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SECTION 2 - PAGE 5 - Pi VI \IV.v\U R W EDNESD \Y. FEBRl XRY *. r*T; EDITORIflLS Lending Practices . Congress-in seeking to ban discrimination in monev lending-has very likely overstepped in an attempt to create a perfect society where all individuals are treated the same. Individuals shouldn't be treated alike in money lending, nor do those denied credit from private institutions suffer any infringement of rights There is no right to credit. The ideal, the goal, sounds fine. It s to require lending institutions to treat all equally. Lending institutions, however, are not government agencies. They exist to make money and their owners, the stockholders, also haye rights. One of them is the right rorun a private business without dictation of policies by the federal government. Yet, because of two recent congressional actions, the Federal Reserve board, through its Diviison erf Consumer Affairs, is now requiring all lending institutions to complv with various regulations about refusals on which they are judged and to furnish, on demand in writing, to applicants the reason they are denied loans! A surge of idealistic sentiment prompted Congress to act ostensibly in behalf of minority groups, women and others, to end so-called discrimination in tending But a close look at the issue stows there should be discrimination in lending--if stockholders' interests are to be protected by loan officers. If the government wants to get into the loan business on an idealistic kick, pretending differences don't exist, that's a different approach < also bad I But to require private loan institutions not to discriminate is political invasion of lenders' rights. Discrimination in lending is the name erf the game, ahrays^has been and always should be News And Showbiz Veteran newsmen are disturbed over the trend on TV to featunxe and scandalize on news programs This is today's direction, competing for viewers or readers The smart guys who angle for viewer ratings have convinced network powers "gossip and more feature fluff can steal audiences from straight news shows. So we re watching news become mixed with show business It's a dangerous trend, and includes an inclination among some to build newsmen or newswomen into stars. It includes bringing entertainment types into the business of reporting the news In newspapers straight news is found in news columns. Features are indentifiable. editorials are found on the editorial page and columnists opinions are found under by lined columns But on television a subtle mixture can obscure these guidelines- confusing viewers on the question whether this or that is news, opinion or gossip Thus, once againjstMf inherent fault in the U S television structure is evidenced--in which three commercial networks, primarily competing for viewing audiences for selling, enjoy a near-monopoly of the primary means of informing the American pe-ooie Surely the nation must eventually acquire something similar to the BBC. run primarily- to enlighten and inform the electorate, in the public interest, reporting straight news straight, free of commercial or showbiz infringing PUBLIC PULSE (The Plaindealer invites the public to use this co­ lumn is an expression of their views or subjects of general interest in our co­ mmunity. Our only request is that the writers give - signature, full address and „phone number. We ask too, that one individual not write on the same subject more than once each month. *e reserve the right to delete any material which we con­ sider libelous or in objec­ tions! taste.) Cl.ERK FEE \ IKWS •'Dear Editor * ! extend congratulations to the aldermen o( McHenrv who spoke up and.requested that no additional attention be tiiven to the matter of clerk s fees in our to»n '•Realizing oi course, :hat Mr Narusis felt it the cit> s duty to collect the past iees. acting On the recommendation of Attorney Gener^ William Scott. 