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PAGE 4 • PLAINDEALER - FRIDAY, APRIL 24, It61 Htrt Rnd Thtrt In Buiiniu Springfield Report I Real Estate Facts | THE UNEMPLOYMENT RATE Observe Life > - * . . . - r - Insurance Week Opens Store imnnrfanrp nf lifp insurance as a vital thrift and protection medium for the American family, the vital role played by life in­ surance underwriters as family financial advisors, and the contribution made by the life insurance business to the American economy, will be dramatized this week in McHenry county during Life Insurance week. Life Insurance week is sponsored locally by the M c H e n r y C o u n t y Association of Life Un­ derwriters, one of the 957 affiliates of the National Association of Life Un­ derwriters, Washington, D.C., organized in 1971. McHenry county now has 75 members. It carries on an extensive program of life insurance education, public wrvirp and puniir relations designed to advance the standards of conduct, professional stature and job skills of career life in­ surance salesmen. Highlights of the local celebration will be the sponsoring of a Sales Congress Friday, April 24, from 8:30 a.m. to 12:20 p.m. at the Branded Steak House in Crystal Lake. All area agents are invited to at­ tend. The culmination of the week will be the local chapters' sponsoring of a pancake breakfast to be held at the Woodstock Moose lodge Sunday, April 26, from 9 a.m. to 1 p.m. All proceeds of the breakfast will go to benefit the Pioneer Center for the Exceptional. "Call Before You Dig" Warm weather stirs the urge to dig. In the next few weeks, a lot of people will be planting gardens, laying and repairing buried pipes, sinking fence posts and excavating for building purposes. The warm weather also brings advice from Illinois Bell to call before you dig. Each year in the spring, diggers dig up or cut hun­ dreds of buried telephone wires and cables - cutting off communications and sometimes endangering emergency services. An tV»A urorofto nf nnno v'" v. every three hours, every day of the year, a digger damages an Illinois Bell wire or cable, according to Roy Wilson of Illinois Bell's distribution facilities staff. The accidents occur mostly in spring as the weather warms and outdoor work gets underway. To prevent these oc­ currences, diggers in Illinois, except Chicago, can call without charge to JULIE (Joint Utility Locating Information for Excavators) at 800-892-0123. (JULIE is a computerized notification system for use by contractors and other diggers to alert utilities to upcoming excavation ac­ tivities.) A single call will provide needed information on the location of telephone, electric, gas, water and sewer facilities. • • • • The use of words mav conceal ideas but very often the lack of ideas explains the use of words. In making your future plans, don't count heavily on what you think other people will do for you. All Kinds off Screens Wood or Aluminum Framos s Pi Jerry Freund, right, receives key to his new business, Freund's Store For Men, from one of the former owners, Richard Mann, Mann and Terry McNeese have been owners of a similar basin ess, known as Beard A Stovall, at 1214 N. Green street since 1973. Formerly, it operated as White's Men's Store and Fitzgerald's for 19 years. The store deals in formal wear as well as other clothing. Freund has been in retail sales for 20 years, 19 of them at Beard k Stovall. He and his wife, Pat, reside in McHenry with their two children, Mark and Trlcia. STAFF PHOTO-WAYNE GAYLORD Open Antique Carriage Museum At Volo May 3 On Sunday, May 3, the million dollar antique carriage museum opens at the Volo Antique Auto Museum and Village in Volo. One of the most out­ standing vehicles in the collection is Emperor Napolen Ill's Caleche de Voyage, or traveling barouche - his personal coach that he rode in in 1870 after the battle of Sedan. when Napoleon and his army was defeated by the Prussians. He rode in this very unrestored coach to sign the surrender. Afterward it was acquired by the Tussaud Wax museum in London. Now it is a part of the Whippletree Farms collection now housed in the new Volo museum. With the nation's second- highest unemployment rate last month, Illinois provides its jobless with tne highest level of benefits in the United States. Over 9 percent of Illinois' potential workers are jobless, and the average unemployment compensation is $125 per week, with an automatic cost-of- living raise twice a year. Once