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FAtiK 14 - PLAINDEALEK - FRIDAY. MARCH 27.1981 Past 65 Appear In Concert by Carl Riblel Jr. Q "In 1970 I went to an attorney for a new will. I am now 76 and retired for 10 years. I told him what I wanted and then the lawyer discussed what provisions could be made for me if and when I would be unable to take care of myself. His principal advice was ~ 'don't give anyone a power of at­ torney because it confers too much power., ' "Al hnmp I thouoht nvPr what he had said and then I wrote a letter for him to hold in his files that was ad-, dressed 'To Whom It May Concern.' It provided that if I became mentally or physically disabled, a court would appoint him. the at­ torney who had advised me. to take over for me. 1 mailed (he letter to him "Five years later I had what I call a blackout.' Friends notified the lawyer and on the strength of my to- whom-it-may-concern letter to him. he went to court and was appointed my con­ servator He had my apartment closed, my .urniture stored and found me a place to live that is very nice -- a combination boarding home and con­ valescent-retirement home. As I got better, my con­ servator turned over to me a monthly cash allowance for spending on little necessities. "Now, another five years later, I find the arrangement very satisfactory, although 1 can look back and see a couple of mistakes I made One was that 1 didn't have my signature on the letter witnessed and notarized If my estate were large and there was a flock of greedy relative^, that letter could have been successfully contested But it is a small estate and 1 had no relatives nearby. So there was no problem The other mistake I made was selecting an attorney my own age He died Fortunately. , his old . staff has taken over and the original arrangement is still working out fine Even though my sort of a r r a n g e m e n t c o s t s something, it is not too much and I am protected Perhaps if more elders could make advance arrangements like 1 did. life would be easier for them " -- Evelyn C E A Evelyn obviously is a good judge of people It is wise indeed to make arrangements for the future that are legally binding While Evelyn lucked out. so to say, her mention of "mistakes" should make the rest of us more cautious in making arrangements that are tightly legal Q. "I belong to a senior citizen's discussion club that we call Yesteryear and This Year -- A Comparison ' You can guess what we talk about - the difference between now and way back then How people used to act then and how modern people conduct themselves today. I think old people don't conduct themselves much different from what people did 40 to 50 years ago. But the young people! My goodness, how they conduct themselves. Why is it that there is so much sin today compared to vhen I was a young lady accepting the first of a number of proposals for marriage" I had four fiances before I got married. But we wer e not sinful " -- MayJo V. A MayJo must have been very attractive to handle so many proposals The sinners of yesteryear mainly sinned among friends or in secret Today'-; sinners have gone public They want public condemnation of their transgressions because they do not sin for the pleasure of it, as people used to do. but to prove something; that they can Q "My sister has a wonderful idea for a gift to an elder on his or her bir­ thday, or for any other gift occasion Give an elder a supplemental medical in­ surance policy. My sister talked to her insurance agent and then took out a policy for our mother who is 78. Our mother was given the application forms and she filled them out Arrangements then were made for the monthly premiums to be paid by my sister. Don't you think this is a good gift suggestion for elders who may not be able to easily afford a good medical insurance policy0" - - Dorothy S. A A fine example of common-sense gift giving and a good sales idea for local insurance agents. All they have to do now is to take this idea and run. looking all the way for those who want to give to elders. Q "When I applied for Social--Security retirement benefits. I asked SS h e a d q u a r t e r s a b o u t collecting on my first husband's SS and then I