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PAGBa^PjW^ Past 65 by Carl Riblet Jr. Q. "My wife is a senior citizen who has been reading in magazines and newspapers about people who get face lifts. Now she wants one. It costs $2,000 plus hospital expenses. I am not in favor of it because I love her the way she looks. We have been married 44 years. She is 66 and I am 70. Is it a good idea for her to monkey around with her face when as far as I can see it is okay now except for wrinkles and what she calls sagging under her chin?" ~ Bertrand P. A. My knowledge of 1 lifting is limited to what, and what my medical says of it. He thinks fac are silly (and that's the' he used) unless there is disfigurement due to an accident. He thinks people should look their age. And he said that those women who get face lifts generally have to get another five or six years after the first, and another and another; each time re-tightening the inevitable sagging under the chin. a Usually, what happens from a surgeon's face lift is that the face looks tightened up; but that's all. It doesn't make anybody look young, which presumably is why the face lift is undertaken in the first place. The patient doesn't get much for her trouble and expenditure. After a face lift, the patient is still a senior citizen. Both young people and older people can tell the difference between a young person and an old person who is trying to look young. It is possible for an old person to look like a beautiful or handsome, or a fit, healthy and alert old person, without a face lift. I am an observant reporter who has seen many women and a few men who had face lifts in order to look younger. I think they were nuts. Q. "My mother' passed away two years ago. My father is just past 62 and unemployed. Can he collect a benefit from my mother's Social Security account that she had paid into for nearly 30 years of employment? If so, how much per month?" - Sharon W. A. Yes, he can if he qualifies for a widower's entitlement. He will have to ask the Social Security office how much that entitlement may be. Q. "I have • some newspapers dating way back to 1930 and some movie stars' script books from 1935. Also some old books on the Dionne quintuplets. Where could I write to find out whether they have any monetary value?" - J.C.If. A. Once upon a time there was a market for some old publications and books. Photocopy machines, however, have taken much of the value out of them. J.C.D. can go to the nearest public library and ask for advice from the librarian. At the library, she may find a list of auctioneers who specialize In selling old papers, books and documents. She can also get a list of auctioneers out of the Yellow Pages of the Manhattan, New York City, telephone directory. She can find a copy of the directory at her local telephone office. Q. "I received a check in 1981 for retroactive pay earned in 1960, before I went on Social Security. The amount puts me above the maximum allowance placed on earnings by Social Security. I know I have to pay income tax on it but because the payment to me was made for work done in r THE STAFF OF R0VAL TERRACE CORDIALLY INVITES ALL NURSES TO A RECEPTION IN RECOGNITION OF NURSES' WEEK WEDNESDAY, MARCH 10 1:00 PM -- 5:00 PM fOR MORE INFORMATION (ALL: DORA LINOEMAN DIRECTOR Of NURSINC SERVICES (815) 344-2000 803 R0VAL DRIVE, MtHENRV 1960 prior to retirement, must I get penalized by Social Security for that retroactive payment?" -- Edwin A.B. A. Social Security's ear­ nings requirement applies to earnings made during the year, or part of a year, that the recipient receives hig­ her checks from Social Security. I should think that money paid for work done before going on Social Security would not be sub­ ject to Social Security scrutiny. However, Edwin could go to Social Security and ask. Q. "In 1978 we purchased a house that we now live in. Fora year past, my aunt and uncle rented half of the house from us for 9200 a month. The mortgage payment is $450 a month. I have heard from friends that I can take depreciation on the house in my income tax return for last year. How can I do this?" - C.T. A. C.T. should go to a tax practitioner who can help if he knows all the facts. There are various tax people in business. Some are inex­ pensive. Some may be found working at large department stores