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) PAC.F. 14 - Pl.AINDEALER - WEDNESDAY. MAY 4. 1977 The people don't know the importance of protecting the checking account number " Edward Egelston. the FRAUD PROMPTS NEW BANKING POLICY (Continued from page 1) banks urge persons to protect their checking account number and deposit tickets. Groups apparently are using stolen checks and deposit tickets to receive money from the accounts of unsuspecting citizens Someone attempting to cash a stolen check, while ap­ prehensible.is still com- prehendable Howe\%r, deposit tickets are now just as dangerous as the checks themselves The scheme is called a split- deposit What happens is that the thief uses the stolen deposit • icket to deposit a sum of money in an account He asks that some of the money be put in the account, and requests that some of the money be given in cash. Since the check is stolen to begin with, along with, the deposit ticket, no legitimate money is deposited anywhere Only the thief, with a portion of the deposit money, gains Everyone stands to lose Suddenly, banks, which were always wary of "bad" checks, now have to be on guard against "bad" deposit tickets too 'These rings hit up to five times a day and up to three days in a row," Bolger said. "Three months ago. these rings hit eight banks in Lake and McHenry county." How bad is the stolen check and deposit slip situation in McHenry? "Bad." said Bolger. "and it's getting worse." To remedy the problem, the five financial institutions have agreed to work together, each requiring positive iden­ tification before carrying on with a transaction. "All of us take exception to being questioned." Ed Becker, vice-president and cashier at McHenry State bank said "Because of what a few crooks are doing, it affects everyone. cashier for the First National Bank of McHenry, reported that his bank treats the split- depositor similar to the check casher. We treat split-deposits just as if they were cashing a check." he said. Egelston added that the First National bank will continue its present check-cashing policy. "We cash checks only for our customers." he said. "The check must either be drawn from our bank, or the person presenting the check must have an account with us. "We might even ask some of our customers for identification if there is something wrong with the signature," Egelston added He further explained that the split-depositing racket has stayed clear of his bank, for the most part. "We've been lucky," Egelston said "But, we have had problems in the past." Previously, knowing the checking account number was positive proof of identification. But. considering the ease in which the number can be gotten, i.e. while standing at a counter filling out the check, more identification will now be required. There are a few helpful hints which will ease the in­ convenience which may arise during this period. First of all, carefully safeguard all checks and deposit slips. If there is even the suspicien that a check or deposit slip has been stolen, notify the bank immediately. The banks would much rather be on guard for a suspected check, than have it cashed and the money be gone forever. A stolen check cashed, while not directly costing the con­ sumer money, would likely result in a court appearance .should the offender be caught. Time spent away from the job. while in court, is money lost. Endorse the check in front of the teller. 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By studying the ac­ tions of those who have star­ ted their own companies--and succeeded - the Caruth In­ stitute of Owner-Managed Business of Southern Methodist University came up with Ten Traits Marking the Successful Entrepreneur." Heading the list is GOOD PHYSICAL HEALTH, to stand up to the hard work and long hours that success requires. Also important are SUPERIOR CONCEPTUAL ABILITY, being able to think up the business, the product, the service, in the first place. An entrepreneur needs the BROAD THINKING OF A GENERALIST; he can't af­ ford to gef bogged down in petty details. HIGH SELF CONFIDENCE is what makes it possible to strike out on your own. STRONG DRIVE is needed to point one's way toward success. It's the entrepreneur's BASIC NEED TO CONTROL AND DIRECT that forces him to go out on his own; many businesspeople have met suc­ cess on their own after unhappy careers working for others. Yet the successful en­ trepreneur must be VERY REALISTIC, able to let the facts temper enthusiasm when necessary. It takes SUF­ FICIENT EMOTIONAL STABILITY to weather the ups and downs of one's own business. Basically important, too. are MODERATE INTER­ PERSONAL SKILLS and MODERAT RISK TAKING. Moderation is the key work: if the worker's interpersonal skills are too good, he won't want to leave the employ of others; if his skills are very poor, he won't be able to han­ dle help of his own. If he won't take risks at all, he may as well