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/ \ v; . ^ Bible \hurch Pastor Marks 20th Anniversary Bert Hanson, executive director, left, and Rick Beuchler, RPT, head of the physical therapy department, look over new treadmill and electrocardiograph monitor now in service at Memorial Hospital for McHenry County. Specialized equipment, gift of the Woman's auxiliary, enables the physician to test for coronary disease. (DON PEASLEY PHOTOGRAPHY) New Treadmill Testing Program At Area Hospital A treadmill testing program is in operation in the EKG department at Memorial Hospital for McHenry County. Dr. Raymond Pensinger, chief of the medical staff at this county-wide hospital in V^oodstock, says the threadmill and electrocardiogram monitor allows the physician to test for coronary disease or to deter­ mine how the condition of a heart attack victim is progressing. Dr. Pensinger is one of three medical staff members who are cardiologists. Others are Dr. Margaret Phillips and Dr. Robert Foresman. The $15,000 treadmill and monitoring unit is a gift of the Woman's auxiliary to Memorial hospita', Bert Hanson, executive director, announced as he expressed appreciation for this most recent gift provided by the auxiliary members. Dr. Pensinger explained that through the test on this equipment, a doctor can determine how much physical activity can be prescribed. "Before the test, the car­ diologist takes a medical history of the patient. Two EKG's are taken, one with the patient lying down and one standing," said Dr. Pensinger. "Then the patient pants heavily for one minute to become hyperventilated to increase the heart rate so the physician can learn if the person can tolerate the stress of the treadmill." The patient is monitored continuously while on the treadmill. A blood pressure reading and an EKG are taken every three minutes, and the speed and inclination are in­ creased every three minutes. "The length of time he stays on the treadmill depends on how long it takes to reach his sub-maximal heart rate, which is determined by age and general physical condition," continued Dr. Pensinger. « Discussing when the new equipment might be pressed Legal Notice NOTICE Public Notice is hereby given that on July 9th, A.D. 1975, a certificate was filed in the Office of the County Clerk of McHenry County, Illinois, setting forth the names and post-office addresses of all of the persons owning, conducting and transacting the business known as McHENRY ICE CREAM SHOPPE, located at 4911 W. Route 120, McHenry, Illinois 60050. Dated this 9th day of July, A.D. 1975. Vernon W. Kays County Clerk (Pub. July 16, 23 & 30, 1975) CONSUMER GUIDELINES Consumer spend­ ing on clothing and shoes amounted to $351 per person in 1974. That's $17 higher than in 1973. Per capita food consumption hit a new high in 1974, and prices at grocery stores were up 15% from the previous year. . ., into service, Hanson listed these times when indications for -x exercise elec­ trocardiography exist: 1. To help establish the presence or absence of " "preclinical" coronary heart disease in apparently normal individuals. 2. To help establish the presence of suspected coronary heart disease. 3. To assess the functional significance of coronary heart disease selection of therapy (a) in stable agina pectoris, (b) following myocardial in­ farction, and (c) following coronary artery bypass surgery. 4. Evaluation of the risk of sudden cardiac death. "This is another in a con­ tinuing series of increased efforts to implement what we %all our 'active preventive' programs to aid patients at Memorial hospital," concluded Hanson. • RICHARD N. WRIGHT The first Sunday of this month marked the twentieth year anniversary for the Rev. Richard N. Wright as pastor of the Wonder Lake Bible church; As a recent graduate of the Moody Bible institute in Chicago, he came in July of 1955 to organize and to minister to a smallTongregation known then as the Gospel center. At that time the church met in a residence where Pastor Wright lived. During the following few months; the new pastor was able to establish a membership and charter the group as an independent Bible church in the State of Illinois. Continued growth since that time has required two ex­ pansion programs, the most recent being the completion of a $250,000 educational building in August of 1971, capable