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- * * Y- 3;' ; THE McHHOtY PLAIOTBALBt Thnnifiiy, Attgm, g, INSURANCE F£^ EARL R. WALSI Presenting Reliable Companies fit Med inmiraaea of any Uni PhotK 43 *c 61-M PriuBldg McHenry Phono 43 VERNON J. KNOX attorney at law . Pries. Bldg. -..v^ OFFICE HOtJRS Toesdays and Fridays Other Days by Appoint®*** CONTROL OF CREDTT A BASIC QUESTION •r r-.. IIUHow ALFORD H, POUS3B ATTORNEY- AT- tAW Wll/t Bente® SL W*®d«t®ek< HL * Phone Woodstock 1$1 ; ' - - MlcHenry 278 V" „ WIRFS BROS. REPAID 4^-. • SHOP-- McHenry^ 111; Phone 68-J Auto and Radio Repairing GiveVtls a Chance to Prove It on U. S 12 Telephone No. 300 „ Itoffel & Reihansperger lasarance agents for all classes of property in the best companies. WEST McHENRY ILLINOIS S. H. Freund & Son CONTRACTORS AND BUILDERS Phone 127-R McHenry Our experience Is at Tour 1 Service in building Your Wants > A. P. Freund Excavating Contractor Stocking, Hydraulic and Crane Service load Building T«L 204-M McHenry, III The Pioneer Line Operates daily between McHenry and Chicago Phones: Wabash 7518 McHenry 256 KENT & COMPANY All Kinds of I N S U R A N C E Placed with the most reliable Companies foaae In and talk it otjg. : ;• ,. "hone McHe»*y'3 Charlie's Repair Shop Jtjst East of Old Bridge . . i Over Fox River (Rear Schaefer's Tavern) rs Repaired, fiOdies and Fendert - Straightened Sign Painting Truck Lettering Acetylene Welding CHARLES RIETESEL Economist Describes Conflict Between Opposing Social View-_ points on Government Bank. Agitation (or government banking ts a phasa of the conflict between our present "personal competitive enterprise system" in America and the "compulsory state collective security system" of several European States, Virgil Jordan, President National Industrial Conference Board, says in an article in a recent issue of "Banking" published by the American Bankers Association. "They involve Irreconcilable principles of human conduct and philosophy of life and the conflict between them is the key to the economic, social and political struggles of today." Mr. Jordan says. The enterprise system of which "the development of the United States has been the unparalleled example, depends for its motive power of progress Upon the inexhaustible reservoir "Of energy in individual desire for personal advancement in prosperity, but it guarantiees nothing to the individual save freertom of opportunity," the artlcl® says in part The coU&cttvist security system, he says, "places all emphasis upon the maintenance of a minimum standard of living for the mass without regard to the creative power of the individual. Quite simply the security system involves the modern form of the philosophy of the slave society." He continues: A Sign of the Times - •The many-sided movement toward governmental banking, deposit insurance and currency management is the most direct and decisive expression of the universal instinctive search for security which is the sign of the times. In America our so-called social security legislation is an important indication of the drift away from the enterprise system -toward a collectivist security system with concentration of authority in a central Federal government. "The nationalization of credit is crucial and indispensible for complete state control of the complex industrial and business structure of this country. The drive toward government banking and monetary control is most determined because the relation of the state to credit goes to the root of the enterprise system. A collective security system is inconceivable without nationalization of credit. An enterprise system is inconceivable with it." Under a collective security system; based on government banking the coq^ trols "lie solely in the hands of a few persons and depend upon their judgment, will or caprice," Mr. Jordan says, adding that it is they who must determine "upon the basis of some predetermined plan or upon pure political expediency of the moment, what lines of industry and even what individual enterprises shall have access to the credit reservoir." The state, he says, has the power of life and death over all enterprise that utilizes credit. "Every government is an organ of party power and must respond to the will of the party that put it in power," the Jordan article says. "Under unchecked government operation it is an inescapable tendency of every currency to depreciate and for credit to expand. However much It may be in the Interest of the nation, deflation is too dangerous politically for any government to undertake it deliberately. "In the end government banking and currency management resolve themselves simply into the use of credit as a political instrument of power, and this instrument tends to be used in the long run for expropriation of the savings of the community." THE FARM BUDGET • . . • By DAN H. OTIS, . - . : A^kultural Director, American ' Bankers Association Inventories aid in the formation of a farm budget. Some banks, as well as the Farm Credit Administration, i recommend outlining in advance the method of, using production loans. Under this plan provision is made for monthly expenditures and funds are granted to the borrower in a c c o r d a n c e w i t h the budget plan. The budget helps to show how loans can be repaid. With the accu- D. H OTIS mulated data MR CONFIDENCE HESTOHED BTMMS American Bankers Association Describes Its Activities to Cre- ^ Ifte Better Understanding y Regarding Banks NEW YORK.