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Insect Checklist (By David Plocher and Erin Hynes) lamps. They give red and heat, and promote The type of crop rotation greatly influences whether a soil insect problem will occur in corn and what kind it will be. Exceptions do occur, however, because soil insect problems are in­ fluenced by other factors unrelated to crop rotation. I encourage farmers to keep a lode out (simple scouting or crop monitoring) for problems Following is a list of rotations, including corn, to make it easier. Corn after soybeans- the potential for soil insect problems is low. A planter box seed treatment will protect against attack by seed corn beetles and seed corn maggots. Scout fields for cutworm infestations. Corn after corn- The potential for rootworm damage is moderate to high in the northern two-thirds of Illinois. Use a rootworm soil insecticide at planting. Corn after grass sod - Cutworms, wireworms and white grubs are potential problems. Apply a soil in­ secticide registered for these pests. Armyworms may also be a problem. Scout fields for cutworm and army worm damage and be prepared to apply a postemergence treatment. Corn after legume- Grape colaspis, cutworms, grubs and wireworms are potential problems. Apply a soil in­ secticide at planting. Scout fields for damage. Rescue treatments are reasonably effective against cutworms, but not for the other soil pests. Corn after small grain- There is some potential for damage by wireworms. A soil insecticide at planting will usually be profitable. More information on this topic can be obtained at the Feb. 3 Crop Production seminar. A copy of our circular 899-1961, Field and Forage Crops Insect Pest Management Guide will be available at that time. *8heet and Rill' Erosion- Destructive, Deceiving,- The sight of gully erosion carving miniature canyons into the soil may be the most dramatic form of erosion, but overall it is not the most destructive form in Illinois, according to Robert Walker, University of Illinois Ex­ tension natural resources specialist. „ The most destructive form of erosion also is the most deceiving. It's called sheet and rill erosion. It is the force behind the loss of an estimated 157 million tons of soil each year on Illinois agricultural land. In com­ parison, gully erosion ac­ counts for the loss of only 10.7 million Urns of soil each year on all land in the state. The reason for sheet and rill erosions' major impact, he says, is that while gully erosion occurs on steep slopes, sheet and rill occurs on all unprotected surfaces. Sheet erosion does not cut channels through the soil. It covers broad soil surface areas, carrying away a thin layer of soil particles that have been broken loose from the soil mass by raindrops. When runoff water flows downhill, it gathers speed, and the longer the slope, the more momentum the water picks up. As the amount of runoff increases and water becomes more turbulent, it tends to concentrate into tiny channels, or "rills". These rills may become large rills, and, of course on steep slopes rills become gullies. For this reason, we see «. gullies on the lower part of steep slopes. The state goal, through voluntary (it is now) efforts by farm operators is to reduce erosion to five tons per acre on all land by the year 2000. And by 1968, the erosion on gently sloping land is to be reduced to five tons. Five tons is ap­ proximately the thickness of five sheets of paper. It is also the approximate amount that can be lost while still maintaining soil produc­ tivity. By Erin Hynes Extension Adviser, Agriculture McHenry County Use Artificial Lighting for Better Houseplants-In last week's column you learned how to determine how much light your houseplants receive. Here are some ideas in using artificial lighting to boost plant growth. Plants require light in the blue and red ranges of the light spectrum for optimum growth. Fluorescents provide blue light, are inexpensive, and last fifteen to twenty times longer than incandescent light bulbs. Their light is cool and will not scorch foliage. In­ candescent light bulbs are the ordinary type used in most light and flowering. A combination of the two types is best, although fluorescent