asked about being able to collect on my second husband's SS I was told that if I divorced my second husband and then claimed on my first husband's SS that I would then be eligible and I could then remarry my second husband and still collect on the first husband Can that be true"1" -- Virginia B A It may be legal ac­ cording to Social Security rules, hut such a con­ venience divorce doesn't seem to be very nice Q "I hear of people who spend hundreds of dollars on hearing aids who still receive no significant help in their ability to hear I want to take an examination, but the telephone is essential to my job and I never knew of jgjyone who can use a hearing aid on the phone Also, do I go to an ear doctor or an audiologist*'" - Jan L A .Ian can go to an otolaryngologist (an ear doctor) who will have an audiologist on his staff The doctor will first examine the ears and then the audiologist will make the necessary tests to determine the degree o. hearing impairment, and then fit the hearing aid if one is needed I am one of the many who enjoy a hearing aid It works perfectly on the phone and .or the first time in many years i don't get wrinkled at people for not "speaking up" on the phone If .Ian is fitted (is .Jan a "she" or a "he"?) all she or he needs to do is get used to wearing the hearing aid Here is how I use it on the phone when the phone rings, or when I start to dial, I flip the switch in the ear piece to the phone position Once talking, I may or may not need to raise or lower the volume No am­ plifier is needed on any phone I use when wearing my hearing aid. .Jan should forget about her-his reluc­ tance and make an ap­ pointment with a doctor The rest is easy, except for paying the bill, which will come to about $400 for the examination and hearing aid. Q. "Our home is paid for but as my wife and I are way past 65 we can no longer do the work around it We have to pay for lawn care, snow shoveling etc Would you recommend that we sell our home and then rent a house with the proceeds from the sale and thus never touch our savings or our fixed income"" - Ralph R.M. A I think Mr and Mrs. Ralph need expert counsel :rom the King County Area on Aging, phone 625-4711 If the Ralphs rent a house, presumably they will have to keep it up An apartment might be best For information and ad­ vice" on the problems of aging, send self-addressed stamped envelope to Carl Riblet Jr., P.O. Box 40757 Tucson, Ariz.85717. All questions will be answered, either in this column or direct, if possible. No identities will be revealed. Human felicity is produc'd not so much by great pieces of good fortune that seldom happen, as by little advan­ tages that occur every day. Benjamin Franklin COME STUDY THE BIBLE WITH US. SERVICES: 10AM Sunday Bible Study For All Age Groups 11AM Sunday Worship 6PM Sunday Evening Worship 7:30PM Wednesday Eve. Worship (Hlje (Eljurdj of (Eljriat Kay Nowlin and Michael Jorgensen will present a vocal concert at the Ringwood United Methodist church Wednesday evening, April 1, at 7 p.m. Kay performed at the Ringwood church last year and her music was greatly enjoyed by all. Both young people are graduate students in vocal per­ formance at Northwestern university and have appeared as soloist in various operas. They are both professional members of the Chicago Symphony orchestra chorus and Kay is also a member of the Sunday Evening club chorale on WTTW,. Channel 11. A welcome is extened to all who wish to join this evening of inspirational music. * Deaths HOWARD CAIRNS Howard W. < Pat) Cairns. 3701 W Waukegan road. McHenrv. died Wednesday. Mar 25. at the Crystal Pines Nursing Home, Crystal Lake He was 86 years old. born in Richmond Feb 27, i895, ihf son of Frank anu Sarah (Walkington) Cairns. Mr Cairns lived in the McHenry area all his life, was Chief of Police for the McHenry Police depart­ ment, 1941-44 and a deputy with the McHenry county Sheriff's department. 1949- 60. He was a member of Barracks 1315 Veterans of WWI; Post Commander and life member of McHenry Post 491. American Legion; life member of McHenry Post of V F W and belonged to the Legion of the Moose. Woodstock Survivors include his wife Teresa, nee Conway, whom he married Sept 21, 1921 at St Patrick's Catholic church, McHenry; a son Gregory of North Chicago and two grandchildren Other survivors are a brother Horace of Walworth. 