receiving these benefits, Illinois' unemployed stay longer on the rolls than in 48 other states. I Last year, Illinois paid $1.3 billion to unemployed workers. Of the total, $105 million went to workers who either walked off the job without good cause, or were fired for misconduct or for refusing to work And Illinois' businesses foot the bill. UliiiOu' uirciiipiGjcu uairc bvCu rCCCiVir̂ CCtT.pC t̂lCr. since the law was first established in 1932. in tne last iu years, Illinois' businesses have spent more to support the program than during all the years since its inception. What started as a noble and necessary attempt to protect those workers who lose their jobs through no fault of their own has become a system which has trapped us in a dangenxp circle of unemployment and stagnation. Unemployment insurance is a burden that employers can no longer endure. Strapped for cash, nearly half of the 249,000 businesses required to pay taxes to support unemployment insurance had failed to meet the Dec. 31 deadline for last quarter of 1980. When businesses fail to pay this tax, Illinois must borrow from the federal government. By the end of this year, Illinois is expected to owe the federal Unemployment Trust fund almost $2.1 billion. Our debt increases by $100 million every month. However, the federal loan does not get businesses off the hook. It must be repaid in the form of increased federal taxes. Because Illinois did not repay an earlier loan from the federal fund, Illinois employers are paying a penalty that translates into an increased tax rate. What used to be a tax of seven- tenths of one percent is now a full 1 percent. These tax penalties and increases don't simply effect giant corporations. Small businesses are especially harmed, having suffered a 250 percent increase in unemployment premiums between 1975 and 1979. New or expanding business, well aware of state taxes and incentives, are opting to locate in other states where chances for survival are increased. With small businesses dying, and new and expanding businesses leaving, Illinois citizens are faced with fewer job opportunities. Unemployment increases and existing Illinois business suffer the cost of more benefits. It is a deadly circle. Clearly, reforms are needed. A bankrupt system can benefit no none. Ailing businesses only burden our citizens. It is time to repair our unemployment insurance programs so our jobless can be cared for properly and the trend of rising unemployment curbed and, eventually, reversed. Last year, the Illinois General Assembly took steps toward stabilizing workers' compensation costs to employers. But it was just a start. We still need legislation that will actually reduce costs. And this General Assembly, with a Republican majority in the House, is getting the ball rolling. A multitude of bills proposing reforms have been introduced to the 82nd General Assembly. Among the proposals to plug loopholes are: - Tighter definition of misconduct so those who are guilty of "gross" misconduct would not receive benefits; - A freeze on maximum benefits; - A withholding of benefits from those who voluntarily quit, are fired for misconduct, or refuse suitable work; - trtuiis cmi uiieiupiuyiutiii iiiauiaiiu twt Ciiip!oyCi» who hire persons receiving unemployment compensation or public aid; - Annual re-examination of benefit levels to restore fiscal responsibility to the program. Irase proposals are only a handful of reforms the General Assembly will soon be debating and deciding on. Each has advantages and disadvantages. The only thing certain is Illinois urgently needs an affordable system that will ensure protection of our jobless and their families. We must help employers do business profitably so they can afford to hire more workers. The more workers they hire, the less unemployment insurance will cost and the healthier our businesses and economy will be. The problem is a complex one that requires much ingenuity, careful planning, cooperation and compromise. But this urgent problem will not go unanswered by the 82nd General Assembly. We are laying the groundwork now. US FOR GLASS NEEDS TOO I we reglaze in our shop or in your home. oMcHEiury Faint GLASS & WALLPAPER «3411 W. ELM. ST.-McHENRY 385-7353 AAON.