lighting alone will keep plants growing well. By knowing your houseplants' light needs and the amount of foot-candles different light sources supply, you can design a lighting system specifically for your plants. These guidelines will help you determine the type of light and distance from plants you need in your system. -Very High Light (500-1000 fc): One 40 watt fluorescent at six inches; two 40 watt fluorescents at 1.5 feet; or one 150 watt incandescent flood lamp at 3.5 feet. -High Light (150-500 fc): One 150 watt incandescent at 1.5. feet; one 40 watt fluorescent at 8 inches; two 40 watt fluorescents at 2-5 in-. Own a 4-Wliaal Drive TVuek? Own a 2-Wheel Drive Thick? Whether you're running a 4 x 4 or 2WD truck, Western offers a dependable snowplow that's designed to handle the worst winters. For homeowner or light commercial use, count on the NEW SnowKing™" by Western. The SnowKing is the first lightweight snowplow designed specifically for 2WD trucks. To turn your 4x4 into a real money maker, there's the master in dependable performance... Western's 4-wheel drive snowplow. This winter...depend on Western. SEE: EMI AOAMS ENTERPRISES ummm 3017 W. Rte. 120 -McHenry, lllinoi- Vlfc'rvOnTlwMovc - McHenry, Illinois 815-385-5970 STATEMENT OF CONDITION at the Beginning of Bnsiness JANUARY 2,1981 Fsne °"VJ ASSETS Cash on Hand and in Banks Mortgage Loans Real Estate Sold on Contract Real Estate in Judgement Real Estate Owned Installment Loans Secured Loans on Savings Accounts Federal Home Loan Bank Stock U.S. Government Obligations Other Investments. Fixes Assets: Land and Buildings Furniture and Equipment Prepaid Secondary Reserve-F.S.L.I.C Prepaid Expenses and Other Assets $ 1 50 I960 711,781.16. 945,086.80. 172,970.56. 122,852.30. 406,145.24. ,525,391.81. ,037,244.58. 415,800.00. ,245,608.76. ,083,667.52. 683,371.32. 111,748.51. 63,761.93. 210,765.65. 1979 .$ 717 48.494, . . .189, . . .114, 1, . 1,960, . . . 691, . . .415 . 1.988 . 1.848 .494, . .132, . . . 7 7 , ..180, 057.40 315.14 790.60 262.25 916.36 404.20 340.13 800.00 685.00 036.21 999.38 596.38 750.94 286.65 864,736,196.14 $57*307.240.64 LIABILITIES Savings Accounts Borrowings Loans in Process Members' Escrow Accounts ^ Income Taxes Payable , Accounts Payable - Miscellaneous Accrued Interest Payable Customer's Securities Uncollected Interest Reserve Deferred Income and Unearned Discounts.. Reserve for Losses Reserves, Surplus and Permanent Reserve Shares. 859,153,510.15 . . . . $ 5 1 . 5 5 2 221,291.00 249 1,164,646.33 1,046 749,333.12 716 153,219.48 174 46,187.52 33. 124.756.16 240. 235,700.00 560. 50,985.86 25 599,480.00.. 501 7,366.04 2,229,720.48 .2,205 $64,736,196.14 .332.24 .499.16 .452.99 500.59 808.11 691.19 707.13 446.88 664.71 867.42 .0- 270.22 $57,307,240.64 I, Chas. M. Adams, President and Treasurer of the below named Association, do hereby certify that to the best of my knowledge and belief, the above Statement of Condition does accurately reflect the condition of said Association. Chas. M. Adams, President-Treasurer o Subscribed to and Sworn to before me under oath by Chas. M. Adams, who I per­ sonally know to be the President-Treasurer of said McHenry Savings & Loan Association this 16th day of January, 1981. Virginia Aako, Notary Public McHemySaiings 1209North Graan Strati. McHenry #15/385-3000 10520 Main Street. Richmond 815/678-2061 10316 North Vine Street (Huntley Center on Route 47). Huntley 312/660-3333 candescent flood lamp at 4.5 feet. -Medium Light (75-150 fc): One 150 watt in­ candescent at2.5 feet; one 40 watt fluorescent at 1.5 feet; two 40 watt fluorescents at 4 feet; or one 150 watt in­ candescent flood lamp at 6 feet. -Low Light (25-75 fc): one 150 watt incandescent at 3.5 feet; one 40 watt fluorescent at 3 feet; two 40 watt fluorescents at 4 feet ; or one 150 watt incandescent flood lamp. In devising your system, remember that no more than one-fourth of your total wattage should be from incandescent lights. Spotlights or floodlights are very hot and should be kept at least 3 feet from the leaves to prevent scorch. Backing the lit ares with a white wall, aluminum foil, mirror or other reflective surface will increase light . efficiency. These are several wsys to go about setting up