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/ PAGE 2 - PLAINDEALER - WEDNESDAY- AUGUST 15,1973 ROBERT L. WEBER President McHenry State Bank In our first column we discussed the difference bet­ ween independent community banks and large group banking systems. Since then we have been asked why, if independent community banks are so much better, not every state lias an independent system. The answer is, unfortunately, that the giant banking systems, whether they are holding companies or branch groups, have a great deal of lobbying influence and are willing to spend vast sums in order to get new laws on the books that will enable them to grow larger. There is no doubt that where banks are allowed to expand on an unlimited basis within a state, it takes very little time for the overwhelming proportion of all banking assets to wind up in a very few hands. Eight states and the District of Columbia face the situation of five banks aoing more than 80 percent of all the business within their borders. All of these states allow statewide branching. The concentration of resources represented by this statistic means for the bank customer in those states that all credit decisions affecting the daily lives of every citizen will be made by a handful of men whose primary objective is to achieve the highest profit for shareholders who often are also large institutions with' headquarters far removed from McHenry. All banks run under two separate sets of laws, those passed in Washington and those that come from the legislature in Springfield. In this column we want to talk about the situation at the state level, looking at the Federal government the next time around. The most important banking legislation handled at the state level involves the issue of banking structure. Under Federal law, the question of where and in what manner banks may do business is rightly given over to the states so that each may determine the system best for its citizens. This crucial right of the states is once more being challenged by the giant banks of the country in debate on measures currently before Congress. McHenry State Bank is involved in opposition to forcing the states to adopt a monolithic approach to banking designed to serve the needs of giant corporations by establishing a system of offices that will funnel the deposits of individuals, farmers and small businessmen into the major cities to be disbursed chiefly for projects measured in the millions. We prefer the independent banking system. This type of structure insures maximum community-level participation of banks. Under this system, each bank is limited to operating in a small area. Thus, community resources remain to serve the credit needs of its residents, small businessmen and far­ mers. With independent banking the community knows that the owners and managers of their bank are local people whose own future is tied to the well being of the local economy. In giant branch systems and holding companies, ownership is widely dispersed and the sole concern of the management is the highest possible profit. Yet, each time our legislature meets it is asked to consider changing the banking laws of the state and open the door to branching and ex­ pansion of holding companies. Usually, it is only bankers who concern themselves with this legislation. But I think it is in the best interest of every McHenry area resident to consider the potential effect on our community if big city banks are allowed to control the economic future. Write to our State Senators and State Representatives and express an interest in the continuation of unit banking. This is the surest way to guarantee that the funds we generate will be used not for giant corporations or for multi-million dollar loans to foreign governments, but to strengthen the business and personal lives of our own neigh­ bors Adv. Scha.umbu.rg Gid Bride Of' James Krein, III James J. Krein, III, of 310 S. Highland drive, McHenry, claimed Miss Darlene Jean* Duignan of 1522 W. Catham lane, Schaumburg, 111., as his bride in a lovely nuptial rite which took place at St. Mary's Catholic church. Miss Duignan is the daughter of Mrs. Jean Duignan of Schaumburg, and Mr. Krein is the son of Mr. and Mrs. James Krein, Jr., of McHenry. The Rev. Father Joseph Kulak officiated at the 2:30 o'clock afternoon service Saturday, Aug. 11. Debra Adams of Schaumburg was the bride's honor at­ tendant, and Denise Duignan, also of Schaumburg, was bridesmaid. Christine