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AG WED. APRIL 1, 1970- PLAINDEALER- PG. 11 SOCIAL SECURITY Questions & Answers CRUSADE CHAIRMEN -- Enthusiastic new ap­ proach toward organizing the Cancer Crusade -jin McHenry county includes naming branch ^chairmen. for four sections to be over groups jrf townships. Serving in this capacity are, from left, Ray McGee, McHejiry, northeast branch; Richard Vrablik, Cary, southeast branch; Clarence Sis son, Marengo, southwest branch; and Jerry Powers, Harvard, northwest branch. John Cassato, Crystal Lake, has joined Vrablik to help with the huge southeast area. DON PEASLEY PHOTO Question: My 69-year-old aunt recently fell and broke her hip, and is now a patient in a nursing home. I have heard that since she is confined to a nurs­ ing home she can no longer re­ ceive her own Social Security check. Is this correct? Answer: The fact that your aunt is in. a nursing home would not necessarily prevent her from receiving her own benefits. If she is capable of managing her own funds, the Social Se­ curity administration would still pay benefits directly to her. However, if medical evi­ dence indicates that she could not properly use these funds, then some one interested in her welfare would be selected to receive benefits on her behalf. Question: I have power Of attorney to handle all of my mother's financial transac­ tions. However, the Social Se­ curity representative has in­ formed me that I cannot leash my mother's Social Security checks, until they have decided that my mother cannot dp it herself. I feel that the power OPENS AGENCY W1 jj^H Here And There In Business Success Story Of Former Resident A former McHenry high school student is now operating a new corporation in Elgin after a success'story,which has mer­ ited the attention of metropoli­ tan newspapers. The man is Ken Booster, whose headquarters for General Precision are located in an old sweeping machine factory. When he and a few other en­ gineers, all under the age of 30, pooled their resources and went to work, it was the cul­ mination for Booster of a dream of long standing to some day own his own manufacturing firm. That dream had its sta^t a few years ago when he found that he was unable to secure a replacement for a unique safety razor he had purchased. The story was the same in many cities he visited as owner of a string of suburban art galleries in search of paint­ ings^ Bonus Yielder every year More ver i f ied 200-bushel- p lus y ie lds have been made wi th XL-45 than any other number. That 's why more farmers p lant i t . And i t 's a good reason for you to p lant even more XL 45. Plant i t th ick in narrower rows and watch XL-45 pour-out the y ie ld. HURRY. . . It's moving fas t ! DON JUSTEN Ringwood, Illinois Phone 653-9135 State Farm's resident fire man He handles home insurance for State Farm Fire and Casualty. Handles auto, itfe and health insurance, too. He may help you save money as he puts out your i nsurance "fires." Give him a call. Joe Podpora 1212 No. Green St. McHenry Phone 385-4080 State Farm is all you need to know about insurance. STATE FARM FIRE AND CASUALTY COMTANY HOME OFFICE: BLOOMINGTON, ILLINOIS STATE FARM OPEN SUNDAY DON'T GIVE UP ON YOUR INCOME You say things are so bad that you can't tell the differ­ ence between tax law and your mother-in-law? Is that what's bothering you, Bunky? Well, look alivel H & R Block can help) We'll prepare, check, and guarantee the accuracy of your return. Set your sights on an & R Block, office and unload your troubles on us. BOTH FEDERAL AND STATE LIFE X GUARANTEE We guarantee accurate preparation of we make any errors that cost you any we will pay the penalty or interest. every tax return, if penalty ar interest. P America's Largest Tax Service with Over 4000 Offices Rte. 31 and Main St. JM lake St. McHenry, III. 60050 *• 60002 (815) 385-8630 Weekdays 9-9 Sat. Sun. 9-5 (31?) 395-5614 INO APPOINTMENT NECESSARY! Finally, Booster decided to pursue the matter further and hired a lawyer. A short time later he surprised himself by ouSJWdine another claimant for the firm's «*sets in bankruptcy proceedings. The outcome was that for $9,000, plus another $1,700 in court expenses, Booster be­ came the owner of a manufac­ turing process, some old tools, dies and. parts, and a large listing of back orders. He learn­ ed that the previous owners were in trouble because pro­ duction was geared too fast to keep up with the demand for the razor. Booster, upon checking rec­ ords, found there were about 5,000 like himself who liked the razor but couldn't get them repaired. He felt a