of providing for an enrollment of 350 students. A church sanc­ tuary addition is planned in the coming years at which time the present worship area will become a youth gym and a fellowship hall. The evangelistic outreach of the church is reflected in the fourteen missionary families who have left the congregation to serve the. Lord in full time missionary service (both foreign and domestic). Five men from the membership are now ordained ministers and eleven college age students are currently attending Bible colleges. The many families who at­ tend the church find a total church program which includes a graded Sunday School for all -ages, , Sunday morning and evening worship services, youth meetings for junior and senior high school ages. AWANA youth club activities for the younger boys and girls, a family prayer meeting that is held each Wednesday evening of the year, also petiodic men and ladies fellowships. In addition to his regular pastoral duties, the Rev. Wright serves as the general director of the Seamen's In­ ternational association, executive board member for Lake Waubesa youth camp located near Madison, Wis., and secretary-treasurer of Missionaries For Christ In­ ternational, a world missionary organization. He also keeps involved in his local community where he has received awards for .outstanding community service. The P.T.A. has honor^fLfyim with its lifetime national membership for outstanding service in behalf of-American youth and the McHenry Township Kiwanis awarded him its President's trophy as community "Man of the Year" in 1961. Eighteen of his twenty years in Wonder Lake he served actively on both the community fire department and rescue squad, who in turn honored him upon his retirement from each of these groups two years ago. The son of a Baptist minister, the Rev. T.M. Wright, the Rev. Richard Wright hails from Muskegon, Mich. His military record shows he served his country inNboth World War II and the Korean conflict. He is married to tms. former Velma Olson and is theS^ther of three sons. His educational pursuits include graduation from Muskegon Community college and Moody Bible institute. In addition he has attended Trinity college of Bonnockburn ancN-N.I.U. at DeKalb. As a result of his education he has earned a Bachelor of Arts and a Theology degree. HM'm Little Bucky with more SUMMER SAVINGS FOR EVERYONE!!! Sale Dates: July 15 thru July 19, 1975 JOHNSON'S BABY SHAMPOO LITTLE BUCKY 11 PEPSODENT U TOOTHPASTE 49c LIQUID DISH DETERGENT GIANT SIZE 22 OZ 89c VALUE 110Z. $2.29 VALUE 5 OZ «t§. 1.03 LIMIT ONE COUPON PER CUSTOMER COUPON f XPIRES JUir 19 PERS0NNA IRISH SPRING SOAP 39c VALUE EA. BATH SIZE BARS 2/49' WRIGLEY'S GUM FAMILY 6-PACK 6-15c PACKS 90c VALUE 59 R0LAIDS 75 COUNT BOTTLE $1.29 VALUE 89* PINE-SOL NEW KING SIZE 40 OZ. $1.89 VALUE 39 $1 O-CEL-O HOUSEHOLD SPONGES 7 PACK OF MOST P O P U L A R $129 SIZES J, Km STAINLESS STEEL DOUBLE EDGE 5's $1.00 VALUE EA. 3/99' LISTERINE MOUTHWASH 20 OZ. $1.89 VALUE LITTLE BUCKY OLD ENGLISH FURNITURE POLISH 9 OZ AEROSOL Rej. 98c V # LIMIT ONE COUPON PER CUSTOMER COUPON EXPIRES JULY 19 BRILL0 SOAP PADS SUPER LUMI-JET DISPOSABLE FLASHLITE $1.98 VALUE TRASH CAN LINERS 26 GALLON 20 COUNT 39 $2.29 VALUE 59* PIK-NIK SHOE STRING POTATOES IS- Pastor Wright states that the purpose of his past twenty years of service at the Wonder Lake Bible church has been "to render a spiritual effort under the Lord's direction in promoting the cause of Christ through a preaching and teaching ministry, which is Essential to the spiritual, material, and social needs of our church families and our community". PAGE 5 - PLAIN DEALER-WEDNESDAY, JULY lb, 1»V5 i»oooooopnnnonnnnnnnff "•^""^""^nrnrrrffrTri Here And There In Business noonnnooonnnnnnnnnn n rrnr-" What You Can Expect In An IRS Tax Audit How would you like to take an examination in which you had a pood idea in advance what the questions would be and you had most, if not all , of the answers? And it all was aboveboard? Strange as it may spurtd, that's pretty much how the IRS conducts its examination, or audit, of tax returns. 