uses humorous stories to entertain and teach. In counselling people on how to balance their lives between work and leisure, self and family, he often illustrates with personal experiences and experiences of his patients (without naming names, of course). He calls it teaching by example and metaphor. He loves it. "I get the biggest kick of all from public speaking," he admitted. It seems when young David was a lad at Forest Hills High School teaching, not medicine, was his real goal. He was a good student, a preâ€" fect, and a tutor. Several of his teachers were deeply influential in his development; he has nothing but respect and admiration for them It‘s one of the reasons why he wrote his book. So that he would get more opportunities to lecture and teach. "People who work with children shape the future of society," the doctor noted. But even though he told his guidâ€" ance counsellor that he wanted "to be a teacher â€"â€" like you," it was sugâ€" gested he would do better to enter A thirdâ€"quarter analysis of Canadian housing markets shows that in a number of markets â€" including Toronto, affordability is higher now than at any time since A growing percentage of renters across Canada can now afford to buy their own homes. To determine affordability, Canada Mortgage and Housing Corporation (CMHC) measures the percentage of renter households in the prime homeâ€" buying age group of 20 to 44 years, who have an income equal to or greater than the income required to purchase an average starter home. With mortgage rates hovering around 25â€"year lows, an abundant supply of housing and only modest growth in home prices, buying a home has never been more affordable in many centres. Housing may be more affordable than ever before, but pentâ€"up demand is building and the current buyer‘s market can‘t continue indefinitely. After a major drop during the recession, it is projected that there will be a net increase of 150,000 jobs during 1993 and a further 250,000 during 1994. This should buoy consumer confidence and assist the housing market. CMHC has shown that the benefits of home ownership have been extended to a larger pool of potential buyers, because of the reduction in interest rates and competitive house prices across Canada. At the same time, tress doctor takes his own advice (Continued from page 13) Advertisement preâ€"med at University. He did, and carried on through med school findâ€" ing it "fascinating." He planned then to become a surgeon but fate intervened (he was denied a visa to work in the trauma hospital in Birmingham, England). No probâ€" lem, he found general practice more interesting, in any case. The rest has been a marvellously twisted road back to teaching (through family practice, public speaking, writing, and private counselling). "There is no question," he said with a grin as he sipped orange juice, "my learning in stress and lifeâ€"style management has been beneficial personally â€" as well as Posen said, "I have to admit I kind of like the predictability of my life now." His routine of seeing patients in the morning, daily exercise around lunchtime, writing in the afterâ€" noons, followed by more patients, suits him right down to his socks. Almost invariably he is home by 6 p.m. in the bosom of his young famâ€" ily, seldom working weekends or evenings. (Not even to play tromâ€" bone in the Oakville Symphony Orchestra.) buyers now have an opportunity to buy at the bottom of the housing price cycle in most markets, the following is concluded: * Canadian economic growth in the second quarter of 1993 resulted mainly from business investment in inventory and in productivityâ€" enhancing equipment. *Canada‘s inflation rate held steady in August at 1.7 per cent. Low demand is expected to keep inflation low for the remainder of the year. * Retail sales rose in June compared to June, 1992. Secondâ€"quarter sales were 0.6 per cent higher than i the first quarter. + (There is a moral in this, no doubt.) The economy: good news ... and bad news * There was both good and bad news on the Canadian employment scene. The bad news: there were 11,000 fewer jobs, the manufacturing sector shed workers for the forth straight month, and Quebec and Ontario suffered job losses for the second straight month. The good news: there were 17,000 more fullâ€"time jobs. Dan Cooper is an awardâ€"winning associate broker with Countrywide Town Centre Realty Inc. and can be reached at 338â€"6550. professionally." "I‘m not selling snake oil," he pointed out cheerfully. The changes he advises are based on scientific research. Oh, he‘s still a "Type A" personâ€" ality, though perhaps not as tightly wound. And he continues to see himself as "a seeker, a challenger, someone who is always trying to get better." Sure, David Posen has concerns about the skewed "values" in our society (materialism!), the breakâ€" down of the family, and educational institutions and organized religion. He worries about gratuitous vioâ€" lence and pornography masqueradâ€" ing as entertainment. He fears for the future of his children. (Are we starting to feel the bands tightening around our chests, yet?) So why is this man smiling? "It gets me through a lot," he laughed. $1,500...we have heen savin interest (on credit car to others throughout the world. His books, Wealth Without Risk and Financial Self Defense, have become the biggest selling financial books in history with over two million copies sold. They have remained at the top of the New York Times best sellers list for over two years. ACHIEVE THE FINANCIAL SECURITY YOU DESERVE! We can teach you how to Reverends David and Alice Durksen Victoria, British Columbia CANADA‘S _ Charles J.Givens # has dedicated his life to teaching his easyâ€"toâ€" BEST SELLER!! understand financial strategies 0 c 1P > Gp DP p> > p DP 4P «> <in> «in <in» <â€"a~ 4s A NOC ROYAL LePAGE a D VA The staff of ROYAL LePAGE at 239 Lakeshore Road East are pleased to congratulate THELMA CHENEY, for being a member of the Oakville, Milton and District Real Estate Board for 25 years, and in the top 10% of the company in production for a minimum of 10 out of 14 years. Congratulations THELMA and our best wishes for continued success. Congratulations rika and Herbert Riemer Toronto. Ontario 360 Iroquois Shore Road Oakville 3:00pm 7:30pm â€"IIIIIIIIIIHIIIIIIIIHIII Estate Services Lid. Wednesday, Nov. 3/93 HOLIDAY INN On Iroquois Shore Rd. at Trafalgar Rd. Thelma Cheney Sales Representative â€"Terrv and Ginette Byrne Voncton, New Brunswick