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AGE 14 - PLA1NPEALER - FRIDAY, FEBRUARY 3, 1984 general y^i ici ai News Temporary entrance at hospital A temporary front entrance has been opened on the east side of Memorial Hospital because of remodeling of the front lobby and business offices, Keith Poisson, Memorial Hospital, assistant administrator, General Services, said this week. This entrance will be locked at 10 p.m. and opened at 6 a.m. During these hours, the Blakely street entrance leading to the Emergency services depart­ ment, and the adjacent parking lot will be available. Outpatients should continue to park in the outpatient lot on Blakely street, Poisson said. L PLANNING O < z, 32nd of a series by Kenneth J. Chadwick, C.P.A. - LIFE INSURANCE and TAXES (Some General Rules) Questions arc often asked about what's deductible and what's taxable in the area of life insurance. Generally speaking, life insurance premiums paid by an individual are not deductible on his income tax return, and life insurance proceeds received by a beneficiary are not taxable income. Here are some other basic rules to keep in mind about life insurance and taxation.* 1. Though life insurance proceeds paid on the death of the insured are not taxable income, the in­ terest earned on the proceeds while left with the in­ surance company is taxable. 2. A widow or widower is entitled to exclude $1,000 annually of such interest earned by insurance proceeds held by the insurance company. 3. Dividends earned on unmatured life insurance policies are not taxable income until such time as the dividends exceed the cost of the insurance contract. Such cost recovery seldom happens. 4. Life insurance proceeds that are paid to the estate of the insured person are considered a part of the estate for computing estate taxes. However, if the policy had been owned by someone other than the insured, the proceeds are not included in the decendent's estate. 5. Premiums on life insurance paid by an employer for an employee are considered taxable in­ come to the employee, except for group term life in­ surance premiums for coverage not in excess of $50,000 per employee. 6. Up to $5,000 of death benefits paid by an employer upon the death of an employee are tax free to the recipient. 7. Special rules apply to the taxation of amounts received as an "annuity" under a life insurance con­ tract. Purchasing life insurance should be done with the assistance of your tax advisor in order to give ade­ quate consideration to the tax consequences involve ed. Kenneth J. Chadwick, C.P.A. 106 Cass SI., Woodstock 815/338-2063 Vwi<mmg th< V/iHenry C aunty area far eleven years, hngaged in the practice of accounting, auditing, preparation of personal and business tax returns and management advisory services. TAX HELP 385-7825 FOR A HELPFUL TAX TIP Is Your Home Realty Covered? nolMthtyiYow Mom* TONY FICK 385-2336 Auction at Trade Fair CHUCK LEWANDOWSKI 385-2304 1308 N.PARK McHENRY Col. Joyce P. Hill will conduct the two auctions that will feature products and services of exhibitors at the 1984 AAcHenry Area Chamber of Commerce Trade Fair March 30, 31 and April 1. "What-am-I-bid, What-am-I- bid, What-am-I-bid??" is the jargon that will be heard from the stage of the Learning Center of Parkland School March 30 and 31 beginning at 8:30 p.m. This 1984 feature of the McHenry Chamber of Com­ merce Annual