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REAL ESTATE This 3 bedroom brick & frame bi-level has much to offer - Just minutes from a main highway & beach rights to the Fox River, cathedral type ceiling & new carpeting in the living[ room ; large kitchen including an oven«nge; plus a partially finished family room that you can complete to sui your taste or whim. Humidifier & wall air^onditioner included for your comfort. $24,900 ROOMINESS WITH STEP SAVING DESIGN The crab orchard stone fireplace enhances the spacious living-dining room combination. 2 ceramic tile baths 2 bedrooms, and a large size family room that can also serve as a 3rd bedroom. Ultra modern kitchen includes a new refrigerator and range. Screened-in front patio & l car oversize attached garage. Beach & pier rights to Pistakee Lake. $26,900 EXCELLENT LOCATION Well kept 3 bedroom ranch situated on a beautifully landscaped site with water & beach rights to the Fox River. Separate dining room (with sliding glass doors leading to a 10 x 20 ft. patio), large living room 2 utility rooms & a V/2 car attached garage. Extras include a new refrigerator, over-range, 1 yr. old washer & dryer & draperies. $26,900 ' COLONIAL COMFORT with 1,500 sq. ft. of living space! This quality con- structed 3 bedroom colonial home offers a separate eating area in the kitchen, IV2 baths, a large family room & many closets. Carpeting included. 2 car attached garage. Water & pier rights on a channel leading to the Fox River Brand new - move right in. $29,900 381 5 W. Elm St. McHenrv. HI. (Corner Rt.120 & Rt.31, OPEN EVERYDAY - CALL ANYTIME 8 1 5 - 3 8 b - 2 3 4 0 Member Exclusive Listing Service in McHenry, Associated Listing Service in Crystal Lake and Multi -- List Service in Woodstock, III. National Multi --List Service -- Nationwide For $200 DOWN You Can Buy a Beautiful KINGSBERRY HOME if* •Based on FHA 235 program. FHA cash price $21,200, 360 monthly payments. l or more information on the number of models avail­ able, give us a call. We'll be happy to sit down and discuss your present home needs. VA - FHA & CONVENTIONAL FINANCING AVAILABLE MARCH BUILDERS INC. 4719 WEST ROUTE 120 McHENRY, ILLINOIS 385-8180 Builders of KINGSBERRY HOMES U.S. Savings REAL ESTATE 2-11&TF 2 The Law Serves You Your Home Is Worth More Today? Then It May Be Under-Insured If you are a homeowner, can you say for certain that the fire insurance coverage on your house is sufficient to cover its replacement value in today's rising real estate market? Increased building costs together with other factors, including any improvements you may have made to your home, are almost certain to REAL ESTATE THE LE M0INE $41,500 Homes From The Mid-Twentys A IT XT MAITOBS, >UllDIRS /IIYIj and engineers E] Beautiful Crystal Lake is the perfect place to raise your family! Art* "(MVMiMKts" «4d to "land Valves" • less than o mile to the Mom Shopping ond Business District • less than o mile to the C&NW RR Station with its 44 trains daily. • Crystal lake Grade and High School Buses serve the orea • Veteran Acres Public Park nearby with Tennis Courts, Baseboll Diamonds and other Or­ ganized Recreational Facilities • Paved Streets, Township Mointamed • Public Water Supply. • All Utilities Under­ ground KINGSBERRY HOMES REGION INC. 6213 Northwest Highway Crystal Lake,. Illinois 459 1114 or 459-2343 MUMH CRYSTAL LAKE MULTIPLE LISTING SERVICE Open House Saturcfay & Sunday NOON TO DUSK Take C.L. blacktop to Redbird Lane (just before Veterans Acres), turn right, first home on right. (See Open House Arrows) BE WISER - SEE WIESER DOWN TO EARTH PRICES Move into this sharp 2 B.R. ranch, lge. living rm, kit., utility rm., 1 car att. gar., for less than $1,000 down. Washer/dryer, oven/range also included. Don't let this one slip by you. Only $16,500. CALL NOW! WANT A NEW ONE? Quality constructed, 3 BR ranch is almost ready for a family. Wall-to-wall carpeting in living rm,, hall and also in ALL bedrooms. Ceramic tile bath, huge tiled kitchen & dining area, utility area off kitchen, walk to school. SEE TODAY - $20,900. 'GOTTA SEE THIS!' Super size, 4 BR raised ranch in town, only 3 yrs. old. Carpeted living rm., combined kitchen & dining area w/sliding glass doors to sun deck, utility area in lower level, concrete driveway. Owner sacrificing at $21,500. ACREAGE Just Listed - 100 Acres of prime farm land, located approximately 4 miles North of McHenry. Would make terrific development. Good road frontage. Priced at $1,050 per acre. folf u:;: 385-4880 OPEN SUNDAYS W I E S E R A N D A S S O C I A T E S IJ?S N RIVERSIDE OR M ' M E N R V I L L I N O I S REAL ESTATE 4% LOTS! Including one lot on the river. 