1 believe the amount of money to be repaid carmot undo all the harm that has come from this entire investigation Although, to the best of my knowledge, our present city clerk. Barb Gilpin, is doing a fine jotv there is no good reason available to explain why our mayor allowed this scandal to get so out of hand that Terry -Wilde past clerk was forced to put her 3m to avoid the continued un necessary harrassmoni the first few weeks provided her "Now we read that most everyone believes there was no intentional wrongdoing com-' mitt'ed How unfortunate that it has taken five months for our citv government to determine "that a'n innocent city official accused over and over again of purposHv cheating our city. is now recognized as a person w ho was only one of many, in­ cluding the mayor who were unaware of the new law from the 1971 Illinois Constitution requiring fees to go to the city that had previously gone to the clerk This makes her equal to our entire governing body since 1971 since I'm sure had any one been aware of the change the procedure would have been corrected long ago Thev all consider them -eives lnnooeKi ,ind most „oi them still have their >>hs ami ' » 1 in sure all c their pride for jobs well done "At anv rate, acknowledge­ ment goes to Pill Rol- ger. Ed Datz and Kay Smith for speaking up and realizing that any amount of money cannot be as important as trying to help rebuild the trust and belief in a human-being as well as helping her to again believe in an honest t'air and concerned local government Concerned not onlly about government affairs but alxv very importantly people theiijselvos iboFit l ho Now that it s ov or ai where has this needle left Terry Wilde .. familv ' Yalorie Hobsot 4 W Sioux lane •- McHenrv 111, DIMENSIONAL STANDARDS FOR LETTER-SIZE MAIL (lst-class mail weighing 1 oz. or less, single-piece 3rd 2 ozs. or less, and not more than l4 inch thick m 2 .96 tr»ch#s m CO \ co Template shows ttie minimum and maximum sizes and aspect ratios [height in relation to width to be effective April 15. 19781. 346 inch The tip of the upper right corner of the mailing piece must touch the shaded area to be standard. Non-standard sizes are subject to surcharge. If the mailing piece does not touch or extend past both of these lines, it is nonmailable Place lowenett comer at outer idges. 2.75 inches from HISTORY'S SCRAPBOOK DATES ANO EVENTS FROM YESTERYEARS February 4. 1*5* -- Twelve prominent scientists m the I nited States protest the use of anv future hydrogen bomb as "a weapon of war." February S -- Constitution Day in Mexico. February i. 1K4 -- In reprisal for the seiiure of four Cuban fishing vessels off the coast of Florida. Fidel Castro orders his government to cut off the normal water supply to the I S \a\al Base at Guantanamo Bay February 7. 18J7 -- The first ballet group to be formed in the United States performs at the Bowery Theatre in New York. February 8. Hit -- The Boy Scouts of America is incorporated in the District of Columbia. February 9, 1)5# -- Senator Joseph R McCarthy iRep . Wiscon­ sin i charges that the nation's State Department is infested with Communists. ; ProfeSS -or to" \ inch thickness gauge EARL R. WALSH & JACK WALSH INS. Fire. Auto Farm. Life Representing RELIABLE COMPANIES 4410W Rte 1J0 Mc Menr> MS-MM 5 inches - DENNIS CONWAY auto life-Fire State Farm Ins. Co. II1 •. inches Elm St McHenry III J»S 7)11 Mftn Sflktfc 123 Man Street Anrteon USA 00000 f mm- t* c » mm mil * m i ttMvt mm ft u W I M f t I to. '»n i jm tot MS Mv mr s«w* 171 Iter SMet US* £ « IT O MS Mm Am. MOr 171 i» Street Aartewi ITSA OOOOC TOO TALL Letter-Mail Standards Customers of the Postal Service are being reminded that in little more than a year it will levy a surcharge on lightweight, non-standard size letter maU. The amount of the surcharge is to be determined after a request is filed with the independent Po6tal Rate commission. The surcharge is one of several measures provided for in a mail classification change designed to reduce the volume of non- machinable mail. They are scheduled to become effective April 15, 1978. . . , ,.,.. In addition to the surcharge, the Poptal Service will prohibit the mailing of envelopes less than one-fourth inch thick which are less than 3.5-inches high or 5-inches long. Also to be banned next year arc cards and other mail items which are less tu&n, seven-thousandths (.007) of an inch thick. The prohibitions, like the surcharge, are slated to become effective April 15,1978. The graph on this page shows the minimum size mailing piece which will be accepted and the dimensions subject to surcharge for first-class pieces weighing through one ounce and single- piece third-class weighing through two ounces. The typical first- class flat, which usuaUy weighs more than one ounce, will not be subject