Biggerstaff of Huntley was the flower girl. Attendants wore long waisted gowns of chiffon in a blue and green floral print. Jerry Kurth of Wauconda served as best man and Renee Gousom was groomsman. Robert Krein and William Smith of McHenry acted as ushers and Scott Smith of Carpentersville was ring bearer. Mrs. Duignan chose for her daughter's wedding a long, pale pink dress, and Mrs. Krein was attired in a long blue chiffon gown. A reception for 125 guests followed the ceremony, held at the McHenry V.F.W. clubhouse. Later, the newlyweds left on a trip to Montreal and Quebec, after which they will reside on Valley View, McHenry. Both young people were educated at McHenry high school. The bride is employed as a secretary and her husband as a carpenter. Paulo Lopes Will Marry In Brazil Sept. 6 Mr. and Mrs. Edwin Reid of 3711 W. Maple, McHenry, have received an invitation to the approaching wedding of their former American Field Student, Paulo Roberto de Moura Lopes, which will be held Sept. 6 at 6 p.m. in the church of Santa Antonio, Vila Alpina, in his home city of Santa Antjre. The bride-to-be is Daisy Therezinha Vincci. PaulOjwill be remembered as the popular AFS student who resided with the Reids and completed his high school education in McHenry in 1966 67. He visitedVcal friends last winter. The young britiegroom-to-be is presently teaching English at the University of Santo Andre. The invitation included a notation: "To the Rfc^i family and McHenry City". Pre-Nuptial Surprise Shower For Miss Law son Miss Janet Lawson was honored recently at a surprise pre-nuptial shower hosted by Misses Betty Ann and Joyce Heard, Linda, Diane and Donna Lawson and Mrs. Nancy Tobias. • Janet and her fiance were about to leave for a Sunday afternoon picnic when she was brought to St. Patrick's hall through a ruse. As she entered the dining room, Miss Lawson was greeted by a chorus of sixty voices in a booming "Surprise". Yellow and aqua, wedding colors of the bride-to-be, were used in the floral centerpieces and large parasols, and streamers were on each table. Tiny parasol nut cups of the same colors completed the decorations which were created by the hostesses. After many lovely gifts were opened and admired, a delicious buffet supper was served. Out of town guests came from Woodstock, Barrington, DesPlaines and Chicago. Mothers sometimes worry if dotter gets in too early. At least 80 million Americans are not members of any church. Surprise Local Couple On 25th Anniversary Forty friends, relatives and neighbors attended a recent surprise party honoring Mr. and Mrs. George Fraunhoffer of 405 N. River road, McHenry, on the occasion of the silver wedding anniversary. The event was held at the Phillip Bartmann home and was hosted by the Fraunhoffers three children, Mrs. Rudolph (Donna) Zwolfer of Chicago, Mrs. Eugene (Judy) Nett of McHenry and Phillip Bartman of Johnsburg. A special surprise was the presence at the party of Dr. and Mrs. Kuhl of South Bend, Ind., whom they had not seen in many years. The Franhoffers were married in Chicago in 1948 and moved to McHenry in 1956. Name Committee Chairmen For Style Revue Mrs. Tony JCnar, chairman of the Montini Parents association style revue and luncheon, has announced members of her committee. The event will be held Wednesday, Aug. 22, in the V.F.W. clubhouse at 12:30 p.m. The following are chairmen: Mrs. John Johnson, kitchen; Mrs. Ronald Conway, desserts; Mrs. John Coughlin, table decorations; Mrs. Urban Gerrits, stage decorations; Mrs. Edward Pieroni, tickets and programs; Mrs. Ruth Roach, special tickets; Mrs. Merle Freund, publicity; and Mrs. George Thompson, transportation fashions. A round The Garden Happiness -- teeing a dental appointment, and finding your car won't start. 3812 West Elm Street Established 1875 Phone 385-0170 McHenry, Illinois 60050 Published Every Wednesday & Friday at McHenry, Illinois Second Class Postage Paid at McHenry, Illinois By McHENRY PUBLISHING COMPANY Larry E. Lund- Publisher Adele Froehlich -- Editor MEMBER NEWSPAPER NATIONAL NEWSPAPER ASSOCIATION fttUt* III) hit Prm k M y BNNA SUSTAINING MEMBER - 1973 SUBSCRIPTION RATES 1 Year S7.50 1 Year $9.00 In McHenry and Lake Outside McHenry and County Lake County Only 70 miles from Chicago WEEKEND SPECIAL per person double occupancy MOTEL - $32 Incl . Breakfast , Cont inental Dinner dai ly Sparkling New and Beautiful on Brown's Lake • Complete Social Program • Tennis, Beach, Boats • Year Round Pool, Sauna • Golf, Riding Adjacent 6URLIN6SHIRE Modern Rf• sort Hotel Open Year Round BURLINGTON. WISCONSIN ' Dining - Dancing 1 Lakeview Cocktail Lounge 'Air Conditioned TV • Phones 1 Entertainment Pub & Dining Room DIRECT CHICAGO LINE Toll Free (312) 263 5344 Hwy. W - Route 1, Box 22 Burlington, Wise. 53105 Wise. No. (414) 763-2477 By Matthew S. Rosen Instructor - Ornamental Horticulture McHenry County College In your May 17 column you talked about the fabulous harvest one could reap by planting a small vegetable patch. Although I do not possess the greenest thumb in the world, each trip to the supermarket made the idea sound a little more attractive. On June 1, after almost fainting from the exorbitant price tags tatooed on innocent looking little tomatoes, peppers, cucumbers, and green beans, I made the plunge. That af­ ternoon I neatly spaded a sunny area of my backyard which had previously been devoted to grass. I then thoroughly mixed in the proper amount of fer­ tilizer, and graded the area. The next day off I went to purchase my plants. Upon returning, I immediately set about the transplanting operation. Once completed, 1 watered my new garden. Why, I even sprayed the little darlings with Wilt Pruf like you suggested. By noon the job was finished, and all the seedlings appeared to be rapidly ad­ justing to their spacious new homes. "For the next month all went well. The plants grew and produced countless blossoms. By late June, I had small tomatoes, peppers, cucumbers, and beans. My heart swelled with pride every time I looked, or even though about my vegetable patch. Excursions to the supermarket became pure joy. Haughtily, I would saunter up to the forty-nine cents per pound tomatoes and look down upon them and sneer. Un­ fortunately, etiquette and my usually civil tongue prevents me from repeating what I said to the rest of the 'fresh' produce. Suffice it to say that by the time I left the green peppers were all blushing a rather pretty red, and the snap beans were all limp and soggy looking. On July 15, I harvested my first peppers and tomatoes. Ecstasy is the only word I can find to describe the feeling my family got from eating the vine ripened, rich, juicy, plump, red tomatoes, and crisp green peppers. Even my youngest son who abhors any .kind of vegetables, be they fresh or cooked, did not complain. "My family was happy. The food bills were down, and there was an abundance of still immature beans, peppers, cucumbers, and tomatoes just waiting to be harvested. Life was so peaceful. Then last week, out of a clear blue sky, disaster struck. As is my habit' I went out to my garden after breakfast one morning to water. Lo-and-behold, my 'fertile crescent' had, over­ night, been invaded by what seemed to me to be every form of creeping, crawling creature in the insect world. I was horrified. At first I thought that I was having a nightmare; however, one hard pinch convinced me that un­ fortunately such was not the case. I stood there paralyzed. Tears were streaming down my face in riverlets. What could I do9 Shooing away savage looking caterpillars and aphids does not work. I know. I tried it Either the beasts simply stand still and continue mun­ ching away, or they slowly lope from the scene of their dastardly crime. "Help! Help! Help! I think I am losing my mind. Every time one of those two-ton, green caterpillars takes a bite out of a tomato leaf a part of me dies. I am afraid to spray, because I do not want to expose my children to those chemical poisons." Answer First let me assure you that all is not lost. By spraying every other week with a combination of malathion, methoxychlor or sevin, and kelthane, most of the harmful insects will be all but eradicated from your garden. Ah. I forgot. You do not want to use "chemical poisons". Well, short of picking the little critters off by hand, pesticides are the only effective solution to your problem. As long as no vegetables are picked for five days after spraying, all of the materials I recommended are safe. Despite the tremendous amount of favorable, un­ scientific publicity it receives, the pest control aspect of organic gardening is, in reality, little more than a cream in suburban areas. In super rural locales, where the natural ecosystems have, with minor exceptions, been left un­ disturbed, the highly complex, interrelated systems of checks and balances constructed by nature prevents population explosions of any particular creature. By building roads, and