Deaths HERBERT J. SASS Herbert J. Sass* past president of three Chicago area banks and former head of the Whispering Oaks association, died Thursday, May 26, in McHenry hospital following a short illness. He was 78 years old. Mr. Sass was born in Chicago April 26, 1899, and came to this community about ten years ago from Arlington Heights. He resided at 4914 Oakwood drive. The deceased was past president of the Consumers National bank, the Bank of Rolling Meadows and Plaza Drive-in bank. He also served as treasurer of the Norwood Park home. Memberships included the board of the McHenry County Senior Citizens council, the McHenry Masonic Lodge, No. 158, AF & AM, and of Medinah shrine. On June 24, 1926, he was married in Chicago to Grace L. Gohde, who survives. He also leaves one daughter Mrs. William (Darlene) Fredrickson of Sturgeon Bay, Wis.; two sons, Herbert W. of Chicago and Robert A. of Lake Villa; ten grandchildren and one sister, Loraine Tess, of Chicago. He was preceded in death by a sister, Alma Wriedf, and by his parents, August and Mary (Wittkop) Sass. Visitation was held Sunday at the Peter M. Justen & Son funeral home. Services were conducted Monday at 1 o'clock, at Shepherd of the Hills Lutheran church, followed by private interment. Memorials may be made to Shepherd of the Hills church or to the McHenry Area Rescue squad. ROBERT K. STOLL Eastwood Manor resident, Robert K. Stoll, died unex pectedly at McHenry hospital Sunday evening, May 29, at the age of 56. He had made his home at 1202 N. Clover fane. He was born in Illinois Sept. 8, 1920, the son of Elbert and Ethel (Hansen) Stoll. The deceased was employed as a cement mason for the U.S. government at the time of his death. He was a W.W.II veteran and an active member of the Shepherd of the Hills Lutheran church. He married Bertha L. (Barrett) Stoll thirty-three years ago, Sept. 21, 1943, and she survives along with two sisters, Mrs. Norbert (Charlotte) Parrysas of Lakeland, Fla. and Mrs. Roy (Virginia) Galloway of Anaheim, Calif.; two neices; five nephews; and his step mother, Mrs. Olga Stoll of McHenry. He was preceded in death by a son, Gary, Sept. 21, 1975, and his parents. The George R. Justen & Son funeral home scheduled visiting hours for Tuesday from 2:30 to 9 p.m. The deceased will rest at the Shepherd of the Hills Lutheran church from 10:30 a.m. until the time of services at 1 p.m. with the Rev. Roger Schneider officiating. In terment will be in Woodland cemetery. WILLIAM (BILL) NEUMANN Former McHenry resident, William (Bill) Neumann, of 206 Glenwood avenue, Clearwater, Fla. died in Morton F. Plant hospital, St. Petersburg, Fla. Monday, May 30, at the age of 69. The deceased was born in Konigsburg, East Prussia, Aug. 19, 1907. He had been a paint contractor in the McHenry area prior to the move to Florida nine years ago. He was a member of the McHenry Moose Lodge 691, the Elks of Clearwater, Fla. and the Sertoma International, Florida, a businessmans organization. His wife, Irma (Gertz) Neumann of Clearwater, Fla. survives in addition to a daughter, Hildegarde Ann- Marie Silge of Chaska, Minn.; a son, William, Jr. of McHenry; nine grandchildren; two great grandchildren; two sisters and a brother. The George R. Justen & Son funeral home tentatively set visiting hours for Wednesday from 4 to 9p.m. Chapel services will be held at the funeral home Thursday at 11 a.m. with burial in Woodland cemetery. GEORGE J. MARCIPAN George J. Marcipan, 77, of McHenry, died Sunday, May 29, at McHenry hospital. The deceased was born Sept. 11, 1899, in Chicago, the son of John and Katherine (Berny) Marcipan. He had been an area resident for the past seventeen years and prior to retirement, a division manager for Western Union. Survivors include his widow, Mildred (Lane); a daughter, Mrs. Ralph (Marion) Heiden of Barrington; five grand children ; one great grandchild; and a sister, Mrs. Wilson (Mildred) Durach of Arlington Heights. He was preceded in death by three brothers, John, Edward, and William. The Peter M. Justen & Son funeral home scheduled visiting hours from 2 to 9 p.m. Tuesday with chapel services set for Wednesday at 11 a.m. at the funeral home. Interment will be in Acacia Park cemetery, Chicago. ft** ounce MAKE LOWREY MAGIC ...THE NOTE SHOP WAY LOMOY SAVE 50% *1500 OFF! HALF PRICE! BLA-BLA-BLA BLA-BLA-ETC. With most organs _ sold today-Sales, OlStOUKfS Savings, Discounts NO MGS etc- can be as HQ BlG unreal as a motion B\G VJN-S^-E HO picture and about as empty as the screen when the "movie" is over! WE THINK YOU'D RATHER SPEND LESS THAN SAVE MORE! AFTER ALL....IT'S YOUR MONEY SO, WELCOME TO OUR UN-SALE NO BIG