to a surcharge. , • The graph provides also a convenient guide to the proper ratio of height to length. The standard calls for a height to length ratio which falls between 1 to 1.3 and 1 to 2.5. A standard size envelope's upper right corner will fall within the shaded area on the graph. Mailing pieces which are outside these ratios will be subject to the surcharge. While smaller pieces, such as a film mailer, which are more than one-quarter inch thick, are not prohibited because of their height and length, they are subject to a surcharge. Because of their bulk, they can be mechanically culled from letter mail. It DR. LEONARD B0TTARI Ml N Ricfimond RO McHenry Eyes examined Cont»vt Lenses Glasses fitted Mon Tues Thurs Frt 4 «p m T u e s T h u r s F r i , ? * p m Sat « Mtol 00 Ph us 4151 or McHENRY COUNTY OFFICE MACHINES SALES SERVICE 4 RENTALS Won Sat « s >C Friday til « 00 *3 Grant St Crystal Lake P* 45*'132* McHenry Telephone Answering & Letter Service • Answering Service • Car. Telephone & Paging Service • Complete Mimeographing & Printing Service • Typing i Photocopying Ph. 385-0258 Omevv2> («iri 3932 W. Rt. 1-0, McHenry "GATEWAY TO YOUR FUTURE" L ALL I S (815) 385-4810 TOO WIDE WITHIN RATIO would also prohibit anything other than keys and identification devices that is not rectangular if one-quarter-inch thick or less. The seven-thousandths of an inch thickness requirement is designed to eliminate flimsy cards and other mail which do not have the stiffness to be mechanically handled. The government postal card has a thickness of about nine-thousandths of an inch. Non-standard letter mail is expensive to process on several counts. Usually it cannot be distributed on letter sorting machines. In the facing and cancelling operation it is often the cause of jam-ups as odd-sized letters are trapped in the machinery. With the machines operating at high speeds, such jam-ups often damage not only the non-standard envelope but the mail of others. The standardization of envelope sizes is one of six classification changes recommended by the Postal Rate commission in April 1976, and adopted by the governors of the U.S. Postal service in June. Although the other five changes were implemented in July, a two-year lead-time was allowed to permit mailers to use up non-standard stock on hand. For Your Information Dear friends. A family in sorrow normally wants to talk about the circumstances of death. They will repeat over and over again how the person died. You can help by listening. The family is trying to make it real by talking about it.This is healthy as the first step in accepting the fact of death. It may seem morbid to you and make you un­ comfortable and depressed, but it is good for the grieving person. Respectfully, PETER MJUSTEN & SON Funeral home McHenry,.Illinois 385-0063 Are You New In McHenry Area? ooooooococoo Do You Know Someone New? WE WOULD LIKE TO EXTEND A ROYAL WELCOME TO EVERY NEWCOMER TO OUR AREA!!!!!!! CALL JOAN STULL 385-5418 McHenry I I LET'S GET TOGETHER AND TALK ABOUT LOW-COST ' AUTO INSURANCE. Farm Equipment George P. |Freund, Inc. Case - New Holland 4102 W. Crystal Lake Rd. McHENRY Bus. 385-0420 Res. 385-0227 GIVE ME A CALL FOR THE FACTS ON LOW-COST HEALTH INSURANCE. vo % C3ZZE3ZH3 'oA I I D LIKE TO ANSWER YOUR QUESTIONS ON LOW-COST HOME­ OWNERS INSURANCE. CALL The Plaindealer NOW This space is available and could bring new business to you. 385-0170 l l Q E L i T RADIAL TIRES FOR ALL CARS Europa Motors, Inc 2318 Rte . 120 815 -385 -0700 ED'S X STANDARD STANDARD SERVICE EXPERT Tl'NE-lT ATLAS Tires, liatteries. Accessories QUALITY American Oil Products PH. 385 0720 38IT \\. ELM STRKKT r Cmmal ML Q W at our quick I'D LIKE TO SHARE WITH YOU THE FACTS ON LOW-COST LIFE INSURANCE. quick-action copy center. FINEST QUALITY COPIES MADE ON XEROX EQUIPMENT See us, also, for every kind of Printing Need1! 3909 W MAIN 386 7600 Call me AMERICAN FAMILY N S U R A N C E AUTO HOME HEALTH LHFE AMERICAN FAMILY MUTUAL INSURANCE COMPANY • MADISON. WIS. S3701 NE» TRAILERS used HILLSBORO & OWENS KNOW YOUR AREA-ROYAL WELCOME DOES' IT BEST cooooooooooooooooooocooooooooocooooocooooo I for Details CHUCK LEWANDOWSKI 1108 Violet St. McHenry Phone 385-2304 DUMP-FLATBEDS-CAR HAULERS Stidham Horse & Cattle Trailers Plus A Complete Line Of Bradon Winches ADAMS ENTERPRISES 3017 W. Rte. 120 McHENRY, ILL. S E i R .V i c E 815-385-5970