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M^'5: .* • "\- A -' l,A • r - • •• <•• • - IBS McHMTBY PUUNDXAliXB {*%%i ?;,* t *r.. * -- W ri V- Kir • * \'! ^ 1 {• Thnr»day, October 20,193# Mrs. FILLS STATION I Haines of Waukegan and Mr.Lo#ell C. W. Godell filled the station N>'e of Libertyville, which will take '•;sM Martha at Advanced Officers' Night place at St- Marys church in McHen- E. S., which Ti-tn hrlri at *T on the m<*rmng of Thanksgiving Friday evening. - ?/.;• ENTERTAINS TEACHERS Khool? this (Thursday) evening at Supper and bridge at €he Legion Hall Iji 6$0 o'clock. v ^ ; Day, November 24, at ten o'clock. Mrs. Herbert Lappley of Madison, Wis., sister of Miss Haines, announced The Mothers' Club is entertaining the engagement. Tllinni« in e teachers of the grade and high , Mr. Nye, a member of the Liberty- *aw state of Illinois, which, in ville ' Independent-Register editorial my option, is of sufficient importance staff, is a graduate of the University to. warrant the most careful considerof Illinois and a member of the jour- atl°n 0 e v°ters. Our state constitution nov* provides Public Pulse MAKKIZD WEDNESDAY (A11 communications for this department must be signed by the writer, otherwise they will not be published. The Plaindealer invites its readers to express their opinions in these columns.) VOTERS, ATTENTION! There is 9 proposition coming before the voters of the state of Illinois on November s, 1938, Upon the subject of an amendment to the banking nalistic honorary fraternity, Sigma that when a state bank closes and is! Photo by Worwick jrf Sf ,!»vvA MiH6 " »"V %* wvvv..«»v.«v». • ?; ^The proposed amendment repeals this MR an<] MRS. MILTON BREFELD ENTERTAINS CLUB * I Delta Chi. He. is the son of Mr. and . stockholder is Iiable Mrs. George Justen entertained the Mrs. A. E. Nye. His fiancee, the j to an add'itionai contribution equal to • .members of her. card club at her home ( daughter pf the late Mi. wand Mrs. I hfe stock for all liabilities of the bank ... Ust Thursday afternoon. • Five hun- £°sePh Haines, is a .native of Arcadia, j ^ccruing while he is a stockholder. j * died was plaved and prizes were won Wis., and a graduate nurse by Mrs. Robert Conway, Mrs. Harold There&e hospital, ^Waukegan.^ | provision ; , Vycital and , Miss Evelyn Justen. A ; The national banking act had >i» • :i<lc!liciQUs lunch followed. ' | R- ^- A. CONVENTION |similarprovision, but it was repealed • At the close of, the afterftobfci^ a1 ^T^ierity^three members of the Fox by act of Congress last year. Other '.. '.' shower was given in^honor camp and Riverview, states have already followed the na- . .iftarold Vycital. . ' jcamp, R.N.A., of McHenry Were tional government and repealed their ' >*•»/. -!present at the Atthual McHenry Coun- iaws regarding aidded l i a b i l i t y of - '• SnSCELLAN*fc6"lJS^ ^HOWfeR Ity Convention of the Royal Neighbors stockholders, with the result that there •V* Mrs Ben Justen Mrs Ford Jackson. ^ America, which was Held in Har-js now no added liability on state Tuesday, October 18.: M.s.;b»nk stocks in thirty-eight ot the '.number of friend? and relatives ,at a Ma^aret Gorman of Chicago, member|states. : , ' "miscellaneous shoWer last Thu^di* of. Boarf of Supreme Managers, was I Since the State banks c»n,;and no* , v^ening at the former's home, in hon. sPcaker »nd gue^t of lwnpr. de, procure federal^ deposit insurance •. or of MLss Constance Jackson, who* fssi u°ns were held £ ^ ^th- msUnng the prompt and full payment " became the bride of Frank May, Wed- ?J8t church be«mnu« at ^ deP°slts «P to ?5'000' ^.h!ch " Ortohpr 10 ' 110 a. m. the same insurance under which the 1 Mrs. Gorman presided over the j national banks insure, the money of school of instruction during the after- j the depositor is thus safeguarded to noon and wasfeassisted by Mrs. Orva'an extent which stockholders' liability H. Bratzler, district deputy. cannot, and never has, furnished. Officers of the two local camps ex-| It is reported that in the recent emplifved parts of the ritualistic work.! banking disaster, about 16 per cent of Past Oracles from the various camps I stockholders' liabilities was collected honored departed members in a me-in Illinois, which furnished only a morial service at the evening meeting, small part of