--Eight different lines Of activity through which the American Bankers Association is constantly aiming to promote better public understanding and opinion In regard to banking add the attitude of bankers toward legislation are described in detail In a statement made public here by R. S. Hecht, president of the association. The aim. he says, Is "to strengthen th« real basis for good opinion in regard to the banks," through fostering Informative bank advertising in the newspapers and in other ways. The statement was issued In reply, to suggestions received urging a , nation wide public educational program in regard to "the business of u«nk!ng and Its place in the life of our country." Mr. Hecht declares that "we have tried very hard to convince the public that the banking fraternity has truly profited by the lessons of the past. Is determined to approach all questions of banking policy from the broad view-, .point of public welfare and is prepared to carry its full share of the burden in connection with all efforts to restore sound prosperity tn this country." The Meant Employed In describing the various measures «f the association "to exert a beneficial influence on public opinion regarding the functions, methods and operations of banks," Mr. Hecht enumerated the following activities: 1. The Public Education Commission, Which prepares plain language talks about 'banking for use of Bankers and others before schools, civic clubs and over the radio. 2. The Constructive Customer Relations program, installed in many banks to help qualify bank employees to promote a better informed and more sympathetic attitude among their customers regarding banking. 3. The Publicity Department, supplying city and country daily and weekly newspapers with articles regarding banking and allied subjects and furnishing the general press with news and Information regarding the activities of the association. 4. The Advertising Department, supplying members of the association with a series of informative newspaper advertisements setting forth in brief, popular language the'methods and policies under which banks operate, their effective practices for protecting depositors' funds, the services they render and the various jways in which they cooperate with" business in their own communities in fostering sound 1 recovery and progress. 5. The Executive Officers and the Committee on Banking Studies, who are active, particularly at Washington, in consulting witli Administration and Congressjjfcr. al leaders in formulating- proposals for banking reform based on broad lines of "public welfare. 6. The Agricultural Commission, promoting among bankers in the farm districts the practice of aiding their farm customers tn installing on their farms better financial and operating methods. . 7. The American Institute of Banking, having primarily to do with the technical education of the younger banker, but now directing these efforts-toward also playing' a part in Improving public relations for banking as a whole, particularly through stressing the public responsibilities and the ethical aspects of practical banking. 8. The publication of "Banking," the official organ of the association, circulating among bankers, bank directors, business executives, economists, law firms, government departments, libraries, colleges, public schools and other publications, presenting articles regarding banking and banking viewpoints. Ths Objective Sought In commenting on the foregoing program, Mr. Hecht says that it is not "the. primary objective to attract attention particularly to the American Bankers Association as such, but rather to focus attention on and give impetus to those ideas which it believes "are beneficial in promoting understanding and solidarity among banking, business and the public." He adds: "Our program for the development of satisfactory public relations for banking does not consist merely of newspaper publicity. It is calculated to produce a continuous and cumulative effect by varied efforts which are aimed to work day in and day out to strengthen the real basis for good opinion in regard to the banks. "To have favorable things said about the banking business In the newspapers and over the radio Is, the association