3 or 4 bedroom alum­ inum sided ranch with 2 car garage. Carpeted family room, dining room, full basement. $30,900 JUST LISTED! A real cute 3 bedroom ranch with attached garage and full basement with one finished room. A good place to start and a lot of house for only $18,400 ON THE RIVER IMMEDIATE OCCUPANCY Large 3 bedroom home with dining room, large kit­ chen with eating area, 21' family room overlooking the river, fireplace, basement, 70' pier and concrete seawall, outside flood lights, 2 car garage, 2 huge patios, many more extras. Living at its finest. Mid 40's 4 huge bedrooms plus den. Formal dining, family room with fireplace, 2 car heated garage, 3 full baths. Plus private lake and beach rights and available boat docks. Many extras such as dishwasher, softener, and gas grill. A real quality home. Mid 40's. F B f i f x - r o B t f U n r?al ratat? m. 385-7050 3717 W. Elm Street McHenry, Illinois Jr 459-3066 I 'M s.n a 366 Virginia Street WJ Crystal Lake, Illinois HOURS DAILY: 9 to 5; Sunday 12 to 5 p.m. have increased its value con­ siderably during the past few years. Meanwhile, if the limits of your fire insurance coverage have remained unchanged, you would probably be inadequately compensated for the loss if your house were to be destroyed, or even partially damaged, by fire. According to the Illinois State Bar association, to be adequately protected against fire or other catastrophe, a home should be insured at 80 per cent of replacement value, assuming 20 per cent of the value is in underground im­ provements which would escape destruction. In many cases, insurance at 100 per cent of value is desirable, meaning the face value of the policy, plus any increases by en- REAL ESTATE IMMEDIATE POSSESSION In perfect condition, cute 5 room new vinyl siding, 2 bedroom home, large kit­ chen with built-in cabinets, dining room, large living room, drapes throughout, newly carpeted and decorat­ ed. refrig., gas stove, fur­ niture, and many extras. Gas heat, l'/2 car garage, alum, awnings, low taxes, PRICE $15,900.00 Phone 815-385-0598 I Wl IW M AM Rrt Wl Wl RH HA FAIRWAY GREEN REAL ESTATE Fox River Property - va­ cant 80x217 close to McHenry $5,450 FOR RENT New Apartment close to shopping and schools, 2 bedroom, ll/2 bath, air cond. fully carpeted, heat includ­ ed....$200.00 per month. IN FAIRWAY GREEN 3 year old ranch, 4 bed­ room, 2% baths, large fam­ ily and dining area. L.R. fireplace and Bar-B-Que pit, beautiful kitchen cab­ inets, full basement., ease­ ment to golf course $48,500.00 NEW CONSTRUCTION Summer occupancy, 4 br, Colonial, 2V2 baths, fire­ place, fully carpeted, city water, city sewer and ease­ ment to golf course. Call NOW for full details!!!!! We need listings for homes in all price categories. 10 acres - partially wood- rd. Excellent home site. Make an offer. FAIRWAY GREEN REAL ESTATE 1st NATIONAL BANK BUILDING 385-6660 2-11 PAGE 9-PLA IN DEALER-FRIDAY, FEBRUARY 11, 1972 dorsement, should be the same ' as the current market value of your home. Here are other insurance guidelines offered by the ISBA: The insurance policy should includ° protection against a variety of perils, including fire and lightning, windstorm, hail, explosion and possibly riot damage and other perils. A fire - and - extended-coverage policy or package-type Homeowners, or "HO", policy offers this kind of broad coverage. The "HO" policyholder who maintains his insurance at 80 per cent of value is reimbursed at full repair or replacement cost in event of partial damage to his home. On the other hand, if he is insured at less than that amount, he is compensated for damage only at the rate of replacement cost less depreciation. The policyholder can hedge against future increases in the replacement value of his home by subscribing to an "in­ flationary guard endorsement" to his policy. If he does this, the insurance coverage will be increased automatically every three months at a specified rate designed to keep coverage in line with replacement value. Under a broad form "HO " policy, personal property, including furniture, clothing and other contents of the house are insured up to 50 per cent of the amount of insurance on the dwelling. However, the owner should be sure that this arrangement will provide adequate compensation in case of loss. People who rent their house or apartment also can insure their personal possessions under tenants' policies. To be sure their insurance coverage is up to date, homeowners should consult their insurance agent or broker, the ISBA said. 0 D. DJRU1HE WW REAL ESTATE Water Rights • Gr is wold Lake!!! This three bedroom ranch is in top condition with carpeting throughout. Mudroom entrance from cyclone fenced backyard keeps it neat. The taxes are really low and so is the price, only $19,800.00. Eastwood Manor Come take a look at this three bedroom ranch. It fea­ tures a large kitchen, full basement, and one and a half car garage. With a low yearly heating bill, it'? a real bargain at $22,900.00. New Construction!!! Beautiful ranch style home in McHenry Shores. Three bedrooms, spacious living room, large dining area. Kitchen features built-in oven and range. Utility room, attached garage. See it now! Only $24,500.00. Wonder Lake Here is an older, four bedroom home that is ideal for the larger family, or for conversion into a duplex. It features two bathrooms, a den full basement and two car garage. The fully landscaped lot is 120x120 feet. A great buy at $23,500.00 Just Listed Water Rights A real charmer for an adult couple!!! This four room brick veneer ranch has all the extras -- full base­ ment, fireplace, family room, central air, one and a half baths, attached garage -- on two lots. An un­ usual buy at $25,500.00. Phone Winn Phillips or Harry Postal. John H. Fuhler Real Estate 3321 W. Elm St. McHenry, Illinois 60050 385-3250 What Man-About-Town Attended A Recent Social Affair? Who Just Got A Ticket For Speeding? 2-11 What Well-Known Couple Just Became Proud Parents? \ How Did The City Council Vote On The Last Issue? ...Find out in the next (and every) Issue of the McHenry Plaindealer (Subscribe today! '750> 385-0170 /