NEW! NOW ACCOUNTS INSURED TO $40,000 INSURED SAFETY PLUS NEW HIGHER INTEREST PAGE t* • PLAINDEALER r TUESDAY, DECEMBER 24. 1OT4 est Shore Beach Connie Schmidt 385-7841 Extend Holiday Greetings To Area Readers With the holiday season surrounding our lives it is my pleasure to express to our community a very Merry Christmas and a Happy New Year! Remember to visit that neighbor you hardly see and that friend who you haven't called in awhile. Spread a little joy to those people who live by themselves and to those who have been ill. A small homemade gift is usually ap preciated more and chatting over a cup of coffee can bring happiness to many. Let's all create a harmonious at-, mosphere in our own homes and let the spirit of Christmas permeate our hearts. Have a nice holiday and a safe New Year's eve. ASSOCIATION NOTES A brief meeting on Dec. 14 at the Mohlmans disclosed the financial statement for 1974 which will be mailed to all residents in January. Dues are to be paid by March 31 - even if you have to start making in stallments now. The sub division Christmas party was cancelled. Our next , meeting will be the second Saturday in January. Become a member of your community by joining us in the new year! PARTY TIME The "young at heart" ladies in our community gathered at the home of Katherine Aissen Dec. 18 for a little Christmas cheer. They included: Marie Wegner and her daughter, Zita, Ann Garrelts, Jenny Enarson, Erna Piatt, Dorthea Wendt, Martha Dignan, and of course the hostess, Katherine Aissen. After the delicious holiday refreshments and fine en tertainment "the women ex changed their grab bag gifts and were delighted by opening the surprise packages. Esther Finiello arrived just in time to join in and enjoy the afternoon. Everyone was dramatically decked with Christmas jewelry that certainly added to the festive mood! CLOSED DOORS With a recent incident in Lakeland Park we should all take precautions! Please remember to keep doors locked while you are busy in the house and do not leave anyone in your house unless you are expecting them or know them personally. Look out the window first and be sure before you open the door. A safety latch is a sen sible and reliable precaution against intruders. Let's make this a safe holiday at home! SPECIAL REMEMBRANCE A little note of appreciation to all those residents who made this past year's events suc cessful. Remember especially the officers arfd board of directors: Boyd Knaack, president; Harold Johnson, vice-president; Martha Dignan, secretary; Joe Finiello, treasurer; Helen Mohlman, financial secretary; Board: Henry Aissen, Sam Bottari, Bea Ehlert, Mildred Giddings, Mort Hagen, Dolores Jaburek, Ed Piatt, Bill Mohlman, Fred Schmidt, Sylvia Wasicak. These people will again be serving our community for the coming year. Lend a hand if you can, we all need your support too! PERSONALS Two great Saggitarians celebrated their birthdays the same day - Dec. 19. Tom Bit- terman and Joe Finiello received much good holiday cheer from their wives and friends. Wayne Hartman had an enjoyable birthday on Dec. 22 with an evening of fun. Many more to come too! On Christmas Day Jimmy Johnson will be celebrating his thirteenth birthday with a large assortment of gifts and many wishes from his family. Welcome to the world of the teenager, Jim! An anniversary happening on Dec. 28 will keep Mr. and Mrs. William Moore busy through the holidays. Have a beautiful evening together and may you Major Changes Mark New Proposed State Vehicle Code Michael J. Howlett, Secretary of State, has an nounced a legislative package he says will give Illinois the best Vehicle code in the nation. Illinois currently is ranked eighteenth among the fifty states in conformity of its traffic laws with the national model Uniform Vehicle code. The rankings are reviewed and updated annually by the National Committee on Uniform Traffic Laws and ordinances. The Traffic Safety Advisory council appointed last year by Howlett has recommended a series of bills to be submitted to share many more in the future! A bushel full of get-well wishes to all those experiencing an illness or are confined for the Christmas season. Sunshine in every pocket to make your days just a little brighter! Happy Holidays! the General Assembly to bring the Illinois Vehicle code into essential conformity. The council is composed of thirty-three traffic safety experts, including judges, educators, law enforcement officers, prosecutors, in surance men, safety