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Hire a lawyer From Page 1 fees they charge, and how and when they will let you know if costs are likely to exceed their estimates. Lawyer's fees usually vary with the type of mortgage arrangement and the overall complexity of the transaction. Also check to see if the lawyers are accessible on weekends and evenings when most offers are sign- ed. You may also want to request references, especially if you learned about the lawyer through a referral service or the yellow pages. There is often no relation- ship between fees and ex- perience. Go with the lawyer, who, in your opi- nion, has the right ex- perience and is genuinely interested in providing pro- fessional services. Services Supplied Many of the complicated, time-consuming tasks lawyers take care of in real estate transactions are as follows: * Making sure you will have valid title (proof of owner- ship) to the property and that it is described correct- ly in every document; * Investigating whether there are any claims registered against the pro- perty and ensuring these are cleared before you take title; .- * Checking the appropriate municipalities to find out whether taxes are owed on the house, or (in case of a new home), if final inspec- tion has been completed; * Calculating the amount of Land Transfer Tax you will be required to pay when you TWO STOREY red brick century home. 4 bedrooms, separate din- ing, living and family room. Taxes - $959. Oakwood - $139,000. 705-953-9089. A 23 WEDNESDAY, MAY 15 SALE TIME: 7:00 P;M. Real Estate Auctipn 25 Oreilly Lane, Little (Watch for signs) Lakeview home - 10 min. {from itain 3 yr. old, 3 bedroom 1} house on 100' x 200' lot fireplace, Satellite vac., overlooking with lake access infront, large 2 car garage, Jdrge loft master bedroom with walk in closet and ensuite, beautify! kitchen, lots of cupboards, g¢eramic tile, open concept. Owper must sell. Low reserve. Terms: $5,000.00 cash or certified cheque deposit, balance In 30 days. VIEWING: from § p.m. day of sale. OPEN HOUSE: Sunday, May 12, noon - 6 p.m. or by appointment. McLEAN AUC- TION - 576-7550 or 686-3291. M 14 'home-buying process. Rely HOMEOWNERS of new or existing homes! We can offer you great CARPET VALUES! Come to us for a free estimate and compare our total cost in- cluding underpad and in- stallation," combined with our fast, courteous service. HOMESTEAD pont perry 985-2451 complete the transaction, as well as any adjustments necessary to compensate the seller for prepaid fuel (in the oil tank), taxes and utility bills; * Giving you the names of reputable home inspectors and suggesting possible alternative sources of finan- cing; and * Drawing up the mortgage documents, if these are not prepared by your lender's lawyer. As you can see, your lawyer is an extremely im- portant participant in the on his or her services and guidance, and be sure to ask questions if you don't understand something. Make sure problems are an- ticipated and prevented before the transaction is completed -- not later, when you're sitting in your new home! This article is provided by local Realtors and the On- tario Real Estate Associa- BUSINESS CARDS FAXING BUSINESS FORMS RUBBER STAMPS WEDDING INVITATIONS SCHOOL SUPPLIES OFFICE FURNISHINGS COMPUTER SUPPLIES 188 MARY STREET - PORT PERRY - 985-7383 FAX 985-3708 ADVERTISING PROMOTIONS LETTERHEADS PHOTO COPIES CALCULATORS BUSINESS MACHINES BRISTOL BOARD ADDING MACHINE ROLLS AVERY LABELS tion (OREA) Summer Is Coming! Get Ready ... $159,900. Waterfront cottage, insulated, reno- vated, private lol, westerly exposure, wood- stove. Fish, swim, relax. Could be permanent home. Call Catherine Ayotte - res. 985-9340. - 2 Acres with Pond - Asking $154,900. 