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PAGF. 5 - PLAINDEALER • WEDNESDAY. DECEMBER 21. 1177 ' McCullom Lake Mary Jo Farrell 344-1575 Board Opens Beach House To Youngsters The village board met Tuesday, Dec. 13, for the last meeting of the year. The board reminds everyone to vote Dec. 23 in the-high school District 156 referendum. The polling place, located at the McCullom Lake beach house, will be open from 12 noon until 9 p.m. for your convenience. By that time on the night before Christmas eve, you should be able to spare a moment or two to upgrade your children's education. The board announced that the beach house will be open Monday nights for the kids again this winter. A chaperone has been secured, and he will be there from 6:30 until 9:30 p.m. each Monday. During the Christmas break from school the beach house will also be open to the children during the day. This is on a trial basis, and if the kids get too loud or rowdy or completely out of control, the doors will be locked and the activity will be over. It's up to you, kids; don't ruin it for yourselves. There is plenty of room in the beach house for all kinds of activities, for the younger kids and the older ones. We're doing this for you, so take advantage of it. The next village board meeting, to start off the new year, will be Tuesday, Jan. 9. BEACH GALS. The Beach Gals Christmas party for the people of the village, which this year starred our very own little munchins, proved to be one of the most successful in recent years. Nearly every child in the village participated in some way in the huge production of "The Nutcracker", all of them shining like the stars they are. All in all, more than forty village children took part in the play, and, unfortunately, it is impossible to print all their names. Suffice to say that it was certainly a job well done by the whole troupe and the production staff, as well. Special congratulations should go to the Christmas committee; Karen Parks, chairman, Lesley Curran, Barb Elliott, Sharon Grutzmacher, Florence Hegg, Pam Jacobs, Cindy Martini, and Joanne Weisenberger, for all the work they put in to make the production the success that it was. After the play, carols were sung by all present, and then Santa Claus arrived with gifts for everyone and lots of time to spend listening to little one's requests. Refreshments were served to end a very nice af­ ternoon of entertainment and fun. Speaking of fun, the Beach Gals also held their annual Christmas party recently, Dec. 14. The celebration was held at a local restaurant, with a fabulous dinner being followed by some very clever games planned by Cindy Martini and Pam Jacobs. A grab bag was held, and all the girls had a chance to just relax and talk for a change. Some of us went home at a decent hour, since we have very vocal little ones who are very early risers. Others weren't quite as smart, and rolled in just before these little early risers rose. I hope it was worth it, ladies. LADIES OF THE LAKE The Ladies of the Lake held their Christmas party Dec.' 14, since it had been postponed from the previous Thursday, the day of the snowstorm. Nineteen ladies attended the event of the year at the same local establishment that the Beach Gals later infiltrated. The ladies enjoyed a lovely dinner, and then proceeded to Secretary Irene Johnson's home to enjoy their favorite game and have dessert. They also exchanged grab bag gifts at that time, and after receiving lovely gifts from each other, each lady received a special gift from Bee Brown, a delightful and thoughtful treat for everyone. The Christmas party marked the last time that the Ladies of the Lake will meet until March. Notice of that meeting will be in the column so all you ladies will be reminded. CLERK S HOURS The village clerk has regular office hours from 3 p.m. to 7 p.m. every Wednesday, for the convenience of villagers. However, if these times are not convenient for you, Lesley has asked that you call her, and she will be more than happy to make arrangements to meet at a time that is good for you. She asks that you do not call during the dinner hour, but she is available for appointments almost any other time. Please, if you are dropping by on a day other than what is scheduled, call in advance. CELEBRATION In honor of Nichole Curran's third birthday, a party was held Dec. 3 at the Curran home. Fourteen guests, plus assorted mothers and Nichole herself, enjoyed cake and punch, and lots of other treats. In attendance, helping Nichole celebrate her big day, were Brian Gates, Gregg and Jennifer Grutzmacher, Megan Farrell, Lenny Harwell, Jr., Jeff Jacobs, Scott, Kathy, and Patrick Loewe, Lisa and Tony Martini, Tara Parks, and Jason Weisenberger. Lisa Martini won the pin the tail on the giraffe game, and Gregg Grutzmacher was the winner of the other game. Coloring books and crayons were given to each guest to take home, along with some holiday candy. ADDITION Evidently enough in­ formation had not come my way about the local snowmobilers; and therefore something was missing from last week's column. I still say, stay off the streets and road so no one runs over you, but you cannot use those well-marked paths that I spoke of unless you belong to a private club, since they are the ones who own and keep up those paths. There are several clubs in the county, and I'm sure one of them would be glad to have some new members. I'm sorry if I confused anyone, but this should clear up any confusion. Have a happy snowmobiling season! BIRTHDAYS- ANNIVERSARIES Happy Christmastime bir­ thdays go this week to Mona Bitterman and Jamie Franklin, who celebrate their birthdays Christmas eve, and to Darlene Groh and Mildred Kelley, who both have birthdays Christmas day. Happy anniversary to Ray and Elsie Osterby, and to Kurt and Joanne