-SAT. 7:45-5:30. FRI. TILL 8:00 LPKTME FRAMNM-ARTISTS SimiSMAKRKSy^ Hold Lung Problems A^eeting On April 28 club meeting on Tuesday evening at 7:30 p.m., April 28, in the McHenry hospital board room. The meetings are open to everyone and their families experiencing respiratory problems. The American Lung Association of DuPage and McHenry counties in cooperation with McHenry hospital Outreach will hold its next "PAL" (Problems Affecting Lungs) breathing Mr. Jim Collins a registered pharmacist will explain to "PAL" members how medications affect their respiratory illness. He will also discuss the importance of taking a prescribed medication and answer questions about specific types of medications. The purpose of these meetings is to better inform members about em­ physema, bronchitis, asth­ ma and other respiratory illnesses. This program is free-of-charge and made possible through your support of the American Lung association in McHenry For more information contact your Lung association in Woodstock at 338-6675 or the McHenry hospital outreach depart­ ment at 385-2900, ext. 622. AUCTION Sunday, April 26 --12:00 NOON -- McCULLOM LAKE BEACH HOUSE McCULLOM LAKE (McHENRY) ILLINOIS Benefit McHenry Lions Club EVERYTHING WILL BE SOLD! i--Hundreds of Valuable Items- WARNER'S ANNUAL BUY 2 GET I FREE SALE On Selet t S.I v'os ! ' PPOMOU )N t : A U. f A'< '2, % SHOWN ARE JUST A FEW OF THE STYLES AVAILABLE: ALL IN CLEAN, WORKING CONDITION - MANY ITEMS BRAND NEW!! WASHERS, DRYERS, ANTIQUE FURNITURE, TREADLE SEWING MACHINE JUKE BOX, LAWN SWEEPER, LAWN MOWERS, CAR TOP CARRIER, LIVING ROOM, DINING ROOM & BEDROOM FURNITURE, SEVERAL TV SETS, SHOWER DOORS, FORMICA COUNTER TOPS, MISC. KITCHEN CABINETS, SINKS & PLUMB­ ING FIXTURES. BICYCLES, HAND ft POWER TOOLS. LUGGAGE, EXERCYCLE LIGHTED BEER SIGNS, AIR CONDITIONERS, AIR HOCKEY GAME, TAPE RE­ CORDERS, ANTIQUE TYPEWRITERS, REFRIGERATORS ft FREEZERS. BAR STOOLS, OLD COINS, MINT COIN SETS, NEW BOWLING BALLS, WATER SOFT­ ENER SALT, DINNERS AT RESTAURANTS, GIFT CERTIFICATES FROM AREA BUSINESSES, MANY BOOKS, NEW SUMP PUMP, PAINT, LIGHT FIXTURES AND MANY, MANY OTHER ITEMS TOO NUMEROUS TO LIST. LUNCH & REFRESHMENTS AVAILABLE 1M0 Touch OIGIOM Soomlo»» Contour Cup Shining oxompio ot how a contour bra con give you a toomlo** •mooth at totln lino, without boing plain Notice how Iho tatiny finith ihinee up your curvet and gioete* the Momteii cup*. Notice the doliciout troth of lace that plunge* to a gore in the centerfront to give added «uppart. The cup* ara lightly llnad with pofya*tar flbarftll Your body will definitely take a china to a touch of glo** 1279 Touch of Clo** Saomla** Soft Cup Shining oxompio of how a bra can givo you a leomla**. smooth a* •ofin lino, without boing plain. Notice how the Kftiny Finish thinos up your curves and 'glouas the seamle** cup*. Notice the delicious Froth of loco that plungos to a gore in the centerfront to give addad support. Your body will daflnitaly take a shine to a touch of gloss. 1006 SI u la* Front Cloture Undarwire Sizzle* really tlizle. Saxy seam lass front dosuro to undorwira bra that comas pretty cio*a to the nakod truth. Tho diamond pottornad stret­ ch fabric is shoor shine on your body. Stretch loco trim accents the plunging neckltna. Adjustable stret- ch straps It's the vary least we could do for you. 204 Sizzla* tikini Sitxlat roolly sizzle Saxy little bikini panty that coma* protty clot* to tho nakod truth. The diamond pottornad stretch fabric is sheer thine on your body • it lookt lika you va boon dipped in shimmer Stretch loco trim Occontt the top. Cotton linad crotch. DISCONTINUED STYLES % PRICE PROCEED* TO HELP FINANCE COMMUNITY PRO­ JECTS IN ANO AROUND McHENRY. SUCH AS THE NEW PICNIC SHELTER ERECTED AT PETERSEN PARK FOLLOWING THE 1M0 AUCTION DIRECTIONS: 1/4 MM* N. of MeHenry on Rem* 11 to MaCuNom L*k* Rd . tft*n W*R 11/2 MMs (Cross RR iisstul to OMS 3 Road. MuCuHin Lata, *Mn loft to Ma and part in* lot BOB BRENNAN - WAYNE AMORE H H / > / > < II TERMS:CASH OR OOOO CHECK - ALL SALES FINAL - SETTLEMENT ON DAY OF SALE 2 • 6 \ G ' O f $ • M r; H» r' y I 60! , , - c M " > r I M 9 ( K . 