15 minutes north of Port Perry. 1547 sqft. bungalow. Exterior to be finished. Fireplace in living room. Large kitchen - bright & cheery. To view call John Vernon - res. 985-2808. Gentleman's Estate Farm $419,900. Situated on 99.11 acres of treed and produc- tive land, is this spotless Century home, 2 staircases. Massive T-shaped bank bam, drive shed and small bam, long laneway. Call Lloyd Slute - res. 855-3989. Walk Downtown $225,000. with 4 pc master ensuite, family room, finished rec room, main floor laundry. Pleasing neutral decor. Fully fenced yard with entertainment Beat the Heat - Buy a Cottage $129,000. - 2 bedroom, large kitchen and liv- ing room, deck to water, dock, westerly expo- completely "breathtaking sunsets, sures, fenced. Call Catherine Ayotte - res. 985-8340 TR Soiggszs Approx. 2,000 sq.ft. on 4 levels. 3 bedrooms § \ dock Valerie Harbour - res. 985-0076 4 Port Hoover Beach, Lake Scugog Waterfront home, neat and tidy 2+1 bedroom raised bungalow with large living room and family room with fieldstone fireplace. Large lot 82x434 ft. Boathouse at the lake. Asking $199,900. Call John Vernon - res. 985-2806. Highway Location $139,900. Spacious 1 1/2 storey home with detached double garage, close to town. Main floor fami- ly room and laundry room. Excellent 1st time om Call Ted Harvard - res. 986-4673. Large Family? Satisty your needs here. 2 bedrooms on main floor, 2 bedrooms on lower level. Rec room and much, much more. Shows greal. $125,000. Madonna Hoare - res. 985-2181 Spring Special - $98,900. 3 bedrooms, large livhg room, eat-in kitchen. Full basement high and dry. Call John Vernon - res. 985-2806. Peace and Privacy are Yours $159,900. Your own dock included with this 3 bedroom ranch style bungalow featuring an eat-in kitchen, main floor family room and oversized atiached garage. Only minutes to Pon Perry. Call Ted Harvard - res. 886-4673. Spinning Wheel Atmosphere $189,900. 125 R. treed frontage boasting a charming 3 bedroom country home just south of Port Perry. New deck surrounds the pool and a wrap-around veranda. For your personal viewing call Valerie Harbour - res. 985-0076. Spectacular property featuring a 4 bedroom home, approx. 5200 sq.ft. Main floor biiards room, library & family room. 2 fireplaces, 5 bath., stocked pond, pool, tennis cit, & bam. A distinctive property offerey at $1,300,000. By appointment only. Valerie Harbour 885-0076 12 Enchanted Acres Centuy; --2l SUCCESS INC. On 7A Hwy. at Water Street PORT PERRY Spacious Sidesplit in Blackstock 6 levels afford personal privacy, 4 bedrooms and 3 bathrooms are a few of the features of this home. Large maturely treed lot and walt- Ing for your Inspection. Offered at $184,900. Please call 885-7371. Picturesque Hobby Farm Situated on 2.95 acres this property features a 4 bedroom century home with fireplace, excel- lent barn with stalls and attached garage. $199,900. By appointment only. Call Ted harvard - res. 986-4873. Fenelon Falls Waterfront $149,900. Excellent four bedroom home on large mature treed lot with sandy beach, main floor, family room, 2 baths, and attached garage. Call Ramona Reesor - res. 985-3383 Build Your Dream Home! Excellent high and dry building lot, approx. 1/2 acre. Minutes north of Port Perry. Building permits available . $57,200. Call Ramona Reesor - res. 985-3763 50 Acre Spread hobby farm of cash crop. A must to see. Offered a $239,000. immaculate 3 beeroom brick bungalow, In small hamiet north of Port Perry. Excellent for Ca! Ramona Reesor - res. 985-3383 vw \. 6 bedroom bungalow situated on large 76' lot. Features eat-in kitchen, two walkouts' with nanny sulte. Listed at $227,900. Fish from your Dock! For appointment call 985-7371. wv 5% 985-7371 Century 5 Ee .....S no. ST ---------- PE