putting up houses man shatters, almost beyond recognition, the indigenous order of flora and fauna. Freed from the restraining shackles placed upon them by their normal parasites, and predators, usually harmless insects, because of their unique ability to adapt to the new "artificial" environment, prosper by living off, and thus injuring, the exotic plants that ouA, Bmgift fpsrej Place Your Gift Preference Today From Our Larg Selection Of • Housewares * Dinnerware • Gifts SE3E HlAlHlPMATBTF 3729 West Elm Street • McHenry, I l l inois 60050 Tips For The Homemaker When preparing for a long distance move, make an in­ ventory of your household goods, says Pat Sullivan, McHenry County Extension home economist. And check your possessions for scratches, marks or other signs of wear and tear. When the mover arrives to pick up your goods, he will inventory the items to be shipped, and write down damage existing at the time of loading. At the top of the in­ ventory sheet is a code for indicating the type of damage. For example, if a table top is marred or gouged in any way, the mover will enter MG on the inventory sheet. You should be certain that the mover enters a proper description of the furniture's condition on this inventory sheet, cautions the family economics specialists. Before you sign it, write on the sheet any exceptions you may have regarding the con­ ditions described. It's also a good idea to write "subject to concealed loss or damage" on the inventory sheet before signing your name. This statement will help protect you if any items are broken because of improper packing. One of the main purposes of this sheet is to protect the mover against unjust claims for damage to your household goods, Ms. Sullivan concludes. So for your own protection, be certain it is filled out correctly. man has, in his infinite wisdom, introduced. Considerable time has been spent extolling the seemingly obvious benefits of introducing ladybug beetles and praying mantis into garden areas. Natural predators of many small plant pests, supporters are quick to point out the phenomenal appetites of these critters. The only trouble is that both ladybug beetles and praying mantis fly. Would you believe that neither has been known to show any great amount of gratitude? After freeing them from captivity, and giving them a nice new home, you would think that the least they could do would be to stick around for a while and clean up your garden before heading out. No such luck. Within a week, ninety per cent, of the critters will hav£ departed to search for greener pastures. What gall. About the only way you could possjibly domesticate your new ch^fges would be to chain them down. To my knowledge, nobody yet has invented a collar and leash for a petite ladybug. Planting marigolds is also supposed to be a cure-all. Possessing an unpleasant aroma, these common annuals do indeed discourage many species of nematodes (minute, soil borne, eelworms) from sucking the juices out of plant roots; however, when it comes to preventing attacks to above ground garden pests their ef­ fect can, at best, be termed minimal. Mites, for example, absolutely adore the sap of marigolds; and frequently, several damage the plants on which they feed. In the final analysis, man can blame no one but himself for rendering worthless the inherently sound principals of organic gardening. By creating a radically new eco-order chock full of exotic species of plants and animals, he has, in a relatively short span of time, at least partially crumbled the carefully balanced, in­ terrelated system of life developed over centuries. If one is to successfully grow vegetables in this brave, new world of ours, the correct question no longer is "should I spray"; but rather, "what is the safest, most en­ vironmentally digestible chemical I can use". Should you have a question on the material covered, or just a horticultural point of in­ formation you would like verified why not drop me a line? The address: McHenry County College, 6200 Northwest Highway, Crystal Lake, Illinois 60014. Suggestions on future topics are always appreciated. If only paychecks were worth as much in the store as when you leave the office with them! MR. AND MRS. FORREST JENSEN WED FIFTY YEARS-Mr. and Mrs. Forrest Jensen, 614 Calhoun street, Woodstock, will be honored at an open house celebration at the Woodstock American Legion home Sunday, Aug. 19, from 2 to 5 p.m. The occasion honors the couple's fiftieth wedding