work for others; if the en­ trepreneur takes too many risks, he may lose everything he's worked for on an ill- considered gamble. Whether you are interested in Having money...or borrowing, you'll find FIRST NATIONAL BANK OF Mt'HKNRY most accommodating! You will aUo reeeive fast, personal service...with a smile! FIRST NATIONAL BANK OF McHENRY, 3814 W. Elm St. Telephone 385- 5400. reasons for this. First of all. it isn't safe to carry a signed check If it should be lost, there is a greater chance of it being successfully cashed. Also, signing in front of the teller is assurance that it is "you" who signed the check. Another hint is to continually go to the same teller. Being recognized by a teller is positive identification and would avoid the inconvenience of being asked for a driver's license, etc. Also, all persons who will cash checks in McHenry should establish an account relationship with some financial institution. "There is a popular misconception that banks and savings and loans have to cash checks." Bolger said "The only check we have to cash is a check drawn from that particular bank, and with proper identification. "We have to get the customers to understand that it is necessary for us to know who we're dealing with," Bolger added. "Part of our service is to service a person's account properly." Forged checks have been a problem for all banks and S & L's for many years. However, the deposit slip is now dangerous, and should be protected also. "There is a natural tendency for the teller to be a little more lax in accepting money rather than giving it out," Bolger said. "All or us take exception to being questioned," Becker explained. "Everyone is going to be asking for more iden­ tification, and one of the easiest ways to protect yourself is to continually go to the same teller." SEMINAR INFORMS FIRE. RESCUE, POLICE OF AREA (Continued from page 1) and Disaster agency (IESDA) explained hazardous material legislation enacted in 1976. A 24- hour office has been established in Springfield to receive reports of incidents relating to these materials. Problems created by rerouting traffic during a hazardous materials spill were discussed by James Rakow, superintendent of highways for McHenry county, and Roy Fonda, district traffic operations engineer for the Division of Highways. John J. Shay of McHenry, director of the McHenry County Emergency Services and Disaster Agency, served as coordinator. Instructions for the day were under the direction of Eugene Schlaf, retired superintendent of fire prevention for the Illinois Central railroad, a nationally known expert in the field of hazardous material handling. HUSBAND, WIFE DIE IN CRASH (Continued from page 1) shoulder on Rt. 31. He added that he saw Martin's front wheel wdbble and saw the in­ jured cyclist strike a metal culvert under a driveway. The witness added that Martin "flew" over a gravel driveway while still on his bike, holding onto the handle bars. Both the driver and the bike then struck a tree. Janet L. Stephens, 1117 Lincoln drive, McHenry, was taken by the Woodstock Rescue squad to Memorial hospital for treatment of injuries sustained in a one-car crash Sunday night on Rt. 120. Ms. Stephens was not ticketed in the crash which caused severe damage to her car, and also damaged fencing belonging to Richard Given of Woodstock. Ms. Stephens stated that she was westbound on Rt. 120 at approximately 55 mph when she saw a rock in the road. She added that she swerved to avoid it, running off the road and losing control of her car. Scott A. Moore, 2932 Shorewood drive, McHenry, transported himself to the hospital for treatment of in­ juries sustained in a one-car accident Sunday morning on Barnard Mill road. Moore was not ticketed in the crash which severely damaged his auto. He stated to police that he was westbound on Barnard Mill road at approximately 40 mph, and was approaching the in­ tersection with Howe road when he was momentarily distracted by conversation with the passenger in his car. Hee added that when he realized the road turned, it was too late and he turned too wide, rolling the vehicle over and crashing into a tree while the car was upside down. Richard A. Spinker, East Dundee, was ticketed for im­ proper lane usage following a two-car collision Friday night at the intersection of Rt. 31 and Rt. 176. Neither Spinker, nor the driver of the other car, Carole A. Larsen, 3705 W. James street, McHenry, was injured in the crash, which caused an estimated $200 damage to each vehicle. Spinker stated that he was northbound on Rt. 31 at the intersection of Rt. 176 in the inside lane, and an auto in front of him turned on its left turn signal and started to turn left. He added that he then moved into the right lane of traffic to go around the auto when he struck the Larsen car on the left side. Ms. Larsen stated she was northbound on Rt. 31 at ap­ proximately 40 mph when Spinker turned into the