and veterans organizations. C.T. should be cautious. He can stumble into a mistake or two if he gets the wrong advice. The local Council on Aging can probably tell him where to go for help. Write to Carl Riblet Jr. with self-addressed, stamped envelope for an­ swers to a specific question on the problems of aging. Questions will be answered in this column when possible. No identities are revealed. WHAT'S NEW Crop Program '82 FLEXIBLE SCREWDRIVER This screwdriver has a flexible shaft and a ratchet action. It comes with four bits that store in the handle and an adapter that can be used with 1/4 in. sq. drive sockets. Shaft flexes up to 90°. From Summit Tool Co., 4150 Fox St., Denver; Colo. 80215. PRICES! *VIDEO RECORDERS (All Models) * BLANK TAPES *VIDEO CAMERAS (All Models) *MOVIES RENTALS (Lowest Rates In McHenry Co.) * COMPLETE VIDEO ACCESSORIES * COMPUTER GAMES *SERVICE ALL TYPES OF VIDEO EQUIPMENT •BALLY*ODYSSEY • AT ARI • INTELLI VISION \ DON'T LEAVE McHENRY WE'LL BEAT OR MATCH ANY PRICE! INQUIRE ABOUT OUR VIDEO CLUB Movkl As Low As 1 1 ) A M ' r \ IN Id A A [ (by Brian Sager, Ex­ t e n s i o n A d v i s e r , Agriculture). The availability of cash and the effective use of in­ puts that will affect yields are two major factors to consider when planning a cropping program for 1982. In addition, grain producers in high financial risk situations may want to examine closely the provisions of feed grain and wheat programs, as well as the federal all-risk program on crop insurance. ' On most farms, no ex­ treme shifts in crop acreages will be necessary. With average yields, costs for all crops are expected to be only five to seven percent above those for 1960-81 and the ratio between corn and soybean prices will be close to breakeven levels. So the decision as to what crops to plant will depend primarily on unique factors that affect individual farms. The effects of different crop combinations on 1982 farm income can be determined by estimating the costs and returns for each crop. In order to make such an analysis, producers will need to estimate their expected yields, variable costs of production, and market prices. Only variable costs that change from crop to crop need to be considered in bucketing the effect of different crop acreages on net farm income. However, the costs to be included under variable costs are not - the same for all farms. Some of the usual variable costs are seed, pesticides, fertilizer, machinery repair, ^fuel, drying, and interest on operating capital. These costs could vary from $161 for second-year corn that yields 125 bushels to $77 for a 40-bushel soybean yield. With proper mangement, some of these costs can be minimized. If soil tests for phosphorus, potassium, and lime are high, a producer may be able to delay maintenance applications. If pest problems are monitored, it may be possible to restrict pesticide applications to those acres most affected by the pest. In addition, costs of crop storage may be minimized by reducing the storage period. Variable costs must be covered in order to produce a 1982 crop. In the long run, however, certain non-cash costs also have to be covered for a farmer to stay in business. Among these costs are machinery depreciation, interest, labor, and return to land. Another way to analyze the crop decision between corn and soybeans is to estimate the breakeven point or that point at which soybeans and corn are equally profitable. In making this evaluation, it is necessary to consider the expected yield ratio between corn and soybeans, the difference in production costs, and the price of each commodity. According to recent in-1 formation released by the University of Illinois, when corn yields are 2.5 times greater than soybean yields and the difference in production costs are $60 per acre, soybeans will be more profitable than corn when soybean prices are $4.75 per bushel or greater. If corn yields are 3 times those of soybeans and the cost dif­ ference is $80 per acre, the expected soybean price must be $5.50 or better. When corn yields are 3.5 times larger than soybeans and the cost difference is $100 per acre, the soybean price must be $6.25 or greater. As provisions of the acreage reduction and set- aside programs for feed grain and wheat are more fully" revealed, farmers should also evaluate the effect of