the fund from which The convention rtext year will be depositors were paid, being about twe Among those present were: Misses held at McHenry. Mrs. Agnes Gilly cents on the dollar. This experience Mercedes Stilling, Bertha Justen, Ev- 0f Riverview Camp was elected Grand is common throughout the country, elyn Hay, Evelyn Justen, Kathleen Oracle, Mrs. Calla Perkins, Vice-Or- This low percentage of collections Justen, Clarice Stilling, Bernice Jus- acle, and Mrs. Verena Marshall, Re- from stockholders was another direct ten, Constance Jackson, Esther May, corder. « 'result of the depressed financial con- «nd Mesdames John Hay, John Sheats, • Dinner was served in the building at' dition of the country, generally Charles May, Alex Justen, Leo King, noon, and'supper in the evening, by! brought about by the fact that with Joseph Frett, Ben Justen, Anthony ladies of the Rebekah Lodge. such a gelieral financial depression, Meyers, George Justen, Irvin May, After attending the convention in the individual stockholders became Pord Jackson and Arthur Stilling. Harvard, members of Riverview camp j also financially embarassed to the • • • j met in the K. C. hall at McHenry for .point where the liability could not be MOTHERS CLUB : their regular meeting. After a busi- collected. The Mothers Club met at the home n*ss session, cards were pUyed and re-j With this additional liability of flf Mrs. G. H. Johnson on Friday, Oct. ,fr^shments served. (stockholders removed as to national 14, with approximately forty guests f • - in attendance. Mrs. Ethel C. Coe,'/ • ; county superintendent of schools, guest : Men's Catholic Order of For* speaker, spoke on "School Legislation esters eni°yed a hard time party in, the St. Mary St. Patrick school capital. The capital of a bank pro* hall, Tuesday evening. A prize was|tects depositors from loss. Increased awarded Arnold Blake for being the | capital means increased protection, Account of Wedding Appears • \ on Front Page Five hundred and bunco was played : titid prizes in the former were won by Miss Clarice Stilling, Mrs. Alex Justen and Esther May; in the latter, by Miss Mercedes Stilling ani Mrs. John Sheats. A delicious lunch followed, --and at the close of the evening the guest of honor was showered with many lovely gifts. VIOLIN VIRTUOSA SUITS Are Smarter , MRS. ROY MILLER i Photo toy Worwlek Account of Wedding Appears pn Front Page HARD TIME PARTY 'banks and retained as to the state | banks of Illinois, it will plaee all state | banks under a handicap to compete with national banks for additional With the aplomb of a seasoned artist, five-year-old Saundra Berkova of Los Angeles tucked her halfsize violin under her chin and played snch compositions as a Bach concerto, and Kreisler and Schubert selections. Critics are enthusiastic in predicting the heights of musical success for her. :H \ Name Jeptha of Hebrew Origin The name Jephtha, also spelled Jeptha, is of Hebrew origin and means "God sets free." The original Jephtha wag. a judge of Israel who vowed that if he should be victorious over the Ammonites he would sacrifice whatever first came to meet him on his return home. He was victorious, and when his daughter came to meet him he kept hia vow. .j Advantage of Beauty Beauty yields a calm delight, a quiet happiness, the contentment of harmonious perfection. ard Change in the Educational Sysfern Barry Taxman rendered several se- Brazil Larger Than (J. S. Brazil exceeds the size of cdititf-' nental U. S., excluding Alaska, by 250,000 square miles. Injuring Character Uncle Ab says thait a man'* Character cannot be injured by anyone but himself. Perpetual Flame on Mi The Eternal Light on the Gettysburg monument is fed by natural gas piped from western Pennsylvania. ... You'll be amazed at the fiat tailoring abd the fabrics of th* new fall suits. Double breasted models are in first place, with smart single breasted model* with notched Japels a close second. Stop in ^hd select yours today! $22 50 tp $29-50 McGee's Green Street -- McHenry Actions on the piano and accompanied moft J aPP^Priately dressed. Cider » aonnHd WdoAuiKgVhhnnuultfsl wm&ewreA saAeOrtvTAeWd mAa «x*eafflr<eAsa h ments ^aul Shadle, who played the violin , Mi*s. G. H. Johnson was hostess and assistant hostesses were: Mr. C- W. ©oodell, Mrs. Gerald