left side of her car from the inside lane. Marcia M. Wolf, Ingleside, was ticketed for having non­ functioning turn signal following a two-vehicle collision Friday night on Rt. 120. Neither Ms. Wolf, nor the driver of the other car, Clifford L. Hadick, 3716 W. Maple avenue, McHenry, was injured in the crash, which caused more than $500 damage to the Hadick auto. Ms. Wolf stated that she was westbound on Rt. 120 ao ap­ proximately 55 mph and turned her left turn signal on, in­ tending to turn. She added that as she began to turn, her vehicle struck the Hadick auto, which was passing her car. She further stated that she put her turn signal on approximately 200 feet prior to the intersection. Hadick stated he was westbound on Rt. 120 at ap­ proximately 50 mph and started passing a vehicle which was five or six car lengths behind the Wolf van. He added that he continued passing and Ms. Wolf turned into his vehicle. He further stated that he did not see any turn signal flashing on the van. According to the police report, inspection of the Wolf van after the accident revealed that the left turn signal did not work. James T. Hovseth, 1818 Oak drive, McHenry, was taken by the McHenry Area Rescue squad to McHenry hospital for treatment of injuries sustained in a one-car accident Sunday morning on Ringwood road. Hovseth was not ticketed in the crash, which severely damaged his car and also caused approximately $100 damage to a highway sign belonging to McHenry county. Hovseth stated that he was westbound on Ringwood road at approximately 45 mph when, as he came over a crest, he saw a boy on a bicycle in his lane of traffic. He further stated that he went to the road shoulder to miss the cyclist, and rolled over three times. The cyclist, Greg Karris, 13, 3907 Ringwood road, McHenry, stated that he was riding westbound, off the roadway, SUBSCRIBE To The McHenry Plaindealer And Save $ 10.30 Over Newstand Price |* Fill OUT AND MAIL OR BRING TO: McHENRY PLAINDEALER 3812 W. Elm St., McHenry,111. 60050, . with check or money order for *10.50 for one year I subscription within McHenry County. I NAME I j ADDRESS CITY ZIP X 1* Jazz Bands In Concert May 4 Pictured above are directors of the five local jazz bands which will perform in a concert Wednesday, May 4, at West campus auditorium. Each band will present a 30-minute program starting at 7 p.m. Admission is free. The directors are Richard Mikus. left, of Marian Central; John Leighty, McHenry West; William Toe Is on, McHenry East and the McHenry city band; and Sam Winters, McHenry County college, who is not picutred. STAFF PHOTO-WAYNE GAYLORD when he saw the Hovseth car coming "very fast." He added that the car then left the roadway to the right and rolled over. Finally. Steven W. Gin, DesPlaines, was ticketed for improper passing following a two-car collision Saturday afternoon at the intersection of Rt. 120 and Charles street. Neither Gin, nor the driver of the other car, David A. Nett, 2112 N. Chapel Hill road, McHenry, was injured in the crash, which caused more than $150 damage to each vehicle. Gin stated that he was westbound on Rt. 120 and was approaching Charles road with traffic stopped in front of him. He added that he attempted to pass on the right, and as he entered the intersection, he did not see the Nett car, which had almost completed a left turn off Rt. 120 onto Charles road. Nett stated that he was eastbound on Rt. 120 when he made a left turn onto Charles road. He added that when he began the turn, no traffic was heading toward him. MUSIN' AND MEANDERIN' (Continued from page 1) Clyde Blackwell celebrated his 87th birthday recently and paid a call to our office. It was one of those unusual occasions when he was being feted by others. Usually, Mr. Blackwell is the focus of attention at birthday parties for local youngsters who are sometimes his junior by eighty years but seldom possess more of the spirit of youth. His puppet shows bring together these diverse age groups and prove that being young, indeed, is more mental than physical. KAF STOP-TAKE THOSE KEYS! AUTO THEFTS INCREASE (Continued from page 1) "People are going to have to start wising up," Wigman said. "Kids are looking now for keys left in a car." To help abate the problem, Wigman urges all persons to take their keys with them wherever they go, lock their cars, and be sure all the win­ dows are closed. Juveniles are responsible for 70 percent of all car thefts and 90 percent of all thefts from homes. "Juveniles are taking a more active role than ever before," Wigman concluded. REGISTRATION CONTINUES FOR SUMMER SCHOOL (Continued from page 1) adult education classes will be held at a variety of locations throughout McHenry county. ' The college, continuing the energy conservation program, has scheduled classes the first four days of the week. No classes are scheduled for Fridays. Copies of the schedules have been mailed to all homes in the college