anniversay. Open house will be hosted by Mr. and Mrs. Vernon L. Jensen, Craig, Cara, Susan and Saltan Jensen. The family requests no gifts. Mr. Jensen is the nephew of the late Robert J. Frisby of McHenry and is well known in this community Grandma Sez , There's one thing, that comes t' mind, when a takin' a look at th' high cost o' ever'thin' these days. Seems th' people have forgotten all about th' cheapest kind o' transportation we ever had, an' th' fact that wi'out it this land'd ne'er be developed like it is. If we had th' railroads back, we'd eliminate a lot o' pollution, git th' grain an' food t' market an' materials fer all sorts o' things, a lot better an' cheaper than our modern ac­ commodations. One railroad train more 'n a mile long, sometimes, does th' job o' a whole fleet o' semi-trucks, an' then some, a truckin' ever'thin' a body c'n imagine. In talkin' wi' farmers down state, I find that they all say th' same, "Give us back th' railroads, an' see th' prices come down." Man, in his eager acceptance o' new ways an' means, o'erlooked th' ultimate result o' usin' up th' earth's resources. Th' ol' axiom abouC th' bird in th' hand, w^s forgotten. Manufacture o' ^ig trucks appealed t' th' man in business, t' git his stuff t' market, an' way back in th' earlier days it was less ex­ pensive, fer some. But th' farmers know th' facts, 'cause they're at th' bottbm o' th' heap, an' they're th' ones wi'out sufficient means t' git grain an' stock t' market., All th' money spent, an' a plannin' t' be spent fer high­ ways, had ought t' be spent t' build up the terminals, an' restore th' best transportation a country ever had. Pollution ne'er was increased wi' th' railroads. A big freight car holds a might more 'n one big truck, an' it don't take a fuel- burnin' engine fer each one. Jist think o' all th' gasoline an' oil it takes t^run a big semi- truck across th' country. Seems ridiculous t' this ol' lady, that th' people in charge o' th' welfare o' th' country, don't correct th' mistakes. When we hear o' all th' billions o' dollars, appropriated fer this, 'n that, an' then con­ sider th' fallacy o' lettin' th' most important artery in th' isystem o' th' country, fade out o sight, seems too bad. Th' way they have th' limited rail service set up, it doesn't do any o' us much good, and they've deprived a lot o' us out o' th' travel we used t' enjoy. I was one o' th' rail travelers, an' I ain't done any since they took th' trains off. Grandma Radtke POET'S CORNER REFLECTIONS "Out of the crucible of suffering comes a refinement of soul not attained in any other way." "With love in the heart, one can do all things." "Love is a magic word. It casts a spell over our lives. If we have it in our hearts, all things are brighter, purer, sweeter; our vision is clearer; our lives are unselfish; our thoughts are for others. Where there is no love, life is warped and impoverished." Ethel L. Hintz CROSSTOWN I remember Daley And his airport in the lake, Why not a bridge to Benton Harbor, Imagine the prosperity that would make. Now he wants the Crosstown Regardless of people's loss, It's really to prove a point, That he is still the boss. He'll be pushing up daisies, Long before that debt would be paid, It will be forever known, As the egg that Daley laid. If he was an honest Irishman With the help of a little cement he could cross out the tollway, Make a freeway with the money spent. George Pittner SICK NOTES RECUPERATES Mr. and Mrs. Hakon Christensen have returned from a visit with their son, Bruce, who underwent serious back surgery in St. Mary's hospital, Kansas City, Mo. He expects to return home to Manhatten, Kas., this week for recuperation. RUMMAGE SALE For a nice selction of rum­ mage, the public is invited to the First United Methodist church basement, 3717 West Main street, Friday, Aug. 17, 8 a.m. to 9 p.m., and Saturday, Aug. 18, 8 a.m. to 1 p.m. Any vacationist soon learns that relaxing can be expensive. DR. JOHN J. GELASI Announces BEGINNING AUGUST 13, 1973, HE WILL ACCEPT AFTERNOON APPOINTMENTS AT HIS NEW CHIROPRACTIC CLINIC AT 37 McHENRY AVENUE CRYSTAL LAKE, ILLINOIS HOURS: MON.-WED.--FRI. 1 - 5 p.m. and 7 - 9 p.m. TUES. 1-5 p.m. SAT. 10 a.m.-12 a.m. PHONE 459-3393 RES. 459-2885 MICKEY'S DELIVERS! Two radio-dispatched cars now deliver our tempting food to you dctor in heated containers. 11:00 A.M. - 9:00 P.M. Daily 11:00 A.M. - 10:00 P.M. Fri. PHONE: 385-1600 OR 385-9743 MICKEY'S VIENNA RIVERSIDE & PEARL IN McHENRY