hall, Port Perry Good appliances, furniture, some antiques, coins, figurines, new toys and games, jewelry boxes, coffee & end tables, collec- tor plates, microware, wheelbar- rel, crocks, chesterfields, garden tools and more to come. Merry Christmas and Happy New Year to all. Pearce Auction Services. 655-8073. THURSDAY, DECEMBER 13 SALE TIME: 11:00 A.M. 100 Holsteins Pilatus Milking Herd Dispersal owned by JOE & JOE ANNE SPICHTIG, Orillia, selling at the Wilson Sales Arena, Uxbridge, Ont. 40 Head, Reg., Class., O.D.H.I1.C. Tested, 2 Excellent, 14 'Very Good, 20 fresh Oct. & Nov., RHA 160-161-160. Followed by the Ontario County Club Sale & Wilson's Christmas Bonus Sale in- cluding 3rd Youngfield Harvest Sale (Part 2). Sale managed & sold by Lloyd Wilson Auctions Ltd., Uxbridge, 416-852-3524 or 9755. THURSDAY, DECEMBER 20 SALE TIME: 10:00 A.M. Furniture & Antiques Auction Sale of Furniture & An- tiques, the contents from Rich- mond Hill and Stouffville Estates, | selling at the Wilson Sales Arena, | Uxbridge, including round oak table, washstand, 5 pc. bedroom suite, alum. ext. ladder, lge. qty. of tools, fishing lures. Full details later. NOTE: This is the last sale for the year. Sale managed & sold by Lloyd Wilson Auctions Ltd., Uxbridge, 416-852-3524 or 9755. SATURDAY, DECEMBER 15 SALE TIME: 10:00 A.M. 870 Taunton Rd. N., Whitby We are selling 2 lots from a local moving company plus others including (small estate from Whitby). 7 pc. oak diner, walnut corner cabinet, cedar chest, 2 Vic- torian chairs, Duncan Phyfe bedroom suite, chrome suite, parlour tables, lamps, new mat- tresses & box springs, new sofas, loveseats, new 6 pc. bedroom suite, very good lot of household furniture from moving company Including dishes, diners, sofas, antiques and lots more. New din- ing tables, etc. Excellent sale of furniture. Many items not listed. Plan to attend. Note Time: 10:00 a.m. Viewing: Fri. 1-6 p.m. McLean Auctions & Liquidations 576-7550 or 686-3291. It may be the season to be jolly, but some consumers find visions of holiday- season expenses make them worry about the bills to come well before the first ho-ho-ho is heard. Ontario's new Consumer Minister, Peter Kormos, suggests ways to help avoid singing the credit-card blues in January. "The best way to curb runaway spending over the holiday season is to write up a Christmas budget and stick to it," says the minister. '"This may not always be easy, especially at a time when our research shows many consumers have fewer real dollars to spend than they did ten years ago. But it will make your holi- day a lot more enjoyable knowing there won't be bill collectors at the door in the new year." Those who have never us- ed a household budget are often reluctant to try one at Christmas. They think it will put a damper on holi- day fun. "But to be successful," Kormos explains, "a budget has to be flexible. Otherwise PORT PERRY STAR REAL ESTATE -- Tuesday, December 11, 1990 -- 11 Prepare a Christmas budget it'll be forgotten the first time an unexpected bill arrives." Making a start at a budget is as simple as sub- tracting expenses from in- come and deciding how much of the excess can go to the festive season. Obvious expenses to con- sider include all the basic living costs -- food, rent or mortgage payments, utilities, transportation and regular savings. But experts at the ministry say people sometimes forget the little things, like pet food and newspaper deliveries. These can add up to a lot of money at the end of the month. If you don't think you can remember all of your minor expenses, add in an extra five to 10 per cent of costs marked "miscellaneous," to make your budget work. Once you have a clear picture of how much money is left over for Christmas -- and if there isn't any go back to the expenses col- umn to see which optional outlays can be cut -- start to think about all the holiday activities you've planned. Prepare your Christmas budget in the same way you listed regular monthly expenses. Jot down all the gifts you want to buy, along with cards, decorations and the tree. Don't forget the cost of Christmas dinner and holi- day entertaining, or the charitable donations that help make the holiday hap- pier for others. Once this is done, add in another 10 per cent to allow for the high price of wrapp- ing paper, and to cover the cost of a last-minute gift. Then number all the items you've listed accor- ding to your priorities, and resolve to stick with the result. Minister Kormos warns against excessive use of credit cards to extend your holiday purchasing power. "With twice as many credit cards in the hands of consumers than there were a decade ago, the tempta- tion to overspend has never been greater," he says. "But smart shoppers still use their cards only as a substitute for cash." The ministry encourages _ consumers to avoid interest VY % HERE'S A GIFT charges by paying accounts in full at the end of each month. For those who can afford to make only partial payment, high interest rates on credit can greatly increase the price of goods. Some people, who won't be able to make substantial payments on what they've bought on credit may end up in serious financial trouble. Anyone whose budget shows they're already in over their head should im- mediately contact the nearest Credit Counselling office for help. At locations across the province, ex- perienced staff provide con- fidential services that have helped thousands of people conquer debt. For further information on credit and many other consumer issues, contact MCCR's Consumer Infor- mation Centre at 555 Yonge St., Toronto, Ontario M7A 2H6, Tel. (416) 326-8555 or (toll free) 1-800-268-1142. On- tario residents with an (807) area code may call the (416) line collect. The TDD line for the hearing impaired is (416) 326-8566. IDEA JUST FILL OUT THIS HANDY 1 ORDER FORM AND DROP IT I OFF or SEND IT TO THE PORT PERRY STAR 235 Queen St. Port Perry, Ont. LOL 1B9 985-7383 1 YEAR [] Canada $25. per Year Sesesreesnrarsasntr rasan anaan ser sae 2 YEARS [] 3 YEARS [| Elsewhere $70. per Year om me mn wn ee me mm me SE Gm em em mm ew pw a Gm Sw wm ow wn