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V l>\GE 13 - PLAINDEALER-WEDNESDAY, FEBRUARY 9, 1977 .Applications Accepted For County Viscounts A Human Problem--Deteriorating Highways The McHenry County Viscount Drum & Bugle corps is still accepting applications of those young people in the county who are interested in joining the corps. The Viscounts stress they are a county-wide organization, ,and that membership in the corps is open to everyone in the county between the ages of 12 and 21. Experience is helpful, but not necessary, and the ^crops provides all equipment, in­ cluding horns, drums, flags, rifles, uniform^ and qualified instructors. Those who would like to be part of a drum corps and share the excitement of marching in parades and contests, along with the excitement of travel with the corps, should attend a practice and inquire about joining. The Viscounts practice every Thursday night from 7 to 9:30 p.m. at the American Legion home on Woodstock street in Crystal Lake. For further information, call 338-0942. I SENIOR CITIZEN'S CORNER* HELPFUL IDEAS FOR SUCCESSFUL RETIREMENT Medicare Is Home Health Care Medicare can pay for the following home health services: -- Part-time skilled nursing care. -- Physical therapy. -- Speech therapy. If you need part-time skilled nursing care, physical therapy or speech therapy, Medicare can also pay for: -- Occupational therapy. -- Part-time services of home health aides. -- Medical social services. -- Medical supplies and equip­ ment provided by the agency. Medicare cannot pay for these items: -- Full-time nursing care at home. -- Drugs and biologicals. -- Meals delivered to your home. -- Homemaker services. If you think bumpy, pot- holed roads, deteriorating bridges and poorly maintained highways are headaches main­ ly for the state or county road authorities, think again. The Highway Users • Federation says bad transportation may be the cause of more personal problems for you and your neighbors than you realize. Last year, a 70-year old bridge collapsed near the town of Vulcan, West Vir­ ginia. Neither West Virginia nor Kentucky would repair the bridge. After it fell, the 500 residents of the area had to resort to a narrow, bumpy, unpaved two-mile stretch of right-of-way along a railroad track. The railroad wisely prohibited school buses and commercial vehicles from using it. The bus ban forced teen­ agers to drop out of school for lack of transportation. Miners who formerly used the bridge repeatedly missed work and some lost their jobs. The path was often block­ ed by trains on intersecting tracks. A young mother died because she was unable to get to the hospital when the round-about route was block­ ed by trains. These are not highway problems, they are human problems. And they are not new. The Highway Users Feder­ ation, a national, nonprofit organization promoting traffic safety and improved highway transportation efficiency, says it is no accident that the first experimenters with motor ve­ hicles as a tool of their pro­ fession were country doctors, who measured their values in terms of time. Minutes could mean the difference between life and death-In the days of the Model T, the country doc­ tor became an important force behind the movement for better roads. For the last 60 years or so, Americans have assumed that highway transportation was getting better every year. But Peter G. Koltnow, presi­ dent of the Federation, says: "For the last few years, high­ way transportation has been entering a period of neglect which could lead it to be­ come the 'Penn Central' of the next generation." IGH COPFEE He cites federal govern­ ment figures which show the nation's roads to be deteriora­ ting 50 percent faster than they are being rebuilt. Even the much-touted Interstate System is in trouble, with nearly 5,000 miles built be­ fore funding of the system was even authorized. Many older sections of Interstate are not up to modern stand­ ards of safety and capacity, Koltnow says. Koltnow, like many high­ way transportation advocates, is not calling for new build­ ing schemes, but simply a holding action on what we now have. He says a "bare bones program (no progress in meeting backlog needs and accepting some substandard roads) takes about $135 a per­ son." But the annual highway expenditure is about $126 a person, an obvious shortfall. Inflation has eaten into the highway dollar, with highway construction costs doubling in the last ten years. These costs have hurt resurfacing and STATEMENT OF CONDITION at the Beginning of Business, JANUARY lf 1977 ASSETS 1976 1975 Cash on Hand and in Banks $ 443,416.66 $ 464,976.77 Mortgage Loans 31,693,660.01 24,498,408.49 Real Estate in Judgment 25,111.83 125,114.27 Real Estate Sold on Contract 116,456,49 64,824.87 Real Estate Owned 124,175.68 -0- Installment Loans (auto, personal, improvement) 996,558.28 639,335.05 Loans Secured by Savings Accounts 180,080.90 183,058.31 Federal H me Loan Bank'Stock 217,900.00 184,100.00 U.S. Gov nment Securities 956,250.00 2,688,653.89 Other Investments (Bank 956,250.00 2,688,653.89 C.D.'s, Municipals, etc.) 4,043,063.45 1,046,515.37 Fixed Assets: Land and Buildings 361,244.26 373,273.96 Furniture and Equipment 52,655.47 53,074.48 Prepaid Fed. Savings & Loan Insurance Reserve 109,216.33 109,807.75 Prepaid Expenses and 109,216.33 109,807.75 Other Assets 73,669.80 48.