engineers and public officials. Their recommendations were developed after meetings and public hearings at which in terested citizens were invited to contribute advice and suggestions. "The recommendations will reflect the best principles of existing laws known to have worked in other^ states," said Howlett. "We want Illinois to be first, not eighteenth, in traffic safetv legislation." Major changes proposed are: 1. DRIVING WHILE IN TOXICATED. Under existing law, a driver is presumed drunk if there is 0.10 per cent of HOME FEDERAL SAVINGS Now in the CRYSTAL LAKE PLAZA HAPPY NEW YEARS GIFTS GIFTS IMMEDIATELY AVAILABLE WHILE QUANTITIES LAST alcohol by weight in his blood. Under- the new proposal, he would be legally drunk. The evidence would be beyond argument. He would also be driving while intoxicated if (1) under the influence of alcohol, (2) under the influence of any drug which made him an unsafe driver, or (3) under the com bined influence of alcohol and a drug which made him an un safe driver. 2. IMPLIED CONSENT LAW. The breath of a person suspected of drunken driving need be tested only once in stead of twice, as at present. However, the arresting officer would also analyze a sample of known alcohol vapor con centration to be sure the testing instrument is working properly. If the arrested driver is in capable of submitting to a breath test, the officer may request a physician or other qualified person to draw 'a" blood sample for testing. If the arresting officer suspects drug abuse, he would have the option of testing for drug content in the blood or urine. 3. BICYCLES. A bicycle will be given substantially the same rights in traffic as motor vehicles. However, if a useable bike path adjoins roadway, it must be used. A 'cyclist in a roadway must ride single file and stay as close to the right curb as is possible and safe. 4. M O T O R C Y C L E S . Motorcyclists will be given substantially the same rights as drivers of other motor vehicles, including full use of a marked traffic lane. The new legislation will require protective headgear. An earlier Illinois law requiring helmets for motorcyclists was ruled unconstitutional in the courts. Most other states have upheld mandatory usage of helmets. The new Illinois provision would not apply it to motorcyclists riding within an enclosed cab. Motorcyclists would not be allowed to overtake and pass another vehicle in the same lane, or drive between rows of standing vehicles. 5. PEDESTRIANS. Minor changes in pedestrian regulations are recommended. A pedestrian should not walk on highways under influence of drugs. - Drivers crossing sidewalks, as at an alley, must yield the right of way to pedestrians. «. RIGHT OF WAY. A driver would yield right of way to a police vehicle using a siren, or both siren and alternating flashing lights. Use of the lights alone would have no significance. 7. TRAFFIC CONTROL DEVICES. Vehicles with a green light would be required to yield right of way to pedestrians in crosswalks. 8. MEDICAL ADVISORY BOARD. A medical advisory board, appointed by the Secretary of State with advice of the state Director of Public Health, will advise the Secretary on medical and visual criteria for licensing drivers. 9 . M I S C E L L A N E O U S RULES. New provisions would be added against making a U- turn when it is unsafe or en tering an intersection so ob structed the driver can't clear it. Language of the no-passing zone legislation would be tigh tened. Howlett said the bills will be submitted in the 1975 session of the legislature. FROM THE FARM THE FARMER FEEDS THEM ALL The King may rule o'er Land and Sea, and learn to live right royally, The Soldier's march with pomp and pride, the Sailor roams o'er the ocean wide, But this or that, whate'er befall; the Farmer, he must feed them all. The writer thinks, the poet sings, the craftsman follows wondrous things, The doctor heals, the lawyer pleads, the miner follows the precious leads. But all will say, whate're befall, the Farmer, he must feed them all. The merchant, he doth buy and sell, the teacher does his duty well, And men may toil thru busy days, or spend their lives in pleasant ways, From King to beggar in Nepon or Nepal, the Farmer, bless him, feeds them all. The Farmer's trade is one of worth, his life revolves 'tween sky and earth, He loves the touch of sun and rain, and no man loses for his gain, and men may rise and men may fall, but the Farmer, he will feed them all. God bless the man who sows the