moral re­ sponsibility to those people and wrote to each of them, offering to repair the razor for a nom­ inal fee or send the old razor back upon payment of a small amount. About 70 per cent responded With checks after waiting long ^Periods and receiving no an­ swers from the company. - The rest is history. In the meantime, Mrs. Booster has become president of the three art galleries. ROBERT D. STURGEON Robert D. Sturgeon, 183 Hick­ ory, Crystal Lake, has opened a new advertising agency in Mc­ Henry. Mr. Sturgeon was for­ merly associated with many na­ tional advertising agencies and large newspapers in the coun­ try. Among these were the Chi­ cago office of the Kansas City Star and the Chicago office of Million Market Newspapers, which include St. Louis, Boston, Washington and others. The new firm,. Admark Advertising Agency, handles public relations and advertising for many local firms in McHen­ ry and Crystal Lake. The of­ fice is located at 3614 W. Elm street in McHenry. of attorney is a legal docu­ ment, recognized by everyone, so why should Social Security not recognize it as such without further red tape? Answer: The Administration agrees that one who has pow­ er of attorney, can act in a person's behalf in legal mat­ ters. However, it also believes that a beneficiary, if able, should be allowed to receive and disburse his own monthly benefits. Therefore, unless a beneficiary is found incapable of managing his or her own bene­ fits, the check must be paid directly to him or her. Ben­ efits may not be paid to some­ one else merely for conven­ ience. This decision in no way indicates that the person having power of attorney, .could not or would not efficiently handle monthly benefits in someone else's behalf. In your case, we suggest that you contact the nearest Social Security office and file the proper application. A decision will be made based on the given facts. Question: My son received Social Security benefits on his deceased father's account until June, 1969, when he graduated from college. He went to work in July, 1969, and earned about $4,000 by the end of the year. I notified the Social Security ad­ ministration and stopped his benefits when he graduated in June. Is there anything I need to do now? Answer: Yes. You should file an Annual Report of Earnings for him before April 15, 1970. Since he earned over $1,680 in 1969 and received some Social Security benefits, this report is required by law. His 1969 federal income tax return filed with Internal Revenue Service does not meet this requirement. An Annual Report of Earnings must be filed with the Social Security administration. Question: Since my son earn­ ed over $1,680 in 1969 (see previous question), was he en­ titled to those Social Security checks I received for him? Answer: If he did not earn over $140 nor render substan- ial services in self-employ­ ment in any month while a full- time student, he was paid cor­ rectly. The main purpose of the Annual Report t)f Earnings is to determine if we did pay him correctly. Question: Under what Cir­ cumstances is the Annual Re­ port of Earnings required by the Social Security administra­ tion? Answer: If you received at least one retirement or sur­ vivors social security check, earned over $1,680, and were under age 72 in any month in 1969, an Annual Report of Earn­ ings must be filed with the So­ cial Security administration. If your taxable year was Jan. 1 to Dec. 31, the deadline for the report is April 15, 1970. y Elks Elect New Officers At the Elks general meeting which was held last Tuesday evening at the lodge hall, R.M. Banet, Woodstock, was elected exalted ruler of Elks Lodge No. 1043 for the coming year. In addition to Mr. Banet, the broth­ erhood of the lodge also elect­ ed Harry T. Gilman, Woodstock, to the chair of esteemed lead­ ing knight, George B. Corson, Woodstock, as their esteemed loyal knight, John I. Schilling, Crystal Lake, as their esteemed lecturing knight and Robert A. Sahs, Woostock, was re-elected to the chair of tiler. In addition to the above, Wayne L. Brown, Woodstock, was re-elected to a five-year term on the board of trustees, John Carroll, Woodstock, was re-elected treasurer of the lodge and Sidney Corson, Wood­ stock, was re-elected sec­ retary. Installation ceremonies of the newly elected officers will be held on Tuesday, April 14, at the lodge hall in Woodstock at their next general meeting. Kiwani* News WONDER LAKE CLUB At the March 23 meeting, Bob Bright reported that mem­ bers of the Harrison school band won eighteen first prizes and nine second prizes while participating in the regional