SALES PITCH OR SUPER DISCOUNTS. YOU MAY NOT "SAVE" AS MUCH BUT-- YOU'LL SURE SPEND LESS! The Best Organ - The Best Deal - Note Shop Experience - Honest, Reliable Service COULD WE OFFER MORE? COME N OVER. SPRING IS A GREAT TIME TO BUY! NEITGEN'S NOTE SHOPS "QUALITY KEYBOARD MERCHANDISING" CRYSTAL LAKE 815-455-0300 Crystal Point Hall Rt. 14 & Main St. HANOVER PARK _ 312-837-2500 II. 191 MfTMfKMI II. KENNETH J. SWEENEY Kenneth J. Sweeney, 29, of Lake Zurich, was pronounced dead on arrival at McHenry hospital early Monday morning as the result of injuries sustained in an auto accident. The deceased was born Nov. 28, 1948, in Chicago, the son of Thomas E. and Esther (Nigg) Sweeney. Survivors include his wife, Coral (Klement); two brothers, Richard of Rolling Meadows and Stephen at home; and his parents of Woodstock. He was preceded in death by a brother, Lawrence. Visitation will be held at the Peter M. Justen & Son funeral home Wednesday from 4 to 9 p.m. Chapel services were set for Thursday at 11 a.m. at the funeral home with burial in St. P a t r i c k ' s c h u r c h y a r d cemetery. In lieu of flowers, memorial contributions may be made in the name of the deceased to a favorite charity. EWALD H. KOENEMANN ' Ewald H. Koenemann, 57, of 4905 Crystal Lake road, McHenry, died at his home Saturday evening, May 28. He was born in Germany Nov. 12, 1919, the son of Wilhelm and Helene (Grechke) Koenemann. Mr. Koenemann came from Germany to the United States in 1952. He was a cement mason by trade and a member of the Elgin Local 638. His wife, Gertrud (Lange) survives in addition to two daughters, Mrs. David (Marita) Buss of Woodstock and Ms. Katherine Koenemann of McHenry; two grand children, Christine, 7, and Marlene, 15; a son, Willi of Volo. Private services for the family were held at the George R. Justen & Son funeral home with burial to take place in West Germany. VIOLET KOPP Violet Marceline Kopp, born Thursday, May 26,1977, in Memorial hospital, Woodstock, died the same day. The baby was the daughter of Charles A. Kopp, Jr., and Monique (Huileux) Kopp of 4214 W. Ponca, McHenry. Other survivors are three brothers, Charles, Allen and Edward, and the paternal grandparents, Mr.and Mrs. Charles Kopp, Sr., of Wonder Lake. Graveside rites were scheduled at Memorial Park c e m e t e r y , S k o k i e . Arrangements were made by the Peter M. Justen & Son funeral home. Contribute Tax-Deductible Dollars Toward Retirement Millions of Americans not already covered by pension or profit-sharing plans where they work may be able to contribute tax-deductible dollars toward their retirement as a result of the Pension Reform act of 1974. Here are some of the more commonly asked questions, with answers, about the provisions of the law. Q: I'm a construction worker who's had a dozen different jobs in the last ten years. Is it true that now I can set up some kind of retirement plan for myself? A: If you haven't been an active participbpt during your tax year in a pension .or retirement program where you work, you can start an In d i v i d u a l R e t i r e m e n t Arrangement (IRA). That means you can set aside 15 percent of your pay, to a maximum of $1,500 a year, in an account which is specifically designed for your retirement years. You don't pay income tax on the money or on the interest it earns until you start withdrawing it, at age 59M» or later, or should you become disabled. Q: I pay Social Security tax. Does that mean I can't start an IRA? A: No. Social Security was never intended to be retirement pay, only to supplement whatever type of pension a retiree received. Neither Social Security nor Railroad Retirement coverage makes a person ineligible for an IRA. Q: What are the advantages of an IRA? A: (1) annual contributions to an IRA are deductible from gross income, even if a tax payer does not itemize deductions; (2) interest, dividends or capital gains earned on the IRA contributions are not taxable as they accumulate; and (3) tax is due only after funds are withdrawn from an ac count s This normally happens after the individual is retired or disabled and is, therefore, in a lower tax bracket. Q: Suppose I have a bad year financially. Is there any penalty for skipping a year's deposit? A: No. Within the permissible limits, you can deposit as little or as much as you can afford. Also, timing of the deposits is not regulated, so you can make your payments periodically or in a lump sum. , Q: Other than the maximum contribution allowed, are there any restrictions on the ac count? A: Yes. Withdrawals made before the owner is disabled or PAGE 3 - PLAINDEALER • reaches age 59 >2 are con sidered