Newman and Mrs. Gertrude Schaefer. Next meeting will be held at the home of Mrs. Richard Fleming the T"' -wcond Friday in November. Chlcago vlslting Mrs • * • ENGAGEMENT ANNOUNCES) and many state banks in Illinois need additional capital to increase facilities to their depositors and their borrowers. With the added liability elimin- Mrs. Jimmy Smith spent Friday a ted, your state bank will find it easier with her mother in Chicago. to sell new stock and thus increase Mrs. M. J. Freund returned home its capital, and so give real protection Saturday after spending a week in to its depositors in addition to the L. N. Baer. deposit insurance already in effect. Wm. Pries, Sr., is ill and confined Unless the proposed constitutional to his bed at his home dn Pearl street. I amendment is adopted, the strong ten- Mrs. Frank Hitcheris is a patient in dency will be to organize national Announcement has been received of the Frances Willard hospital at Oak > banks instead of state banks, and to theA coming marriage of Mu:i ss Aa rmelilia- tP*a r«k . • l»i Qm.11 Report of Condition of WEST McHENRY STATE BANK of McHenry (P. O. West McHenry), in the State of Illinois, a member of the Federal Reserve System, at the close of business on September -8, 1938, published in accordance with a call made by the Federal Reserve bank of this district pursuant to the provisions of the Federal Reserve Act. • ' ;.V: .'•"v ' ' ' ASSETS •; , . 1. Loans and discounts , 2. Overdrafts 298.32 3. United States Government obligations, direct and/or fully guaranteed 302,047.72 4. Other bonds, stocks, and securities 142,737.26 6. Banking house, $8,388.56; Furniture and fixtures, $1,555.20 9,943.76 8. Reserve with Federal Reserve bank 85,582.29 9. Cash, balances with other banks, and cash items in process of collection 124,288.86 10. Cash items not in process of collection • 84.45 13. Other assets , ,' • • • f-Q97 1 A Total $982,892.35 LIABILITIES ^ 14. Demand deposits of individual, partnerships, and corpor- „ at.ions 344,786.45 lo. Time deposits of individuals, partnerships and corporations 363,015.52 16. State, county, and municipal deposits 106,974.54 18. Deposits of other banks, certified and officers' checks outstanding, etc Deposits secured by the pledge of loans '; and/or investments $ 25,000.00 Deposits not secured by the pledge of loans and/or investments : 800,243.74 16,467-23 Total Deposits 30. Other liabilities 31. Capital account: -- Common stock, $100.00 per share Surplus Undivided profitsi--net ...„.„,................... Reserves for contingencies $825,243.74 500 shares, par ,......$ 50,000.00 ....... 50,000.00 33,500.59- ...... 5,100.00 19^)48.02 get national charters. Small communities which lose, their state banlcs cannot replace them under the national banking act and might thus be without banking facilities. It is in the public interest to preserve both banking systems,--and have national banks and state bank& competing in banking service. The proposed amendment to our constitution is entirely non-partisan. All voters, therefore, regardless of party, should give this question their most careful consideration, and if you decide that our state banks should be placed on an equal footing with the national banks regarding the liability of stockholders, then you should cast your vote and vote "Yes" on this constitutional amendment. A failure to vote upon this question is equivalent to voting "No," because, in order to pass, the proposition must receive a majority of all the votes cast at the election, and not only a majority of the votes cast upon the proposed amendment. Therefore, you are urgj ed to cast your vote upon this proposed amendment. WALTER G. FRENCH. five looks PERSONALS Total Capital Account Total, -Includingq^Capital Account ...^ 188,600.59 $982,892.35 Memorandum: Loans and Investments Pledged To Secure Liabilities 32. United States Government obligations, direct and/or fully guaranteed $ 27,000.00 Total Pledged, excluding rediscounts $ 27,000.00 Pledged: ' Against State, county, and municipal depositir:ir.^H.....$ 27,000.00 35. 