'If your return is selected for audit, the IRS letter to you will l ist the areas of your tax return which are being ques­ tioned (also known as issues) and will indicate the types of records, receipts, or other in­ formation required to enable you to answer, the auditor's questions. » The IRS also will give you enough time to gather the needed information, or grant you additional time to col­ lect less accessible informa­ tion, if netessary. Conse­ quently, whether your audit is being handled by correspond­ ence or face to-face with an examiner in an IRS office, if you have all supporting doc- ume«£eLti«rv, you should have no problem answering the IRS questions. If yours is a correspondence audit, you merely send the IRS the information requested in the letter. Shortly after an ©IRS employee has reviewed this material, you will receive notice of any change the IRS proposes in your tax and an explanation of the IRS posi­ tion. You also will be re­ minded of your right to ap­ peal any finding with which you disagree, although your appeal rights were outlined in' the letter which first informed you of the audit. JZ: LITTLE BUCKY * CLING FREE FABRIC SOFTENER 89c Reg. 1.39 LIMIT ONE COUPON PER CUSTOME COUPON EXPIRES JULY 18 COUNT : LITTLE BUCKY CALGON BUBBLE BATH CALGON ATH OIL BEADS I 6 OZ 11> OZ Reg 1 69 CALGON BOUQUET COUPON WELCHADE 46 OZ. 74c VALUE When you appear for an office audit, jUie first person you'll officially meet' is a re­ ceptionist, wlft> will ask for your name and other informa­ tion that will tell her whom you, are to meet. Once you're seated with the auditor, the questions will come naturally. The auditor will try to be as pleasant and brief -a4 possible, concentrat­ ing on the issues listed in the letter sent to you. He or she will review the- records, receipts and other material's you brought to sub­ stantiate items on your re­ turn. Sometimes, however, questions T |arise that can be _ answered only by material not previously requested. If addi­ tional information is required, you'll be told exactly what is • needed and, generally, if the examination can be completed by correspondence,, it will be handled ina that manner. Otherwise, you will be asked to return for another inter­ view with the documents. • At the same time,„ if you have questions about record­ keeping or other matters re­ lating to your taxpaying re­ sponsibilities, the auditor will be glad to answer them. The' auditor's answers at the inter­ view may help you with a future audit. Depending on the circum­ stances, at the close of the in­ terview the auditor usually will tell you of proposed changes, if any, to your tax. Not all audits result in your owing th^ government money. In some rases, the return is accepted as filed and in others, the government may end up owing you a refund. The examiner will also re­ view your appeal rights if you disagree with his or her rec­ ommendations. However, b&- \ AT GRAND OPENING -- Friendly conversation between three McHenry county financial leaders took place at recent grand opening of McHenry Savings and Loan association's Richmond office. From left, they are Floyd M. Foss, president of Stat«. Bank of Richmond; Arnold M. Rauen, president of Bank for Savings and Loans; and Charles M. Adams, president of McHenry Savings. ATTEND RALLY Ray C. & Shirley Westgard of McHenry itrayeled to east central Minnesota for the Starcraft Camper club 1975 international rally July 7-11 near* Milaca. Some 2,000 per sons from forty-three states and Canada attended the event- filled five days at Sports Forest Crazy Horse campgrounds, south of Lake Mille Lacs. In­ cluded were softball. volleyball, canoeing, cards, tug of war. horsehoes. crafts, children's games and a camp- wide whole hog barbecue. cause audits frequently in­ volve more detailed analysis of substantiating documents than there is time to perform during an interview, the ex­ aminer may ask you to leave the papers you brought with you. He or she will promise to return the documents once the audit has been completed. Alas! There are thousands of hidden taxes these days, but, alas, no place where the tax payer can hide. -Times St. Louis. B1RTI1 RATE DROP Census Bureau has report­ ed that the birth rate statis­ tic designed to indicate whether the future population wi'T shrink or grow dropped last year to a record low. REFUGEE AID BILL The $405-million refugee aid bill became law with President Ford's signature --easing the flow of dollars to the aid program and the flow of refugees to^new lives. We reserve the right to limit quantities. Prices in effect while quantities last. HOLIDAY