1 I T 1 ) oil I * • f \ S 0 ' o i m S : 0 ( I ; . r (by Yvonne Beer, Executive Officer, McHenry County Board of Realtors). One of the services that the Board ot Realtors offers to its members is that of Multiple Listing. Each realtor may participate in MLS but is not required to do so. Multiple Listing, in one form or another, dates back into the 19th century. The first boards of realtors were established as "real estate Of! Certain appointed days, the mem­ bers gathered at the board office and "exchanged" Information about their listings. They, in effect, carried on an auction as they frequently came prepared to purchase certain property desired by their customers, but listed by another broker. In the 1920's Multiple Listing Service (MLS) had become widely accepted. The expansion of this func­ tion continued through succeeding years and spread throughout the country with the result that today hun­ dreds of local Boards of Realtors provide MLS, in one form or another, to their members. A Multiple Listing Service is defined as a means by which one participant (realtor) makes a blanket unilateral offer of subagency to the other participants (realtors) and as a facility for the orderly correlation and dissemination of listing information among the participants so that they may better serve their clients and the public. Through the facility of MLS. information concerning individual listings can be made known to all realtors who participate. Here's how it works in McHenry county. If a realtor who participates in MLS lists a property, he must submit that property to the Service within 72 hours. This in­ formation is then published and distributed to all members ot tne service, which means that instead of having just one office working for the seller, there are now approximately 70 offices and 500 licensees working to sell that property. The changes of finding the right buyer are thus greatly increased. Another advantage of participation in MLS is the fact that all sales are compiled accurately and quickly by the computer and published in what is known as a "Comp" book. This "tool" is used by the realtors in preparing a comparable market anlysis that is in- valuauic ill listing a "CiTiC at just the right price. With 2,700 properties for sale right now in McHenry county, the right price could mean the difference between selling the home or not! * Two things the public should remember - to par­ ticipate in MLS one must be a realtor, but not all realtors choose to participate! Manager ROSE MARIE KOCH The promotion of Rose Marie Koch to manager of sales correspondence for Intermatic has be«pi an­ nounced by Harry Jones, vice-president of ad­ ministration for the manufacturer of automatic timers, heaters and outdoor lighting. Mrs. Koch, who has been in the department for thr past 6'2 years, will be in charge of correspondence and cusioiiiei iiaiaou. Sitt lives in Sunnyside. with her husband, William, and their two children. Edward and Eileen. Hold Early Pregnancy Workshop In County McHenry ^County Area Childbirth" Educators (MCACE) will sponsor an early pregnancy workshop Saturday, May 2, from 9:30 to 12:30 at the Crystal Lake Ambutal. The three-hour session taught by nationally certified AS.P.O. Lamaze instructors covers topics of concern to couples con­ sidering pregnancy as well as those in early pregnancy. Topics discussed are body changes and exercises during pregnancy, sexuality during pregnancy, nutrition, s m o k i n g . a l c o h o l , medications, birth and post­ partum options, an 1 in­ troduction to Lamaze and a question and answer period. A small fee is charged. Registration is suggested as class size is limited. For further information contact Mrs. Tyrrell (Lila) Keller, Woodstock, or Mrs. Tod M (Marie) Walters, Crystal Lake MCACE is a non-profit organization of instructors certified by the American Society for Psy- choprophylaxis in Ob­ stetrics, Inc. Monthly public film showings of "Nan's Class", a definite film or prepared childbirth using Lamaze techniques, are sponsored by MCACE. The group offers Cesarean birth preparation classes throughout McHenry county, as well as bi-monthly Early Pregnancy workshops. MCACE also serves as a depot for breast-pump rental. Modern Age Children are very smart these days: At 6 they know all the ques­ tions, and at 16 they know all the answers. -Tri Supply, Philadelphia. PUBLIC NOTICE A proposed use heoring for general REVENUE SHARING pur­ poses will be held on May 7, 1981 for all interested citizens of the Township of McHenry, McHenry County, Illinois. The amouht of general REVENUE SHARING FUNDS to be discussed for this ensuing fiscal year is S 150,000. The meeting will be held at 8>00 o'clock p.m. for the purpose of discussion of possible uses of said general REVENUE SHARING FUN­ DS, at the office of Supervisor of the Township of McHenry, ot 0922 W. Main Street, McHenry, Illinois. All interested citizens will hove the opportunity to give written and or oral comments on uses of said funds. Albert A. Adams Town Clerk Pub April 24 and April 29, 1901 No. S10205