1 * ,-- »* in. i l l in iwu aiai t ia, imio. Maude Bell of Marengo and Mrs. Anne Carlson of Jef­ ferson. Wis He was preceded in death by four brothers, Walter, Lee. Ralph and John A funeral Mass will be conducted Saturday. 11 a.m.. at St Patrick's with burial in the Churchyard cemetery. Friends may call from 2 to 9 p.m. Friday at the Peter M. Justen & Son funeral home. Crackdown On Toll Evaders The crackdown on toll evaders on the Illinois tollway by State troopers has resulted in an increase in compliance and revenue by motorists traveling the tollway. Captain Hugh S. McGinley, commander of District 15, Illinois state police assigned to the tollway, stated, "state troopers working a toll evasion detail in January made 1,444 enforcement contacts for toll evasion The RECIPE By Sarah Anne Sheridan To avoid wrecking the food budget, the homemaker must turn to casseroles and other nutritious combina­ tions. Rice-Sausage Casserole 1 lb. country sausage meat '/j onion, minced 1 11 oz. can condensed tomato soup 1'/« c water f 3 c cooked rice Vi c grated cheese Brown sausage meat and onion. Drain off excess fat. Thoroughly mix together the tomato soup, water and rice. Arrange alternate layers of meat and rice in a greased 2-quart casserole. Sprinkle cheese over the top. Bake for 30 minutes in a 350 degree iven. revenue in December, 1980, as a result of this crack­ down. has risen 41.6 percent over the December, 1979, revenue, and for the month of January, 1981, revenue at the unmanned plazas has increased a staggering 53 8 percent over the same time period last year. This is a tremendous increase con­ sidering revenue on the entire tollway system (manned and unmanned plazas) has increased ap­ proximately 2 to 3 percent in the same time period." "We will continue to ob­ serve the unmanned plazas at different times of the day and night and continue to issue citations for the violation of toll evasion " McGinley added. JOHN L. FREl[ND FREUND FUNERAL HOMES •WONDER LAKE 7611 HANCOCK DR. 815-728-0233 COOPER-FREUND •MARENGO 205 N. STATE 815-568-7345 ('/» block north of Rte. 176) 401 N. Oak St., Crystal Lake Raymond T. Exum, Minister 459-4160 =»*= "Gospel Singing" SATURDAY, MARCK *>8 at 7:00 P.M. McHenry Church of God 3813 John St. McHenry CHM SERVICES Zion Evangelical Lutheran Church MISSOURI SYNOD 4206 W. WAUKEGAN RD. - McHENRY, ILLINOIS Sunday Worship 7:45 (j 10:30 - Nursery Service at 10:30 AM Sunday School-Children (j Youth, 9 AM Alliance Bible Church 3815 W Bull Volley Rd Rev Gerald Robertson Sundoy School 9:45 AM Service-11:00 PM Service-7:00 Wed Bible Study ft Proyer 7:30 pm faith Presbyterian Church 1 i07 ViVi i i in iu in nuuu Acioi t f rom outdoor theater Woi ship 8.30 am ft 10:45 am Chi ldren f t Adul t Sunday School 9:30 am fami ly Nights-Wed 7 00 Bible Study Thurs 9:30 am Postor Dr Er ic J Snyder Phone 385 5388 or 385 8460 Chain O'Lakes Evangelical Covenant Church 4815 N. Wilmot Rood Rev. Mitchell Considine Sunday School 9:45 Worship Service I 1:00 Church Phone 497-3000 Parsonage 497-3050 St John the Baptist Catholic Church Johnsburg Rev. Leo Bortel Pastor Rectory Phone 385-1477 Sat. Eve. Mass 5:30 ft 8:00 pm Fulfills Sun. obligation Sun Masses 7 9 10:30ft 12:00 Week days 7:30 ft 9-Sat. 8 am First United Methodist Church 3717 W. Main Street Church phone 385-0931 Ralph Smith. Pastor Parsonage phone: 3B5-1352 Schedule of Worship Services Sunday Worship Service 9:30AM ft 11:00AM Sunday School 10:50 am Mount Hope Church United Methodist 1015 W. Broadway Pistakee Highlonds Jeff Roberts Pastor Sunday Worship 10:30 am Sunday School 9:15 am St Francis Polish National Catholic Church Flanders Rd East of Ringwood Road Sunday Masses-11 am Father Joseph Brxek Pastor Christian Science Society Lincoln Rd and Eastwood lane Sunday Service ft Sunday School 10:30 Wed. 8 pm Reading Room Tues. ft Thurs. 