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(Con‘t from RE 5) Association presiâ€" dent Denise LeBlond said, "During the last three years, A.C.T. has opened up many opportunities for nonâ€"profit housâ€" Many opportunities opened KIRTON‘S ALL STARS GETTING INTO THE REAL ESTATE MARKET THE LEGAL MATTERS OF OWNING A HOME QUALIFYING FOR A MORTGAGE By Marco Ventola, CIBC Mortgage Specialist Straight talk about mortgages Preâ€"Approval Certificate so you can start looking now FREE FIR STâ€"TIME HOMEBUYER SEMINAR * u/ f Mark KirtO® By John Moody, B. Comm., Sales Representative $369,900 The Oaky ‘ou can afford to own a home Protecting your investment ing groups to work with municipalities and the housing industry on a wide range of initiatives that can lead to greater access to affordable housâ€" ing pro cMHC y 7 Helping to house Canadians i‘,}’:’fi A FIRSTâ€"TIME HOMEBUYER SEMINAR TO ANSWER ALL YOUR QUESTIONS $570,000. A program is providâ€" ing municipalities with demonstration projects that point the way to better methods of regulatâ€" ing housing develâ€" opment without Please reserve by calling 844â€"5000 Day/257â€"0637/Evg The 2171 LUMBERMAN LANE SUNDAY, FEBRUARY 28, 1:30 PM Country Squire Inn, Oakville E FINANCING PROGRAMMES C EveryBJ;angna(iamré%atg: &n:wfla%l:)s&‘t.?h%},\ml!ggs OCI;\/IHC ing now Insured, (%verment Programmes for Firstâ€"Time Buyers NOW IS THE TIME AND WE CAN SHOW YOU HOW $299,900 IF YOU COULD EVER OWN YOUR CASTLE $111.900 compromising health or safety. Knowledge of what can be and has been done :in other municipalities is the first step on the road to change," said Doreen Quirk, Do you need sutton group â€" people & properties inc. 844â€"5000 independent member broker $510,000 By Brian Hanna, Solicitor a lawyer and what are the legal costs past president of the Federation of Ca‘n a d i a‘n Municipalities. Since its initial launch in 1990, the A.C.T. Program has provided grants of up to $20,000 for 1J ocated airway ared #% tone HANNA, attialets & projects that make more effective use of urban sites, adapt existing stock to new uses, introduce new standards for development and building, develop new housing types, and streamline the approval process. So far 23 municâ€" ipalities â€" 14 housâ€" ing associations or agencies, and 13 professional planâ€" ners, builders or architects _ have received _ grants under this program. The selection of projects to be fundâ€" ed by the Program is made twice a year by a national independent comâ€" mittee of housing experts. Projects are judged on the potential impact of the innovations and their transferability to other municipaliâ€" ties. Applications for the forthcoming rounds of selection are available at CMHC offices and from the ACT Administration Team â€" at: the Federation of Municipalities, 24 Clarence Street, Ottawa, Ontario KIN SP3. PÂ¥ HENDERSON The deadline for the next round of applications is May 7. 1993. lelecilets