Trade Fair is a feature that is trend in this decade. Auctions are becoming more popular as a pasttime as well as a real source of acquisitions for collectors and bargain hunters. The 1984 Trade Fair will present the opportunity for devotees, as well as novices, to enjoy:the action of an auction; for fun ot for prize or profit. Approximately 125 items will be offered for sale at each of the two auctions. All items will be the products or services of exhibitors of the fair. Most items will be under $100, but there will be exceptions. Many of the items will be on display during the hours of the fair, but all items will be displayed and marked with lot numbers at least an hour before auction time. The seasoned fans know, but the novices are ad­ vised to pre-select the items they are interested in bidding on, because once the auction is in motion, the opportunity to own that item can be a very fleeting experience. On an average, an item goes over the auction block in one to one-and- a-half minutes. The McHenry Chamber an­ nounces that the auctioneer for W O O D S T O C K I I I I \ I m \ | \ | \ S I H I I I I n I < > 1 ! I I k V , , , , ; , , , \ilnli* 2 II X I ml' r I 5"; M.iinn-»» I on SIS "M.tl tins; I 11 <1M v < . I M : HELD OVER! I GORKY PARK |R • * • V2 Roger Ebert FRIDAY: 7:00, 9:15 SAT. & SUN: 1:00, 3:15, 7:00, 9:15 MONDAY thru THURSDAY: 7:30 AMERICAN FAMILY Si1/ SI. > HOt/H SOSJMSS HI AIT H tiff " WALT DISNEY PRODUCTIONS PLUS MICKEY'S CHRISTMAS CAROL <G) FRIDAY: 7:10, 9:00 SAT. & SUN: 1:00, 3:00, 7:10, 9:00 MONDAY thru THURSDAY: 7:00 Professionally Serving Mchenry County NITTANY HEARING AID CENTER "Next to the Post Office- Letizia Bldg. in Wonder Lake" 7432 Hancock Drive - Wonder Lake CALL (815) 728-1009 •Free hearing Test In-home or At Our Office •Senior Citizens Discounts •Battery Clubs •Free Loaners *hours M-S 9-1, Other by Appt. WINTER VACATION » Ml MHa tl tmm* Sua** • SoumMi Ktitth • Cm Cmtn Sfc Trt* •taW Mi • CHIIOMMMW: FnuM cmgn/fetal QiilNHMMM • MM *i T1NK-. I tm T |pl",or • • -- •-- • SO PffPMM Onlli Qcopwey Firtkw lalwMtM this special event is a Chamber member, Col. J. P. Hill. Col. Hill is a graduate of the Mason City College of Auc­ tioneering in Mason City, Iowa. However, her interest in the field goes back as far as her roots. Her uncle owned ^n auto auction and it is there that she began her career at a very early age when she held positions of clerk or ringman for his events. This family interest is per­ petrating itself, one of Col. Hill's five children now assists her as ringman for her auctions. Col.Hill holds a Bachelor of Arts degree in Fine Arts from the Art Institute of Chicago, and an Associate Art degree in Criminology from Harper College. Now a resident of Spring Grove, she had been a Long Lake resident for 20 years. When asked what would draw a first timer to an auction, Col. Hill stated "Fun. It's just lots of fun. Fun to watch it all happen. Fun to see the treasures change hands. Fun to see people so happy with their purchases. Fun to see the whole process. I'm so glad that the Chamber is making this opportunity available to the guests of Trade Fair." Although selling is not permitted during Trade Fair, some items that will be part of the exhibitors' displays may be offered at auction, to be picked up at the end of Trade Fair, after 5 p.m. April 1. Parkland School at Rt. 120 and Ringwood Road is the location