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a... - ER ™ a arnn S EN eS "A Family Tradition for 126 Years" PORT PERRY STAR - Wednesday, September 9, 1992 - 5 Scugog native was commanding officer of air lift control element in Yugoslavia Major Robert Ryan is a navigator in the Armed Forces | weeks, although not necessarily By Kelly Lown Port Perry Star Canadian Armed Forces transport airplane crews are as busy as they ever have been ac- cording to Major Robert Ryan. "It is as busy (right now) as I have ever seen it, in terms of ac- tual operations," Major Ryan told the Port Perry Star in a tel- - ephone interview last week. Major Ryan, who is currently based at CFB Trenton, Squad- ron 429 recently returned from a one-month mission in Yugo- 'slavia where the Canadian crews aided the United Nations Relief Effortinto Sarajevo. The 38-year-old navigatoris a native of Scugog Township. He was born and raised in both the Port Perry and Blackstock area, and is a graduate of Cartwright High School. He remained in Scugog Town- ship until the age of 25 when he Joined the Canadian Armed Forces. Married to another Port Perry native, Chnstina Vol- kins, Major Ryan still has ties to the Scugog area as both of their families are still living in the township. Major Ryan said he is not sure what drove him to joining the Armed Forces in 1979. "I guess I was intrigued, and | enjoy seeing the world," he said, adding, "I am glad now that I did make that decision (to en- list)." After completing basic train- ing in Chilliwack, British Co- lumbia in 1979, he spent a year in Winnipeg studying naviga- tion. When his training was com- plete, Major Ryan spent his first three years (1981-84) with the Armed Forces stationed in Trenton. He then spent the next two years at the Pope Air Force Base in North Carolina. From 1986 to 1989 he worked for General Wil- liam MacKenzie at the National Defense Headquarters in Otta- Interest is rising in residential mortgages By Scott Anderson Port Perry Star It appears more people are taking the opportunity to buy homes, whether new homes or resales. A report released by the Can- ada Mortgage and Housing Cor- poration (CMHC) states that residential mortgage credit in- creased by 1.6 per cent in the first quarter of 1992, and by an estimated two per cent during the second quarter to $263.3 bil- lion. According to the report, the estimated increase in mortgage credit growth of two per cent in the second quarter is due to a re- bound in the new housing mar- ket and further gains in the re- sale market. Also the CMHC found that approximately two-thirds of Ca- nadian cities experienced a modest increase in housing af- fordability during the first half of 1992. The CMHC attributed the rise in affordability to contin- ued low mortgage rates and in- creases in household incomes between January and June of this year. Although some markets expe- nenced increases in the average price of a starter home, incomes rose sufficiently enough to off- set higher prices enabling more Canadians to afford a home. "House price changes were generally small, therefore the income required to qualify for a mortgage changed only slight- ly," said Pip White, a CMHC market ok Wo "Incomes rose more than prices in many mar- kets which increased the num- ber of households that could af- ford to buy." Housing affordability in Can- ada continues to improve due to low interest rates and reason- ably stable house prices. Afford- ability is expected to remain stable over the next year, with interest rates close to their cur- rent levels and small rises in in- comes. But it is not necessarily the case in Port Perry. Marva Col- lins, manager of Personal Bank- ing at the Royal Bank in Port Perry, says the house market prices are not suited to first time home buyers. Mrs. Collins says the majori- ty of her clients are couples in their 30s who have upgraded from semis or rental units. Mrs. Collins says June was a particularly busy month for mortgages and house sales. She attributes the decrease in inter- est rates to the increased mort- gage activity. "Rates drive the mortgage market and people are taking advantage of the lower rates," she said. She also attributes the Onta- rio Government's decision to al- low a five-per cent down pay- ment on a house for first time buyers as a factor. Mrs. Collins says there are mainly two types of mortgages the clients are attracted to at the present. They are either hedging their bets and going for an open mortgage, hoping the rates go down, or they are lock- ing into a five-year mortgage at a fixed rate. But Mrs. Collins says mort- gages are a very personal thing and should be tailored to fit the individual and their financial situation. "The best advice we can give them is to not bet on the rates, but choose what best fits the sce- nario," she says. PRIVATE SPEECH THERAPY EH i a ea SS EESSSSSSSSSSSSS,. ANNE WAGGONER, Bc. BEd. D.Sp, Reg. OSLA 5 -------- ET -- Certified teacher specializing in childhood speech and language problems. Speech therapy is covered by most Employment Health packages. Telephone (705) 426-5659 wa. In 1989 he was promoted to Major and worked for one year at the United States Air Force Major Robert Ryan Air Command and Staff College in Montgomery, Alabama. In 1990 he returned to Tren- ton 429, where he remains to- day. "Usually you stay at one place for about three years. I may be moving in 1993 or I could be promoted and remain here. I have no say in that deci- sion," Major Ryan told the Star. Over the past two years Major Ryan has been busy in his posi- tion of navigation leader. "We are always busy, but late- ly we are busy with actual oper- ations, not training," he said. Major Ryan returned on Au- gust 26 from a month-long mis- sion in Yugoslavia. On July 29, he began as the commanding officer of the air lift control element in Yugosla- via. He was the navigation lead- er of the Canadian element of the United Nations Relief Effort into Sarajevo. Although he was in the coun- try for one month, he only en- tered Sarajevo once. Most of his time was spent in nearby Za- greb. "Some days were very routine there. Zagreb is a fairly stable place," he said. "The controlling factor was if Sarajevo was being bombed or shelled," he added. Crews were in Sarajevo every day, sometimes up to three mis- sions per day. The pilots fly C- 130 Hercules, which are four- engine planes, he said. Since the July 5 start date of the relief flights, Canadians have flown three million pounds of food into the war-stricken country. Major Ryan, whois scheduled to return to Zagreb on October 1, for another three to four week mission, said he is not sure how long the relief flights will con- tinue. "It is a political decision how long the relief flights will go on. I don't know if there is an actual end in sight," he added. Currently there are 35 Cana- dians in the control element in Zagreb, 300-400 in Durovar and 15 in Sarajevo, Major Ryan told the Star. "The initial peacekeepers are now in Durovar, they are off the frontlines," he said. "Those that are in Yugoslavia are the special operations crew, they are trained to deal with hostile situations," he added. Prior to his duties in Saraje- vo, Major Ryan was in the Per- sian Gulffor six weeks. "I was in the area for six in the Gulfitself the entire time. We had flights to Larr and Cy- prus to the Gulf and back," he said. "Our crews flew supplies to the Canadian Forces flying F- 18sin Doha. After the first week the job became fairly routine, as routine as war can be," he said. In the Persian Gulf War Ca- nadians had total air superiori- ty, he said. "The difference between be- ingin the Persian Gulf and Sar- ajevo is we are not on one side or the other here. We are not sure who are the bad guys," he add- ed. Although his job keeps him away from home much of the time right now, he enjoys his work and is dedicated to the Armed Forces. "It is an extremely busy time right now, and has been for quite some time," he said. With the Gulf War, the Curtis Relief Effort, the humanitarian effort in Ethiopia, Yugoslavia, the United Nations Relief to troops in Cambodia and the 750 Canadians recently committed to Somalia, the Armed Forces are busy. "We have not had as much time for training lately, we are too busy with actual operations to have any training time," he added. 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