an' ar­ tificial lighting system. If you want to supplement the nstursl light your plsnt receives from s window, you can set s fluorescent light lengthwise next to the plant to provide even lighting Large plants may need both top and side lighting to reach all foliage equally and prevent lower leaf loss. If PACE t - PLAINDEALER artificial light is the only light source, you can set plants on shelves with overhead fluorescents and illuminate the entire shelving unit with an in­ candescent floodlight. For specific ideas and structural details, ask the Extension office for s copy of USDA Home end Garden publication 220, "Indoor Gardening". Here are a few miscellaneous points to keep in mind. Plsnts grow towsrds the light in a response' known as pbototropism If you use sidelights, turn your plants regularly to prevent lopsided growth. Fluorescent lights FRIDAY, JANUARY », 1M1 are less effective with sge, and should be chsnged before the end of the life expectancy given on the tube. African violets and gloxiniM are particularly well suited for growth under artificial lights. If you hsve any questions on houseplsnts or other horticultural topics, contact the Extension Office at P.O. Box 431, 789 McHenry Avenue, Woodstock, 60098. Phone 815-338-3737 or 4747. • • * « The reason truth makes such slow progress in the world is that it's in c o m p e t i t i o n w i t h pretense. Number 800075 Published January 23. 1981 wuwifaa New Car Mt MICMIN IIT Asst New Car Mgr IKMVNKCX Truck Mgr FIM CAV« Salesperson EXTRA! EXTRASEXTRA! CONLON™ COLLINS DECLARES WAR High Fiaanco Charges and Nigh Prices! MSMTH JWim IMSMf Salesperson Salesperson Salesperson canum pmikeum Saiesperosn Salesperson use Salesperson •XCLOSIYITRROHI POM MOTOR CREDIT MM ova MMVIM Salesperson Lease Mfr EXAMPLES: *4g-MONTH CONTRACT- AMOUNT FINANCED, $0000 Where the PrevaMng Total Annual Percentega Conaumar Savtnpe 14% . . . *286.08 16% *578.40 18% *876.00 Eljmple O' no! oeceiiar.lv >0' « D»1'CUi»' .•".CIe P-ce S680C Toij Dow-fr«,ment S800 *moU"t f nmcM MOOO 4, •A! 17% *NNU* l percentage oate finanCE ChabgE S'583 W Oe'e"ea Pa*-)*"' p, c# S03&3 y Pa,m#r, Scneflu'e 48 month , pA»<n*nti o' S'V 99 At UN annual pe«cen*age p*te finance c«a»ge S*889 80 P|,mr, p,,c( 1886960 P*,"*"' SclMuH 48 &«,rr>eot» o' |163 9b At ia% annual percentage rate unance charge *?:6' 97 Oe»e«e<J P*,m»->. p. r. sa96< 9? P»»"i#<v SCeOoie 48 ITO"!* , o< I' TO 04 At 18% annu*i PERCENTAGE rate finance Charge W459S2 P4y^*rt p„c, t9^>9S; P«VT>e»>. Sc*e<lu'« 48 i"onii>1* o^y^e '̂s o' 1' ̂ 6 ?4 AMHVAL PERCENTAGE RATE FINANCING CAN SAVE YOU HUNDREDS OF OH NEW *81 FORD 0RAHADAS THUNDERBIRDS AND MUSTANG 150 NEW 1980 & 1981 FORDS & TRUCKS WILL BE SOLD DURING THIS SALE AT ONE LOW FLEET DISCOUNT WHOLESALE PRICE. ocaaimo* --W I t i l MWTAMIl (MM PS..P .0.M 4 <* . 4 ipaad i M k f S . P l M ( Mto P $.. P I , M tatfs rs.rB.iK 4 c*. 4aad 4 cyl. 4 »6ad WW If I FAISMOMT $117) $7394 SSS7S $4300 SIJM $7543 $1713 $7901 $1212 $7422 M3S0 $5052 $«S2S $4004 4 a», Scj» (Mia., m 1 dr, 4 cyl.. 4 9064 4dr taate . a« 4 dr MfH. i Mto P S 2 dr.. 4 cfl.. 4 908* Ikf88. iante P S .IN WafM 6auto,fS,H 4 dr.. 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YIS! Wl HAVS 4 NASD TO SIT WORLO ISCOMTS IN STOCK! ALSO S COMMISSI • miMitia $7128 Miwli i» S68S4 •(»! $6943 Mi tiontt la S6162 Miintll ia S749S •<lwl i m $6939 $5S09 $5705 • BRING YOUR TITLES YOUR USiD CAR OFFERED IN TRADE WILL NEVER BE WORTH MORE Oarmi this salt o*r ISO A 1 (bad Cars tnd Trucks will |0 ta salt tt wDoltsalt luction pruts is mifitd b» Htt current Mack books A l Ml> cim* A-l WIICAil A-1 HIIICAM WAS NOW SSIM Iprt. art SStniaOAMM W hkk ttytart n SHiWk H. a.t.. a« NNInaPra. W. at art USI t47M $1)71 urn 1977 tSrt w it f i • vsa urn illl(nafe.la.iM vm $329$ MS (mad. 4 cyl 4«l MM $31N SSPak. 4 tfi it U475 $379$ ntnafe iK at \m $M9$ Wimimv IK vm I3HI SS(«S4cyl *m UM wn SSPa> 4c|l ii p.t Mi $4791 SS Cvrt tka art 4 91 54 Hi (HD UM Iart a.t itnd UM . $3MI RS Mi ten It art wa mn NSInafe. 41 i LI. art am UM SSGsnl$ Md vm $1471 linftsbniitt $sa urn SS likd lewlaOB. mnSd| MM $4971 NSPdSftaM.lc|l at tan U9H NSFanM Idai. 11 m mt $im SSMSiSp II i t .trt vm $4171 MS toon Mot and. a.) 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