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"WEEKEND STAR" FRIDAY, FEBRUARY 23, 2001 - 13 Pancake, sausage supper will be at the Epsom Church Pancake supper set for next Tuesda This Sunday, Feb. 25, worship will be held at Utica Church at 11 a.m. Ambury Stuart, a student at Emmanuel College, will be presiding while Rev. Burton is in British . Columbia to give a workshop on conflict resolution. On Tuesday, Feb. 27 there will be a pancake and sausage supper in Epsom Church starting at 6 p.m. There will be no charge. RRSPs still a good plan for most From Page 12 the pay-back period. If you take advantage of the Home Buyers' Plan, be sure not to withdraw any of the RRSP contributions you made in the immedi- ate preceding 90 days, otherwise you will not be allowed to deduct them on your return. To avoid hav- ing your RRSP deduction disallowed, do not make your Home Buyers' with- drawal from the same RRSP to which you con- tributed in the immediate- ly preceding 90 days or, alternatively, make sure that the balance in that RRSP immediately after the withdrawal is greater than the total contribu- tions made during the pre- ceding 90 days. The advantage of the Home Buyers' Plan is that FINANCIAL SECURITY PLANNING WM Segregated funds, RRSPs Everyone is welcome. For those who are interested you have an invitation to take part in an "Ash certini. -it reduces the amount of mortgage interest you pay by increasing the size of your down payment; the disadvantage is that you also lose the benefit of tax-free compounding inside the plan. Before deciding if it is for you, you should obtain professional advice concerning your particular tax situation. - Lifelong Learning Plan These days, putting yourself through post-sec- ondary school can cost you a small fortune. It is for this reason that measures have been introduced to help students finance their education. You: can make tax-free withdrawals from - your RRSP to pay for you or your spouse's full-time training or education. The amount you are eligible to withdraw may not exceed BW Annuities, RRIFs and LIFs ® Individual disability insurance M Individual life insurance MW Individual critical illness insurance MW Individual health & dental insurance M Business insurance MB Group insurance: BM Group retirement plans MW Mortgages Duncan Campbell Financial Security Advisor Wednesday" meditation upstairs in the sanctuary following the supper. Bethesda-Reach W.I. meeting will be held on Wednesday, Feb. 28 at 7:45 p.m. at the home of Doreen © James, 616 Ball Rd. The theme of the meeting is "Citizenship, Culture and Community * Illiteracy." Committee: Doreen James, Freda Appleton, Barbara Weese, Fern Burnett, and $10,000 in any one year, or $20,000 over a period of four years. The amount withdrawn will have to be repaid to your RRSP over a period of 10 years. The first repayment must be made within the first 60 days after the fifth year following the year of withdrawal. Sylvia Robb. Roll. Call: Citizenship is a chance to make a difference to the place where you belong. What can | do to make a dif- ference? The above is a corrected notice from last week's news when | erred. Best of luck to all our local students who will be taking part in the Sunderland Music Festival this week. If you or your spouse decide not to proceed with the education pro- gram, the full amount must be repaid .in that year or you will be required to include the outstanding amount in your income. Courtesy of, Kathleen White, HER Block, Port Perry I ~ TPA Financial COMPANY FOR 25 YEARS Tom Rowett BA. Financial Advisor Independent Specialists in * Retirement Planning (RRSP's, RRIF's) * Life & Disability Insurance , * Tax & Estate Planning * Education Savings (RESP's) * Mutual Funds & GICs - e Group Plans * Labour Sponsored Funds CALL FOR A FREE FINANCIAL PLAN 905-985-1926 Toll Free: 1-8-RRSP-KEY-4U E-MAIL: tpa@idirect.ca Police seeking tips on 'Crime Stoppers and Durham Regional Police need your assistance in the investigation of a shooting incident that occurred in Pickering -on * Jan. 9 of this year. On Tuesday evening around 8 p.m. the victim had just left a residence at 1990 Whites Road and was walking within the town- house complex. As he walked through the com- Independent Thinking from your Y Pickering shooting plex several shots were fired which struck the com- plainant in the knee and hand. The injuries sus- tained were not life threat- ening. Investigators believe that the victim was not the intended target of this violent act. Crime Stoppers will pay cash for any information that will lead to an arrest in this incident. Call 436-8477 or 1-800-222-TIPS. Independent Broker RRSPs & Investment Planning, GICs, Investment Funds, Seg. Funds, Income - EVANS 'BRIAN J. FINANCIAL SERVICES 38 Toronto St., N., Unit #2, Uxbridge (905) 852-3184 * 1-800-268-0417 email - bjevans@interhop.net web page: www.cfpg.com/bjevansfingncial BRIAN J. EVANS Associated with Investment & Tax Counsel Corporation AYIOLN PRN UN KON Bi 04 1 D RN WORT BCH SATURDAYS DURING FEBRUARY 9:00-3:00 \ vii A DREAM y.,) [s a Gift We Give Ourselves TO ACHIEVE YOUR RETIREMENT ~ DREAM, YOU NEED A PLAN. We dream of enjoying a wonderful retirement filled with family, friends and the chance to do exactly as we please. But to get there you need a plan; a plan for seeing beyond today's RRSP contribution to your total retirement plan. Balancing today's cash flow with tomorrow's need for a retirement nest egg sometimes seems like an impossible task. But it doesn't have to be if you take it one small step at a time. Putting away a little now for the future is a : part of that plan. ° So is making sure your investments are working as hard as possible for you. And you'll want to protect that nest-egg by ensuring your plan aims to minimize taxes when the time comes to pass. those investments on to your loved-ones. 301 - 1550 Kingston Rd. k= Freedom 55 Financial Pickering, ON L1V 1C3 A dvilon of London Lie Insurance Company 1-800-791-1324 ext. 244 Freedom 55 Financial and design are trademarks of London Life Insurance Company Financial Group John Walhout, cma, CFP Certified Financial Planner ¢ *For all your family's savings, There are 220,000* Millionaires in Canada. Care to make it 220,001? Scratch and Match for the chance to win $1,000,000 until April 30th, 2001. H&R BLOCK *Approximate figure based on 1997 Emst & Young survey. **No purchase necessary. Contest open to Canadian residents who have reached the age of majority in their province of residence. Contest closes April 30th, 2001. Molin entries must be received by Moy 1 4th. See in-store for fill investment, retirement contest rudes and regulations. At Canadian Imperial Bank of Commerce we can help with expert advice & innovative product | and life insurance needs" | 145 QUEEN STREET, PORT PERRY 985-4444 258 Union Avenue P.O. Box 3294 174 Perry St., Port Petry { . 49 BROCK ST.W, UXBRIDGE Prince Albert, Ont. LIL 1C2 (905) 985-9803 852-3347 TM - Trademark of CIBC * - CIBC Trust is a member of the CIBC Group of Companies (905) 985-2363