recognizes, very helpful toward creating a sound public opinion regarding banking. But the association believes that the most important thing ultimately is to ' foster throughout the banking profession the doiriji sincerely of those things that reflect favorably the sound, helpful practices of the business of banking, and that then the true news of its constructive activities will constitute the best answers to misrepresentations aimed at banks and bankers." RADIO and WASHER - REPAIRS We are now prepared to handle all repair work on radio and washing machines carrying complete stock of iepairg for all makes of machines. CAREY ELECTRIC SHOP Phone 251 McHenry from previous inventories and budgets, budget making becomes easier and more accurate and valuable. As one branch of the 'farming plant require!' more expenditure, such as for new machinery, fencing, livestock, etc., it may be necessary to limit other branches }n order to meet these pressing requirements.. The budget helps to formulate a financial program. It is of special Importance In arranging to meet special or large expenditures. If the Income and expenditures are carefully budgeted It prevents the spending of money needed for interest and taxes before the time of their payment arrives. It helps to provide a reserve. The Agricultural Commission of the American Bankers Association feels that this type of work is so important that special emphasis has be#n placed upon the field of farm Inventories, budgets and credit statements as one of its national projects,for farm aid. ' " "A The Abaco Island* Great Abaco and Little Abaco are two Islands of the Bahamas. Great Abaco is 80 miles long by 20 miles wide; Little Abaco Is 28 miles long. On the southeast shore of Great Abaco te a natural perforated rock, the Hole to U* Wall, • The Parthenon The Parthenon stands on the Acropo 8 n Athens. Many years ago it was seriously damaged by an explos on. In 1932 the Parthenon was Illuminated for the first time in history. Thlsj was in honor of a special celioration which occurred In Athena Jericho and Cleopatra Jericho, rich in balsai on* of the possessions of the Egyptian Cleopatra, a gift from Anthony. SOUTHWEST RECALLS ITS EARLY HISTORY Recapture Put in Colorful Pageantry. Phoenix, Aria.--While In ottier sections of the country attention Is directed to "little theaters" and workers' theaters, the Southwest has developed an increasing interest In the historical, pageant, Colorful dofts of old Spain stalk across the stages, bringing back the days of Conquiirtadoi-es. Indian slaves and chiefs and miners and gunmen refresh memories of bygone times. , In rich natural settings, or in huge stadia of steel and cement, players have tried to recapture the past. The plays and themes and the actors, tod, are indigenous to the Southwest. Hundreds of persons commonly take part The legends of Montezuma, great mythical Indian ruler, and adventures of Cortez are recreated In what sponsors hope may lead to '€ permanent vogue of the pageant. VA number of natural sites are being Improved and new ones being discovered and used. The most famous of the natural stages Is that of Red Knolls, east of Phoenix river, where a pageant of Gila valley history ,1s presented annually. Above are the. towering cliffs of red sandstone, which throw back th® volceA of the spankers to the audience In the- bowL . At both sides the cliffs stand close In * natural V, .. • - At Flagstaff, Mesa, and Phoenfx likewise, artificial or natural outdoor settings are used for elaborate presentations, Sound amplification permits productions for huge crowds. Choral effects so far have not been developed to the exteht that enthusiasts foresee. In addition to these, "frontier day" celebrations are profitable and successful methods of combining business with fun--the celebrations being intended to attract attention of eastern visitors. Rodeos likewise are flourishing, promising that arts of the range will not be lost, even should their need disappear. Aside from a few his: shows, most of the latter are staged for the benefit of local and neighbor audiences.: ' Predicts Farm Loan Expansion NEW BRUNSWICK. N. J. -- With marked Improvement in agriculture already apparent, and further improvement confidently expected, a greatly expanded volume of farm credit will be^required, especially short-term credit, according to a statement here recently by W. I. Myers, Governor of the Farm Credit Administration, Washington, D. C. He wab speaking befoi? the Graduate School of Banking, conducted Jointly by the American Institute of Banking Section of the American Bankers Association and Rutgers University "Some people have expressed a fear that the Cooperative Production Credit Associations are threatening the business of country banks, but these in Btitutlons have neither the desire nor the resources to