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"8cugog's Community Newspaper of Choice" 1993 housing statistics released 18a - PORT PERRY STAR - Tuesday, July 19,1994 Ag ART IP GG 8 EX Wht 4 il rs A ton Conditions were favorable in 1993 for first-time homebuyers, according to the 1993 Canadian Housing Statistics publication, released recently By Canada Mortgage and Housing Corpo- ration. Their ability to buy was enhanced by mortgage interest rates at their lowest level in nearly 30 years and home prices holding steady in most areas of the country. Canadian Housing Statistics is published annually and is de- signed to bring together data re- lating to house-building and mortgage-lending activity in Canada. Most of the data are de-- rived from the operations of CMHC and from Statistics Can- ada. However, despite favorable interest rates in 1993, new housing construction was down 7.6 per cent, mortgage lending declined by 14.8 per cent and the value of those loans was 13.6 per cent lower than the pre- vious year. Since federally insured mort- gage approvals were up 12.8 per cent over the same period, the reduction was solely in the area of conventional mortgages. Chartered banks accounted for almost 60 per cent of the in- stitutional mortgage lending on a dollar basis in 1993. Trust companies were next at 20 per cent, followed by loan compa- nies at 9 per cent and life insu- -rance companies at 6.5 per cent. Statistics Canada's New House Price Index rose by 1.3 per cent in 1993 after two years of relatively no wth. Land costs, primarily in Vancouver and Victoria, are responsible for the increase. The construction cost component rose by only 0.8 er cent as sharp increases in umber prices were offset by moderating labor costs. With regard to other housin costs, the rent index rose by 2. per cent while the home owner- ship component rose by 0.4 per of Within the hom owners ship index, there was a 4.9 per cont decrease in the cost of car- rying a mortgage while proper- ty taxes and insurance premi- ums rose by 7 and 4 per cent respectively. How to care for perishable food during the hot months No, this is not a weather fore- cast. This is an advisory regard- ing the handling of perishable food products during the hot summer months. In particular, I am thinking of fresh dairy products such as fluid milk, yo- gurt and also ice-cream. That trip between the supermarket and_your home can be a real challenge for such foods if they are to maintain their shelf life and original quality. The effect of temperature on fluid milk is such that at 15 degrees Celsius (60F.) the expected shelf life of the product is reduced to one day whereas at four degrees Celsius it is expected to main- tain freshness for at least 10 days. Ice-cream presents a real challenge because ifit has start- ed to melt when we get it home to our freezer, the tendency will be for it to become coarse and icy after it refreezes. What a fate for a real treat on those hot along the family picnic cooler on that hot summer day shopping trip. Ask that all perishable foods (meat, dairy and frozen - foods) be put together so that they can be placed in the cooler and enjoy each other's cool com- pany for the trip home. Keeping uid milk out of bright sunlight also protects the clean, fresh fla- vor. When the car is 102 degrees summer davs. as you load the groceries, you know thatitis "cooler" weather. The Answer: If possible, take BUSINESS & PROFESSIONAL DIRECTORY | HEATING CO. UTD. 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