of the 1984 Trade Fair. POLICE TICKETS Joseph A. Raven, 4605 Crystal Lake Road, failure to reduce speed to avoid an accident. Joseph P. Strojny, 3802 Waukegan, no valid registration. Glenn E. Banks, 4514 Garden Quarter, disobeyed a traffic control device. Michael L. Boro, 902 Florence, squealing tires. Maureen C. Dwyer, 5116 Fountain, no valid registration. Michael A. McClure, 607 Devonshire Court, disobeyed a stop sign. Kedrick Banks, 705 Broadway, improper lane usage and driving under the influence. Stanley Bogdan, Jr., 2425 Alton Road, violation of restriction, disobeyed a stop sign and driving with a suspended license. Robert A. Hildebrandt, 1410 Richmond Road, following too closely. SHEPHERD of the HILLS LUTHERAN CHURCH 404 N. Green St. Rev. Roger W. Schneider Phone 385-7786 or 385-4030 Sunday Church 8:30 & 10:45 Sunday School 9:1 5 Nursery Services Available WONDER LAKE BIBLE CHURCH Phone:728-0422 or 728-1687 7501 Howe Dr. Wonder Lake. Ill Merle D. Conklin. Pastor Sunday School 9:30 a.m. Morning Worship Service 10:50 am Prayer Hour - Wed 7:30 p.m ZION EVANGELICAL LUTHERAN CHURCH (Missouri Synod) 4206 W. Waukegan Rd (Rt. 120) Rev. Hermann F. Graef 385-0859 385-1616 Sunday Worship 7:45 & 10:30 Nursery Services at 10:30 Education for Eternity. Sunday School Children & Youth 9:00 a.m McHENRY COUNTY FRIENDS MEETING (QUAKER) 1st & 3rd Sunday 11:00 a.m. For information call 385-8512 or 312-683-3840 CHRISTIAN SCIENCE SOCIETY Lincoln Rd & Eastwood Lane Sunday Service & Sunday School 10:30 Wed. 8 p.m. Reading Room Tues & Thurs 2-4 Saturday 11-12 Noon ALLIANCE BIBLE CHURCH 3815 W. Bull Valley Rd. Rev. Gerald Robertson Sunday School 9:45 a.m. Morning Worship 11:00 a.m. Evening Worship 7:00 p.m. Choir Practice 6:00 p. m. Wednesday Bible Study and Prayer 7:30 p.m. ST. JOHN THE BAPTIST CATHOLIC CHURCH JOHNSBURG Rev. Leo Battel. Pastor Rectory Phone: 385-1477 Sat. Eve. Mass 5:30 p.m. Fulfills Sun. Obligation Sun. Masses 7, 9 fit 1 I a.m. Weekdays 7:30 & 9. Sat8a.m.t cJoin Us Inlltehip =IN THE CHURCH OF= YOUR CHOICE THE EVANGELICAL LUTHERAN CHURCH OF ALL SAINTS 312-587-7727 (Office) 312-497-4527 (Pastor's Office) Rev. J. W. Hughes. Ill Sunday Schedule: Worship Services 8:1 5 &c 10:30 am Sunday School 9:1 5 a.m. FIRST BAPTIST CHURCH 4918 E. Wonder Lake Rd. Wonder Lake. Illinois Phone: 728-1091 Pastor - Dennis Shaw Sunday Worship 11 a.m. Bible Study 10 a.m. Wednesday Prayer and Bible Study 7 p.m. MARANATHA ASSEMBLY .OF GOD. (Charismatic/Pentecostal) Pastor Lawrence Thompson I 309 Court St. 344-0557 Sunday School 9:30 a.m. Morning Worship 10:45 a.m Evening Worship 6:00 p nvt Wed. Family Nite 7:00 p.m. Thurs. Youth 7:00 p.m WONDER LAKE BIBLE CHURCH 7501 HOWE DR., WONDER LAKE MERLE D. CONKLIN, PASTOR 728-1687 MOUNT HOPE UNITED METHODIST 1015 W. Broadway. Pistakee Highlands Church Phone 312-497-3805 Linda Misewicz.Perconte. Pastor Personage (312) 497-3024 Sunday School 9:15 a.m. Worship 10:30 a.m. PENECOSTAL CHURCH OF GOD 4010 Westwood Dr.. Wonder Lake 815-653-9980 Jame A. Long. Pastor Sunday School 10 a .m. Sunday Morning Worship 11 am Sunday Evening Worship 6:30 pm Friday Bible Study 7 pm CHAIN O'LAKES EVANGELICAL COVENANT CHURCH 4815 N. Wilmot Road Church Phone 497-3000 Parsonage 497-3050 Rev. Marlowe Shoop Sunday School for all 9:45 a.m. Worship Service 11:00 a.m. Weekday/Night Growth Groups NATIVITY LUTHERAN CHURCH 3506 E. Wonder Lake Rd. Box 157 Wonder