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Bank Ukes Loans On Antique Can The Maryland National Bank, with branches through­ out the Free State, is the country's leading lender for purchases of antique cars. The reason: the institution makes a lot of money on the loans. The program "attracts a much stronger type of customer," vice president Charles M. Cawley told the. Wall Street Journal. "And the. average loan is higher." The typical new car buyer borrows $4,700 from Mary­ land National, but most of the collectors who want fi­ nancing of antiques borrow more than $6,000. In all, the bank has made 190 antique car loans, totaling more than $1 million. The largest: $18,000 for a Packard tour­ ing car produced in 1938. MNB advanced $5,300 to one old car buff for a 1939 Hupmobile, and $10,000 to another for a Hudson Com­ modore convertible from the 1951 model year. Cawley says that only one of the antique cars has had to be repossessed because the bor­ rower defaulted on the loan: a 1929 Packard it was back­ ing for a $3,500 loan. The car was resold by the bank for $4,900. AMC 'Concept Cars' Polish Image American Motors Co., far and away the smallest of the four U.S. production line automakers, has taken a new show on the road to try to convince the country that motorists should change buy­ ing habits. Called "Concept 80," the show is built around six cars that AMC suggests are the kind that will be com­ mon on American highways in the next decade. They are small cars--the kind AMC specializes in--but are designed to provide the kind of comfort that many motorists believe they can get only from larger vehicles. The goal, says company chairman Roy D. Chapin Jr., is to quadruple the number of small cars bought in the country over the next decade. Although Chapin realizes that AMC will have only a small piece of that total--no more than five per cent--he hopes it will corner at least 300,000 sales a year. That would be a healthy jump over the AMC total for the current model year, which Chapin pegs at 240,000 cars and others in the industry peg significantly lower. The company must sell at least 230,000 to break even on its auto business. So far this year, that line has been op­ erating in the red, although profits on Jeeps and buses have kept the total company profitable. Chapin attributes AMC's sales lag--30 per cent behind this point in the 1976 model year--to public misconcep­ tions about small car** That is the reason for the Concept 80 promotion, which is in­ viting press, civic leaders and government officials to shows in major cities in hopes that they will talk up the advan­ tages of compact and smaller autos. If it does not succeed, a lot of financial analysts think that AMC will have to merge with a larger company in or­ der to get enough cash to re­ design its cars, some of which have carried the same basic look for seven years now. ••• SUPPLEMENT TO McHENRY New York Tickets Easier To Fight A judicial ruling handed down in early June makes it a lot tougher for the city gov­ ernment in New York to make parking tickets stick. The decision came in a case brought by lawyer Michael S. Gruen on his own behalf, fighting a $15 ticket for park­ ing in a no parking zone. Gruen insists that the "No Parking Anytime", sign on PLA1NDEALER - PAGE 19 - WEDNESDAY, OCTOBER 5, 1977 the block where he left his car had an arrow suggesting that it applied only to the part of the street beyond where his auto was left. But chat issue is not the one the Appellate Division of the state Supreme Court ruled on. What the judges said is that the procedures the city regularly uses to settle dis­ puted tickets has to be com­ pletely revamped. As Gruen -- and the judges--see it, the system for objecting to tickets is loaded against drivers, since usually the fact that a ticket was is­ sued is taken as convincing evidence that the car was parked illegally. It was up to the accused to show that the policeman made a mis­ take. Instead,- the Appellate opin­ ion orders, the city must bear the burden of coming into hearings on tickets with evi­ dence showing that the law was broken. The only excep­ tions: cases where the mo­ torist appealing the ticket is so obviously lying that he really has no case. More than a quarter million con­ tested tickets a year will be covered by the new rules. Gruen is now starting a second battle against the NYC ticketing system. He's suing to get thrown out the present rule that a ticket can be appealed only after it has been paid. it-kit f ftSr wt That's what the Onan brothers otter an/one who buys a garage from them. ONE! ONAN PLEDGE: SPEEDY DELIVERY • To build your garage as quickly as possible - on the average you will get your garage in 4 to 6 weeks. PRICE PROTECTION * • To guarantee your garage price once you sign your contract - we will never ask you to pay more for the garage we originally agreed upon, for any reason whatsoever. . FAIR PRICING • To charge everyone the going price - you never have to worry about someone getting a better deal than the one we gave you. BEST QUALITY • To give you the best materials and craftsmanship • we will build your garage as if it were our own. TOTAL INVOLVEMENT • To have at least one of the Onan brothers per­ sonally work on your job. JIM JOHN \̂ \ tufooAli 0#»» , fronts jAe&J6, Dart W 60\dne« êt' JERRY Otdf 1"' i1?? kit Cat Jim, John or Jerry Onan GARAGES A ALUMINUM SIDING The Most Trusted Nome in Construction" J GARAGE CITY Î ONJ 1 • • •» •• 1 i MlML'riftV \ 1 2 i MlML'riftV \ at, , <M<M m, •• M WAVELAND and GRAND AVENUE *GURNEE, ILLINOIS 60031*312-336-7777