taxable income and subject to an additional 10 percent penalty. Deposits whifch exceed the limit in any given year are subject to a non deductible 6 percent excise tax each year. And finally, with drawals must begin by the year the owner of the account reaches age 70 V2. Q: I'm thinking of setting up an IRA for myself. Can I make it a ioint account with my wife if she doesn't work for a living? A: Yes, you can start an IRA for her as well as yourself. The details on this are the same as for an employee, except that the maximum annual con tribution is the lesser of 15 percent of your income or $1,750. Q: Do I come to the IRS to start an Individual Retirement Arrangement? A: No. To set up your IRA you should contact a bank, savings and loan or federally- insured credit union. In ad dition, many brokerage firms and insurance companies can WEDNE8DAY. JUNE 1. 1977 get you started. The IKS has prepared a free booklet, Publication 590, "Tax In formation on Individual R e t i r e m e n t S a v i n g s Programs" which can be ob tained from most local IRS offices and contains details on all types of individual retirement savings programs. Shop Around Blue Cross and other health insurance subscribers covered under group plans in Illinois are allowed to convert to in dividual health insurance plans when leaving the group coverage. Illinois Insurance Director Richard L. Mathias recently urged persons who convert from group health insurance to private plans to shop around for the best in surance buy when making such a change. Mathias said that some "conversion plans" are more expensive than similar coverage offered by other direct pay individual health insurance plans. :» $ The McHenry Plaindealer Ml2 West Elm Street Established 1S75 McHenry, Illinois 60050 | Phone 385-0170 ijij $ Published Every Wednesday A Friday at McHenry, Illinois Second Class Postage Paid at McHenry, Illinois $j By McHENRY PUBLISHING COMPANY Subscriber* arm nqwif d provM* immediate notice of change of address to The *X McHenry Melndeefer. M12 w. Elm St.. McHenry. III. *0090. A deduction of one month from ijij the expiration of a subscription will be made where a change of address is provided $• through the Post Office Department. Larry E. Lund-- Publisher Adele Froehlich-- Editor :$ J ' H ' ! H I \ l E H F t f E l / NATIONAL NEWSPAPER Aiidtijiti6w ia 'w SjNNA SUSTAINING ;SM EMBER-197 7 SUBSRIPTION RATES 1 Year 815.00 jjji Outside McHenry and Lake County jjjj 1 V--r. ..........f 10.50 In McHenry and Lake jjjj ^ County Levis r 'Movin' On Jeans The Look Is New, The Quality Is Levi's Levi's Movin' On Je^ns come in lots of different styles. With details you never saw on Levi's Jeans before. Like the inverted pleats on the slash front pockets and back patch pockets on this pair. A lean Euro pean fit and moderate flare add the final touch. Come see these and all the other styles of Levi's Movin' On Jeans, today. IrklllstOIIC'S 1219 N GREEN ST. McHENRY PHONE 815 385 0182 The TAB and the words "Levi s'" and "Sta-Prest*" are registered trademarks of Levi Strauss A Co , San Francisco. CA -Tlevi Strauss & Co . 1976 STORE HOURS: M0N.-THURS....... 9-6 FRIDAY ..9-9 SAT. 9-5:30 RENTAL NO installation charge NEW fully automatic softeners TWO year option to buy with FULL rental fee deducted ONE ohone call can answer any questions per month PHONE 312-259-3393 RENT-A-S0FT INC. Serving McHenry & Greater McHenry County SPECIAL BUYS Low PreSeason Prices on White West tnghouse Room Air Conditioners -so you can stay cool all summer long! 6000 BTU SLIDING WINDOW/ CASEMENT AIR CONDITIONER Model No. AK064R7V1 6000 BTU s -- for convoniont cooling in homes with horizontal sliding windows, or casomont windows. All have deluxe Walnut Woodgrain panel front, ad justable 11 -position thermostat, two-speed fan for day or night cooling, four-way air directional louvers, vent control to exhaust stale air, removable washable filter. Easy window installation with Vertical Quick Mount Kit included. PRESEASON SPECIAL! 12,000 BTU ROOM AIR CONDITIONER MODEL NO. AH127R1M1 •Full 12,000 BTU/H Capacity •Operates on 12.0 amps at 115 volts •Custom Furniture styled panel front •Adjustable thermostat controls selected cooling automatically •Installs in window easily with mobile frame kit •Two-speed fan for day and nighttime cooling •Vent control exhausts stale air •Dehumidifies for greater comfort •Two way adjustable air louvers let you direct air flow •Patented moisture-removal system checks bothersome outside dripping •Nationwide Sure Service PRESEASON SPECIAL CASH & CARRY. PLUS OTHER MODELS ON SALE. CAREY Appliance 1241 N. Green St. 385-5500 SERVICE McHenry, III. }