2-4 Saturday 11-12 Noon P k r i • t k f t 1 / i n n urn ioi uie nnijj Catholic Church 5006 E. Wonder Lake Road Wonder lake Illinois Sun Masses: 8 10 am and noon Sat. Evening Mass 5:00 pm Fulfills Sunday Obligation Nativity Lutheran Church 3506 E. Wonder lake Rd. •ox-167 Phone 653-3832 Wonder laka. Illinois Sun. Worship 8 ft 10:30 am Sunday School-9 am (Nursery Facilities Available) The Church of St. Mary of the Assumption Rev. James G. Gaynor Pastor Rev James Novak. Asst. Priest Father John Buckley Rev. Walter Johnson M M. Sat. Eve. Mass 5 p m Fulfills Sunday Obligation Sunday Masses 6:30 8:00 9:30 9:45 10:45 11:00 12 noon Zion Evangelical Lutheran Church (Missouri Synod) 4206 W Waukegan Rd (W Rt 120) Rev Hemann F Groef 385 0859 385 1616 Sunday Worship 7:45 ft 10:30 Nursery Services provided at 10:30 Educotion for Eternity Sunday School-Children and Vouth 9 am Wonder Lake Bible Church 7501 Howe Drive Wonder lake Illinois Rev Richard N Wright Postor Sunday Sundoy School 9:30 on! Morning Worship Service 1 t om Bible Fellowship Hour 6 00 pm Wednesday Midweek Prayer ana Praise Hour 7 30 pm Rev Robert Repke Assistant to PastO' Tuesday 7 pm Shipmate* Friday 7 pm Awano George R. Justen Funeral Home 3519 W ELM STREET McHENRY 385 2400 Glaviano's Interiors 414 S ROUTE 31 385 3/64 McHENRY Brake Parts. Co. p o BOX 11 McHENRY II 385 7000 Ace Hardware 3729W ELM STREET AcHENRY II 385-0722 THIS SPACE AVAILABLE AT A LOW RATE. CALL FOR INFORMATION 385-0170 The Evangelical Lutheran Church of All Saints 312-587-7727 (office) 312-497-4527 (pastor's office) Rev. J. W. Hughes. Ill Sunday Schedule: Worship Services -8:15 AM and 10:30 AM Sunday School - 9:15 AM for ages 3 through adult. "A heartfelt welcome awaits you!" Si Paul's Episcopal Church 385-0390 3706 W St Paul's ft Green Rev Wm H Morley vicar Sunday Services 8 00 am Holy Eucharist 10:00 am Church School Holy Eucharist and Sermon Nursery provided Wed 9:30 om Holy Eucharist Holy Ooys as announced McHenry Evangelical Free Church 3031 Lincoln Rood 344 1111 Chuich Pastor Roy Wisner I 653 9675 Sunday Service 10:30 Sunday Eve Service 6:00 pm Sunday School 9:15-10:15 Ringwood Methodist Church Ringwood Illinois Pastor Gordon Smith Res 648 2848 Church 653 6956 Sunday 9:15 am Church Service Church School at 9:45 om Church of Jesus Christ Of Latter Day Saints (Mormons) 5209 N Wolkup Ave across from Veterans Acres) Crystal lake Illinois Sunday School 2:15 pm Sacroment Meeting: 1:00 pm Sunday United Pentecostal Church 258 Sunnyside-lokemoor Rev Nolan Hilderbrand 312 279-6289 Sunday 9:45 ft 6.30 pm Wed 1 30 pm Bible Study Fri 7 30 pm Youth Service Freund Funeral 76 I 1 HANCOCK OR WONDER lAKE I 728 0233 McHenry Savings & Loan 1209 N GREEN STREET McHENRY I I 385 3000 First National Bank of McHenry 3814 W RTE 120 McHENRY II 385 5400 McHenry Plaindealer 3812 ELM STREET McHENRV II 385 0170 McHenry State Bank 3S10W ELM STREET McHENRV II 385 1040 St. Peter's Catholic Church Spring Grove Illinois Rev Kilduff Pastor Phone 815 675 2288 Masses: Daily 8 am Sat 4:00 pn Sunday 7 9 ft I 1 om Spring Grove Church United Methodist 8102 N Blivin Spring Grove. Illinois Rev. Douglas White-Pastor Sunday Worship-10:00 am Sunday School-9:00 am St. Patrick's Catholic Church Rev. Edmund Petit Pastor Sat. Eve. (Sun. obligrt<on fulfilled) 5 pm Sunday 7:15 8:30 9:45 lift 12:15 Shepherd of the Hills Lutheran Church 404 N. Green St Rev. Roger W Schneider Phone 385-7786 or 385 4030 Sunday Church 8:30 ft 10:30 School 9:15 Nursery Services Available McHenry County Jewish Congregation Meets Every Friday at 8:00 in the basement of the Congregationalist Universalis! church. Corner Dean ft South Sts. in Woodstock First Baptist Church 509 Front St 385 0083 Rev. Marshall I. Werty Bible Study-Sunday School 9:30 om Worship Service 10:45 am and 7:00 pm Wednesday Prayer Service 7:00 pm Church of God of McHenry (Pentecostal) 3813 John Street McHenry Illinois Sunday School 10:00 Morning Worship 11:00 Evangelistic Service 6:00 pr John East Pastor (815)344 5522 McHenry County Friends Meeting (Quaker) 1 st ft 3rd Sunday 11 am For information coll: 385 8512 or 312 683 3840 Peter M. Justen Funeral Home 3807 W ELM STREET McHENRY II -> 385 0063 Guettler's Service, Inc. 818 N FRONT STREET McHENRY IL 385 983 Mitchell Sales, Inc. BUICk olds 903 N FRONT ST McHENRY IL 385 7200 . McHenry Paint, Glass & Wallpaper 3411 w. ElM McHENRY IL 385-7353 Coast to Coast Hardware 4400 W RT8. 120 McHENRV MARKET PLACE 385 6655