Weisenberger, who celebrate their anniversaries on the same day, Dec. 22. SPECIAL NOTE This is, as everyone knows, the happiest season of the year. What other time of the year could you find people standing in line for over an hour in a catalog order store with smiles on their faces? It has always seemed in­ credible to me that lots of people seem to be able to turn this spirit on at a certain time, and then just as quickly turn off that same spirit when they think the time has passed to be in a "holiday mood". * I say, forget to turn it off, and see how surprised everyone will be. You may get a few vacant stares at first, (after all, how many people walk around happy all the time?) but you'll see that it really isn't hard at all,, and the joy we bring to other people only during the Christmas season could easily last all year. Merry Christmas to you all. A. G. Edwards & Sons, Inc. Weekly Market Review There were two meaningful trading days this past week while both buyers and sellers went on strike the other three days. Last Tuesday the whole market got clobbered in an impressive fashion- last Friday the Dow Industrials rallied in a depressing fashion. Tuesday's vigorous decline was sparked by a Bearish article in the Wall Street Journal on bank liquidity and interest rates by the "Bank Credit Analyst." Both volume and breadth added credence to the approximately 14 point decline in the Dow Industrials. A smaller tnan expected increase in the wholesale price index and a fully discounted increase in Ml started a rally Friday which, quite simply, lacked vigor. Once again, the Bears won out LETTERS TO SAW Technically, most downt Courthouse Squares F" basic industry, big capitalization stocks remain in downtrends, are not oversold, and thus are still vulnerable. This condition impacts the D. J.I.A. which is dominated by such issues and is why we believe the odds favor the 800 level being penetrated. Secondary growth stocks, many of which are still In uptrends, have been losing momentum. The fundamental problems weighing most heavily on investors are not new but deserve a review: A lack of confidence in President Carter and the Congress; the trend of the dollar remains down as it is adversely affected by the big trade deficit ' deteriorating outlook remains negative; the economic recovery and definite weak spots should be showing up by late 1978. General anticipation of staglation-a period of slow growth and vet increasing inflation-starting by perhaps mid-1978 is on the increase. This would mean that earnings estimates will come down and that price-earnings multiples are not as low as most now believe. As nothing is for sure in the world of economics and interest rates, we do not trade the market based on economic forecasts. We do trade on market trends and investor psychology as even guaranteed negatives can be harmless if investors are in an optimistic mood. The burden of proof remains on the Bulls. If investment spirits improve and institutional investors show they are willing to think positively and back it up with serious buying, we will ignore the many economic and political problems and become aggressive buyers. The values and cash to buy them have been in place for a long time but it doesn't mean a thing until enough people care. (These letters to Santa have been sent by iftcHenry area children and are being: published just as they are received.) "Dear Santa Claus, "1 love you. 1 want want a Mickey Mouse Magic Kingdom & Stretch Armstrong. My sister would like a baby doll. The one you see on T.V. Also, can me and my sister have a table set. Please wake me up when you come. "Sincerely "Donovan Weyland "Age 4 yrs "4112 Crystal Lake rd. "McHenry" "Dear Santa: "We have tried to be good all year long. We like the presents and candy canes you bring. We would like to hear you go Ho! Ho! Ho! We hope Rudolph leads your slegh. We like Dasher and the other deer too. We hope your elves are busy. We will leave you cookies and milk on Christmas Eve. MERRY CHIRSTMAS Class "Mrs. Day's Kindergarten McHenry Easy on, easy off... feather-light 'totes' fold to carry in your pocket) Your shoe glides in easily with no "rubber grab," so these new rubbers go on in seconds. No pulling or tugging I Fit slim slip-ons or widest brogues I Smartly styled 'totes' are so light you won'tknow you're wearing them. Pure natural rubber, not plastic, with non-skid soles. Jet Black, sizes tb fit men's shoes 6 to 13. Woodstock, Illinois McHenry, Illinois Slop Monday thru Friday 'til 9 p.m. Saturday 9 to 5; Sunday 12 to 4 ni\ A RETIREMENT PLAN and 100% TAX REDUCTION for the employee and self-employed. If you are self-employed or an employee not participating in a pension plan, you are entitled to participate in the McHenry State Bank IRA (in­ dividual retirement account). Even non-working spouses can open an IRA Account. HERE'S HOW IT WORKS Deposit up to 15% of you gross income or $1500 whichever is less. Your IRA Account earns the highest interest allowed by law. You get 100% tax deduction on your deposit each year, plus 100% tax shelter on the interest until retirement and you start receiving payment. . . . probably at a lower tax bracket, to save you additional tax dollars. ACT BEFORE DEC. 31,1977 Open your account before Dec. 31 and get 100% income tax deduction for 1977 on the amount you contribute. ' >4 • FOR FURTHER INFORMATION Call Ron Vacula at McHenry State Bank - 385-1040 now available at McHenry State Bank 73A % • | ;• "'V. - ' 3 Year Certificate of Deposit* for all IRA accounts. *7% Certified Deposits ore exclusive for IRA Plans. Withdrawals mode prior to maturity and age 59V4 are sub)ect to interest penalty of 90 days and reduction to passbook rate. "Where Family Money Matters" McHENRY STATE BANK 3510 West Elm Street McHenry, III. Since 1906 Phone 385-1040