monopolize a field which Is still In the Infancy of development," Governor Myers said. "Farmers who get their credit on time or by charge accounts have a basis for cash loans and should be buying their credit from a bank, production credit associ atlon or other institutions that sell credi£4& a business basis." Truth of Democracy The secret truth of democracy 1# that It supplants all the accidental values, of birtlwproperty and race, by the essential value, which is personal value. Tli* Rot* of Sharon The Rose of Sharon was believed by the Hebrews to have been transplanted op the Plain of Sh&fon in Palestine from the garden of Eden. Drouths Occur Every 11 Years, Says Observer Montgomery, Mo. -- Drouths occur only once in every 11 years, according to Capt. Tom See, veteran astronomer, who recites history over a period of l.OOOyears to prove the assertion. '•This regular cycle of drouths Is caused by sun spots," the weather observer says. j T^e basis of theory Is a book outlining the history of China. His findlugs-- the results of painstaking study of weather data--were placed at the disposal of the government In a letter to Secretary or Agriculture Henry A. Wallace. Captain gee believes his discovery will be mor'e important to agriculturists than any data government weather forecasters can produce under their "haphazard system." He has found that the eleven-year-old cycle of cold ^inters and plentiful rainfall in this country against cycles of drouth in China coincide with available records of European weather compared with the drouth this country suffered lasY year. The observer went into history of the ancient Greeks to show that In 1184 B. C., or 238 cycles of eleven years back from 1929, Intense suffering from cold marked the battle of Troy. 'Puzzled Office Girl" Finds Job She Wanted Cleveland, Ohio.--A young lady who wrote to a newspaper and signed herself "Puzzled Office Girl," because she ouldn't find a job where the employer didn't want to hold hands, found one quickly. * , W. B. Wilhelm, general manager of the Cleveland Time Clock company, said he could give her a Job ,as a stenographer and she would be just that • -- • ~- "We don't hold hands around.here, and we're pretty sure our wives an-' derstand us," Wilhelm said. _7 'Puzzled Office Girl" had written "Unto me the millennium will have arrived when and if I find a job that pays NRA wages--and where the employer loves his wife." . Building Construction Is Ahead in California Sian Francisco, Cal.--California leads the. nation in the present boom in home building and modernization, Clifford C. Angllm, district director of the federal housing administration, announced. Banks and other lending institutions in 27 states have allocated $208,134,669 to cover FHA applications, he said. Of this amount $67,222,000, „ or more than one-third, was accounted for by California. Mr. and Mra. Edward Rossduestcher and sons returned to tfcir home here Monday evening, after spending the past week in Chicago wi|bh Mr. and Mrs. H. J. Martini. Mr. and Mrs. Frank Henkel, Jr., and daughter ^spent Tuesdfay at the home of Mrs. ^Afary Henkel at Waukegan. Mrs. K. Frankie of Joliet spent Wednesday here with Mrs. Anna Lusk. Mrs. Lloyd Eddy of Grayslake spent Friday here at the home of hfer parents, Mr. and Mrs. Henry Passfield. Mrs. Herbert Michalson spent Wednesday with Mrs. Harry Maypole at Fox Lake. Mrs. Joseph Lenzen, Mrs. Joseph Wagner, Mrs. Charles Miller artd Mrs. Edward Rossduestcher attended a stork shower in honor of Mrs. Ernie Freund of McHenry at the home of her sister, Mrs. Joseph Freund at Solon Mills. Mr. and Mm. Paul 0*Leary called on Mr. Matt Rossduestcher at Roiund Lake Friday. Mr. and Mrs. Charles Jones attended the boxing match) near Round Lake Friday evening. Martin Beur of Waoconda called on Mr. and Mrs. Frank Hehkel, Jr., Saturday evening. Bernard Hankie of Evanston visited Mx. and Mrs. Frank St. George Wednesday. Mr. and Mrs. Lloyd Fisher, and family and Mrs. Sarah Fisher called at the home of Mr. and Mrs. Leslie Davig at Slocum's Lake Sunday. Mr. and Mrs. Robert Oakes and family of Chicago spent Saturday evening here with Mr. and Mrs. Joseph Lenzen. Mrs. Sarah Fishfcr and Mrs. Richard Dowell left this Monday for Min* neapolis, Kansas, vftiere they will visit with relatives for a fevr weeks. The Volo cemetery society met at the home of Mrs. S. J. Russiell Thursday afternon. Four tables of five hundred and two tables of airplane bunco were played. Prizes were won by Mrs. Frank St. George^ Mrs. M. E. Smith and Mrs. Frank King on five Hundred, Mra Grace Kirwan, Miss Beatrice Wilson and Mrs, Henr»y Passfield in airplane bunco. Mr. and Mrs. Frank. Dowell and daughter of Elgiir were Sunday dinner guests at the home of Mr. and Mrs. Roy Passfield. Mrs. Fred Wilson of Olympia, Wash., Mr. and Mrs. Priiigle of Harvey, 111., .and M'rs. Bacon