36. Total Pledged $ 27,000.00 The bank has outstanding $47,273.72 face amount of Deferred Certificates, payable solely out of future net profits, if and when such future net profits are earned, (future net profits are operating profits plus recoveries, less charge-offs and proper provision for reserves) representing contributions to the bank and subordinated to all deposit and creditor liabilities but payable before any distribution to stockholders as such. I, Gerald J. Carey, Cashier, of the above-named bank, do solemnly swear that the abov$ statement is true to the. best of my knowledge and belief. GERALD J. CAREY, <% CorrectsAttest SIMON STOFFEL, JOS. W. FREUND, . C. J. REIHANSPI " Directors. State of Illinois, County of McHenry, 83: Sworn to and subscribed before me this llth day of October, 1938. (SEAL) M. J. SCHREINER, Notary Publie, -- MEMBER OF -- Federal Reserve System . federal Deposit Insurance Corporation tary Put Mr. and Mrs. Gerald Carey visited at the Wisconsin Dells one day last week. Mrs. Gerald' Carey visited Mrs. Stewart Fox at Wilmette oVer the; weekend. Mrs. Albert Hagel, son, Bert, andj Mrs. Ed Powers of Evanston spent i several days last week in the Louis | Wolf home where they visited Miss j Barbara Weber, who has been ilL - l Curtis Newman, who is attending the University of Illinois, spent the weekend with his parents, Mr. and Mrs. Gerald Newman. Mrs. Harold P. Owen and daughter, Patsy, attended the Junior Guild at Evanston Monday. Mrs. Gertrude Ritter and Mr. and Mrs. Ira Dowell attended a party at Round Lake Friday evening. Mrs. Simon Stoffel, daughters, Lena and Clara, Mrs. Caroline Schiessle and Mrs. Herman Kreutzer, Jr., enjoyed a motor trip to Dickeyvltle, Wis., and Dubuquef la., Sunday. Mr. and Mrs. Jack Thies and Mr. and Mrs. George Kane spent the weekend at LaCrosse, Dickeyville and Sparta, Wis. Mrs. Gerald Carey attended the fiftieth anniversary celebration of Gamma Phi Beta sorority at Northwestern University, Saturday and Sunday. She was a member of this sorority when attending the university. Mrs. Gertrude Ritter and Mr. and Mrs. Ira Dowell motored to Kenosha, Wis., Sunday to visit Mrs. Ritter's sister, Mrs. Susan Rosing, who is quite ill. Miss Lena Stoffel spent ..Monday in Chicago. Mrs. Rose Miller visited at Mayville, Wis., last Thursday. - ---t-t--^ P O T A T O E S A carload of Fancy Red River pota toes for sale at Farmers Mill, Phone 29. i ^ ; 22-p8 THE vast Buick factory it a grand place to yiiit, these days* - --: •>; .a - " Down die roaring aisles, throughout the sprawling bays there's a sense of great things happening. They're building something ultra, here at Buick, and they know it. It looks like five years from now, they'll say of this dazzling 1939 Buiek, and they're not talking of appearanceonljffV ^ 1 They're talking of '^catwalk-cooling" that floods air under forced draft to ease the temperature of your engine. They're talking a thousand and one details of Buick that you'll never know nor need to know but that to their schooled eyes spell a better built automobile. And they're thinking of HOW as they talk. For they know that no car sells spectacularly when it's /merely up-to-date. They know that for big years a car has to be ahead--that a ear which looks like the future means better times for today. You can see this car they're talking of at the nearest Buick showroom. When you do see it, think of what the men who built it . are saying, not boastfully, but with quiet sureness. They're t>lkin< o£ BuiCoil .prin<in< and Ifa. They know. And .he?™ .eying "Look. fin. for '39!' shock-smothering spireU'thet give you the true "Ml' - . ^ ^ - "float" ride. They're talking of that Dynaflash great eight engine, instant with life and wringing good from every drop of fuel. ^ They're talking of weight-balance and gravity-center that hold you to your line--of wheels that camber to let you take the curves more safely--of new visibility --up to 413 square inches more glass in SPECIAL and CENTURY models. NO OTHER CAR IN THE WORLD HAS ALL THESE FEATURES ir DYNAFLASH VALVE-IN-HEAD STRAIGHT-EIOHT INOINI • SUICOli TORQUE-FREE SPRINGING if GREATER VISIBUCT • NANDKHIFT TRANSMISSION ROOMIER UMSTEEL BODIES BY FISHER if TORQUETUBE DRIVE if TIPTOE HYDRAULIC BRAKES • CROWN SPRING CLUTCH * "CATWAUC-COOUNd" • OPTIONAL REAR AXLE GEAR RATIOS if SELF-BANKING KNEE-ACTION FRONT SPRtNOMO if FLASH-WAY DIRECTION SIGNAL EXEMPLAR OP GENERAL MOTORS VALUE Main St R. I. Front Street, West McHenry, IlL Crystal Lake, r