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SECTION 2 • PACE 1 • PI AIMdkALLR HfcHALU. DECEMBER I.MI ss • - True Iil< rue ilie opens its doors for business in McHenry True Tile is celebrating its grand opening Dec, 3-15 by of­ fering McHenry residents storewide discounts on a wide variety of ceramic tiles, hard­ wood flooring and vinyl products by many leading brand names. Owners Russ and Barb True boast 16 years of experience in the industry and Russ has been actively working in Lake Geneva for several years on custom duplex and con­ dominium interiors. True Tile stresses that customers be totally satisfied. The encourage and specialize in unique custom ideas by mixing and matching colors of ceramic tile to fit individual tastes and budgets. You'll get personalized ser­ vice from professionals who are certified Armstrong installers and also certified by the National Oak Flooring Manufacturer's Association. "We try to keep up with the latest styles and fashions of the tile and wood flooring industry/' Russ said. "I think people will love our idea center, where we can show people a variety of unique choices from more than 1,500 ceramic samples, 900 sheet good samples and more than 100 floor tile selections." The store, located at 1007 N. Front St., McHenry, is open six- dayS'a-week The Trues en­ courage customers to make their selection and take home a sample to see if it will fit their home decor. • • . -rr~: M t& FLEET CARRIESAWIDE ION OF QUALITY BRAND Lease-option can be viable alternative for home buying BARB * RUSS TRUE Professional Arts building opens By Yvonne Beer; executive director, McHenry County Board of Realtors With today's higher mortgage rates, homebuyera are looking at alternative methods, of financing. Even adjustable rate mortgages (ARMs) are getting the close second look they deserve. One of the current alternatives being considered by some homebuyera is the lease option. ealtors ECORD Under the proper cir­ cumstances, a lease-option can by a very good path to home ownership. Simply stated, it is the grant of a right for a limited period of time to purchase property, often at a predeter­ mined price. Generally, it locks in the home at a particular price for a period of one to five years. During the option period, the potential buyer leases the home. The occupant becomes the owner when the option to purchase is exercised. A lease-option can be an ex­ cellent alternative for someone who can afford monthly payments but cannot afford to make a downpayment, generally about 20 percent of the sale price. At the same time, the seller must be in a position of wanting to sell the home but not in immediate need of its cash equity. Usually, the buyer pays an option fee to obtain the option to purchase and rents the home for an amount that is somewhat above the going market rate for comparable rental properties. Often, a portion of the rent is credited toward the down- payment. Another , alternative frequently used is to set the rent at the market rate with none of it going toward the downpayment. this gives the potential buyer time to save for a downpayment and to arrange financing. There are many variations to the lease-option and terms are negotiable. In effect the seller offers an exclusive option tp the potential buyer and is Com­ pensated for the option. If the sale does go through, the buyer usually forfeits any funds ac­ cumulated under the agreement toward the downpayment. The grand opening of the professional arts building at Northern Illinois Medical Center is slated for tonight from 5 p.m. to 8 p.m. The physicians and services' available in the building are: -George Alvary, MD. --Cardiopulmonary services. -Elgin Cardiac Surgery, SC: - Joong H. Choh, MD, FACS H. Jae Ihm, MD, FACS A. Hassan Khazei, MD, FACS W. Craig Thatcher, MD, FACS -Lary Kilton, MD, SC -Andrew J. Kontrick, MD -Roger A. Lundquist, MD -Kenneth Margules, MD. -McHenry Internal Medical Associates, SC: Linda L. Alic, MD James H. Mowery, MD James R. Skopec, MD -Rodrigo Merino, MD -Northern 111. Clinical Laboratory, Ltd. -Alan H. Numbers, DPM -Helen Numbers, DPM -Kanu Panchal, MD -Marshall E. Pederson, MD. -Namburu Raju, MD \ -Ayyagari Rao, MD -John J. Schulz, DDS --George L. Stankevych, MD sV4,* : 3 SPECIAL PURCHASE BLOUSE SALE Custom Sale LARGE SELECTION OF POLY AND POLY/COTTON SOLID, STRIPE AND PLAID BLOUSES AT FANTASTIC SAVINGS. OUR BEST SELLING BLOUSE LINE STYLES SHOWN NOT IN ALL STORES. Tl 111 II.CCR TC CMI.ING SIC IN SPRUCE-UP HSALE YELLOW TAG % SAVE 20% ON THIS MERCHANDISE AND GET YOUR HOME READY FOR THE HOLIDAYS! v < custom draperies. Including labor, lining and installation. Give a fresh new look to any room. Just choose the fabric and style from a select group. We'll make, line and install your new look And you save! VA WSt'V ' - : • 7 1 35% off Top treatments, specialty work and bedspreads 40% to 50% off Viewscape Vertical Blinds*. 'Installation available at regular price. SPECIAL PURCHASE SWEATER SALE FROM KATE COLLINS & STEPPINGSTONES. LONG SLEEVE CREWNECKS-SLEEVELESS VESTS MANY WITH EMBROIDERY AND CABLED STYLES. IN ASSORTED COLORS. SIZ^S: S-M-L. Carpet Sale. ROSE BU RG 3/8" and 7/16" HARDWOOD PANELING 20% OFF PLUS AN ADDITIONAL 10% OFF WHEN YOU PAYCASH!! KITCHEN FAUCETS STARTING AT 60 mmm RS?'": 'v.Vvjv * V v ' v - V " . * " " • mmm mmmm Your home is our showroom. We'll bring samplesof solids, plushes, patterns and multicolors to you. We do the rest. 'West Park. Reg. $26 sq. yd Sale 11.99** 'Mystic Touch'. Reg. $35 sq. yd Sale 16.99** "Padding and installation available at regular low price. Save 25% to 50% on many other styles, too! Sale prices effective thru Saturday, December 29th. SPECIAL PURCHASE JCPenney< ' Custom Decant ing Call lor a free in-home appointment with a JCPenney Decorator Consultant. No obligation. Of course. Percentage off represents savings on regular prices. STADIUM COATS. 3STYLESTOCHOOSE,QUILTED TWILL, ZIP AND SNAP CLOSING. KNIT COLLARS. Asst. Colors. 5520-21-23 r •• 45 LOCATIONS IN 8 STATES 1230 DAVIS RD. • BYPASS 14 & 47 WOODSTOCK • 338-1440 Mon. A Frl. 9 'til 8:90 p.m. Tuea., Wed., Thurs. 9 'til 6 p.m.; Sat. 9 'til 5 p.m. ' , u m sfw""1 i! Spring Hill Mall ... 428-6970 Illinois Louis Joitet Brickyard 629*779 Mall 616/ Ford City 581-5631 NorthbroekCdert * FoxValleyCenter 851-6910 No Riverside 447-8010 Golf Mill 299-1042 Northwoods Malt Northwest Indiana: Lakehurst 473-1811 Peoria 685-6111 Marquette Mail 879-7361 Lincoln Mall 481-2030 Orland square 460-1552 Southlake Mall ... 738-2357 > 1964. J C P«nney Company. Inc FARM FLEET ROUTE 47 & BYPASS 14, WOODSTOCK, IL 8:30-9:00 , Sa turday*. 8 30 5 :30: Sundi>j , 11 :00-5:00