and daughter were Sunday dinner guests at the home of Mr. and Mrst. Fraqk Wilson. Mr. and Mrs. Joseph Wagner, Mr. and Mrs. John Wagner and Mr. John B. Wagner attended Ithe 30t^ wedding anniversary of Mr. and Mrs. Rudolph Kirch in Chicago Thursday evening. Mr. and Mrs. Arthur Kaiser, Mr. and Mrs. Lloyd Fisher and daughter, May Lou, visited Mrs. Frank Gould and baby at thfe Elizabeth Condell hospital Friday evening. Mr. and Mrs. N. Merganthaler, Mr. and Mrs. Fairs and Mr. and Mrs. Lockstear of Evanston visited Mr. and Mrs. Frank St. George Saturday. FOWGARAVAN VISITS McHENRY McHenry folks watched the fords go by Saturday as the famous Fori* caravan composed of trucks and commercial cars from the Chicago plant of the Ford Motor Company, visited this city on ita 2,000 mile tour by tfoad, visiting 41 cities in Illinois,- Iowa and Indiana. A parade of the caravan took place Saturday afternoon with the shiny red fire truck leading the parade and followed by an interesting array of .delivery and deluxe panel delivery mod els and trucks of every type and for every purpose. In addition to the special demonstration and tests, films and moving pictures, both interesting and educaional, were shown at the Buss-Page sales .room. • " All Cats De Nal fW' 1 Ail members of the cat family do not parr. The cheetah and tiger do parr and the puma or cougar make a noise similar to a purr. The following members of the cat family do not purr: Leopard, lion, lioness, ocelot, «rral and' caracal. • Um tfc* Old Sttaaw III cooking tests, nutritionists have learned that vegetables lose mora Of their valuable minerals when boiled than when stenmed or pressure cooked. TMridi Nataral Vaatriloqniat Zoologists *ay the ostrich is a natural ventriloQulst because Its vocal sounds are made with INT noafh .tightly closed. Subscribe for The Plainde&ler. operate. tea tare*. We Misty Down, Three Yosit te H. E. BUCH Plumbing, Heating, 7 Electrical Work Phone 48 Yon Are'Your OWH Sales Manager, Mr. Farmer In the business of running your farm, you yourself are every officer from president down. You personally direct management, production, buying, and, most important of all, SELL»1 ING. Yqut most capable "assistant sales manager" is thB f*rm telephone. By telephone you can locate customers, take orders, arrange for deliveries. It's easy to call up and find out when and where to sell^grain, produce, butter and 'eggs, fruit or livestock at the best prices with your telephone. You may search out an additional 25c a cwt. for a load of hogs, an extra cent, or fraction of a cent, a bushel for grain, ' : qr a premium price for garden produce or poultry--and; the farm telephone has more than paid for itself. You need A telephone in the business of farming. Order one today. Do Your Canning Ar Prefers Prison to -- Working for Relief Fremont, Ohio.--Because he preferred going to prison rather than working for the township trustees, W. G. Jones, flfty-flve-year-old farmer and relief client, was given a one to three year sentence In the penitentiary. Jones, charged with nonsupport of his five children, was sentenced by Judge A. V. Bauman. Township trustees had complained that he had squandered an inheritance of $700 and refused to work. Burial Place* General Lee's body was Interred In the chapel of Washington and Lee university, Lexington, Va. Jefferson Davis is buried In "the cemetery of the Presidents," Hollywood cemetery, Richmond, Va., which oQfttedng the graves of Presidents Monroe and Tyler. Naming of Island of Crete The island of,Crete was named "Air Ores. In myths, a son ^ot Zeo^i by a nymph. With a modern electric range. Present low rates make this possible for everyone # You've always wanted it--a cool, clean kitchen in which to do your cooking and canning. . Make up your mind to have it this summer -- now. Install a modern electric range, and do your canning quickly in comfort. Electric cooking is fast and certain and cool. Food preparation is much more simple, much^ better the modern electric way. Automatic temperature ' control provides a constant, even temperature for processing fruits, vegetables and meats. Perfect oven insulation keeps the heat in ^prevenw it from escaping into the kitchen. Hot weather is here. Protect yourself with a new . electric range, and save yourself time and worry. Get - all the facts about electric cooking. See the Westinghouse, General Electric and Hotpoint ranges at your nearest Public Service Store. Learn how little they cost. Then take advantage of our liberal purchase terms. prit* it for appltames soU om dtferrtd mtuts, l o the prices quoted tm omr advertisements, and marked on our mrrxbandtse, tubiiantially 3% is H be added en acc--tnt 0/ additional tax exptmsc. PUBLIC SERVICE COMPANY OP NORTHERN ILLINOIS Telephone: Crystal m Hotpoint MIRACLE General Electric MASTER v ; > ; v ' / I: • ',-rt