program par­ ticipation on their present and future crop incomes. Looking Toward Retirement To get the most from retirement and make it a change of life rather than an end to life, adequate plan­ ning is a must. That's why McHenry County college is offering a three-session seminar designed to help people "Look Ahead to Retirement." Designed for those near 50 years of age, the seminar sessions will be held Thursday, March 11, March 18 and March 25, from 7 to 9 p.m. at Lakeside center in Crystal Lake. Three different speakers will cover all aspects of potential retirement. The financial aspect, including Social Security, Medicare, pension, insurance, budgets and taxes, will be discussed by Bill Biscomb, director of the McHenry County Office of the Social Security Ad-' ministration. Bill Morefield, ad­ ministrator at Valley Hi Nursing home, will speak on the health aspect of retir- ment - both mental and physical - including marital stress, self esteem and ego adjustments, creativity, exercise, sex, heart, and common sense. A look at the lifestyle of a retired person will be presented by Bobbi Fossum of the McHenry County Comprehensive Mental Health Service system. She will discuss family struc­ ture, part-time jobs, education, hobbies, travel and housing. The spouses of people who will be retiring are also encouraged to attend the seminar. To register, go to the MCC campus on Route 14 at Lucas road. Registration hours are from 8 a.m. to 4:30 p.m. and from 5:30 p.m. to 8:30 p.m. Mondays through Thur­ sdays. Friday hours are 8 a.m. to 4 p.m. Note VA Burial Benefits The Veterans Ad­ ministration has reminded former servicemen and women that awareness of VA burial benefits can often spare the family of a deceased veteran anxiety and financial hardship immediately following the veteran's death. Interment in a national cemetery is available, for example, to veterans discharged under conditions other than dishonorable. The eligible veteran's spouse and minor children, and, under certain conditions, un­ married adult children, are eligible also. Some national cemeteries have no remaining space, however. VA will furnish a head­ stone or marker to memorialize a veteran or mark the grave of a veteran buried in a national, state or private cmetery. VA will also provide markers to eligible dependents interred in a national or state veterans' cemetery. R e c e n t l e g i s l a t i o n broa d e n e d e l i g i b i l i t y f o r memorial headstones or markers. Under the new authority, VA may provide these services to all veterans whose remains have not been recovered or identified. This includes those who were buried at sea - whether by the veteran's own choice or otherwise, those whose bodies were donated to science, and those who were cremated and the ashes scattered without burying any portion of the ashes. For more information on VA burial benefits, contact any VA office or national cemetery. Toll-free numbers to VA regional offices are listed in the white pages under "U.S. Government" of telephone directories. Candidates' Fair Sunday The Crystal Lake-Cary and Woodstock-McHenry Leagues of Women Voters and the McHenry County Defenders will sponsor a Candidates Fair Sunday, March 7, from 2 to 4 p.m., at McHenry County college for c a n d i d a t e s s e e k i n g McHenry County board seats and other county of­ fices. At this public meeting* voters can interview can­ didates for various county offices on a one-on-one basis. SALE ENDS MARCH 8TH LEI & RAY ELECTRIC 1005 N. FRONT. McHENRY »8S4)Ma "You say you're an animal trainer," said the circus manager, "but you're only a midget." "Exactly," replied the mid­ get. "The animals look at me and say to themselves, 'I'll just wait till he gets a little fatter." i i 1 1 1 i i i i i 1 1 1 i i i i i 1 1 i n n i i i i i SHAMROCK CLEANERS OAT AND JACKET CLEANING XML Now you can treat your coats and jackets to expert extra-care dry cleaning at a real savings. Enjoy Fabric-Fresh beautifully clean coats and jackets NOW! . COAT ft JACKET CLEANING SALE O N ^ EACH ACT NOWI SAVE MONEY I OFFER ENDS March 31 it IMOdfir SAVINS I >VA Fur ft L*ath*r •xclud*d-Fak* Fur», Fur Trim ft Down Filled (lightly higher SHAMROCK CLEANERS sat***;*. 4400 W. ELM, McHENRY MARKETPLACE, 305-1944 S<ViqKO <Rlfi.E<¥ SALES & SERVICE 3 4 7 8 R o u t o 1 7 0 M i H e n r y (815)344-5610