district. They are also available at local libraries or a schedule will be mailed directly to you by requesting one from the college. Registration now through May 6 may be done either by phone or in person at the college. Registration hours are from 8:30 a.m. to 2 p.m. and 6 p.m. to 8:30 p.m. Monday through Thursday and 8:30 a.m. to 2 p.m. on Friday. Registration after these dates will begin May 23 and must be done in person. STATE SUFFOLK QUEEN BIDS FOR NATIONAL TITLE (Continued from page 1) folk Sheep queen in Springfield at the state convention. The lovely, 18-year-old senior is an honor student at McHenry high school. Her activities include varsity cheerleader, McHenry County Youth council and 4tH. She is a nine-year- member of the Busy Three 4-H club. Kim has owned and shown her own Suffolks since she was 7 years old and her flock now numbers fifty-two registered sheep. The young lady will attend Illinois State university next fall, majoring in Special Education and Journalism. Serious Spot Two golfers uniting on the tee were annoyed by twosome in front of them. One sat in the fair­ way while the other industriously searched the rough. Finally, one of the waiting pair shouted, "Why don't you help your friend find his ball?" Came the reply: "I did Now he's looking for his club." Buy Now and Save I Jacobsen 21" Turbo-vent Rotary Mower WITH ELECTRIC START Ruck's Hardware 3902 W. MAIN ST., McHENRY 385 0334 • * ̂ 31*4 HERO DOWNED-Don't be alarmed. Ben Johnston is only rehearsing a scene from the hilarious play "Blazing Guns at Roaring Gulch" to be presented by Parkland school Tuesday, May 10 at 7:30. Come and find out if Harry Heartstone (Ben) will be revived and save the day at Roaring Gulch. There will be an admission charge. N/PC: We're Not Out To Remake Government A ten-year-old position s t a t e m e n t o p p o s i n g "metropolitan government" for Chicago and its suburbs was dusted off and reaffirmed recently by the Northeastern Illinois Planning commission (NIPC). The statement, endorsed unanimously at a special meeting of the commission's Executive committee, says NIPC "does not advocate or p r o m o t e m e t r o p o l i t a n government." The action by NIPC's officers and committee chairmen came in the wake of renewed criticism of the regional planning body and its role in the six-county area it serves. "This commission is not out to remake the governmental structure of northeastern Illinois," said NIPC President James J. McClure, Jr. "There are regional problems to be solved but they can be solved by existing units of government if they will work together." In recent months, as NIPC has begun regional planning programs for housing and land use, some local officials and citizens have charged that NIPC wants to take authority away from local governments. "As we attempt to focus the attention of the region on problems and long range needs in controversial areas like housing, we are hearing the same accusations we heard in the 1960s when regional planning was in its infancy," said McClure. "Our position is the same as it always has been. We do not a d v o c a t e m e t r o p o l i t a n government. Chicago, the counties and the suburbs need to attack problems together but they don't need to give up local autonomy in order to do it," Mcclure added. "We need regional coor­ dination, through bodies like NIPC, but we do not need regional, or 'metropolitan' government." McClure advised critics of regional planning and NIPC to examine the commission's record since it was formed in 1957. "There is not a single case of local government powers being usurped by a regional planning commission," the NIPC president said. "If anything, local governments have a stronger role than ever as a result of the new Illinois Constitution." NIPC is an advisory planning organization established to conduct research, assist local governments with planning and p r e p a r e c o m p r e h e n s i v e regional plans. The com­ mission, composed mostly of local elected officials from counties, suburbs and Chicago, does not have taxing or law­ making powers. BICTNS FIRSTBORN Mr. and Mrs. Richard J. Albright of 4900 W. Bonner, McHenry, announce the birth of their first child, a daughter, Christine Lynn. She was born Monday, April 25, and weighed 5 lbs. 12 oz. Proud grandparents include Mr. and Mrs. Raymond T. Albright and Mrs. Ruth Sch- wan, all of McHenry and the late Lloyd Schwan. Her great grandparents are Mr. and Mrs. Peter J. Schaefer of McHenry and Mr. and Mrs. Ruben Potter of Gulf Port, Fla. RESTING SPOT...Whitey the cat knows the tires are warm when the truck comes off the road, so what better place to curl up for a cat nap? THE McHENRY MEDICAL GROUP ANNOUNCES THE ASSOCIATION OF R. David Halstead, M.D. Practice Limited To General Pediatrics and Pediatric Cardiology Hours By Appointment Location Of Office: 1110 North Green Street, McHenry, Illinois 60050 Phone: (815) 385-1050 i