SUN DISCOUNT • 4512 W. RTE. 120 McHenry, i Illinois FOR ANY INFORMATION CALL 279 3933 McHenry State Bank Founded in 1906 - McHenry County's Largest Financial Institution Statement Of Conditions CONSOLIDATED REPORT OF CONDITION of McHenry State Bank of McHenry, Illinois And Foreign and Domestic Subsidiaries, at the close of business June 30, 1975, a state banking institution organized and operating under the banking laws of this State and a member of the Federal Reserve System. Published in accordance with a call made by the State Banking Authorities arid by the Federal Resewe Bank of this Disctrict. ASSETS 1. Cash and due from banks (including! none unposted debits) 5,672,141.35 2. U.S. Treasury securities $9,094,239.33 9,094,239.33 3. Obligations of other U.S. Government agencies and corporations 6,854,687.50 4. Obligations of States and political subdivisions 7,811,252.95 5. Other securities (including $117,000.00 corporate stocks) 117,000.00 7. Federal funds sold and securities purchased under agreements to resell 3,500,000.06 8. Other loans 42,928,399.29 9. Bank Dremises, furniture and fixtures, and other assets representing bank premises .695,769.16 13. Other assets (including$ direct lease financing) none .647,976.32 14. TOTAL ASSETS 77,321,465.90 Official Publication ,995,623.53 ,865,619.00 228,575.15 ,283,615.94 635,686.46 .700,000.00 ..22,500.00 ,539,047.30 ,270,667.38 LIABILITIES 15. Demand deposits of individuals, partnerships, and corporations 13 16. Time and savings deposits of individuals, partnerships, and corporations .. .51 17. Deposits of United States Government 18. Deposits of States and political subdivisions *... .2 21. Certified and offic* rs' checks, etc 22. TOTAL DEPOSITS IN DOMESTIC OFFICES $69,009,120.08 (a) Total demand deposits $15,309,077.08 (b) Total time and savings deposits ..... $53,700,043.00 23. Federal funds purchased and securities sold under agreements to repurchase 25. Mortgage indebtedness 27. Other liabilities 1 28. TOTAL LIABILITIES 71 RESERVES ON LOANS AND SECURITIES 30. Reserve for bad debt losses on loans (set up pursuant to IRS rulings) 555,593.78 32. Reserves on securities ». 200,000.00 33. TOTAL RESERVES ON LOANS AND SECURITIES „ 755,593.78 CAPITAL ACCOUNTS 35. EQUITY CAPITAL, TOTAL (sum of items 36 thru 40 below) 5,295,204.74 37. Common stock-total par value 800,000.00 (No. shares authorized 80,000) (No. shares outstanding 80,000) 38. Surplus $. ". 2,600,000.00 39. Undivided profits 1,895,204.74 41. TOTAL CAPITAL ACCOUNTS (sum of Items 34 and 35 above) 5,295,204.74 42. TOTAL LIABILITIES, RESERVES, AND CAPITAL ACCOUNTS (sum of Items 28, 29, 33 & 41 above) 77,321,465.90 MEMORANDA 1. Average of total deposits for the 15 calendar days ending with call date 68,293,813.41 2. Average of total loans for the 15 calendar'days ending with call date . .48,322,263.06 4. Standby letters of credit outstanding 56,000.00 I, Edwin J. Becker, Jr., Cashier, of tj^e above-named bank do hereby declare that this report of condition is true to the best of m^mowledge and belief. EDWIN J.BECKER, JR. We, the undersigned directors, attest the correctness of this report of condition and declare that it has been examined by us and to the best of our knowledge and belief is true and correct. 0 E.P. Adams Lenora E. Frisby * Directors John L. Cowling State of III., County of McHenry ss: Sworn to and subscribed before me this 12th day of July, 1975 Viola M.Bosta . Notary Public DIRECTORS ESTHER CAREY WILLIAM A. NYE, M.D. ROBERT L. WEBER THOMAS F. BOLGER ELMER P. ADAMS JOHN L. COWLIN LENORA E. FRISBY ORMEL J. PRUST FRANCIS M. SCHMITT OFFICERS WILLIAM A. NYE, M.D., • Chariman of the Board ESTHER CAREY, Vice Chairman ROBERT L. WEBER Chairman of Executive Committee THOMAS F. BOLGER. President ORMEL J. PRUST. Executive Vice-President JAMES E. LARKIN, Vice-President LENORA E. FRISBY, Vice-President and Trust Officer RONALD J. VACULA, Vice-President RICHARD A. LANE, Vice President ROBERT B. SCHNEIDER Vice-President & Trust Officer JR., / EDWIN J. BECKER Cashier ROBERT POWERS Assistant Vice-President LILLIAN CAIRNS, Assistant Casbier DONALD H. MEYER. Assistant Cashier and Assistant Trust Officer DONALD H. WATTLES, Assistant Cashier ALBERT G. VALES, Assistant Cashier FRED KUPSTIS, Assistant Cashier PETER J. KELLER, Auditor CAROL SCHOLLE Assistant Auditor YVONNE RYDEN Credit Officer