band meet held at Prospect Heights. They were first in their division. These youngsters report to school at 7:15 a.m. on band practice days and were com- mended for their hard work. In connection with Holy Week, Art Lau, chairman of our Cit­ izenship Services and Church committee, presented the pro­ gram. Kiwanis Bowling night will be March 28. Everyone is invited even if they do not bowl. The program for the March 31 meeting is "The Other Side of Pollution." The April 4r meeting will be Legion home. Wonder Lake will host the McHenry club and all the Division 20 clubs. It will also be ladies' nite. All reser­ vations are being handled by Ward Ehredt. Investment 2 to S year Certif icatee of Depoatt--*10,000 minimum. 1 -year Certif icatee of Depoeit--$6,000 minimum. of depoeit. paid quarterly. YOUR Needs 8avinge Certif icatee. Six- Month term, *1,000 minimum. Interest earned from day of invetment Aocounta of •1,000 or more. Depoeha and withdrawals made in oven hundrode of dollars. Money in by the 10th eame from the first of the month. Paaabook Sevinoe; may bo opened in any amount. No restrictions. Money in by ths 10th ssrns intsrsst from ths first of ths month JOIN SEARCH -- County Civil Defense Director John Shay of McHenry, left, and Assistant Director G.D. Mclntyre, of Al­ gonquin join in the search for 8-year-old Paul Tackett after his foster sister, Simone Niemo, was found drowned in Won­ der Lake. Paul was found dead Friday noon. PLAINDEALER PHOTO EASTER GIFT You give to Easter ^Seals, but you don't often get to see the wonderful things your mon­ ey is doing to help crippled children. Rest assured, your gift is doing a big job--a need­ ed job--teaching handicapped youngsters to walk and use their helpless little hands; help­ ing those with speech defects to talk clearly. These children, Who might Otherwise lead shel­ tered and lonely lives, are on the road to becoming use­ ful and productive citizens. Ac­ tive little people grow up to be a part of our modern, stimu­ lating world. That's why thou­ sands of hopes are pinned on this year's Easter Seal cam­ paign. Those little seals are so big to crippled youngsters- helping them to push back the limitations of their handicaps- giving them hope of achieve­ ments like other children. Won't you help bring happiness and strong bodies to thousands of handicapped children in this country? Please, give to Eas­ ter Seals. Giving to Easter SeStls might be the best thing you ifill ever do. Symptoms of Distress Arlslria frr.m STOMACH ULCERS due TO EXCESS ACID QUICK RELIEF OR NO COST FREE MESSAGE BOOKLEt • Over ten million packages of th" WILLARD TREATMENT have l«m sold for relief ol symptoms of tiislress arising from Stomach and Duodenal Ulcor* due to Kit- cost Acid--Poor DJfettlon, Sour or UpMt Stomach, Cmlnm, Heartburn, Sloop- lettnett, etc.. due to Eicon Add. Ask for "Wlllard'i Met,ago" which lully exiilaino this home treatment--tree--at Bolger's Drug Store 1259 florth Greerv Instant Glamour E Interest on all McHenry Savings accounts is credited quarterly to accounts. Interest may be withdrawn at the end of each quarter, or it may be left to compound at an annual rate. COME IN and discuss your investment problems with e member of the McHenry Sevings staff. The Easy-to-do, Inexpensive \ Kitchen Remodeling Kit : . YOU CAN DO-IT-YOURSELF IN A WEEKEND fc NO MESS! NO FUSS! NO TORN-OUT KITCHEN • YOU SIMPLY THROW AWAY YOUR OLD DOORS AND DRAWER FRONTS AND REPLACE THEM WITH f .CABINETPAK" CUSTOM INSTALLATION AVAILABLE In just a few hours, your kitchen can boast a new look. A beautifully new «\ look that will last through years of *V daily use with little maintenance and no painting or refinishing.. • ever!£* The secret is revolutionary, new . '• CABIN'ETPAK* Laminated Panels that offer complete kitchen restyling at a fraction of the cost of replace­ ment cabinets and their installation. And results are permanent... not- 'f. merely pasted on or painted over. And the kitchen is not torn-up and torn-out for weeks at a time. Present cabinets, wood or metal, . are left in position ant' act as a framework for the new panels. Only , - the door and drawer fronts art? re- - * moved and thrown away. Quickly '. and easily, they are replaced with .• GABINETPAK* Laminated Panels. Other exposed cabinet areas are. - then covered with a specially devel- * oped pressure-sensitive Formica^* . Laminate ... and just like that.. . a ], " "new" kitchen is born. < * 2904 W.RT. 120 McHENRY 385-4915 Showroom Hours: Sat 10:30 to 4:00 OR BY APPOINTMENT': AND LOAN ASSOCIATION 1209 N. Green Street McHenry Telephone: 385-3000 r