-710,32 $39,393,459.16 $30,479,853.53 Savings Accounts Advances from Banks and Others Loans in Process Member's Escrow Accounts Income Taxes Payable Accounts Payable -v Miscellaneous Customer's Securities Payable Reserve for Losses Uncollected Interest Reserve Deferred Income and Unearned Discounts Reserves, Surplus, and Permanent Shares LIABILITIES $34,049,599.14 1,870,000.00 911,572.52 599,445.60 125,803.05 13,732.93 225,530.12 1,903.19 3,306.66 254,865.20 1,337,700.75 $39,393,459.16 I, Chas. M. Adams, President and Treasurer of the above named Association do hereby certify that to the best of my knowledge and belief the above Statement of Condition does accurately reflect the condition of said Association. CHAS. M. ADAMS, President-Treasurer. Subscribed to and sworn to before me under oath by Chas. M. Adams, who I personally know to be the President and Treasurer of said McHenry Savings & Loan Association this 5th day of February, 1977. VIRGINIA AALTO, Notary Public. McHenry Savings V A N D L O A N A S S O C I A T I O N ^ ^ $26,924,876.95 670,000.00 518,341.55 571,593.84 73,319.28 7,745.50 372,885.95 2,415.04 28,125.58 231,903.75 1,078,646.09 $30,479,853.53 Mo HENRY S A V I N G S I (III MltPUlIM , 1209 North Green Street 10520 Main Street e > McHenry. Illinois Richmond Illinois • 385-3000 • 678-2061 ssto SAVERS HOURS 9 00 a.m. to 4 30 p m Monday. Tuesday and Thursday 9 00am to 8 00 p m Friday 9 00 a m to 3 00 ptm Saturday McHenry Drive-In Window ooen Wednesday 9 00 a m to 2 00 p m Closed Wednesday in Richmond McHENRY MONEY MACHINE OPEN 24 HRS A DAY EVERY DAY' Deposit* insured to $40,000 by tne Federal Savings and Loan insurance Corp rehabilitation plana. In terms of highway expenditures in constant 1965 dollars per registered vehicle, the U.S. has dropped from $158 in 1965 to $95 today. "Assuming no changes in taxes, we'll drop to $58 dol­ lars per registered vehicle in 1985," during a period when highway travel will be increas­ ing, says Koltnow. "Projec­ tions of this kind raise the specter of the Penn Central in the minds of every alert highway official." The answer lies in better management of the highway dollar, prompt action on needed improvement*, and re­ storing highway transporta­ tion to a domestic priority among all government levels, according to Koltnow. The problems of the people in Vulcan, West Virginia, are not unique. There are more than 40,000 critically defi­ cient bridges on federal-aid highways alone in this coun­ try, and more than two million miles of "problem" rural roads. Human problems, not,, bureaucratic problems. Those who drive on bad roads understand the old saw that you pay for good roads whether you have them or not. But you pay more if you don't have them. MUSICAL TREAT Steve and Maria Gardner, a husband and wife musical team, will perform at Hem- men's auditorium, Elgin, Saturday, Feb. 12, at 8 p.m. WHAT S NEW A REMOVABLE BAW-CARW&P SBATDESGMB? FOR. CH/L0REN, FWMRTB WITHOUT TOOLS TD THE 0ACJ< OF A 3/CYCLB.. JTMA6 0AO< SUPPORT, ARM RPSTB AMP F0OTRE5TZ. Ridgefleld Church To Observe 138th Birthday Feb. 13 Ridgefield-Crystal take Presbyterian church, serving southeast McHenry county, will commemorate its one hundred and thirty-eighth birthday during Feb. 13 services, with presentation of two large banners noting special events of the church held during 1976 and scheduled so far during this year. The observances will be held during both the 8:45 and 11 a.m. services. Following the second service, both banners will be hung in the present Fellowship hall until the new hall now under construction is com­ pleted and dedicated. Ridgefield-Crystal Lake Presbyterian is steeped in area history. It is McHenry county's oldest continuous congregation, consecrated Feb. 6, 1839, as Northern Illinois' first Presbyterian church, and now a designated McHenry county landmark. Its establishment followed by three years the official geographical platting of McHenry county as a spin-off from Cook county. In the same year of consecration, McHenry county was dividied in half, north and south, and "Lake" was adopted as the name of thd newborn county to the east of McHenry. Original name of the Ridgefield congregation was "Presbyterian Church of Western Virginia at McHenry,- Illinois" (McHenry for the county, not the village), although the Village of McHenry was county seat of the originally-platted McHenry county before the Lake county spin-off. Church membership has grown to 280. The Ridgefield church serves the areas of Algonquin, Cary, Crystal Lake, Fox River Grove, Lakewood, Lake in the Hills, McHenry, Oakwood Hills, and Ridgefield areas primarily, but has members from many other nearby villages and com­ munities. REFUGE....The Florida Everglades is the third largest national park in the United States. Its more than 1.4 million swampy acres provide a refuge for a veritable aviary of birds -- pelicans, herons, spoonbills and storks -- and a variety of fish and animal life. My parents gave me more than advice. "When it came time for me to leave home and start life on my own, my parents gave me Nmore than a handshake and advice. They gave me a $10,000 life insurance policy from Country Life. "They'd paid the premiums since I was an infant. Now I'll take care of the policy. But it's at a much lower rate than a new policy. "You know, life insurance was a nice way for Dad to help me out no matter where I make my home." Help your children with a gift that lasts a lifetime--life insurance from Country Life. The Country Companies. We're a litt le different than most insurance people. Your £T)) Country Companies, ,-r>„ f o . . I . UuluA . . M U N I » . C Keith Sonnichsen McHENRY, ILLINOIS PH. 344-2772' Loren Miller RICHMOND. ILLINOIS PH. 678-6691 Gladstones 1219N.GREEN ST. McHENRY PHONE 815 385 0182 HOURS: MON.THURS 9-6 FRI 9-9 SAT 9-6 SUN 9-1 TAN &MJ5T SUEG>E SLIP ON <&TIE STYLES N&M WIBTHS-LIMITED SIZES ONLY M=q..*2j99 SALB $10 /