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* Thursday, January 8. 1959 \ r THE McHENRY PLAINDEALER SINCE 1906 McHenry State Bank HAS BEEN OFFER I Service So COMB I N Management D WITH nd Strong Reser This is WHY There's No Substitute fc MONEY IN THE BANK m W - mm w IN A BANK You can obtain a vast array of services available nowhere else under one roof -- savings accounts, checking accounts, personal loans, commercial loans, real estate loans, safe deposit boxes, financial assistance and guidance, and many others. IN A BANK You can withdraw your savings with no delay and no formal application, explanation or extra cost. Our financial statement shows why there's no substitute for "Money in the Bank". Cash and high grade marketable securities of $8,000,000.00 offset over 60% of our deposits. IN A BANK Such as McHENRY STATE BANK your deposits are insured up to $10,000.00 by the Federal Deposit Insurance Corporation which insures availability as well as safety. "Money in the Bank" is a quality investment in security-unequaled by other thrift devices such as share accounts, corporate stocks and bonds, and mortgages. It's cash where you want it -- available when you need it. IN A BANK You establish a credit reference second to none. THERE IS NO SUBSTITUTE FOR "MONEY IN THE BANK 99 cHENRY STA BANK cHENRY, ILLINOIS Condensed Statement of Condition as of December 31, 1958 RESOURCES CASH and DUE FROM BANKS . . . . CASH represents the money we keep in our vaults for your security and convenience. DUE FROM BANKS is money we have on deposit in The Federal Reserve Bank and city banks, payable to us on demand. Our contacts with these banks enables us to handle your banking transactions to any part of the world. U.S. SECU! U.S. GOVERNMENT SECURITIES are treasury obligations of spaced maturity. These bonds are readily marketable and convertible to cash. OTHER BONDS and SECURITiE! • • • OTHER BONDS and SECURITIES are municipal bonds and warrants and other high rated bonds of short maturity. As another safeguard for your funds this bank purchases only securities of the highest quality. LOANS and D! LOANS and DISCOUNTS represents money we have loaned to qualified borrowers in the community. These loans, the largest percentage of them to our deposit customers, have been" made to finance over 800 homes, for automobiles, farm machinery and livestock, appliances and many other items. Bi IG-HOUSE and FIX' BNJkiiEKsy • • • BANKING HOUSE and FURNITURE & FIXTURES is the cost, less depreciation, of our building and equipment. . O iR RE! ' ViS' •••••• Interest accrued on securities purchased. 1.897.034.01 , w u u , mn 1021,951.58 15 >0JM 1,21 TOTAL RESOURCES $ 14,619,181.47 L I A B I L I T I E S CAPITAL STOCK • • • • • • These two figures CAPITAL STOCK and SURPLUS represent the stockholders or owners investment in the bank. I SURPLUS 200,000.00 Your bank is locally owned, managed and operated under the supervision of tho Federal Deposit Insurance Corporation and is examined periodic-ally by the Auditor of the State of Illinois and the Federal Reserve Bank. UNDIVIDED PROFITS UNDIVIDED PROFITS and RESERVE ACCOUNTS are additional protection for you. VE ACCOUNTS We accumulate reserves much as you would insure yourself against unknown losses. DEPOSITS DEMAND DEPOSITS -- this figure is the money you have deposited with us as individuals , corporations, city, state and Federal Government Deposits. These are called checking accounts. We render a statement on each account every month and each account is insured by the Federal Deposit Insurance Corporation. TIME DEPOSITS TIME DEPOSITS are savings accounts which are not subject to checks but are readily available. These accounts draw interest at the rate of 2'!-'and up and are also insured by the Federal Deposit Insurance Corporation. K LIAiflLITSIS OTHER LIABILITIES -- income collected to be earned. 2MJ46J2 152,500.00 7,196,755.61 6,719,997.89 45.381.85 TOTAL LIABILITIES ' 14.619.181.47 This statement is published for your information. We ask that you compare this statement of condition with statements of other financial institutions and you will agree THERE c. tuh •-u.O.^t.Y IN TK McHENRY COUNTY'S LARGEST FINANCIAL INSTITUTION MEMBER FEDERAL RESERVE sVSTEM SERVING McHENRY SINCE 1906, PHONE 1040 FREE PARKING WHILE BANKING