wheat, who serves us milk and fruit and meat, May his purse be heavy, his heart be light, his cattle, corn and all go right, God bless the seed his hands let fall, for the Farmer, he must feed them all. MONEY - At our Dec. 10 session on "How to Get the Money you Need", Bob Becker from Farmers Home administration explained the Emergency Loan program. Anyone who sustained a,10 percent reduction in agriculture income in the 1974 crop year is eligible for this special loan from FHA with 5 percent interest. For more information, call Becker at 815-544-3567. Gene Slack, Production Credit association and Bill Hahn, Federal Land bank, both said they have money to loan. Slack explained that in evaluating loan applications, agricultural lenders consider the following factors: the man, loan purpose, repayment ability, financial security. The panel discussed what farmers can do before contacting their credit source. Knowing where you are at now and where you want to go is very important. Develop your short and long range goals. Budget to see how profitable the operation will be. Take your farm records with you when you see your lender. Be prepared to fill out a financial statement. We have the necessary worksheets in our office for net worth and cash flow statements. Call us if you want copies, 338-3737. TAXES - Illinois and Virginia have been selected as "test states" for a special evaluation of the 1975 Farmers Tax Guide, a publication of the Internal Revenue Service. You can pick up your copy of the tax guide at our office. When you stop, you can also get a copy of Don Muehling's "Tips on Year End Tax Planning." He is area Extension adviser in Farm Management with the University of Illinois, and he presented these tips at our Dec. 11 meeting. NEW LAWS - We have a six-page summary of new state and federal Legislation relating to Agriculture. You can get a copy by contacting our office. The new laws deal with dogs; crime victim compensation; disorderly conduct by collection agencies; lunch breaks for employees; quick-take of coal land under eminent domain; insurance rates for handicapped persons; interest rates on home mortgages; public health seal on mobile homes; displaying new license plates; registration, lettering on vehicles, and optional certificates of title for motor vehicles; speed limits; municipal and county use tax; fiduciaries exempt from personal property tax; licensing and liability for veterinary practice; water well permits; disaster crop insurance; youth conservation corps; emergency livestock credit; national flood insurance and loans for rural housing and community development. For Your Information Dear friends, Although each • of us gayly wishes his friends a 'Happy New Year', we know that each year has its frustrations and sorrows. The N4 secret of true happiness is creative work and J a loving family and friends, which build a reservoir of contentment and inner peace that W transcends the disappointments of life. W HAPPY NEW YEAR ^ <3---^d • T • art PETER M.JUSTEN * JSUBStiFUNERAL'HOME McH«nry, Illinois ,. 385-0063 , p.,.boo -- 90 ....... $100,000 or more it Negotiable HOME FEDERAL SAVINGS ti ELGIN, ST. CHARLES AND CRYSTAL LAKE. OPEN 3 NIGHTS and SATURDAY E L G I N O F F I C E 16 North Spring Street • PHONE 312 742 3800 HOURS-Mon Thurs & Fn 9 to 8 - Tues 9 to 5 - Wed 9 to 12 S Sat 9 to 1 S T C H A R t E S O F F I C E In the Randall Road Shopping Pla/a • PHONE 312 377-0010 HOURS-Mon Thurs & Fn 9 to 8 - Tues A Wed 9 to 5 Sat 9 to 3 C R Y S T A L L A K E O F F I C E Located in Front ot the Crystal LaKe Shopping Pla/a PHONE- 815 459 5880 • HOURS - Mon Thurs & F-n 9 to 8 Tues Wed 9 to 5 - Sat 9 to 5 Home Federal has never lost a single, penny of any saver's money in over 90 years experience. Plus Home Federal offers a longer list of valuable FREE Customer services: • Free Travelers Checks • Free Money Orders • Free Notary Service • Free Payroll Check Cashing • Free Monthly Income Checks • Free Photocopy Service • Phone Transfer Savings Plan • Tax Free Pension Accounts (Keogh and IRA) • Free Transfer of Funds • Free Save-by-Mail Kits (Postage Paid Envelopes) 1975 is a great year to start saving at Home Federal. Deposit just $100. to $5000. in a new or existing, account and take home your choice of these valuable Free gifts. No one pays you more on any comparable savings plan. Home Federal offers to transfer your funds free from any other bank or savings institution. Accounts are insured to $40,000 by the F.S.L.I.C.