SECTION 2 - PAGE 12 - PLAlNDEALER - WEDNESDAY, MAY I«, 1M4 Business V *1 (Plaindealer photo by Anthony Oliver) fe. Roger Szalowski, D.N., (Doctor of Naprapathy) recently opened practice in his hopietown of McHenry. The MeHenry Naprapathic Center is located at 1222 N. Green St., McHenry. Szalowski corhp&eted his education and internship at the Chicago National College of Naprapathy, 3330 N. Milwaukee Ave., Chicago, having been trained by some of Chicago's most recognized naprapaths. Naprapathy is a healing art using specific gentle manipulation, designed to bring motion, with consequent release of tension, into abnormally tensed and rigid ligaments, muscles and joints of the body. These tissues and structures are normally movable, flexible and resilient. Toxic \materials law affects employers Thomas R. Wallin, ^superin tendent of the newl Toxic Substances Division of the Illinois ment of Labor, announcedvthat he will soon be sending a Right to Know poster and eight-page booklet to more than 80,000 Illinois employers. Both are designed to inform employees about their rights-and em ployers about their obligations-- under the new Illinois Toxic Substances Disclosure Act, commonly called the "Workers' Right to Know" law. ( Wallin said the law was passed to ensure that employees who are routinely exposed to toxic substances are fully aware of the known and suspected health hazards associated with those subst Although the law became effective Jan. 1, Wallin said many employers still know little or nothing about its far-reaching responsibilities for them. He emphasized that every em ployer in the public and private sector with five or more em ployees (or 20 part-time em ployees) is covered. If they manufacture, supply or use any of the toxic substances referenced in the law, em ployers must: -By June 1, display the employee rights poster. -By June 30, submit to the Illinois Department of Labor an alphabetized list of all sub stances for which they have received a Material Safety Data Sheet. -By July 23, begin special safety training for all employees who ape routinely exposed to a toxic substance and insure that all toxic substances are labeled with an appropriate hazard warning. Employers who don't receive the poster and booklet by May 21 should write to the Illinois Department of Labor, 100 N. First St., Springfield, EL, 82706, or contact their county health department or trade and professions! association for a copy. Spring is a good time to buy a home By Yvonne Beer, executive vice- president, McHenry County Board of Realtors Now that spring is here, many people have turned their thoughts to homebuying. Nationally, there is a seasonal increase in the number of homebuyers in the spring and now is a particularly good time to buy a home. While average home resale prices are expected to increase five to six percent this year, home prices last year increased 3.7 percent; less than the rate of inflation. This relative stability in home prices, plus a good supply of homes on the market and mortgage interest rates in the 12 percent to 13 percent range have combined to make homes affordable. A family earning the average family income of nearly $25,000 attempting to purchase a median-priced resale home of nearly $72,000 nationwide, would spend approximately 29 percent of the family's total income on the monthly payments for principle and interest. A year ago the typical family would ealtors ECORD Roger Szalowski, D.N., takes an appointment for naprapathic treatment at the McHenry Naprapathic Center, 1222 N. Green St. • • Naprapathic office open on Green Street Commerce department to aid business with energy program have spent approximately 30.4 percent of its income on home payments. Even though not every family could comfortably afford an average-priced resale home, there are many homes on the market within their means. In fact, home prices in the county range from $27,000 to $325,000. The biggest influence in making homes more affordable is lower mortgage interest rates. We should be concerned that mortgage rates are ex pected to increase later this year as a result of borrowing by the Treasury Department to finance the huge federal budget deficits. Competition for available funds is likely to put upward pressure on interest rates by the fall. Szalowski said a naprapathic treatment, usually about 30 minutes long, helps to normalize nerve function and improves circulation needed to restore the b o d y ' s r e g e n e r a t i v e capabilities. Naprapaths do not diagnose, nor claim to "cure" an illness or disease, but assist the natural healing process. Naprapathic treatments help the body become stronger and more resilient to stress, leaving you feeling better, walking straighter, and even standing taller. The first treatment includes a naprapathic spinal examination and usually takes about 45 minutes. Office hours include both mornings and late evenings. Illinois small business owners can receive free consultation on energy conservation for their business through a program offered by the Department of Commerce and Community Affaris (DCCA). DCCA's Office of Small Business Energy Assistance will provide, at no cost, walk through inspections of establishments and make non-technical recommendations on no- to low- cost energy savings measures. "In most cases, we find that measures as simple as reducing the waftage of light bulbs used can save the frim money," said DCCA Director Michael T. Woelffer. "The business owner is the last who needs to be told that energy costs burn up profits. But many can be shown how to save from five to 25 percent on fuel bills just by changing some practices." Some measures covered in the inspection will include checking whether or not the business is maximizing its use of solar heating during the winter and shading the sun during the warmer weather, evaluating the amount of interior lighting used, checking the windows for in sulation and also to see if the thermostatic control is being used properly. DCCA will show owners how to track, by month, fuel con sumption and compare bills to see if energy conservation is working and if so, how much does it equate to savings. Also, each business owner will receive a free copy of the "Window Repair Handbook" detailing ways to insulate the source of a building's greatest energy loss-windows and doors. "DCCA has helped 195 small businesses through this program and we have received positive feedback on the results of our recommendations," Woelffer said. "The business owner has everything to gain by our audits since most of our recommendations will cost them little to nothing to follow through on. For more information about the program or to schedule an energy audit persons should contact Jeff Mitchel, DCCA, (800) 252-2923. Employees pay more for health insurance - More employees in medium and large firms helped to pay the premiums on their group health insurance in 1983 than in 1982. According to surveys of employee benefits conducted by the Bureau of Labor Statistics, U.S. Department of Labor, 31 percent of the "workers shared these costs for single person coverage in 1983, compared with 26 percent *one year earlier. '• A greater proportion-up from 47 percent to 50 percent-paid part of the premiums for family coverage. At the same time, the average share for those em ployees paying part of the premium rose 13 and 19 percent, respectively, to $10.13 per month for single coverage and $32.51 for families. The fifth annual survey of employee benefits provides representative data for 20 million full-time employees in a cross section of the Nation's private industries in 1983. The survey's scope generally was limited to medium and large establishments employing at least 100 or 250 workers, depending upon the industry. The study provides in formation on paid leave, in surance, and private pension plans, as well as many other benefits that are paid, at least in part, by the employer. It covers t, JV a »ilji . _ ... nocn cnewaent or tnese Dcneuts and the detailed characteristics of the benefit plans. Data are provided for all employees and for three employee groups: professional-administrative, technical-clerical, and production workers. 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We eliminated it not only because it was confusing, but to allow the Grand Prize to become even larger. . In fact, that's why we've made all these changes in Lotto--to increase the chances for the Grand Prize to roll-over and become bigger than ever. And if you're lucky enough to win, chances are youll win a lot more money. v The odds on a one dollar wager of winning the Lotto Grand Prize are 1:3.6 million. Overall odds 6f winning are 1:335. So look before you Lotto. And have a ball! LOTTO