Lake. Illinois Phone 653-3832 Sunday Worship 8:00 Ac 10:30 a.m. Sunday School 9:00 a.m. (Nursery Facilities Available) ST. FRANCIS POLISH NATIONAL CATHOLIC CHURCH Flanders Road East of Ringwood Road Sunday Masses I I a.m. Rev. Adalbert (Wojciech) Bazarnik McHENRY EVANGELICAL FREE CHURCH 3031 Lincoln Road 344-1111 Church Pastor Rov Wuner 1 -653-9675 Sunday Service 10:30 Sundav Eve Service 6:00 p.m. Sunday School 9:15-1015 FAITH PRESBYTERIAN CHURCH 2107 West Lincoln Road (Across from outdoor Theater) Worship 8:30 fir 10:45 Children Ac Adult Sunday School 9:30 a.m. Bible Study - Weds. 9:30 a.m. Pastor: Dr. Eric J. Snyder Phone 385,5388 or 385-8460 Nursery Ser ices Available Home of The joy* . Mise Christian Preschool (torge R. Justen Funeral Home 3519 W ELM STREET McHENRY 385-2400 Freand Funeral Home 7611 HANCOCK DRIVE WONDER LAKE 1 -728-0233 Peter M. Justen Funeral Home 3807 W ELM STREET McHENRY 385-0063 Glaviano's Interiors 414 S ROUTE 31 McHENRY 385 3764 . McHenry SaYings & Loan 1209 N GREEN STREET McHENRY 385 3000 This space available to advertisers for pennies an issue. Brake Parts Co. P 0 BOX 11 M^MRY 385 7000 First National Bank off McHenry 3814 W RTE 120 McHEtJRY • 385 5400 McHenry Paint, Glass & Wallpaper 3411 W ELM STREET McHENRY 385-7353 Ace Hardware 3729 W ELM STREET 1 McHENRY 3853660 McHenry Plaindealer 3812 W ELM STREET McHENRY 385-01 70 Mitchell Sales, Inc. BUICK - OLDS 903 N FRONT STREET McHENRY 385-7200 McHenry I. Track Line, Inc. P 0 BOX 575 J McHENRY 385 0712 McHenry State Bank 3510 W ELM STREET McHENRY 385 1040 Coast to Coast Hardware 4400 W RTE 120 McHENRY MARKET PLACE 385-6655 ST. PATRICK'S CATHOLIC CHURCH Rev. Edmund Petit. Pastor Sat. Eve (Sunday Obligation Fulfilled) 5 p.m. Sunday 7:15.8:30, 9:45 II & 12:15 UNITED PENTECOSTAL CHURCH 258 Sunnyside, Lakemoor Rev. Nolan Hilderbrand 312-279-6289 Sunday 9:45 a.m. Ac 6:30 p.m. Wednesday 7:30 p.m. Bible Study Fri. 7:30 p.m. Wed. 7:30 p.m. Bible Study Friday 7:30 p.m Youth Service FIRST UNITED METHODIST CHURCH 3717 W. Main Street Church Phone 385-0931 Thomas Lowery, Pastor Parsonage Phone 385-1352 Sunday Service 9:30 a.m. Church School 10:45 a.m. CHRIST THE KING CATHOLIC CHURCH 5006 E. Wonder Lake Road Wonder Lake. Ill Sun Masses 8. 10 am fic noon Sat Evening Mass 5:00 p.m. Fulfills Sunday Obligation RINGWOOD METHODIST CHURCH Ringwood. Illinois Pastor Gordon Smith Res. 648-2848 Church 653-6956 Sunday 9:1 5 a.m. Church School 9:45 a.m. ST. PAUL'S EPISCOPAL CHURCH 3706 St. Paul's fic Green 385-0390| Rev. Marion Mailey, Rector Sunday Services Nursery Provide 8:00 a.m. Holy Eucharist 9:30 a .m. Christian Education 19:00 A.M. Family Eucharist Wed. 9:30 a.m, Holy Eucharist Holy Days as Announeed FIRST BAPTIST CHURCH | 509 Front St. 385-0083 Thomas R. Roberson. Pastor Bible Study-Sunday School 9:30 a.m. Worship Service 10:45 a.m. and 7:00 p.m Wed. Prayer Service b:30 p.m. CHURCH OF GOD OF McHENRY (Pentecostal) 3813 John St.. McHenry. Ill Sunday School 10:00 a.m. Morning Worship 10:50 a.m. Sunday Evening 6:00 p.m. Kevin Gnssom. Pastor Phone 344-2032. 344-3950 THE CHURCH OF ST. MARY OF THE ASSUMPTION 1403 N. Richmond Rd.. McHENRY 385-0024 Rev. James G. Gay nor. Pastor Rev. James Novak. Asst. Priest Rev. Waller Johnson. M.M. Rev. Stanley Ryiner Rev. C. Alfred Dietsch Saturday Evening Man 5:00 p.m. (Fulfills Sunday Obligation) Sunday Masses 6:30. 8:00. 9:30. 9:45. 10:45, 11:00. 12 noon J